Negocios y Finanzas - Banca
Estudia términos relacionados con cuentas bancarias, depósitos, retiros, tarjetas, préstamos, intereses, descubiertos, transferencias e instituciones bancarias.
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Cuestionario
a person who owns a bank or holds an important position in one
banquero
the activity of managing money and carrying out transactions through a bank
banca
a document given by a bank to an account holder, providing a summary of all financial transactions within a specified period
estado de cuenta, extracto de cuenta
Los estados de cuenta bancarios son esenciales para rastrear los hábitos de gasto y gestionar las finanzas personales de manera efectiva.
a machine that allows customers to perform financial transactions such as withdrawals, deposits, transfers, etc.
cajero automático
Después de olvidar su PIN, se puso en contacto con el servicio al cliente para restablecerlo y así poder acceder a su cuenta a través del cajero automático.
a plastic card used to withdraw cash from automated teller machines
an arrangement according to which a bank keeps and protects someone's money that can be taken out or added to
cuenta
a financial arrangement between a person and a bank that allows them to put money in and take money out whenever they need to
cuenta bancaria, cuenta de banco
Él transfirió dinero de sus ahorros a su cuenta bancaria corriente.
a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required
cuenta corriente, cuenta a la vista
Ella abrió una cuenta corriente para gestionar sus gastos diarios.
a bank account that holds funds for a fixed term or requires notice for withdrawal, often with interest penalties
a bank account that pays interest on one's deposited money and is intended to help one save over time
cuenta de ahorros, cuenta ahorro
Abrí una cuenta de ahorros para ahorrar para mi futura casa.
money placed in a bank or financial institution
depósito
the act of taking money or capital out of a financial account
to withdraw funds from a financial institution or an account
retirar, extraer
Antes del viaje, visitó el banco para retirar dinero para sus viajes al extranjero.
the sum of money that is left in a bank account
saldo de la cuenta, balance
money in bills or coins, rather than checks, credit, etc.
efectivo
a card used to withdraw cash from a bank account or via credit
an entry indicating an increase in assets or an expense, and a decrease in debts or income
débito, cargo
El extracto bancario mostró un débito por la transacción.
a small plastic card we use to pay for what we buy with the money taken directly from our bank account
tarjeta de débito
Mi banco cobra una tarifa si uso el cajero automático de otro banco con mi tarjeta de débito.
an arrangement where money is automatically taken from a bank account to pay bills or recurring expenses
débito directo, cargo automático
La cuota del gimnasio se cobra mediante débito directo.
a system where a customer is given access to goods or services with the promise of paying later, often after an advance payment or agreement
crédito, saldo a favor
a plastic card, usually given to us by a bank, that we use to pay for goods and services
tarjeta de crédito
Uso mi tarjeta de crédito principalmente para compras en línea.
the amount of money that one has kept for future use, especially in a bank
ahorros
Acumular ahorros de emergencia es esencial para prepararse para gastos inesperados como facturas médicas o reparaciones de automóviles.
an electronic device that enables individuals to perform financial transactions, such as withdrawing cash, without the need for human assistance
cajero automático, máquina expendedora de dinero
Olvidó su tarjeta y no pudo usar el cajero automático.
a national monetary authority that issues currency, regulates credit, and manages bank reserves and government securities
a printed form that we can write an amount of money on, sign, and use instead of money to pay for things
cheque bancario
a booklet of blank checks issued to a checking account holder
a preprinted, fixed-amount check used as a form of payment while traveling, often replaceable if lost or stolen
cheque de viajero, cheque de viaje
El hotel aceptó los cheques de viajero como forma de pago.
a financial institution that accepts deposits, provides loans, and offers general banking services to the public
a financial institution that provides advisory and capital-raising services for corporations and investors
to provide money to someone on condition that it is repaid, usually with interest
dar préstamo
a person or organization that provides money to borrowers with the expectation of repayment
prestamista
to receive money from a person or institution with the obligation to repay it later
the act of getting money from a person or an organization with the agreement to repay the borrowed amount along with any related interest or fees within a specified period
préstamo
La empresa decidió seguir adelante con el préstamo de un banco para financiar sus planes de expansión.
a sum of money that is borrowed from a bank which should be returned with a certain rate of interest
préstamo, crédito
the fee paid for borrowing money, calculated as a percentage of the loan amount over time
interés, tasa de interés
a deficit in a bank account caused by withdrawing more money than is available
descubierto, saldo deudor
Contrajo un sobregiro después de gastar más que el saldo de su cuenta.
to get money from one's bank account
retirar, sacar
No olvides sacar tu dinero para el almuerzo antes de irte.
having withdrawn more money from a bank account than the available balance
to move someone or something from one place, position, or system to another
trasladarse
