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used to suggest that it is not enough to simply earn money, but it is important to have the knowledge and skill to manage, preserve, and increase one's wealth over time
The proverb "a fool may earn money, but it takes a wise man to keep it" has roots in traditional European wisdom, and although it does not originate from a specific well-known text, it is consistent with the principles found in both ancient and modern financial teachings. It suggests that earning money, while significant, is not the only requirement for long-term financial success. The saying serves as a reminder that true financial stability comes from understanding how to manage money wisely, make good investments, and avoid wasteful habits, rather than simply focusing on how much one can earn.

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used to imply that saving money is just as valuable as earning money, as both contribute to increasing one's overall wealth
The proverb "a penny saved is a penny earned" is commonly attributed to Benjamin Franklin, who included it in his writings in the 18th century. The saying reflects the idea that careful management and saving of money contribute just as much to wealth building as earning income does. It serves as a reminder that small, consistent savings can add up over time, and that being economical is a key element of financial success.

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used to imply that it is preferable to avoid debt by living within one's means, even if it means going without a meal
The proverb "better go to bed supperless than rise in debt" originates from traditional English wisdom, highlighting the importance of financial responsibility. The saying serves as a cautionary message, encouraging people to live within their means and avoid borrowing beyond their ability to repay. It reflects the idea that avoiding debt is more important than short-term gratification, as financial freedom and security are essential for long-term well-being.

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used to suggest that it is better to give a small sum of money as a gift than to lend a larger sum that may create financial strain and harm the relationship
The proverb "better give a shilling than lend a half-crown" is a traditional piece of English folk wisdom, although its exact origin is not clearly documented. The saying emphasizes that giving money without the expectation of repayment can preserve relationships, while lending large amounts can create tension, misunderstandings, or conflict. It advises generosity without expecting anything in return over lending that may cause trouble.

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used to imply that one should prioritize fulfilling their obligations and acting with fairness and integrity before offering help to others
The origin of the proverb "be just before you are generous" is unclear, but it reflects a longstanding piece of practical wisdom found in various cultures. The saying encourages people to act with a sense of responsibility and ethical behavior, stressing that generosity should not come at the expense of fairness or the proper balance of obligations. It serves as a reminder to prioritize justice over goodwill to maintain respect and trust.

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used to imply that it is important to keep track of debts and pay them back promptly, in order to maintain positive and long-lasting relationships
The proverb "short reckonings make long friends" has its origins in early English folk wisdom, with similar phrases appearing in writings from the 16th and 17th centuries. It emphasizes the importance of being prompt and honest in financial dealings, as avoiding lingering or unresolved debts prevents misunderstandings or strain. The saying highlights that by addressing financial matters efficiently, trust and goodwill are preserved, strengthening long-term friendships.

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used to advise against borrowing or lending money, as it can lead to financial and interpersonal difficulties
The proverb "neither a borrower nor a lender be" originates from William Shakespeare's play 'Hamlet' Act 1, Scene 3. It suggests that borrowing can create a sense of obligation, while lending may cause conflict or loss if repayment is not made. The proverb serves as a reminder to avoid financial entanglements that could harm one's financial stability or personal connections.

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used to suggest that one should be cautious with their spending, and not waste all their money in one location or on one thing
The proverb "do not spend it all in one place" likely originated from American folk wisdom and became widely used in the 20th century as practical advice on financial prudence. It suggests that one should avoid spending all available funds on a single purchase or in one location, as doing so could lead to financial strain or a lack of resources for future needs. The saying promotes the idea of moderation and wise allocation, urging individuals to be cautious with their spending habits in order to maintain financial stability over time.

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used to imply that even though someone may have very little money, they can still find ways to make ends meet and survive
The proverb "a beggar's purse is bottomless" is part of traditional English folk wisdom, but its exact origin is difficult to pinpoint. It reflects the idea that those in need often manage to get by, finding ways to stretch limited resources, whether through creativity, support from others, or sheer determination. The saying underscores the resourcefulness that can emerge in difficult situations, suggesting that a lack of money does not necessarily mean a lack of survival ability.

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used to suggest that anything valuable, such as a position of power or material wealth, should be handled with care and responsibility, as even a small mistake can have significant consequences
The origin of the proverb "a full cup needs a steady hand" is difficult to trace to a single source, as the idea has appeared in various cultures for centuries. The saying highlights that those in positions of privilege or authority must act with care, as even a small mistake can lead to loss or downfall. It serves as a reminder that success and responsibility require discipline, self-control, and thoughtful management to avoid negative consequences.

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used to advise that it is more beneficial to take a smaller but sustainable benefit from a resource or opportunity, rather than trying to consume or exhaust it completely for short-term gain
The proverb "better to drink the milk than to eat the cow" does not have a widely documented origin from a specific text or culture, but it is rooted in traditional agricultural wisdom. The saying emphasizes that by preserving resources instead of exhausting them, one can maintain a continuous advantage rather than facing a shortage in the future. It serves as a reminder to think ahead and make choices that ensure lasting profitability rather than short-term satisfaction.

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used to suggest that it is preferable to have a steady and dependable source of income or wealth, even if it is modest, rather than relying on occasional large sums that may not be sustainable or reliable
The proverb "better a steady dime than a rare dollar" reflects traditional financial wisdom, though its exact origin is unclear. This saying highlights that having a modest but dependable income is more beneficial in the long run than relying on occasional large sums that may not be sustainable or guaranteed. It serves as a reminder that financial security often comes from steady, continuous effort rather than unpredictable gains.
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