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Pelatihan Umum IELTS (Band 6-7) - Perilaku Keuangan

Di sini, Anda akan mempelajari beberapa kata bahasa Inggris terkait Perilaku Finansial yang diperlukan untuk ujian General Training IELTS.

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Vocabulary for General Training IELTS (6-7)
frugal
[Adjektiva]

careful to not spend money in an unnecessary or wasteful way

hemat, irang

hemat, irang

Ex: frugal mindset encourages her to repair items rather than replacing them .
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thrifty
[Adjektiva]

(of a person) careful with money and resources, avoiding unnecessary spending

hemat, berhemat

hemat, berhemat

Ex: thrifty traveler , she always seeks budget-friendly accommodations .
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cautious
[Adjektiva]

(of a person) careful to avoid danger or mistakes

waspada, hati-hati

waspada, hati-hati

Ex: The detective proceeded cautious optimism , hoping to uncover new leads in the case .
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solvent
[Adjektiva]

having the ability to meet financial obligations and paying debts

solvens, mampu memenuhi kewajiban finansial

solvens, mampu memenuhi kewajiban finansial

Ex: Regular savings and prudent investments helped him become solvent.
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insolvent
[Adjektiva]

incapable of fulfilling financial obligations due to a lack of money

bangkrut, tidak mampu membayar hutang

bangkrut, tidak mampu membayar hutang

Ex: Being insolvent meant they had to restructure their debt .
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spendthrift
[Adjektiva]

marked by extravagant and often wasteful use of resources or money

boros, penghambur

boros, penghambur

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profligate
[Adjektiva]

overly extravagant or wasteful, especially with money

berfoya-foya, boros

berfoya-foya, boros

Ex: profligate use of credit cards left him drowning in debt .
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extravagant
[Adjektiva]

costing a lot of money, more than the necessary or affordable amount

berlebih-lebihan, memboroskan

berlebih-lebihan, memboroskan

Ex: The CEOextravagant spending habits raised eyebrows among shareholders and employees alike .
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lavish
[Adjektiva]

generous in giving or expressing

melimpah, royal

melimpah, royal

Ex: lavish host made sure every guest felt special and well taken care of .
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stingy
[Adjektiva]

unwilling to spend or give away money or resources

pelit, kikir

pelit, kikir

Ex: stingy donor gave only a minimal amount , even though they could afford much more .
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wasteful
[Adjektiva]

(of a person or thing) using more resources, time, or money than is necessary or appropriate

boros, memboroskan

boros, memboroskan

Ex: wasteful use of paper in the office prompted a switch to digital documentation to save resources .
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miserly
[Adjektiva]

having an extreme reluctance to spend money or resources

pelit, kikir

pelit, kikir

Ex: They were shocked by miserly attitude toward the inheritance .
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overextended
[Adjektiva]

having committed to or taken on more tasks, responsibilities, or financial obligations than can be comfortably managed

terlalu banyak berkomitmen, kelebihan tanggung jawab

terlalu banyak berkomitmen, kelebihan tanggung jawab

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penny-pinching
[Adjektiva]

(of a person) unwilling to spend money

hemat, pelit

hemat, pelit

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profit-minded
[Adjektiva]

interested in making money or achieving financial gains

berorientasi pada keuntungan, berfokus pada untung

berorientasi pada keuntungan, berfokus pada untung

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