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current account
[sostantivo]

a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required

conto corrente, contocorrente

conto corrente, contocorrente

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interest rate
[sostantivo]

the amount that a lender charges a borrower for the use of money, typically calculated based on the amount of the loan and the length of the borrowing period

tasso di interesse

tasso di interesse

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overdraft
[sostantivo]

a deficit in a bank account caused by withdrawing more money than is available

scoperto

scoperto

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facility
[sostantivo]

a service that an organization or a piece of equipment offers you

struttura, servizio

struttura, servizio

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to merge several financial accounts, debts, funds, into one

consolidare

consolidare

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debt
[sostantivo]

an amount of money or a favor that is owed

debito

debito

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payment
[sostantivo]

an amount of money that is paid for something

pagamento

pagamento

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to collect funds, often through various means such as fundraising, investments, donations, or other financial efforts

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mortgage
[sostantivo]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

mutuo

mutuo

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to deposit
[Verbo]

to put an amount of money or other item of value into a bank account

depositare

depositare

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repayment
[sostantivo]

the act or process of returning the amount of money one borrowed from a bank or other financial institutions

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steady
[aggettivo]

regular and constant for a long period of time

costante

costante

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income
[sostantivo]

the money that is regularly earned from a job or through an investment

reddito

reddito

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credit rating
[sostantivo]

a number that represents how reliable a person or company is when it comes to paying back loans, based on their past financial activity

rating di credito, valutazione creditizia

rating di credito, valutazione creditizia

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to finance
[Verbo]

to provide funds or an amount of money

finanziare

finanziare

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to open
[Verbo]

to become available for use or access

aprire, direttamente

aprire, direttamente

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savings account
[sostantivo]

a bank account that pays interest on one's deposited money and is intended to help one save over time

conto di risparmio, libretto di risparmio

conto di risparmio, libretto di risparmio

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transfer
[sostantivo]

the act of transfering something from one form to another

trasferimento, trasferenza

trasferimento, trasferenza

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to have more money in one's account than what one owes or what was initially invested

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to withdraw more money from a bank account than is available

tendere troppo

tendere troppo

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in debt due to spending more than one's earnings

in negativo

in negativo

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charge
[sostantivo]

the sum of money that needs to be payed for a thing or service

costo

costo

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interest
[sostantivo]

the cost of borrowing money, usually expressed as a percentage of the amount borrowed

interesse, tasso d'interesse

interesse, tasso d'interesse

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banking
[sostantivo]

the management and handling of financial matters or transactions

bancario, bancabilità

bancario, bancabilità

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online
[aggettivo]

connected to or via the Internet

online

online

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cash machine
[sostantivo]

an electronic device that enables individuals to perform financial transactions, such as withdrawing cash, without the need for human assistance

Bancomat

Bancomat

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income tax
[sostantivo]

a tax paid to the government each year by a business or an individual based on their income

imposta sul reddito

imposta sul reddito

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inheritance tax
[sostantivo]

a tax on the estate of the deceased person

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customs
[sostantivo]

the taxes that are paid to the government when goods are moved from a country to another

dogane, diritti doganali

dogane, diritti doganali

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excise
[sostantivo]

a tax that is measured by the amount of business done (not on property or income from real estate)

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duty
[sostantivo]

a government-imposed tax on imported or exported goods

dazio, tassa doganale

dazio, tassa doganale

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duty-free
[aggettivo]

(of goods) able to be imported without paying tax on them

esente da dazio

esente da dazio

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value-added tax
[sostantivo]

a tax put on the value added to a product at each stage of the supply chain, affecting the final price which the consumer pays

imposta sul valore aggiunto

imposta sul valore aggiunto

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corporation
[sostantivo]

a company or group of people that are considered as a single unit by law

commerciale

commerciale

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tax
[sostantivo]

a sum of money that has to be paid, based on one's income, to the government so it can provide people with different kinds of public services

imposta

imposta

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