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Matematika dan Logika SAT - Finance

Di sini Anda akan mempelajari beberapa kata dalam bahasa Inggris yang terkait dengan keuangan, seperti "reimburse", "austerity", "fiscal", dll. yang Anda butuhkan untuk lulus SAT Anda.

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SAT Vocabulary for Math and Logic
to compensate
[kata kerja]

to give something, particularly money, to make up for the difficulty, pain, damage, etc. that someone has suffered

mengganti,  memberi kompensasi

mengganti, memberi kompensasi

Ex: The government established a fund to compensate victims of a natural disaster .Pemerintah mendirikan dana untuk **memberi kompensasi** kepada korban bencana alam.
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to reimburse
[kata kerja]

to repay someone for expenses or losses they have experienced

mengganti, mengembalikan uang

mengganti, mengembalikan uang

Ex: The university agreed to reimburse students for the unexpected textbook expenses .Universitas setuju untuk **mengganti** mahasiswa atas biaya buku teks yang tidak terduga.
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to accrue
[kata kerja]

(particularly related to money) to gradually increase in amount or number

terakumulasi, bertambah

terakumulasi, bertambah

Ex: The rewards points are accruing on your credit card with every purchase you make .Poin hadiah **terakumulasi** di kartu kredit Anda dengan setiap pembelian yang Anda lakukan.
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to donate
[kata kerja]

to freely give goods, money, or food to someone or an organization

menyumbang, berdonasi

menyumbang, berdonasi

Ex: The community raised funds to donate to a family in need during challenging times .Komunitas mengumpulkan dana untuk **menyumbangkan** kepada keluarga yang membutuhkan di masa sulit.
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to acquire
[kata kerja]

to buy or begin to have something

memperoleh, membeli

memperoleh, membeli

Ex: She acquired a rare painting for her collection at the auction .Dia **memperoleh** lukisan langka untuk koleksinya di lelang.
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to fundraise
[kata kerja]

to seek financial contributions or donations for a particular cause, organization, or event

menggalang dana, mengumpulkan dana

menggalang dana, mengumpulkan dana

Ex: The school fundraised for new playground equipment for the children .Sekolah **menggalang dana** untuk peralatan taman bermain baru bagi anak-anak.
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to borrow
[kata kerja]

to use or take something belonging to someone else, with the idea of returning it

meminjam, menyewa

meminjam, menyewa

Ex: Instead of buying a lawnmower , he chose to borrow one from his neighbor for the weekend .Alih-alih membeli mesin pemotong rumput, dia memilih untuk **meminjam** satu dari tetangganya untuk akhir pekan.
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to deposit
[kata kerja]

to put an amount of money or other item of value into a bank account

menyimpan, mendepositokan

menyimpan, mendepositokan

Ex: The student deposited the scholarship award in her college tuition account to cover expenses .Siswa tersebut **menyetor** penghargaan beasiswa ke rekening uang kuliahnya untuk menutupi biaya.
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to garner
[kata kerja]

to obtain or earn something desired or needed, typically through effort or skill

mendapatkan, memperoleh

mendapatkan, memperoleh

Ex: The author 's latest book garnered critical acclaim and several awards .Buku terbaru penulis **mendapat** pujian kritis dan beberapa penghargaan.
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tariff
[Kata benda]

a tax paid on goods imported or exported

tarif, bea masuk

tarif, bea masuk

Ex: Businesses are concerned about potential tariff increases that could impact their supply chain costs .Bisnis khawatir tentang potensi kenaikan **tarif** yang dapat memengaruhi biaya rantai pasokan mereka.
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levy
[Kata benda]

a charge or fee set, especially by authority or law

sebuah pungutan, sebuah pajak

sebuah pungutan, sebuah pajak

Ex: A new levy on vehicle registrations will fund road maintenance projects .**Pajak** baru pada pendaftaran kendaraan akan mendanai proyek pemeliharaan jalan.
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dividend
[Kata benda]

an amount of money paid regularly to the shareholders of a company

dividen

dividen

Ex: The board decided to increase the dividend this year .Dewan memutuskan untuk menaikkan **dividen** tahun ini.
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revenue
[Kata benda]

the total income generated from business activities or other sources

pendapatan, pemasukan

pendapatan, pemasukan

Ex: The restaurant 's revenue increased during the holiday season .**Pendapatan** restoran meningkat selama musim liburan.
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expense
[Kata benda]

the amount of money spent to do or have something

pengeluaran,  biaya

pengeluaran, biaya

Ex: Many people use budgeting apps to categorize their expenses and identify areas where they can cut back to save money .Banyak orang menggunakan aplikasi penganggaran untuk mengkategorikan **pengeluaran** mereka dan mengidentifikasi area di mana mereka dapat mengurangi untuk menghemat uang.
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austerity
[Kata benda]

strict economic measures implemented by a government to reduce public expenditure and budget deficits

penghematan

penghematan

Ex: The austerity program included significant reductions in healthcare and education funding .Program **penghematan** mencakup pengurangan signifikan dalam pendanaan kesehatan dan pendidikan.
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commercialization
[Kata benda]

the process of introducing a new product or service into the market for sale

komersialisasi, peluncuran ke pasar

komersialisasi, peluncuran ke pasar

Ex: The government is supporting startups in the commercialization of innovative agricultural products .Pemerintah mendukung startup dalam **komersialisasi** produk pertanian inovatif.
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commodity
[Kata benda]

(economics) an unprocessed material that can be traded in different exchanges or marketplaces

komoditas, bahan mentah

komoditas, bahan mentah

Ex: Investors often include commodities in their portfolios as a hedge against inflation and market volatility .Investor sering memasukkan **komoditas** dalam portofolio mereka sebagai lindung nilai terhadap inflasi dan volatilitas pasar.
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asset
[Kata benda]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

aset, sumber daya berharga

aset, sumber daya berharga

Ex: Goodwill , reflecting a company 's reputation and customer loyalty , is considered an asset on its balance sheet .
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boom-bust cycle
[Kata benda]

an economic cycle characterized by periods of rapid economic expansion followed by periods of contraction or recession

siklus boom-bust, siklus ekspansi-resesi

siklus boom-bust, siklus ekspansi-resesi

Ex: During the boom phase of the cycle, companies often expand rapidly, but during the bust, many may face bankruptcy.Selama fase boom dari **siklus boom-bust**, perusahaan sering berkembang dengan cepat, tetapi selama bust, banyak yang mungkin menghadapi kebangkrutan.
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economy of scale
[Kata benda]

the cost advantages that enterprises obtain due to size, output, or scale of operation

ekonomi skala, skala ekonomi

ekonomi skala, skala ekonomi

Ex: The restaurant chain leverages economy of scale to negotiate better prices with suppliers .Rantai restoran memanfaatkan **ekonomi skala** untuk menegosiasikan harga yang lebih baik dengan pemasok.
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stock market
[Kata benda]

the business of trading and exchanging shares of different companies

pasar saham, bursa efek

pasar saham, bursa efek

Ex: The global pandemic had a profound impact on the stock market, leading to volatile fluctuations .Pandemi global memiliki dampak yang mendalam pada **pasar saham**, menyebabkan fluktuasi yang tidak stabil.
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fiduciary
[Kata benda]

a person or organization that holds a position of trust, responsibility, and confidence to manage assets or property on behalf of others

wali, pengelola

wali, pengelola

Ex: Trustees must exercise their fiduciary duties with diligence and transparency.**Pemegang amanah** harus melaksanakan tugas fidusiary mereka dengan ketelitian dan transparansi.
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depreciation
[Kata benda]

a decline in something's price or value

penyusutan, depresiasi

penyusutan, depresiasi

Ex: Economic uncertainty has resulted in the depreciation of stock prices across various sectors .Ketidakpastian ekonomi telah mengakibatkan **penurunan nilai** harga saham di berbagai sektor.
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salvage value
[Kata benda]

the estimated residual value of an asset at the end of its useful life

nilai penyelamatan, nilai sisa

nilai penyelamatan, nilai sisa

Ex: The company sold its outdated computers for their salvage value, recovering a portion of the initial investment .Perusahaan menjual komputer usang mereka dengan **nilai sisa**, memulihkan sebagian dari investasi awal.
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auction
[Kata benda]

a public sale in which goods or properties are sold to the person who bids higher

lelang, pelelangan

lelang, pelelangan

Ex: The auction house specializes in selling fine art and jewelry.Rumah **lelang** mengkhususkan diri dalam menjual seni rupa dan perhiasan.
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transaction
[Kata benda]

the general process of purchasing or selling something

transaksi, operasi

transaksi, operasi

Ex: Automating the transaction of routine tasks can significantly improve efficiency .Mengotomatiskan **transaksi** tugas rutin dapat secara signifikan meningkatkan efisiensi.
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subsidy
[Kata benda]

an amount of money that a government or organization pays to lower the costs of producing goods or providing services so that prices do not increase

subsidi, bantuan keuangan

subsidi, bantuan keuangan

Ex: The arts organization relies on government subsidies to fund its cultural programs and events .Organisasi seni mengandalkan **subsidi** pemerintah untuk mendanai program dan acara budayanya.
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monopoly
[Kata benda]

a situation in which one organization or entity exclusively controls the production, distribution, or trade of a product or service, making other rivals unable to compete

monopoli, monopoli bisnis

monopoli, monopoli bisnis

Ex: The pharmaceutical firm held a monopoly on the production of the lifesaving drug , leading to high prices for consumers .Perusahaan farmasi memegang **monopoli** atas produksi obat penyelamat hidup, yang mengakibatkan harga tinggi bagi konsumen.
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blockbuster
[Kata benda]

a thing that achieves great widespread popularity or financial success, particularly a movie, book, or other product

blockbuster, kesuksesan besar

blockbuster, kesuksesan besar

Ex: Streaming platforms compete to secure the rights to blockbuster films and series for their subscribers.Platform streaming bersaing untuk mengamankan hak film dan serial **blockbuster** untuk pelanggan mereka.
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handout
[Kata benda]

money, food, or other resources distributed freely to those in need, typically by an organization or government

bantuan, subsidi

bantuan, subsidi

Ex: Volunteers handed out handouts of warm blankets to refugees at the shelter .Relawan membagikan **bantuan** selimut hangat kepada pengungsi di tempat penampungan.
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tuition
[Kata benda]

an amount of money that one pays to receive an education, particularly in a university or college

biaya kuliah, uang sekolah

biaya kuliah, uang sekolah

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recession
[Kata benda]

a hard time in a country's economy characterized by a reduction in employment, production, and trade

resesi

resesi

Ex: Economists predicted that the recession would last for several quarters before signs of recovery would emerge .Para ekonom memprediksi bahwa **resesi** akan berlangsung selama beberapa kuartal sebelum tanda-tanda pemulihan muncul.
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bankruptcy
[Kata benda]

a situation in which a person or business is unable to pay due debts

kebangkrutan, pailit

kebangkrutan, pailit

Ex: The risk of bankruptcy increased as the market conditions worsened .Risiko **kebangkrutan** meningkat seiring memburuknya kondisi pasar.
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stake
[Kata benda]

an amount of money invested in a business

saham, partisipasi

saham, partisipasi

Ex: The family-owned business decided to sell a minority stake to raise funds for expansion .Bisnis keluarga memutuskan untuk menjual **saham minoritas** untuk mengumpulkan dana ekspansi.
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consumer
[Kata benda]

someone who buys and uses services or goods

konsumen, pelanggan

konsumen, pelanggan

Ex: Online reviews play a significant role in helping consumers make informed choices .Ulasan online memainkan peran penting dalam membantu **konsumen** membuat pilihan yang tepat.
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investor
[Kata benda]

a person or organization that provides money or resources to a business or project with the expectation of making a profit

investor, penanam modal

investor, penanam modal

Ex: Investors are often attracted to businesses with high growth potential .**Investor** sering tertarik pada bisnis dengan potensi pertumbuhan tinggi.
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opulence
[Kata benda]

wealth or affluence, especially when displayed in a showy manner

kemewahan, kekayaan

kemewahan, kekayaan

Ex: The movie aimed to depict the opulence of the 1920s , showcasing luxurious fashion and grand events .Film ini bertujuan untuk menggambarkan **kemewahan** tahun 1920-an, menampilkan mode mewah dan acara-acara besar.
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overhead
[Kata benda]

the regular costs required for maintaining a business or an organization

biaya overhead

biaya overhead

Ex: Overhead can vary widely depending on the size and location of the organization.**Biaya overhead** dapat sangat bervariasi tergantung pada ukuran dan lokasi organisasi.
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outlay
[Kata benda]

an amount of budget dedicated to something

pengeluaran, investasi

pengeluaran, investasi

Ex: The family 's outlay for healthcare expenses has risen sharply in recent years , prompting them to explore more affordable insurance options .**Pengeluaran** keluarga untuk biaya kesehatan telah meningkat tajam dalam beberapa tahun terakhir, mendorong mereka untuk mengeksplorasi opsi asuransi yang lebih terjangkau.
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treasury
[Kata benda]

the funds and resources that a country or organization controls

bendahara, perbendaharaan

bendahara, perbendaharaan

Ex: The treasury is responsible for managing the country 's financial assets .**Bendahara** bertanggung jawab untuk mengelola aset keuangan negara.
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bounty
[Kata benda]

a reward or payment given as motivation for completing a task or reaching an objective

hadiah, imbalan

hadiah, imbalan

Ex: The government announced a bounty for farmers who adopted sustainable agricultural practices .Pemerintah mengumumkan **hadiah** untuk petani yang mengadopsi praktik pertanian berkelanjutan.
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asset bubble
[Kata benda]

a situation in which the prices of assets, such as stocks, real estate, or commodities, become significantly inflated beyond their intrinsic value due to speculative investing or market hype

gelembung aset, gelembung spekulatif

gelembung aset, gelembung spekulatif

Ex: Economic analysts warn that the current surge in commodity prices could be indicative of an asset bubble forming in global markets .Analis ekonomi memperingatkan bahwa lonjakan harga komoditas saat ini bisa menjadi indikasi terbentuknya **gelembung aset** di pasar global.
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ledger
[Kata benda]

a book or digital record that contains financial transactions and balances, organized by accounts

buku besar, catatan keuangan

buku besar, catatan keuangan

Ex: He consulted the ledger to verify the payment history of the client .Dia memeriksa **buku besar** untuk memverifikasi riwayat pembayaran klien.
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pecuniary
[Adjektiva]

involving or about money

keuangan, moneter

keuangan, moneter

Ex: The pecuniary rewards for the successful completion of the project were substantial .Imbalan **keuangan** untuk penyelesaian proyek yang sukses cukup besar.
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fiscal
[Adjektiva]

relating to government revenue or public money, especially taxes

fiskal, anggaran

fiskal, anggaran

Ex: Fiscal responsibility is essential for maintaining the stability of the economy .Tanggung jawab **fiskal** sangat penting untuk menjaga stabilitas ekonomi.
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monetary
[Adjektiva]

relating to money or currency

moneter, keuangan

moneter, keuangan

Ex: Monetary donations poured in from generous individuals to support disaster relief efforts .Sumbangan **moneter** mengalir dari individu-individu yang dermawan untuk mendukung upaya bantuan bencana.
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lucrative
[Adjektiva]

capable of producing a lot of profit or earning a great amount of money for someone

menguntungkan, berpenghasilan tinggi

menguntungkan, berpenghasilan tinggi

Ex: Writing bestselling novels has proven to be a lucrative profession for some authors .Menulis novel terlaris terbukti menjadi profesi yang **menguntungkan** bagi beberapa penulis.
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marketable
[Adjektiva]

desirable or sought after, especially by employers or in the marketplace

dapat dipasarkan, dicari

dapat dipasarkan, dicari

Ex: Her extensive network and communication skills make her very marketable for sales positions .Jaringan luas dan keterampilan komunikasinya membuatnya sangat **dicari** untuk posisi penjualan.
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intensive
[Adjektiva]

(in business) concentrating on or using something a lot, such as a piece of equipment, etc.

intensif, berintensitas tinggi

intensif, berintensitas tinggi

Ex: Energy-intensive manufacturing processes increase production costs.Proses manufaktur yang **intensif** energi meningkatkan biaya produksi.
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profitable
[Adjektiva]

(of a business) providing benefits or valuable returns

menguntungkan, berprofit

menguntungkan, berprofit

Ex: His innovative app quickly became one of the most profitable products in the tech industry .Aplikasi inovatifnya dengan cepat menjadi salah satu produk paling **menguntungkan** di industri teknologi.
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nonprofit
[Adjektiva]

(of an organization, activity, etc.) operating without the goal of generating any financial benefits

nirlaba, tidak mencari keuntungan

nirlaba, tidak mencari keuntungan

Ex: Nonprofit organizations often rely on volunteers to fulfill their mission.Organisasi **nirlaba** sering mengandalkan relawan untuk memenuhi misi mereka.
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capitalistic
[Adjektiva]

characterized by an economic system where private ownership of businesses and resources drives production and distribution with a focus on profit

kapitalis, kapitalistik

kapitalis, kapitalistik

Ex: Many countries have elements of both socialism and capitalistic practices in their economies .Banyak negara memiliki unsur-unsur baik sosialisme maupun praktik **kapitalis** dalam ekonomi mereka.
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high-end
[Adjektiva]

having a much higher quality and price than the rest of their kind

kelas atas, mewah

kelas atas, mewah

Ex: The luxury car dealership sells high-end vehicles with top-of-the-line technology and craftsmanship .Dealer mobil mewah menjual kendaraan **high-end** dengan teknologi dan kerajinan terbaik.
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parsimonious
[Adjektiva]

spending money very reluctantly

pelit, hemat

pelit, hemat

Ex: He will become more parsimonious if he loses his job and needs to cut expenses .Dia akan menjadi lebih **hemat** jika kehilangan pekerjaannya dan perlu memotong pengeluaran.
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extravagant
[Adjektiva]

costing a lot of money, more than the necessary or affordable amount

mewah, boros

mewah, boros

Ex: The CEO 's extravagant spending habits raised eyebrows among shareholders and employees alike .Kebiasaan belanja **boros** CEO mengangkat alis di antara para pemegang saham dan karyawan.
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affluent
[Adjektiva]

possessing a great amount of riches and material goods

kaya, berkecukupan

kaya, berkecukupan

Ex: The affluent couple donated generously to local charities and cultural institutions .Pasangan **kaya** itu menyumbang dengan murah hati kepada amal dan institusi budaya lokal.
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upscale
[Adjektiva]

high quality, luxurious, or intended for a wealthier clientele

mewah, berkualitas tinggi

mewah, berkualitas tinggi

Ex: They moved into an upscale apartment in the city center .Mereka pindah ke apartemen **mewah** di pusat kota.
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lavish
[Adjektiva]

having or showing great expense, richness, or luxury

mewah, megah

mewah, megah

Ex: The hotel suite boasted lavish amenities , including a private jacuzzi and personal butler service .Suite hotel itu menawarkan fasilitas **mewah**, termasuk jacuzzi pribadi dan layanan butler pribadi.
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