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Cambridge English: CAE (C1 Advanced) - Manajemen Keuangan dan Kesehatan Ekonomi

Pelajari kosakata CAE tingkat lanjut untuk manajemen keuangan dan kesehatan ekonomi, termasuk anggaran, investasi, utang, stabilitas, pertumbuhan, pengeluaran, dan kinerja keuangan.

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Cambridge English: CAE (C1 Advanced)
Master of Business Administration

a second university degree in business management

Magister Administrasi Bisnis, Master Manajemen Bisnis

Magister Administrasi Bisnis, Master Manajemen Bisnis

Ex: The MBA program at the university offers concentrations in finance, marketing, and entrepreneurship. 
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associate
associate
[Kata benda]

a member of an organization with limited membership

anggota asosiasi, rekan

anggota asosiasi, rekan

Ex: She became an associate of the club after being nominated by a current member. 
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audit
audit
[Kata benda]

a formal examination of financial records to check that they are accurate and properly maintained

Ex: An independent accountant carried out the audit. 
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deficit
deficit
[Kata benda]

the amount by which spending or money owed exceeds income or money available

defisit,  kekurangan

defisit, kekurangan

Ex: Officials are looking for ways to reduce the deficit. 
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expenditure
expenditure
[Kata benda]

the process of using money to pay for goods, services, or obligations

pengeluaran, biaya

pengeluaran, biaya

Ex: Careful expenditure is necessary to maintain financial stability. 
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invoice
invoice
[Kata benda]

a list of goods or services received and their total cost

faktur, tagihan

faktur, tagihan

Ex: The invoice included a breakdown of the services provided and their respective costs. 

Faktur mencakup rincian layanan yang diberikan dan biaya masing-masing.

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margin
margin
[Kata benda]

the difference between the cost of producing or buying something and the amount received from selling it

margin,  marjin keuntungan

margin, marjin keuntungan

Ex: Daniel wants to increase the profit margin without raising prices. 
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turnover
turnover
[Kata benda]

the total value of goods or services sold by a business during a particular period

perputaran,  omzet

perputaran, omzet

Ex: The restaurant increased its turnover despite rising costs. 
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yield
yield
[Kata benda]

an amount of profit gained from an investment or business

hasil, keuntungan

hasil, keuntungan

Ex: The bond offered a competitive yield, attracting many investors looking for stable returns. 
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affluent
affluent
[Adjektiva]

possessing a great amount of riches and material goods

kaya, berkecukupan

kaya, berkecukupan

Ex: She grew up in an affluent family, attending private schools and traveling abroad frequently. 

Dia tumbuh dalam keluarga kaya, bersekolah di sekolah swasta dan sering bepergian ke luar negeri.

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to bail out
to bail out
[kata kerja]

to save someone or something from a difficult financial situation

menyelamatkan, menyelamatkan secara finansial

menyelamatkan, menyelamatkan secara finansial

Ex: She bailed her brother's business out by investing a significant amount of money. 

Dia menyelamatkan bisnis saudaranya dengan menginvestasikan sejumlah besar uang.

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bankrupt
bankrupt
[Adjektiva]

(of organizations or people) legally declared as unable to pay their debts to creditors

bangkrut, pailit

bangkrut, pailit

Ex: The once-thriving neighborhood became desolate after the major employer went bankrupt. 

Lingkungan yang pernah makmur menjadi sepi setelah pemberi kerja utama bangkrut.

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to [break] even

(of a business) to reach a point that yields no success due to the profit being almost as equal as the costs

balik modal, impas

balik modal, impas

Ex: The shop needs more customers to do better than break even. 

Toko itu butuh lebih banyak pelanggan agar tidak cuma balik modal.

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to deduct
to deduct
[kata kerja]

to subtract or take away an amount or part from a total

mengurangkan, memotong

mengurangkan, memotong

Ex: Freelancers often deduct home office expenses as a business expense. 

Freelancer sering mengurangkan biaya kantor di rumah sebagai biaya bisnis.

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funds
funds
[Kata benda]

assets held in the form of money, available for spending or investment

dana, modal

dana, modal

Ex: The school has limited funds for extracurricular activities. 

Sekolah memiliki dana terbatas untuk kegiatan ekstrakurikuler.

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gross
gross
[Kata benda]

the total amount earned or received before expenses, taxes, or other deductions

pendapatan bruto,  penghasilan kotor

pendapatan bruto, penghasilan kotor

Ex: The tour produced a gross of nearly $10 million. 
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interest
interest
[Kata benda]

the fee paid for borrowing money, calculated as a percentage of the loan amount over time

bunga, suku bunga

bunga, suku bunga

Ex: The bank charges 5% interest on personal loans. 
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to [make] a loss

to lose money in a business or financial situation

Ex: The company made quite a loss last quarter due to lower sales. 
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to [make] (both|) ends meet

to make enough money to pay for one's basic needs

cukup untuk hidup, menutup kebutuhan pokok

cukup untuk hidup, menutup kebutuhan pokok

Ex: Many families struggle to make ends meet after prices rise. 

Setelah harga naik, banyak keluarga kesulitan memenuhi kebutuhan pokok.

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to overdraw
to overdraw
[kata kerja]

to withdraw more money from a bank account than is available

menarik lebih, overdraw

menarik lebih, overdraw

Ex: She overdrew her balance while shopping and didn’t realize it until later. 

Dia menarik lebih banyak dari saldonya saat berbelanja dan tidak menyadarinya sampai nanti.

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prosperous
prosperous
[Adjektiva]

rich and financially successful

makmur, kaya

makmur, kaya

Ex: She invested wisely and became prosperous. 

Dia berinvestasi dengan bijak dan menjadi makmur.

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to splash out
to splash out
[kata kerja]

to spend a lot of money on fancy or unnecessary things

menghamburkan banyak uang, menghabiskan banyak uang untuk barang mewah atau tidak perlu

menghamburkan banyak uang, menghabiskan banyak uang untuk barang mewah atau tidak perlu

Ex: To celebrate their anniversary, the couple splashed out on a gourmet dinner and a weekend getaway. 

Untuk merayakan hari jadinya, pasangan itu menghabiskan banyak uang untuk makan malam mewah dan liburan akhir pekan.

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unaffordable
unaffordable
[Adjektiva]

too expensive for someone to pay for

tidak terjangkau, terlalu mahal

tidak terjangkau, terlalu mahal

Ex: University fees are now unaffordable for some families. 

Biaya universitas sekarang tidak terjangkau bagi beberapa keluarga.

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well-off
well-off
[Adjektiva]

having enough money to cover one's expenses and maintain a desirable lifestyle

berkecukupan, mapan secara finansial

berkecukupan, mapan secara finansial

Ex: He considered himself well-off after securing a stable job with a decent income. 

Dia menganggap dirinya berada setelah mendapatkan pekerjaan stabil dengan pendapatan yang layak.

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to [keep] {one's} [head] above water

to manage to survive or continue despite difficulty

tetap bertahan, tetap bertahan meski sulit

tetap bertahan, tetap bertahan meski sulit

Ex: Even with his debts piling up, he managed to keep his head above water. 
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balance
balance
[Kata benda]

the sum of money that is left in a bank account

saldo, keseimbangan

saldo, keseimbangan

Ex: After paying bills and expenses, she always checks her balance to ensure she has enough money left for savings. 
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low-cost
low-cost
[Adjektiva]

relatively cheap compared to others of its kind

berbiaya rendah, murah

berbiaya rendah, murah

Ex: The airline offers low-cost flights to popular destinations. 

Maskapai ini menawarkan penerbangan low-cost ke destinasi populer.

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tariff
tariff
[Kata benda]

a tax imposed by a government on goods imported into or exported from a country

Ex: The company must pay a tariff on each shipment it imports. 
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to top up
to top up
[kata kerja]

to add credit or money to a prepaid phone account to enable continued use of its services

mengisi ulang, top up

mengisi ulang, top up

Ex: Can you top up my account with $20 for additional data? 

Bisakah kamu mengisi ulang akun saya dengan $20 untuk data tambahan?

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profitable
profitable
[Adjektiva]

(of a business) providing benefits or valuable returns

menguntungkan, berprofit

menguntungkan, berprofit

Ex: Investing in renewable energy has turned out to be a profitable venture for many companies. 
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quotation
quotation
[Kata benda]

a statement indicating the cost of a specific service or piece of work

penawaran, kuotasi

penawaran, kuotasi

Ex: The company sent a quotation to the client outlining the costs and timeline for the software development project. 

Perusahaan mengirimkan penawaran harga kepada klien yang menguraikan biaya dan jadwal untuk proyek pengembangan perangkat lunak.

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affluence
affluence
[Kata benda]

the state of having a large amount of money, valuable possessions, or other material resources

kekayaan, kemakmuran

kekayaan, kemakmuran

Ex: His affluence was evident from his expensive cars and private jet. 

Kekayaannya jelas terlihat dari mobil-mobil mahal dan jet pribadinya.

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net
net
[Kata benda]

the amount remaining after all deductions, especially the excess of revenues over outlays during a given period

laba bersih, pendapatan bersih

laba bersih, pendapatan bersih

Ex: The company reported a net of $50,000 for the quarter. 
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