
a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required

běžný účet, osobní účet
the amount that a lender charges a borrower for the use of money, typically calculated based on the amount of the loan and the length of the borrowing period

úroková sazba, úrok
a deficit in a bank account caused by withdrawing more money than is available

přečerpání, debety
a service that an organization or a piece of equipment offers you

zařízení, služba
to merge several financial accounts, debts, funds, into one

Sloučit, Konsolidovat
to collect funds, often through various means such as fundraising, investments, donations, or other financial efforts
an official contract or arrangement by which a bank gives money to someone as a loan to buy a house and the person agrees to repay the loan over a specified period, usually with interest

hypotéka, úvěr
to put an amount of money or other item of value into a bank account

vložit, deponovat
the act or process of returning the amount of money one borrowed from a bank or other financial institutions
the money that is regularly earned from a job or through an investment

příjem, výdělek
a number that represents how reliable a person or company is when it comes to paying back loans, based on their past financial activity

úvěrové hodnocení, rating úvěrové způsobilosti
a bank account that pays interest on one's deposited money and is intended to help one save over time

spořicí účet, účet na spoření
to have more money in one's account than what one owes or what was initially invested
to withdraw more money from a bank account than is available

přečerpat, přečerpání účtu
the sum of money that needs to be payed for a thing or service

poplatek, náklady
the cost of borrowing money, usually expressed as a percentage of the amount borrowed

úrok, úroková sazba
the management and handling of financial matters or transactions

bankovnictví, bankovní sektor
an electronic device that enables individuals to perform financial transactions, such as withdrawing cash, without the need for human assistance

bankomat, automat na hotovost
a tax paid to the government each year by a business or an individual based on their income

daň z příjmu, příjmová daň
the taxes that are paid to the government when goods are moved from a country to another

cla, celní poplatky
a tax that is measured by the amount of business done (not on property or income from real estate)
(of goods) able to be imported without paying tax on them

zboží bez cla, bezcelní
a tax put on the value added to a product at each stage of the supply chain, affecting the final price which the consumer pays

daň z přidané hodnoty, DPH
a company or group of people that are considered as a single unit by law

korporace, společnost
a sum of money that has to be paid, based on one's income, to the government so it can provide people with different kinds of public services

daň, daň z příjmu
