IELTS学术词汇 (分数6-7) - 财务行为

在这里，你将学习一些与金融行为相关的英语单词，这些单词是学术雅思考试所必需的。

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frugal

[形容词]

careful to not spend money in an unnecessary or wasteful way

节俭的, 朴素的

Ex: Her frugal mindset encourages her to repair items rather than replacing them .她**节俭**的心态鼓励她修理物品而不是更换它们。

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thrifty

[形容词]

(of a person) careful with money and resources, avoiding unnecessary spending

节俭的, 节约的

Ex: A thrifty traveler , she always seeks budget-friendly accommodations .一个**节俭的**旅行者，她总是寻找预算友好的住宿。

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cautious

[形容词]

(of a person) careful to avoid danger or mistakes

谨慎的, 小心的

Ex: The detective proceeded with cautious optimism , hoping to uncover new leads in the case .侦探以**谨慎**的乐观态度继续前进，希望能在案件中 uncovering new leads.

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solvent

[形容词]

having the ability to meet financial obligations and paying debts

有偿债能力的, 流动的

Ex: Innovations in product development have been a driving force in keeping the tech company solvent.产品开发中的创新一直是保持科技公司**偿付能力**的驱动力。

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insolvent

[形容词]

incapable of fulfilling financial obligations due to a lack of money

破产的, 无力偿债的

Ex: Being declared insolvent meant they had to restructure their debt .被宣布**破产**意味着他们不得不重组债务。

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spendthrift

[形容词]

marked by extravagant and often wasteful use of resources or money

挥霍的, 浪费的

Ex: Unaware of his spendthrift habits, the employee was shocked when his budget proposal was denied.不知道自己的**挥霍**习惯，该员工在预算提案被拒绝时感到震惊。

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profligate

[形容词]

overly extravagant or wasteful, especially with money

挥霍的, 浪费的

Ex: The profligate use of credit cards left him drowning in debt .信用卡的**挥霍**使用让他负债累累。

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extravagant

[形容词]

costing a lot of money, more than the necessary or affordable amount

奢侈的, 豪华的

Ex: The CEO 's extravagant spending habits raised eyebrows among shareholders and employees alike .CEO**奢侈**的消费习惯引起了股东和员工的侧目。

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lavish

[形容词]

generous in giving or expressing

慷慨的, 大方的

Ex: The lavish host made sure every guest felt special and well taken care of .**慷慨的**主人确保每位客人都感到特别并得到很好的照顾。

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stingy

[形容词]

unwilling to spend or give away money or resources

吝啬的, 小气的

Ex: The stingy donor gave only a minimal amount , even though they could afford much more .**吝啬的**捐赠者只给了最少的金额，尽管他们可以负担更多。

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wasteful

[形容词]

(of a person or thing) using more resources, time, or money than is necessary or appropriate

浪费的, 挥霍的

Ex: The wasteful use of paper in the office prompted a switch to digital documentation to save resources .办公室中**浪费**纸张的使用促使转向数字文档以节省资源。

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miserly

[形容词]

having an extreme reluctance to spend money or resources

吝啬的, 小气的

Ex: They were shocked by his miserly attitude toward the inheritance .他们对他对遗产的**吝啬**态度感到震惊。

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overextended

[形容词]

having committed to or taken on more tasks, responsibilities, or financial obligations than can be comfortably managed

过度扩张的, 负担过重的

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penny-pinching

[形容词]

(of a person) unwilling to spend money

吝啬的, 小气的

Ex: Despite the financial challenges, Emma's penny-pinching mindset helped her make ends meet on a tight budget.尽管面临财务挑战，艾玛的**吝啬**心态帮助她在紧张的预算下维持生计。

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profit-minded

[形容词]

interested in making money or achieving financial gains

以利润为导向的, 对经济利益感兴趣的

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IELTS学术词汇 (分数6-7)

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IELTS学术词汇 (分数6-7) - 财务行为