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Negocios y Finanzas - Finanzas

Estudia términos relacionados con financiamiento, capital, inversión, activos, presupuestos, deuda, flujo de caja, bancarrota, hipotecas y monedas digitales.

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Words Related to Business and Finance
to finance
to finance
[Verbo]

to provide funds or an amount of money

financiar

financiar

Ex: Governments may finance infrastructure projects to improve public facilities. 

Los gobiernos pueden financiar proyectos de infraestructura para mejorar las instalaciones públicas.

financing
financing
[Sustantivo]

the act of providing a sum of money for running a business, activity, project, or individual needs, typically through loans, investments, etc.

financiación

financiación

Ex: Homebuyers rely on mortgage financing to purchase property, spreading payments over several years. 

Los compradores de viviendas dependen del financiamiento hipotecario para adquirir propiedades, distribuyendo los pagos a lo largo de varios años.

financial
financial
[Adjetivo]

related to money or its management

financiero

financiero

Ex: He sought financial advice from a professional to plan for retirement. 

Buscó asesoramiento financiero de un profesional para planificar la jubilación.

budget
budget
[Sustantivo]

a specific amount of money set aside for a particular use

presupuesto

presupuesto

Ex: The travel budget covered flights and lodging. 

El presupuesto de viaje cubría los vuelos y el alojamiento.

to fund
to fund
[Verbo]

to supply money for a special purpose

financiar

financiar

Ex: The foundation funds research projects aimed at finding a cure for a rare disease. 

La fundación financia proyectos de investigación destinados a encontrar una cura para una enfermedad rara.

funding
funding
[Sustantivo]

the act of providing money or capital to support a project, organization, or activity

financiación, fondos

financiación, fondos

Ex: Without proper funding, the construction project cannot proceed. 

Sin el financiamiento adecuado, el proyecto de construcción no puede continuar.

subsidiary
subsidiary
[Sustantivo]

a business company controlled or owned by a holding or parent company

filial

filial

Ex: The subsidiary operates independently but reports to the parent company. 

La filial opera de forma independiente pero reporta a la empresa matriz.

to capitalize

to provide a business with the necessary funds by using a combination of investment from shareholders and loans from lenders

capitalizar, financiar

capitalizar, financiar

Ex: Real estate developers may capitalize a project by securing financing from both investors and banks. 

Los desarrolladores de bienes raíces pueden capitalizar un proyecto asegurando financiamiento tanto de inversores como de bancos.

to liquidate

to settle financial matters of a business by determining its liabilities and distributing its assets to cover them

liquidar, realizar

liquidar, realizar

Ex: The business was liquidated as part of the owner's retirement plan. 

El negocio fue liquidado como parte del plan de jubilación del propietario.

capital loss
capital loss
[Sustantivo]

the financial loss incurred when an asset is sold for less than its purchase price

Ex: He realized a capital loss of $5,000 on the sale of the stock. 
benefit
benefit
[Sustantivo]

a financial aid provided by the government for people who are sick, unemployed, etc.

prestación, subsidio

prestación, subsidio

Ex: The government has increased the benefits for families with children who are in need. 

El gobierno ha aumentado los beneficios para las familias con niños necesitados.

capital
capital
[Sustantivo]

assets used to generate more assets, especially in business or production

capital

capital

Ex: Lack of capital stalled the project. 

La falta de capital detuvo el proyecto.

investment
investment
[Sustantivo]

the act or process of putting money into something to gain profit

inversión

inversión

Ex: The company's investment in new technology has already started to pay off with increased productivity. 

La inversión de la empresa en nueva tecnología ya ha comenzado a dar frutos con una mayor productividad.

asset
asset
[Sustantivo]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

valor

valor

Ex: Stocks and bonds are financial assets that can generate income and capital gains for investors. 

Las acciones y los bonos son activos financieros que pueden generar ingresos y ganancias de capital para los inversores.

margin
margin
[Sustantivo]

(business) the difference between the amount of money spent to buy or produce something and the amount of money gained from its sale

margen de beneficios

margen de beneficios

Ex: The retailer offers discounts to increase sales volume while maintaining a healthy margin. 

El minorista ofrece descuentos para aumentar el volumen de ventas manteniendo un margen saludable.

loss
loss
[Sustantivo]

money that is lost by a company, organization, or individual

perdidas financieras

perdidas financieras

Ex: He suffered a loss on his investment when the stock price plummeted. 

Sufrió una pérdida en su inversión cuando el precio de las acciones se desplomó.

deficit
deficit
[Sustantivo]

the difference between the needed amount that is higher than the available amount, especially money

déficit

déficit

Ex: The trade deficit widened as imports exceeded exports for the fourth consecutive quarter. 

El déficit comercial se amplió a medida que las importaciones superaron a las exportaciones por cuarto trimestre consecutivo.

bankrupt
bankrupt
[Adjetivo]

(of organizations or people) legally declared as unable to pay their debts to creditors

en quiebra, en bancarrota

en quiebra, en bancarrota

Ex: The once-thriving neighborhood became desolate after the major employer went bankrupt. 

El vecindario que una vez fue próspero se volvió desolado después de que el principal empleador se declarara en quiebra.

bankruptcy
bankruptcy
[Sustantivo]

a situation in which a person or business is unable to pay due debts

bancarrota

bancarrota

Ex: Bankruptcy can provide a fresh start for individuals in severe debt. 

La bancarrota puede proporcionar un nuevo comienzo para las personas con deudas graves.

result
result
[Sustantivo]

the financial profit or loss a business generates over a specific period

Ex: The results showed a net loss of $2 million due to restructuring costs. 
expenditure
expenditure
[Sustantivo]

a sum of money paid or spent

gastos

gastos

Ex: The government approved new expenditures for infrastructure. 

El gobierno aprobó nuevos gastos para infraestructura.

cash flow
cash flow
[Sustantivo]

the movement of money in and out of a business or financial system, indicating its liquidity and financial well-being

flujo de caja, flujo de efectivo

flujo de caja, flujo de efectivo

Ex: During periods of economic uncertainty, businesses often focus on maintaining a healthy cash flow to enhance financial resilience. 

Durante los períodos de incertidumbre económica, las empresas a menudo se centran en mantener un flujo de caja saludable para mejorar la resiliencia financiera.

cost cutting
cost cutting
[Sustantivo]

the practice of reducing expenses or overhead in order to increase profitability or save money

reducción de costos, recorte de gastos

reducción de costos, recorte de gastos

Ex: The transportation company implemented fuel-efficient vehicles to achieve cost cutting in operational expenses. 

La compañía de transporte implementó vehículos de bajo consumo de combustible para lograr reducción de costos en los gastos operativos.

relief
relief
[Sustantivo]

government financial assistance to individuals or groups in need

Ex: The relief program provided food and housing assistance to low-income families. 
debt
debt
[Sustantivo]

an amount of money or a favor that is owed

deuda

deuda

Ex: She felt a deep sense of debt to her mentor, who had guided her throughout her career. 

Ella sintió un profundo sentido de deuda hacia su mentor, quien la había guiado a lo largo de su carrera.

to declare
to declare
[Verbo]

to announce or designate a specific amount of money as payable to shareholders or other stakeholders

declarar, anunciar

declarar, anunciar

Ex: Despite financial challenges, the company declared a modest dividend payable to its shareholders. 

A pesar de los desafíos financieros, la compañía declaró un dividendo modesto pagadero a sus accionistas.

digital currency
digital currency
[Sustantivo]

a form of money that exists only in digital or electronic form, without a physical equivalent

Ex: She uses digital currency for online purchases to avoid transaction fees. 
cryptocurrency
cryptocurrency
[Sustantivo]

a digital or virtual form of currency secured by cryptography

criptomoneda

criptomoneda

Ex: She uses cryptocurrency to make international payments quickly. 

Ella usa criptomoneda para hacer pagos internacionales rápidamente.

digital wallet
digital wallet
[Sustantivo]

a software application that stores payment information and enables electronic transactions

Ex: He used his digital wallet to pay for groceries with a QR code scan. 
financials
financials
[Sustantivo]

the financial condition or monetary standing of an organization or individual

Ex: The annual financials were audited by an external accounting firm. 
fixed-rate
fixed-rate
[Adjetivo]

(of a loan or account) having an interest rate that remains constant for a specified period

Ex: He preferred a fixed-rate loan for predictable monthly payments. 
to freeze
to freeze
[Verbo]

to legally prevent money, property, or a bank account from being used or sold

congelar

congelar

Ex: The court issued an injunction to freeze the defendant's assets, pending resolution of the lawsuit. 

El tribunal emitió una orden judicial para congelar los bienes del acusado, pendiente de la resolución de la demanda.

mortgage
mortgage
[Sustantivo]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

hipoteca

hipoteca

Ex: The monthly mortgage payments include principal and interest, as well as property taxes and insurance. 

Los pagos mensuales de la hipoteca incluyen el capital y los intereses, así como los impuestos a la propiedad y el seguro.

to owe
to owe
[Verbo]

to have the responsibility of paying someone back a certain amount of money that was borrowed

deber, adeudar

deber, adeudar

Ex: We owe the bank a monthly mortgage payment for our home loan. 

Le debemos al banco un pago mensual de hipoteca por nuestro préstamo de vivienda.

collateral
collateral
[Sustantivo]

a loan guarantee that may be taken away if the loan is not repaid

garantía

garantía

Ex: In the event of default, the lender has the right to seize and sell the collateral to recover the outstanding debt. 

En caso de incumplimiento, el prestamista tiene derecho a embargar y vender la garantía para recuperar la deuda pendiente.

repayment
repayment
[Sustantivo]

the act or process of returning the amount of money one borrowed from a bank or other financial institutions

reembolso

reembolso

Ex: He arranged for repayment through monthly installments. 
to save
to save
[Verbo]

to keep money to spend later

ahorrar

ahorrar

Ex: I've saved enough to cover my emergency fund. 

He ahorrado lo suficiente para cubrir mi fondo de emergencia.

to support
to support
[Verbo]

to provide financial or material assistance

asistir, ayudar

asistir, ayudar

Ex: She worked multiple jobs to support her family. 

Ella trabajó en múltiples trabajos para apoyar a su familia.

to launder
to launder
[Verbo]

to make some alterations in order to make something that has been obtained illegally, especially money and currency appear legal or acceptable

lavar

lavar

Ex: She launders the money through multiple bank accounts. 

Ella blanquea el dinero a través de múltiples cuentas bancarias.

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