Vocabulary for IELTS Academic (Band 6-7) - Financial Behaviours

Here, you will learn some English words related to Financial Behaviours that are necessary for the Academic IELTS exam.

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frugal

[Adjective]

careful to not spend money in an unnecessary or wasteful way

Ex: Her frugal mindset encourages her to repair items rather than replacing them .

thrifty

[Adjective]

(of a person) careful with money and resources, avoiding unnecessary spending

Ex: A thrifty traveler , she always seeks budget-friendly accommodations .

cautious

[Adjective]

(of a person) careful to avoid danger or mistakes

Ex: The detective proceeded with cautious optimism , hoping to uncover new leads in the case .

solvent

[Adjective]

having the ability to meet financial obligations and paying debts

Ex: Innovations in product development have been a driving force in keeping the tech company solvent.

insolvent

[Adjective]

incapable of fulfilling financial obligations due to a lack of money

Ex: Being declared insolvent meant they had to restructure their debt .

spendthrift

[Adjective]

marked by extravagant and often wasteful use of resources or money

Ex: Unaware of his spendthrift habits, the employee was shocked when his budget proposal was denied.

profligate

[Adjective]

overly extravagant or wasteful, especially with money

Ex: The profligate use of credit cards left him drowning in debt .

extravagant

[Adjective]

costing a lot of money, more than the necessary or affordable amount

Ex: The CEO 's extravagant spending habits raised eyebrows among shareholders and employees alike .

lavish

[Adjective]

generous in giving or expressing

Ex: The lavish host made sure every guest felt special and well taken care of .

stingy

[Adjective]

unwilling to spend or give away money or resources

Ex: The stingy donor gave only a minimal amount , even though they could afford much more .

wasteful

[Adjective]

(of a person or thing) using more resources, time, or money than is necessary or appropriate

Ex: The wasteful use of paper in the office prompted a switch to digital documentation to save resources .

miserly

[Adjective]

having an extreme reluctance to spend money or resources

Ex: They were shocked by his miserly attitude toward the inheritance .

overextended

[Adjective]

having committed to or taken on more tasks, responsibilities, or financial obligations than can be comfortably managed

penny-pinching

[Adjective]

(of a person) unwilling to spend money

Ex: Despite the financial challenges, Emma's penny-pinching mindset helped her make ends meet on a tight budget.

profit-minded

[Adjective]

interested in making money or achieving financial gains

Vocabulary for IELTS Academic (Band 6-7)

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Vocabulary for IELTS Academic (Band 6-7) - Financial Behaviours