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Vocabulario para IELTS Academic (Puntuación 6-7) - Comportamientos Financieros

Aquí, aprenderás algunas palabras en inglés relacionadas con los Comportamientos Financieros que son necesarias para el examen Academic IELTS.

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Vocabulary for Academic IELTS (6-7)
frugal
frugal
[Adjetivo]

careful to not spend money in an unnecessary or wasteful way

frugal

frugal

Ex: Despite his wealth, he maintains a frugal lifestyle, avoiding extravagant purchases. 

A pesar de su riqueza, mantiene un estilo de vida frugal, evitando compras extravagantes.

thrifty
thrifty
[Adjetivo]

(of a person) careful with money and resources, avoiding unnecessary spending

ahorrativo

ahorrativo

Ex: The thrifty couple managed to buy their home by cutting back on luxuries. 

La pareja ahorrativa logró comprar su casa recortando en lujos.

cautious
cautious
[Adjetivo]

(of a person) careful to avoid danger or mistakes

cauteloso, prudente

cauteloso, prudente

Ex: The company took a cautious approach to expansion, thoroughly researching each potential market. 

La empresa adoptó un enfoque cauteloso para la expansión, investigando minuciosamente cada mercado potencial.

solvent
solvent
[Adjetivo]

having the ability to meet financial obligations and paying debts

solvente, líquido

solvente, líquido

Ex: Through disciplined spending and saving, the family managed to stay solvent despite unexpected expenses. 

A través de un gasto y ahorro disciplinado, la familia logró mantenerse solvente a pesar de los gastos inesperados.

insolvent
insolvent
[Adjetivo]

incapable of fulfilling financial obligations due to a lack of money

insolvente

insolvente

Ex: The insolvent firm had to negotiate with creditors for a settlement. 

La empresa insolvente tuvo que negociar con los acreedores para un acuerdo.

spendthrift
spendthrift
[Adjetivo]

marked by extravagant and often wasteful use of resources or money

derrochador, pródigo

derrochador, pródigo

Ex: Juggling multiple jobs, he found it challenging to make ends meet with his spendthrift roommate. 

Malabarizando con múltiples trabajos, le resultaba difícil llegar a fin de mes con su compañero de piso derrochador.

profligate
profligate
[Adjetivo]

overly extravagant or wasteful, especially with money

derrochador

derrochador

Ex: His profligate lifestyle led to accumulated debts and financial instability. 

Su estilo de vida pródigo llevó a deudas acumuladas e inestabilidad financiera.

extravagant
extravagant
[Adjetivo]

costing a lot of money, more than the necessary or affordable amount

derrochador, despilfarrador

derrochador, despilfarrador

Ex: The hotel's extravagant suites offered breathtaking views and personalized butler service. 

Las suites extravagantes del hotel ofrecían vistas impresionantes y un servicio de mayordomo personalizado.

lavish
lavish
[Adjetivo]

generous in giving or expressing

espléndido

espléndido

Ex: She gave him a lavish gift to celebrate his promotion. 

Ella le dio un regalo generoso para celebrar su ascenso.

stingy
stingy
[Adjetivo]

unwilling to spend or give away money or resources

tacaño

tacaño

Ex: They were surprised by his stingy nature, given his high-paying job. 

Se sorprendieron por su naturaleza tacaña, dado su trabajo bien remunerado.

wasteful
wasteful
[Adjetivo]

(of a person or thing) using more resources, time, or money than is necessary or appropriate

derrochador, despilfarrador

derrochador, despilfarrador

Ex: He was wasteful with his time, spending hours procrastinating instead of working. 

Él era derrochador con su tiempo, pasando horas procrastinando en lugar de trabajar.

miserly
miserly
[Adjetivo]

having an extreme reluctance to spend money or resources

tacaño, mezquino

tacaño, mezquino

Ex: She lived a miserly life, always looking for ways to save even the smallest amounts of money. 

Ella vivió una vida tacaña, siempre buscando formas de ahorrar incluso las cantidades más pequeñas de dinero.

overextended
overextended
[Adjetivo]

having committed to or taken on more tasks, responsibilities, or financial obligations than can be comfortably managed

sobrecargado, sobre extendido

sobrecargado, sobre extendido

penny-pinching
penny-pinching
[Adjetivo]

(of a person) unwilling to spend money

tacaño, agarrado

tacaño, agarrado

Ex: Jake's penny-pinching attitude meant he always opted for the cheapest option, regardless of quality or durability. 

La actitud tacaña de Jake significaba que siempre optaba por la opción más barata, sin importar la calidad o la durabilidad.

profit-minded
profit-minded
[Adjetivo]

interested in making money or achieving financial gains

orientado al beneficio, centrado en las ganancias

orientado al beneficio, centrado en las ganancias

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