Finance

divestment

substantiv

/daɪ.vɛs.mənt/ or /dai.ves.mēnt/

d

d

i

aɪ

v

v

e

ɛ

s

s

t

m

m

e

ə

n

n

t

t

(vânzare de active)

desinvestire

the process of selling off assets, subsidiaries, or investments, often for strategic, ethical, or financial reasons

assets

substantiv

/æ.sɛts/ or /ā.sets/

a

æ

ss

s

e

ɛ

t

t

s

s

(bunuri)

active

the total amount of money or properties owned by a company or an individual

audit

substantiv

/ɔ.dɪt/ or /aw.dit/

au

ɔ

d

d

i

ɪ

t

t

(inspecție financiară)

audit

a formal inspection of a business's financial records to see if they are correct and accurate or not

bonus

substantiv

/boʊ.nəs/ or /booo.nēs/

b

b

o

oʊ

n

n

u

ə

s

s

(premiu)

bonus

the extra money that we get, besides our salary, as a reward

credit

substantiv

/krɛ.dət/ or /kre.dēt/

c

k

r

r

e

ɛ

d

d

i

ə

t

t

(înregistrare de creștere)

credit

an entry recording an increase in assets or a decrease in liabilities in an accounting system, typically on the right side of a ledger account

index

substantiv

/ɪn.dɛks/ or /in.deks/

i

ɪ

n

n

d

d

e

ɛ

x

ks

(index)

indice

a system that provides the amount of prices, costs, etc. so that one can compare them with their previous value

insolvency

substantiv

/ɪn.sɔl.vən.si/ or /in.sawl.vēn.si/

i

ɪ

n

n

s

s

o

ɑ

l

l

v

v

e

ə

n

n

c

s

y

i

(stare de insolvență)

insolvabilitate

the state or condition of not having enough money to pay one's debts

solvency

substantiv

/sɔl.vən.si/ or /sawl.vēn.si/

s

s

o

ɔ

l

l

v

v

e

ə

n

n

c

s

y

i

(capacitate de plată)

solvenţă

the ability of an entity to meet its long-term financial obligations

bankruptcy

substantiv

/bænk.rəp.si/ or /bānk.rēp.si/

b

b

a

æ

n

n

k

k

r

r

u

ə

p

p

t

c

s

y

i

(insolvabilitate)

faliment

a situation in which a person or business is unable to pay due debts

shareholder

substantiv

/ʃɛr.hoʊl.dər/ or /sher.hoool.dēr/

sh

ʃ

a

ɛ

r

r

e

h

h

o

oʊ

l

l

d

d

e

ɜ

r

r

(părtaș)

acționar

a natural or legal person that owns at least one share in a company

stock

substantiv

/stɑk/ or /staak/

s

s

t

t

o

ɑ

ck

k

(stoc de acțiuni)

capital de acțiune

the funds acquired by a company or corporation through the issuance and purchase of shares

holding

substantiv

/hoʊl.dɪng/ or /hoool.ding/

h

h

o

oʊ

l

l

d

d

i

ɪ

n

n

g

g

(portofoliu)

investiții

ivestments, securities, and assets held by an individual or entity for financial gain or future use

portfolio

substantiv

/pɔrt.foʊ.lioʊ/ or /pawrt.fooo.liooo/

p

p

o

ɔ

r

r

t

t

f

f

o

oʊ

l

l

io

ioʊ

(portofoliu de investiții)

portofoliu

a group of shares that a person or organization owns

recession

substantiv

/ˌɹiˈsɛʃən/, /ɹɪˈsɛʃən/

(declin economic)

recesiune

a hard time in a country's economy characterized by a reduction in employment, production, and trade

yield

substantiv

/jild/ or /yild/

y

j

ie

i

l

l

d

d

(profit)

randament

an amount of profit gained from an investment or business

cost cutting

substantiv

/kˈɔst kˈʌɾɪŋ/

(tăierea cheltuielilor)

reducerea costurilor

the practice of reducing expenses or overhead in order to increase profitability or save money