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Loan vs. Lend 

synonyms
"Loan" vs. "Lend" in English

What Is Their Main Difference?

Both refer to giving someone money on the condition that it will be paid back. However, 'loan' can function as both a noun and a verb, while, 'lend' is always a verb.

Differences

'Loan' can be both a noun and a verb, whereas, 'lend' is always a verb. Check out the following examples:

Example

This website offers different loans and financial aids.

How can you possibly lend her $500,000?

Similarities

Both refer to giving someone a large amount of money on the condition that it will be paid back. Look at the examples below:

Example

What kind of loans do you have?

I'm sorry, but I cannot lend you this much now.

Are They Interchangeable?

If they are both verbs, they can be used interchangeably, but remember that when 'loan' is a noun, it can be replaced with 'lend'. Compare:

Example

✓ My manager is no longer able to lend me money.

✓ My manager is no longer able to loan me money.

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