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Business and Finance - Banking

Study terms related to bank accounts, deposits, withdrawals, cards, loans, interest, overdrafts, transfers, and banking institutions.

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Words Related to Business and Finance
banker
banker
[اسم]

a person who possesses or has a high rank in a bank or any other financial institution

بینکر, بینک ڈائریکٹر

بینکر, بینک ڈائریکٹر

Ex: As a banker, she oversees the lending operations and financial services offered to clients. 
بند کریں
سائن ان کریں
banking
banking
[اسم]

the management and handling of financial matters or transactions

بینکنگ, بینکنگ کا شعبہ

بینکنگ, بینکنگ کا شعبہ

Ex: The banking of financial matters is crucial for the success of any business enterprise. 
بند کریں
سائن ان کریں
bank statement

a document given by a bank to an account holder, providing a summary of all financial transactions within a specified period

بینک اسٹیٹمنٹ, کھاتے کا بیان

بینک اسٹیٹمنٹ, کھاتے کا بیان

Ex: John reviewed his bank statement to reconcile his records with his monthly expenses. 
بند کریں
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automated teller machine

a machine that allows customers to perform financial transactions such as withdrawals, deposits, transfers, etc.

خودکار ٹیلر مشین, اے ٹی ایم

خودکار ٹیلر مشین, اے ٹی ایم

Ex: The bank installed a new ATM in the shopping mall. 
بند کریں
سائن ان کریں
ATM card
ATM card
[اسم]

a plastic card used to withdraw cash from automated teller machines

Ex: She used her ATM card to withdraw $200 from the machine. 
بند کریں
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account
account
[اسم]

an arrangement according to which a bank keeps and protects someone's money that can be taken out or added to

اکاؤنٹ, بینک اکاؤنٹ

اکاؤنٹ, بینک اکاؤنٹ

Ex: Sarah opened a savings account at the local bank to start saving for her future. 
بند کریں
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bank account
bank account
[اسم]

a financial arrangement between a person and a bank that allows them to put money in and take money out whenever they need to

بینک اکاؤنٹ, بینک کھاتہ

بینک اکاؤنٹ, بینک کھاتہ

Ex: She opened a new bank account to save for her future. 
بند کریں
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current account

a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required

کھاتہ جاری, موجودہ کھاتہ

کھاتہ جاری, موجودہ کھاتہ

Ex: They offer free banking services with their current account. 
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deposit account

a bank account that holds funds for a fixed term or requires notice for withdrawal, often with interest penalties

Ex: She opened a deposit account with a 12-month fixed term to earn higher interest. 
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savings account

a bank account that pays interest on one's deposited money and is intended to help one save over time

بینک اکاؤنٹ, سیونگ اکاؤنٹ

بینک اکاؤنٹ, سیونگ اکاؤنٹ

Ex: She transferred part of her salary into her savings account each month. 
بند کریں
سائن ان کریں
deposit
deposit
[اسم]

money placed in a bank or financial institution

جمع, امانت

جمع, امانت

Ex: He made a deposit of $500 into his savings account. 
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withdrawal
withdrawal
[اسم]

the act of taking money or capital out of a financial account

بند کریں
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to draw
to draw
[فعل]

to withdraw funds from a financial institution or an account

نکالنا, حاصل کرنا

نکالنا, حاصل کرنا

Ex: Every month, he would draw a specific amount from his savings account to cover living expenses. 
بند کریں
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balance
balance
[اسم]

the sum of money that is left in a bank account

بقیہ, توازن

بقیہ, توازن

Ex: After paying bills and expenses, she always checks her balance to ensure she has enough money left for savings. 
بند کریں
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cash
cash
[اسم]

money in bills or coins, rather than checks, credit, etc.

نقد, کیش

نقد, کیش

Ex: He always keeps a little cash in his wallet for emergencies. 
بند کریں
سائن ان کریں
cash card
cash card
[اسم]

a card used to withdraw cash from a bank account or via credit

Ex: She used her cash card to withdraw £50 from the ATM. 
بند کریں
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debit
debit
[اسم]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

ڈیبٹ, ڈیبٹ اندراج

ڈیبٹ, ڈیبٹ اندراج

Ex: The accountant recorded the purchase as a debit. 
بند کریں
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debit card
debit card
[اسم]

a small plastic card we use to pay for what we buy with the money taken directly from our bank account

ڈیبٹ کارڈ, بینک کارڈ

ڈیبٹ کارڈ, بینک کارڈ

Ex: He uses his debit card to pay his monthly bills. 
بند کریں
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direct debit
direct debit
[اسم]

an arrangement where money is automatically taken from a bank account to pay bills or recurring expenses

براہ راست ڈیبٹ, خود کار ڈیبٹ

براہ راست ڈیبٹ, خود کار ڈیبٹ

Ex: She set up a direct debit to pay her electricity bill every month. 
بند کریں
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credit
credit
[اسم]

a system where a customer is given access to goods or services with the promise of paying later, often after an advance payment or agreement

کریڈٹ, کریڈٹ بیلنس

کریڈٹ, کریڈٹ بیلنس

Ex: The store offered her a credit balance that she could use to buy more items. 
بند کریں
سائن ان کریں
credit card
credit card
[اسم]

a plastic card, usually given to us by a bank, that we use to pay for goods and services

کریڈٹ کارڈ, بینک کارڈ

کریڈٹ کارڈ, بینک کارڈ

Ex: He applied for a new credit card with a lower interest rate. 
بند کریں
سائن ان کریں
savings
savings
[اسم]

the amount of money that one has kept for future use, especially in a bank

بچت, محفوظات

بچت, محفوظات

Ex: She diligently set aside a portion of her income each month to contribute to her savings account. 
بند کریں
سائن ان کریں
cash machine
cash machine
[اسم]

an electronic device that enables individuals to perform financial transactions, such as withdrawing cash, without the need for human assistance

نقد مشین, اے ٹی ایم

نقد مشین, اے ٹی ایم

Ex: She went to the cash machine to withdraw some money. 
بند کریں
سائن ان کریں
central bank
central bank
[اسم]

a national monetary authority that issues currency, regulates credit, and manages bank reserves and government securities

Ex: The central bank raised interest rates to combat inflation. 
بند کریں
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check
check
[اسم]

‌a printed form that we can write an amount of money on, sign, and use instead of money to pay for things

چیک

چیک

Ex: He received a check for the sale of his old car. 
بند کریں
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checkbook
checkbook
[اسم]

a booklet of blank checks issued to a checking account holder

Ex: She wrote the rent check from her checkbook every month. 
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traveler's check

a preprinted, fixed-amount check used as a form of payment while traveling, often replaceable if lost or stolen

مسافر چیک, سفر چیک

مسافر چیک, سفر چیک

Ex: She exchanged traveler's checks at the bank for local currency. 
بند کریں
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commercial bank

a financial institution that accepts deposits, provides loans, and offers general banking services to the public

Ex: She opened a checking account at a commercial bank near her office. 
بند کریں
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investment bank

a financial institution that provides advisory and capital-raising services for corporations and investors

Ex: The investment bank advised the company on its initial public offering. 
بند کریں
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to lend
to lend
[فعل]

(of a bank or other financial institutions) to give someone a sum of money provided that they pay it back later, particularly with an additional amount added as interest

ادھار دینا, قرضہ دینا

ادھار دینا, قرضہ دینا

Ex: The bank agreed to lend him $50,000 to purchase a new car, with a fixed interest rate over five years. 
بند کریں
سائن ان کریں
lender
lender
[اسم]

a person or entity that lends money to other people or organizations

قرض دینے والا, ادارہ قرض

قرض دینے والا, ادارہ قرض

بند کریں
سائن ان کریں
to borrow
to borrow
[فعل]

to receive money from a person or institution with the obligation to repay it later

Ex: She borrowed $10,000 from the bank to start her business. 
بند کریں
سائن ان کریں
borrowing
borrowing
[اسم]

the act of getting money from a person or an organization with the agreement to repay the borrowed amount along with any related interest or fees within a specified period

قرض

قرض

Ex: Borrowing allows individuals and organizations to access capital they need for investments or expenses without needing to liquidate existing assets. 
بند کریں
سائن ان کریں
loan
loan
[اسم]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

قرض, ادھار

قرض, ادھار

Ex: She took out a loan to buy her first home, which she plans to repay over 30 years. 
بند کریں
سائن ان کریں
interest
interest
[اسم]

the fee paid for borrowing money, calculated as a percentage of the loan amount over time

سود, سود کی شرح

سود, سود کی شرح

Ex: The bank charges 5% interest on personal loans. 
بند کریں
سائن ان کریں
overdraft
overdraft
[اسم]

a deficit in a bank account caused by withdrawing more money than is available

اوور ڈرافٹ, بینک اکاؤنٹ میں منفی رقم

اوور ڈرافٹ, بینک اکاؤنٹ میں منفی رقم

Ex: The bank charged a fee for the overdraft on her account. 
بند کریں
سائن ان کریں
to take out
to take out
[فعل]

to get money from one's bank account

نکالنا, حاصل کرنا

نکالنا, حاصل کرنا

Ex: I need to take some cash out from the ATM for the weekend. 
بند کریں
سائن ان کریں
overdrawn
overdrawn
[صفت]

having withdrawn more money from a bank account than the available balance

Ex: She realized she was overdrawn when her debit card was declined. 
بند کریں
سائن ان کریں
to transfer
to transfer
[فعل]

to make a person or thing move from a place, situation, or person to another

منتقل کرنا, تبدیل کرنا

منتقل کرنا, تبدیل کرنا

Ex: The professor decided to transfer the student to a more advanced class. 
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