Vocabulary for IELTS Academic (Band 6-7) - Financial Behaviours

Here, you will learn some English words related to Financial Behaviours that are necessary for the Academic IELTS exam.

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Vocabulary for IELTS Academic (Band 6-7)

frugal [adjective]

careful to not spend money in an unnecessary or wasteful way

Ex: Despite his wealth , he maintains a frugal lifestyle , avoiding extravagant purchases .

thrifty [adjective]

(of a person) careful with money and resources, avoiding unnecessary spending

Ex: The thrifty couple managed to buy their home by cutting back on luxuries .

cautious [adjective]

(of a person) careful to avoid danger or mistakes

Ex: The company took a cautious approach to expansion , thoroughly researching each potential market .

solvent [adjective]

having the ability to meet financial obligations and paying debts

Ex:

insolvent [adjective]

incapable of fulfilling financial obligations due to a lack of money

Ex: The insolvent firm had to negotiate with creditors for a settlement .

spendthrift [adjective]

marked by extravagant and often wasteful use of resources or money

Ex:

profligate [adjective]

overly extravagant or wasteful, especially with money

Ex: His profligate lifestyle led to accumulated debts and financial instability .

extravagant [adjective]

costing a lot of money, more than the necessary or affordable amount

Ex: The hotel 's extravagant suites offered breathtaking views and personalized butler service .

lavish [adjective]

generous in giving or expressing

Ex: She gave him a lavish gift to celebrate his promotion .

stingy [adjective]

unwilling to spend or give away money or resources

Ex: They were surprised by his stingy nature , given his high-paying job .

wasteful [adjective]

(of a person or thing) using more resources, time, or money than is necessary or appropriate

Ex: He was wasteful with his time , spending hours procrastinating instead of working .

miserly [adjective]

having an extreme reluctance to spend money or resources

Ex: She lived a miserly life , always looking for ways to save even the smallest amounts of money .

overextended [adjective]

having committed to or taken on more tasks, responsibilities, or financial obligations than can be comfortably managed

penny-pinching [adjective]

(of a person) unwilling to spend money

Ex:

profit-minded [adjective]

interested in making money or achieving financial gains

Vocabulary for IELTS Academic (Band 6-7)
Size and Scale	Dimensions	Weight and Steadiness	Increase in Amount
Decrease in Amount	Intensity	Time and Duration	Space and Area
Shapes	Speed	Significance	Insignificance
Strength and Influence	Uniqueness	Commonness	Complexity
High Quality	Low Quality	Value	Challenges
Wealth and Success	Poverty and Failure	Age and Appearance	Body Shape
Wellness	Intellectual Capability	Intellectual Incapabilities	Positive Human Traits
Negative Human Traits	Moral Traits	Financial Behaviours	Social Behaviours
Short-tempered Traits	Positive Emotional Responses	Negative Emotional Responses	Positive Emotional States
Negative Emotional States	Tastes and Smells	Sounds	Textures
Temperature	Probability	Attempt and Prevention	Opinions
Thoughts and Decisions	Encouragement and Discouragement	Knowledge and Information	Request and Suggestion
Respect and Approval	Regret and Sadness	Relational Actions	Physical Actions and Reactions
Body Language and Gestures	Postures and Positions	Movements	Engaging in Verbal Communication
Understanding and Learning	Perceiving The Senses	Commanding and Giving Permissions	Predicting
Touching and Holding	Changing and Forming	Creating and Producing	Organising and Collecting
Preparing Food	Eating and Drinking	Science	Education
Research	Astronomy	Physics	Biology
Chemistry	Geology	Philosophy	Psychology
Maths and Graphs	Geometry	Environment	Landscape and Geography
Engineering	Technology	Internet and Computer	Manufacture and Industry
History	Religion	Culture and Custom	Language and Grammar
Arts	Music	Film and Theatre	Literature
Architecture	Marketing	Finance	Management
Medicine	Sickness and Symptoms	Law	Energy and Power
Crime	Punishment	Government	Politics
Measurement	War	Positive Emotions	Negative Emotions
Travel and Tourism	Migration	Food and Drinks	Materials
Pollution	Disasters	Weather	Animals
Adverbs of Manner	Adverbs of Degree	Adverbs of Comment and Certainty	Adverbs of Time and Frequency
Adverbs of Purpose and Emphasis	Conjunctive Adverbs