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current account
[Podstatné jméno]

a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required

běžný účet, osobní účet

běžný účet, osobní účet

interest rate
[Podstatné jméno]

the amount that a lender charges a borrower for the use of money, typically calculated based on the amount of the loan and the length of the borrowing period

úroková sazba, úrok

úroková sazba, úrok

overdraft
[Podstatné jméno]

a deficit in a bank account caused by withdrawing more money than is available

přečerpání, debety

přečerpání, debety

facility
[Podstatné jméno]

a service that an organization or a piece of equipment offers you

zařízení, služba

zařízení, služba

to merge several financial accounts, debts, funds, into one

Sloučit, Konsolidovat

Sloučit, Konsolidovat

debt
[Podstatné jméno]

an amount of money or a favor that is owed

dluh, pohledávka

dluh, pohledávka

payment
[Podstatné jméno]

an amount of money that is paid for something

platba, splátka

platba, splátka

to collect funds, often through various means such as fundraising, investments, donations, or other financial efforts

mortgage
[Podstatné jméno]

an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

hypotéka, úvěr

hypotéka, úvěr

to deposit
[sloveso]

to put an amount of money or other item of value into a bank account

vložit, deponovat

vložit, deponovat

repayment
[Podstatné jméno]

the act or process of returning the amount of money one borrowed from a bank or other financial institutions

steady
[Přídavné jméno]

regular and constant for a long period of time

stabilní, pevný

stabilní, pevný

income
[Podstatné jméno]

the money that is regularly earned from a job or through an investment

příjem, výdělek

příjem, výdělek

credit rating
[Podstatné jméno]

a number that represents how reliable a person or company is when it comes to paying back loans, based on their past financial activity

úvěrové hodnocení, rating úvěrové způsobilosti

úvěrové hodnocení, rating úvěrové způsobilosti

to finance
[sloveso]

to provide funds or an amount of money

financovat, financování

financovat, financování

to open
[sloveso]

to become available for use or access

otevřít, zpřístupnit

otevřít, zpřístupnit

savings account
[Podstatné jméno]

a bank account that pays interest on one's deposited money and is intended to help one save over time

spořicí účet, účet na spoření

spořicí účet, účet na spoření

transfer
[Podstatné jméno]

the act of transfering something from one form to another

převod, transfer

převod, transfer

to have more money in one's account than what one owes or what was initially invested

to overdraw
[sloveso]

to withdraw more money from a bank account than is available

přečerpat, přečerpání účtu

přečerpat, přečerpání účtu

in the red
[fráze]

in debt due to spending more than one's earnings

charge
[Podstatné jméno]

the sum of money that needs to be payed for a thing or service

poplatek, náklady

poplatek, náklady

interest
[Podstatné jméno]

the cost of borrowing money, usually expressed as a percentage of the amount borrowed

úrok, úroková sazba

úrok, úroková sazba

banking
[Podstatné jméno]

the management and handling of financial matters or transactions

bankovnictví, bankovní sektor

bankovnictví, bankovní sektor

online
[Přídavné jméno]

connected to or via the Internet

online, připojený k internetu

online, připojený k internetu

cash machine
[Podstatné jméno]

an electronic device that enables individuals to perform financial transactions, such as withdrawing cash, without the need for human assistance

bankomat, automat na hotovost

bankomat, automat na hotovost

income tax
[Podstatné jméno]

a tax paid to the government each year by a business or an individual based on their income

daň z příjmu, příjmová daň

daň z příjmu, příjmová daň

inheritance tax
[Podstatné jméno]

a tax on the estate of the deceased person

customs
[Podstatné jméno]

the taxes that are paid to the government when goods are moved from a country to another

cla, celní poplatky

cla, celní poplatky

excise
[Podstatné jméno]

a tax that is measured by the amount of business done (not on property or income from real estate)

duty
[Podstatné jméno]

a government-imposed tax on imported or exported goods

clo, daň z dovozu

clo, daň z dovozu

duty-free
[Přídavné jméno]

(of goods) able to be imported without paying tax on them

zboží bez cla, bezcelní

zboží bez cla, bezcelní

value-added tax
[Podstatné jméno]

a tax put on the value added to a product at each stage of the supply chain, affecting the final price which the consumer pays

daň z přidané hodnoty, DPH

daň z přidané hodnoty, DPH

corporation
[Podstatné jméno]

a company or group of people that are considered as a single unit by law

korporace, společnost

korporace, společnost

tax
[Podstatné jméno]

a sum of money that has to be paid, based on one's income, to the government so it can provide people with different kinds of public services

daň, daň z příjmu

daň, daň z příjmu

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