
(osobní účet)
běžný účet
a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required
Gramatické Informace:

(úrok)
úroková sazba
the amount that a lender charges a borrower for the use of money, typically calculated based on the amount of the loan and the length of the borrowing period
Gramatické Informace:

(debety)
přečerpání
a deficit in a bank account caused by withdrawing more money than is available

(služba)
zařízení
a service that an organization or a piece of equipment offers you

(Konsolidovat)
Sloučit
to merge several financial accounts, debts, funds, into one
Gramatické Informace:

(pohledávka)
dluh
an amount of money or a favor that is owed

(splátka)
platba
an amount of money that is paid for something

N/A
to collect funds, often through various means such as fundraising, investments, donations, or other financial efforts

(úvěr)
hypotéka
an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

(deponovat)
vložit
to put an amount of money or other item of value into a bank account
Gramatické Informace:

N/A
the act or process of returning the amount of money one borrowed from a bank or other financial institutions

(pevný)
stabilní
regular and constant for a long period of time

(výdělek)
příjem
the money that is regularly earned from a job or through an investment

(rating úvěrové způsobilosti)
úvěrové hodnocení
a number that represents how reliable a person or company is when it comes to paying back loans, based on their past financial activity
Gramatické Informace:

(financování)
financovat
to provide funds or an amount of money
Gramatické Informace:

(zpřístupnit)
otevřít
to become available for use or access
Gramatické Informace:

(účet na spoření)
spořicí účet
a bank account that pays interest on one's deposited money and is intended to help one save over time
Gramatické Informace:

(transfer)
převod
the act of transfering something from one form to another

N/A
to have more money in one's account than what one owes or what was initially invested

(přečerpání účtu)
přečerpat
to withdraw more money from a bank account than is available

N/A
in debt due to spending more than one's earnings
The phrase "in the red" originates from the practice of using red ink to indicate negative amounts or deficits in financial records and accounting ledgers. This idiom is used to describe a financial situation where expenses exceed income, resulting in a negative balance or deficit.

(náklady)
poplatek
the sum of money that needs to be payed for a thing or service

(úroková sazba)
úrok
the cost of borrowing money, usually expressed as a percentage of the amount borrowed

(bankovní sektor)
bankovnictví
the management and handling of financial matters or transactions

(připojený k internetu)
online
connected to or via the Internet

(automat na hotovost)
bankomat
an electronic device that enables individuals to perform financial transactions, such as withdrawing cash, without the need for human assistance
Gramatické Informace:

(příjmová daň)
daň z příjmu
a tax paid to the government each year by a business or an individual based on their income

N/A
a tax on the estate of the deceased person

(celní poplatky)
cla
the taxes that are paid to the government when goods are moved from a country to another

N/A
a tax that is measured by the amount of business done (not on property or income from real estate)

(daň z dovozu)
clo
a government-imposed tax on imported or exported goods

(bezcelní)
zboží bez cla
(of goods) able to be imported without paying tax on them

(DPH)
daň z přidané hodnoty
a tax put on the value added to a product at each stage of the supply chain, affecting the final price which the consumer pays

(společnost)
korporace
a company or group of people that are considered as a single unit by law

(daň z příjmu)
daň
a sum of money that has to be paid, based on one's income, to the government so it can provide people with different kinds of public services
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