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Kosakata untuk IELTS General (Skor 6-7) - Perilaku Keuangan

Di sini, Anda akan mempelajari beberapa kata dalam bahasa Inggris yang terkait dengan Perilaku Keuangan yang diperlukan untuk ujian IELTS General Training.

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Vocabulary for General Training IELTS (6-7)
frugal
[Adjektiva]

careful to not spend money in an unnecessary or wasteful way

hemat, irit

hemat, irit

Ex: Her frugal mindset encourages her to repair items rather than replacing them .Pola pikir **hemat** nya mendorongnya untuk memperbaiki barang daripada menggantinya.
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thrifty
[Adjektiva]

(of a person) careful with money and resources, avoiding unnecessary spending

hemat, irit

hemat, irit

Ex: A thrifty traveler , she always seeks budget-friendly accommodations .Seorang pelancong yang **hemat**, dia selalu mencari akomodasi yang ramah anggaran.
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cautious
[Adjektiva]

(of a person) careful to avoid danger or mistakes

hati-hati, waspada

hati-hati, waspada

Ex: The detective proceeded with cautious optimism , hoping to uncover new leads in the case .Detektif itu melanjutkan dengan optimisme **hati-hati**, berharap untuk menemukan petunjuk baru dalam kasus ini.
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solvent
[Adjektiva]

having the ability to meet financial obligations and paying debts

mampu memenuhi kewajiban keuangan, likuid

mampu memenuhi kewajiban keuangan, likuid

Ex: Innovations in product development have been a driving force in keeping the tech company solvent.Inovasi dalam pengembangan produk telah menjadi kekuatan pendorong dalam menjaga perusahaan teknologi **mampu membayar utang**.
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insolvent
[Adjektiva]

incapable of fulfilling financial obligations due to a lack of money

bangkrut, tidak mampu membayar utang

bangkrut, tidak mampu membayar utang

Ex: Being declared insolvent meant they had to restructure their debt .Dinyatakan **pailit** berarti mereka harus merestrukturisasi utang mereka.
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spendthrift
[Adjektiva]

marked by extravagant and often wasteful use of resources or money

boros, pemboros

boros, pemboros

Ex: Unaware of his spendthrift habits, the employee was shocked when his budget proposal was denied.Tidak menyadari kebiasaannya yang **boros**, karyawan itu terkejut ketika proposal anggarannya ditolak.
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profligate
[Adjektiva]

overly extravagant or wasteful, especially with money

boros, mubazir

boros, mubazir

Ex: The profligate use of credit cards left him drowning in debt .Penggunaan **boros** kartu kredit membuatnya tenggelam dalam hutang.
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extravagant
[Adjektiva]

costing a lot of money, more than the necessary or affordable amount

mewah, boros

mewah, boros

Ex: The CEO 's extravagant spending habits raised eyebrows among shareholders and employees alike .Kebiasaan belanja **boros** CEO mengangkat alis di antara para pemegang saham dan karyawan.
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lavish
[Adjektiva]

generous in giving or expressing

dermawan, boros

dermawan, boros

Ex: The lavish host made sure every guest felt special and well taken care of .Tuan rumah **murah hati** memastikan setiap tamu merasa istimewa dan terawat dengan baik.
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stingy
[Adjektiva]

unwilling to spend or give away money or resources

pelit, kikir

pelit, kikir

Ex: The stingy donor gave only a minimal amount , even though they could afford much more .Donatur yang **pelit** hanya memberikan jumlah minimal, meskipun mereka mampu memberikan lebih banyak.
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wasteful
[Adjektiva]

(of a person or thing) using more resources, time, or money than is necessary or appropriate

boros, mubazir

boros, mubazir

Ex: The wasteful use of paper in the office prompted a switch to digital documentation to save resources .Penggunaan **boros** kertas di kantor mendorong peralihan ke dokumentasi digital untuk menghemat sumber daya.
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miserly
[Adjektiva]

having an extreme reluctance to spend money or resources

pelit, kikir

pelit, kikir

Ex: They were shocked by his miserly attitude toward the inheritance .Mereka terkejut dengan sikap **pelit**nya terhadap warisan.
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overextended
[Adjektiva]

having committed to or taken on more tasks, responsibilities, or financial obligations than can be comfortably managed

terlalu banyak mengambil, terlalu melebar

terlalu banyak mengambil, terlalu melebar

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penny-pinching
[Adjektiva]

(of a person) unwilling to spend money

pelit, kikir

pelit, kikir

Ex: Despite the financial challenges, Emma's penny-pinching mindset helped her make ends meet on a tight budget.Meskipun menghadapi tantangan keuangan, pola pikir **pelit** Emma membantunya memenuhi kebutuhan dengan anggaran ketat.
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profit-minded
[Adjektiva]

interested in making money or achieving financial gains

berorientasi laba, tertarik pada keuntungan finansial

berorientasi laba, tertarik pada keuntungan finansial

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Kosakata untuk IELTS General (Skor 6-7)
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