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Cambridge English: CAE (C1 Advanced) - Gestion Financière et Santé Économique

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Cambridge English: CAE (C1 Advanced)

a second university degree in business management

maîtrise en gestion

maîtrise en gestion

Ex: The MBA curriculum includes courses in management, finance, accounting, and strategic planning.Le programme du **Master of Business Administration** comprend des cours en gestion, finance, comptabilité et planification stratégique.

a member of an organization with limited membership

associé, associée, partenaire

associé, associée, partenaire

Ex: Associates contribute to the organization through their expertise and participation in projects and initiatives .Les **associés** contribuent à l'organisation grâce à leur expertise et à leur participation à des projets et initiatives.
audit
[nom]

a formal inspection of a business's financial records to see if they are correct and accurate or not

audit

audit

Ex: The IRS conducted a tax audit to verify the accuracy of the individual 's tax returns .L'IRS a effectué un **audit** fiscal pour vérifier l'exactitude des déclarations de revenus de l'individu.
deficit
[nom]

the difference between the needed amount that is higher than the available amount, especially money

déficit

déficit

Ex: The deficit in qualified personnel posed a challenge for the healthcare system .Le **déficit** en personnel qualifié a posé un défi pour le système de santé.

the process of using money to pay for goods, services, or obligations

dépense

dépense

Ex: Expenditure on research and development is essential for innovation and growth in the technology sector .L'organisme de bienfaisance a rapporté ses **dépenses** annuelles aux donateurs.
invoice
[nom]

a list of goods or services received and their total cost

facture

facture

Ex: He reviewed the invoice for discrepancies before approving it for payment .Il a examiné la **facture** pour détecter les écarts avant de l'approuver pour le paiement.
margin
[nom]

(business) the difference between the amount of money spent to buy or produce something and the amount of money gained from its sale

marge

marge

Ex: They adjusted their pricing strategy to improve their profit margin without compromising quality.Ils ont ajusté leur stratégie de tarification pour améliorer leur **marge** bénéficiaire sans compromettre la qualité.

the overall amount of profit made by a business or company over a specific period of time

chiffre d'affaires

chiffre d'affaires

Ex: They attributed the decline in turnover to changes in consumer behavior and increased competition .Ils ont attribué le déclin du **chiffre d'affaires** aux changements dans le comportement des consommateurs et à la concurrence accrue.
yield
[nom]

an amount of profit gained from an investment or business

rendement actuel

rendement actuel

Ex: The stock portfolio showed a steady yield, generating consistent profits for the shareholders .Le portefeuille d'actions a montré un **rendement** régulier, générant des profits constants pour les actionnaires.
affluent
[Adjectif]

possessing a great amount of riches and material goods

riche, aisé, prospère

riche, aisé, prospère

Ex: The affluent couple donated generously to local charities and cultural institutions .Le couple **aisé** a fait des dons généreux aux œuvres caritatives et institutions culturelles locales.

to save someone or something from a difficult financial situation

renflouer, sauver financièrement

renflouer, sauver financièrement

Ex: The bank helped bail the family out during the mortgage crisis.La banque a aidé à **renflouer** la famille pendant la crise hypothécaire.
bankrupt
[Adjectif]

(of organizations or people) legally declared as unable to pay their debts to creditors

qui a fait faillite

qui a fait faillite

Ex: The bankrupt individual sought financial counseling to manage their debts .L'individu **en faillite** a cherché un conseil financier pour gérer ses dettes.

(of a business) to reach a point that yields no success due to the profit being almost as equal as the costs

Ex: The business plan was designed to break even within six months.
to deduct
[verbe]

to subtract or take away an amount or part from a total

soustraire, déduire

soustraire, déduire

Ex: The store will deduct the returned item 's value from the customer 's refund .Le magasin **déduira** la valeur de l'article retourné du remboursement du client.
funds
[nom]

assets held in the form of money, available for spending or investment

fonds, capitaux

fonds, capitaux

gross
[nom]

the total amount of income before any deductions, taxes, or expenses are subtracted

chiffre d'affaires brut, total brut

chiffre d'affaires brut, total brut

the fee paid for borrowing money, calculated as a percentage of the loan amount over time

intérêt, taux d'intérêt

intérêt, taux d'intérêt

Ex: "Always compare interest rates before taking a loan," the advisor warned.« Comparez toujours les taux d'**intérêt** avant de contracter un prêt », a averti le conseiller.

to lose money in a business or financial situation

Ex: After the event, the charity made a loss instead of raising funds.

to make enough money to pay for one's basic needs

Ex: He has two jobs just to make ends meet each month.

to withdraw more money from a bank account than is available

mettre à découvert, tirer à découvert

mettre à découvert, tirer à découvert

Ex: He was worried that he might overdraw his account after making a large purchase .Il craignait de **découvrir** son compte après avoir effectué un achat important.
prosperous
[Adjectif]

rich and financially successful

prospère

prospère

Ex: The merchant led a prosperous life .Le marchand menait une vie **prospère**.

to spend a lot of money on fancy or unnecessary things

dépenser sans compter, se faire plaisir

dépenser sans compter, se faire plaisir

Ex: To mark the end of exams , the students decided to splash out on a fancy dinner to celebrate their accomplishments .Pour marquer la fin des examens, les étudiants ont décidé de **dépenser sans compter** pour un dîner chic afin de célébrer leurs réalisations.
unaffordable
[Adjectif]

too expensive for someone to pay for

inabordable, trop cher

inabordable, trop cher

Ex: Insurance has become unaffordable for low-income workers.L'assurance est devenue **inabordable** pour les travailleurs à faible revenu.
well-off
[Adjectif]

having enough money to cover one's expenses and maintain a desirable lifestyle

aisé, à l'aise financièrement

aisé, à l'aise financièrement

Ex: They invested wisely and became well-off in their retirement years .Ils ont investi judicieusement et sont devenus **aisés** pendant leurs années de retraite.

to manage to stay strong and determined, despite the likelihood of failure

Ex: We have so much debt that we're barely able to keep our heads above water.
balance
[nom]

the sum of money that is left in a bank account

somme due

somme due

Ex: She was pleasantly surprised to see her balance increase after receiving a refund for an overcharged bill .Elle a été agréablement surprise de voir son **solde** augmenter après avoir reçu un remboursement pour une facture surchargée.
low-cost
[Adjectif]

relatively cheap compared to others of its kind

à bas prix, économique

à bas prix, économique

Ex: She prefers low-cost grocery stores to stay within her budget .Elle préfère les magasins d'alimentation **à bas prix** pour rester dans son budget.
tariff
[nom]

a tax paid on goods imported or exported

droit de douane

droit de douane

Ex: Businesses are concerned about potential tariff increases that could impact their supply chain costs .Les entreprises sont préoccupées par les augmentations potentielles des **tarifs** qui pourraient affecter leurs coûts de chaîne d'approvisionnement.
to top up
[verbe]

to add credit or money to a prepaid phone account to enable continued use of its services

recharger, approvisionner

recharger, approvisionner

Ex: The app provides a simple way to automatically top up your phone credit .L'application offre un moyen simple de **recharger** automatiquement le crédit de votre téléphone.
profitable
[Adjectif]

(of a business) providing benefits or valuable returns

rentable

rentable

Ex: His innovative app quickly became one of the most profitable products in the tech industry .Son application innovante est rapidement devenue l'un des produits les plus **rentables** de l'industrie technologique.

a statement indicating the cost of a specific service or piece of work

devis

devis

Ex: Before signing the contract , they reviewed the quotation to ensure it aligned with their budget and expectations .Avant de signer le contrat, ils ont examiné le **devis** pour s'assurer qu'il correspondait à leur budget et à leurs attentes.

the state of having a large amount of money, valuable possessions, or other material resources

richesse, opulence

richesse, opulence

net
[nom]

the amount remaining after all deductions, especially the excess of revenues over outlays during a given period

Cambridge English: CAE (C1 Advanced)
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