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price fixing
2-
alimony
3-
arrears
4-
collateral
5-
contingency
6-
lump sum
7-
overhead
8-
top-up
9-
bubble
10-
face value
11-
outlay
12-
receivables
13-
seed money
14-
gratuity
15-
savings and loan association
16-
clearing house
17-
line of credit
18-
fintech
19-
pension pot
20-
child support
21-
corporate welfare
22-
giro
23-
net asset value
price fixing
(fixation des prix)

(fixation des prix)

entente sur les prix

flag
/pɹˈaɪs fˈɪksɪŋ/
nom

an agreement between business rivals to not sell products at a lower price

example
Exemple
click on words
The investigation uncovered evidence of price fixing among major pharmaceutical companies, artificially inflating drug prices.
Price fixing undermines the principles of free market competition and can harm consumers by limiting choices and driving up prices.
Cartels often engage in price fixing to control market prices and limit competition, resulting in higher prices for consumers.

Informations Grammaticales:

Nom Composé
alimony
prestation compensatoire

prestation compensatoire

flag
/ˈæɫəˌmoʊni/
nom

the money that is demanded by the court to be paid to an ex-spouse or ex-partner

synonymmaintenance
example
Exemple
click on words
The terms of the divorce settlement included provisions for alimony and child support.
He petitioned the court to reduce his alimony payments due to a change in financial circumstances.
The judge considered various factors in determining the amount of alimony to be paid.
arrears
arriéré

arriéré

flag
/ɝˈɪɹz/
nom

an unpaid debt that is past due

example
Exemple
click on words
The company's financial statements revealed significant arrears in accounts receivable, indicating a potential cash flow problem.
Sarah finally cleared her tax arrears by entering into a payment plan with the IRS, relieving her of a considerable financial burden.
The landlord served a notice to pay the rent arrears within seven days or face eviction from the apartment.
collateral
(garantie, caution)

(garantie, caution)

nantissement

flag
/kəˈɫætɝəɫ/
nom

a loan guarantee that may be taken away if the loan is not repaid

example
Exemple
click on words
The pawnshop accepted the diamond necklace as collateral for the short-term loan.
The entrepreneur pledged his stock portfolio as collateral to secure the business loan needed to expand his company.
When securing a loan, the bank often requires borrowers to provide collateral, such as real estate or vehicles, to mitigate the risk of default.
contingency
(fonds de contingence)

(fonds de contingence)

fonds de prévoyance

flag
/kənˈtɪndʒənsi/
nom

the funds that are set aside for unforeseen expenses that may arise in the future

example
Exemple
click on words
The company allocated a portion of its budget as a contingency to cover unexpected costs, such as equipment repairs or legal fees.
Non-profit organizations often establish contingency funds to prepare for unexpected drops in donations or to address urgent community needs.
Government agencies maintain contingency funds to respond swiftly to emergencies, such as natural disasters or public health crises.
lump sum
(paiement unique)

(paiement unique)

montant global

flag
/lˈʌmp sˈʌm/
nom

a single, large payment made in full, instead of smaller payments made over time

example
Exemple
click on words
The inheritance was distributed as a lump sum to the beneficiaries, providing them with immediate access to their share of the estate.
The insurance company offered a lump sum settlement to cover the damages from the car accident, providing quick compensation to the injured party.
Instead of monthly pension payments, retirees sometimes opt for a lump sum payout, allowing them more flexibility in managing their finances.

Informations Grammaticales:

Nom Composé
overhead
(charges fixes)

(charges fixes)

frais généraux

flag
/ˈoʊvɝˈhɛd/
nom

the regular costs required for maintaining a business or an organization

synonymbudget items
synonymoperating cost
synonymoperating expense
example
Exemple
click on words
Rent, utilities, and insurance are all part of the company's overhead.
Overhead can vary widely depending on the size and location of the organization.
top-up
(approvisionnement)

(approvisionnement)

remplissage

flag
/ˈtɑˌpəp/
nom

an extra amount of money added to an existing sum so that it reaches the required total

bubble
(une bulle spéculative)

(une bulle spéculative)

bulle

flag
/ˈbʌbəl/
nom

a rapid trend of increase in prices that eventually leads to a collapse

synonymhouse of cards
example
Exemple
click on words
The housing bubble of the mid-2000s led to a catastrophic collapse in real estate prices and triggered the global financial crisis.
Investors grew increasingly concerned about a possible stock market bubble as valuations soared to unprecedented levels.
Many analysts warn that the rapid rise in cryptocurrency prices may be indicative of a speculative bubble that could burst at any moment.
face value
(valeur faciale)

(valeur faciale)

valeur nominale

flag
/fˈeɪs vˈæljuː/
nom

the price that is imprinted on a product

synonymnominal value
synonympar value
example
Exemple
click on words
During the sale, customers can purchase items at a discount, sometimes significantly below their face value.
Some retailers offer gift cards at their face value, while others may charge additional fees for activation or processing.
The ticket's face value was $50, but due to high demand, scalpers were selling them for three times that amount.

Informations Grammaticales:

Nom Composé
outlay
(investissement)

(investissement)

dépenses

flag
/ˈaʊtˌɫeɪ/
nom

an amount of budget dedicated to something

synonymexpenditure
synonymoutgo
synonymspending
antonymincome
example
Exemple
click on words
The company's outlay for marketing expenses increased significantly this quarter as they launched a new advertising campaign.
The government's outlay for infrastructure projects aims to stimulate economic growth and create jobs in the construction sector.
The family's outlay for healthcare expenses has risen sharply in recent years, prompting them to explore more affordable insurance options.
receivables
(les comptes clients)

(les comptes clients)

créances

flag
/ɹɪˈsivəbəɫz/
nom

the amount of unpaid debt that a company expects to receive from its customers or another company

example
Exemple
click on words
The company's accounts receivables increased significantly this quarter, indicating strong sales but also potential cash flow challenges.
The accountant reconciled the receivables ledger to ensure that all invoices and payments were accurately recorded.
The finance department is responsible for managing and collecting outstanding receivables from clients and customers.
seed money
(fonds de démarrage)

(fonds de démarrage)

capital de départ

flag
/sˈiːd mˈʌni/
nom

the initial amount of money needed to start a business or project

example
Exemple
click on words
The entrepreneur used seed money from family and friends to launch her start-up company.
Venture capitalists provided seed money to the tech start-up to fund product development and initial marketing efforts.
The university's innovation center offers seed money grants to faculty members to support the development of promising research projects.

Informations Grammaticales:

Nom Composé
gratuity
pourboire

pourboire

flag
/ɡɹəˈtuɪti/
nom

an additional amount of money given to someone for their services

synonymbacksheesh
synonymbaksheesh
synonymbakshis
synonymbakshish
synonympourboire
synonymtip
example
Exemple
click on words
The waiter received a generous gratuity for providing excellent service throughout the meal.
The chauffeur provided excellent service, so we gave him a gratuity in appreciation for his professionalism.
It's customary to leave a gratuity for the waiter or waitress when dining at a restaurant.
What is "gratuity"?

Gratuity, often referred to as a tip, is an additional sum of money given voluntarily by a customer to a service worker, such as a waiter or bartender, in appreciation for good service. It is typically calculated as a percentage of the total bill and is not included in the advertised price of the meal or service. Gratuity is a customary practice in many countries, especially in the hospitality industry, and serves as a way for customers to express gratitude for excellent service.

gratuity
savings and loan association
société de crédit immobilier

société de crédit immobilier

flag
/sˈeɪvɪŋz ænd lˈoʊn ɐsˈoʊsɪˈeɪʃən/
nom

an organization that lends money to people for buying a house or pays interest on the money that they save there

synonymsavings and loan
example
Exemple
click on words
Depositors trusted the stability of the savings and loan association, knowing that their savings were insured by the Federal Deposit Insurance Corporation (FDIC).
The savings and loan association offered competitive interest rates on mortgages for first-time homebuyers.
The savings and loan association provided low-interest loans to help fund the construction of affordable housing developments in the area.
clearing house
(chambre de compensation)

(chambre de compensation)

système de compensation

flag
/klˈɪɹɪŋ hˈaʊs/
nom

a financial institution that oversees exchanging cheques and other financial transactions

example
Exemple
click on words
The clearing house acts as an intermediary between buyers and sellers in financial markets, facilitating the settlement of transactions.
In the derivatives market, the clearing house plays a crucial role in mitigating counterparty risk by guaranteeing the performance of trades.
The clearing house conducts daily settlements to ensure that trades are settled promptly and accurately, reducing systemic risk in the financial system.

Informations Grammaticales:

Nom Composé
line of credit
(limite de crédit)

(limite de crédit)

ligne de crédit

flag
/lˈaɪn ʌv kɹˈɛdɪt/
nom

the maximum amount of loan that a customer is allowed to receive

synonymbank line
synonymcredit line
synonymline
synonympersonal credit line
synonympersonal line of credit
example
Exemple
click on words
The company's line of credit with its suppliers allowed it to maintain inventory levels without tying up excessive capital.
The small business secured a line of credit from the bank to cover operating expenses during lean months.
The student obtained a line of credit from a financial institution to help cover tuition and living expenses while attending university.

Informations Grammaticales:

Nom Composé
fintech
(technologies financières)

(technologies financières)

fintech

flag
/fˈɪntɛk/
nom

the technological innovation in financial services

example
Exemple
click on words
Consumers are turning to fintech platforms for alternative lending options, bypassing traditional banks and accessing loans quickly and conveniently through peer-to-peer lending networks.
Governments around the world are recognizing the potential of fintech to drive financial inclusion and economic growth, implementing supportive policies and regulations to foster innovation in the sector.
Investors are increasingly interested in fintech startups that offer automated investment platforms, promising higher returns and lower fees than traditional investment options.
pension pot
(épargne de retraite)

(épargne de retraite)

pot de retraite

flag
/pˈɛnʃən pˈɑːt/
nom

the total accumulated savings set aside for retirement

example
Exemple
click on words
After years of diligent saving, John's pension pot had grown significantly, providing him with a substantial income during retirement.
The financial advisor recommended diversifying investments within the pension pot to minimize risk and maximize returns.
The government introduced reforms to encourage individuals to save more for retirement, including tax incentives for contributions to their pension pot.

Informations Grammaticales:

Nom Composé
child support
(aide financière pour enfants)

(aide financière pour enfants)

pension alimentaire pour enfants

flag
/tʃˈaɪld səpˈoːɹt/
nom

a regular payment from one parent to financially support the child after a divorce

example
Exemple
click on words
Child support payments are typically based on the non-custodial parent's income and the needs of the child.
Sarah receives child support from her ex-husband, which helps her manage the expenses related to her daughter's education and healthcare.
Parents can work together to establish a fair child support arrangement outside of court, often with the help of a mediator.

Informations Grammaticales:

Nom Composé
corporate welfare
(aide aux entreprises)

(aide aux entreprises)

bien-être corporatif

flag
/kˈɔːɹpɚɹət wˈɛlfɛɹ/
nom

subsidies, incentives, or benefits given by the government to big or growing businesses and corporations

example
Exemple
click on words
Proponents of corporate welfare claim that such financial support is necessary to protect jobs and stimulate economic growth.
Critics argue that corporate welfare distorts the free market by giving unfair advantages to certain businesses through government subsidies.
Transparency advocates call for greater oversight and accountability in the distribution of corporate welfare to ensure that the funds are used effectively.

Informations Grammaticales:

Nom Composé
giro
(giro)

(giro)

système de giro

flag
/dʒˈaɪɹoʊ/
nom

a predominantly european system that allows different institutions within a country to electronically transfer money

example
Exemple
click on words
Businesses often prefer the giro method for payroll because it ensures that employees receive their salaries promptly and efficiently.
The introduction of the giro system significantly reduced the reliance on paper checks, streamlining the process of moving funds electronically.
Many European countries use the giro system to facilitate fast and secure electronic money transfers between different banks and institutions.
net asset value
(valeur liquidative)

(valeur liquidative)

valeur nette des actifs

flag
/nˈɛt ˈæsɛt vˈæljuː/
nom

the value of a company's assets minus its liabilities, divided by the number of outstanding shares

Informations Grammaticales:

Nom Composé
pattern

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