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Cambridge English: CAE (C1 Advanced) - Managementul Financiar și Sănătatea Economică

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Cambridge English: CAE (C1 Advanced)
Master of Business Administration

a second university degree in business management

Master în Administrarea Afacerilor, Masterat în Managementul Afacerilor

Master în Administrarea Afacerilor, Masterat în Managementul Afacerilor

Ex: She completed her Master of Business Administration degree at Harvard Business School. 
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associate
associate
[substantiv]

a member of an organization with limited membership

membru asociat, asociat

membru asociat, asociat

Ex: She became an associate of the club after being nominated by a current member. 
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audit
audit
[substantiv]

a formal inspection of a business's financial records to see if they are correct and accurate or not

audit, inspecție financiară

audit, inspecție financiară

Ex: The company underwent an audit to ensure compliance with financial regulations. 
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deficit
deficit
[substantiv]

the difference between the needed amount that is higher than the available amount, especially money

deficit, lipsă

deficit, lipsă

Ex: The government faced a budget deficit due to increased spending and decreased revenue. 
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expenditure
expenditure
[substantiv]

the process of using money to pay for goods, services, or obligations

cheltuială, cheltuieli

cheltuială, cheltuieli

Ex: Careful expenditure is necessary to maintain financial stability. 
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invoice
invoice
[substantiv]

a list of goods or services received and their total cost

factură, notă de plată

factură, notă de plată

Ex: The vendor sent an invoice to the client for the goods delivered. 
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margin
margin
[substantiv]

(business) the difference between the amount of money spent to buy or produce something and the amount of money gained from its sale

marjă, marjă de profit

marjă, marjă de profit

Ex: The company's profit margin increased significantly after implementing cost-saving measures. 
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turnover
turnover
[substantiv]

the overall amount of profit made by a business or company over a specific period of time

cifra de afaceri, volumul vânzărilor

cifra de afaceri, volumul vânzărilor

Ex: The company's turnover increased by 20% compared to the previous year, reflecting strong sales growth. 
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yield
yield
[substantiv]

an amount of profit gained from an investment or business

randament, profit

randament, profit

Ex: The bond offered a competitive yield, attracting many investors looking for stable returns. 
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affluent
affluent
[adjectiv]

possessing a great amount of riches and material goods

avut, bogat

avut, bogat

Ex: The affluent neighborhood was characterized by its luxurious homes and upscale amenities. 
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to bail out

to save someone or something from a difficult financial situation

salva, salva financiar

salva, salva financiar

Ex: The government decided to bail the struggling company out to prevent bankruptcy. 
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bankrupt
bankrupt
[adjectiv]

(of organizations or people) legally declared as unable to pay their debts to creditors

falit, bankrut

falit, bankrut

Ex: After years of financial mismanagement, the business went bankrupt. 
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to [break] even

(of a business) to reach a point that yields no success due to the profit being almost as equal as the costs

a ieși pe zero, a-și acoperi costurile

a ieși pe zero, a-și acoperi costurile

Ex: The café finally broke even after six months. 
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to deduct
to deduct
[verb]

to subtract or take away an amount or part from a total

scădea, deduce

scădea, deduce

Ex: The teacher instructed the students to deduct points for incorrect answers on the quiz. 
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funds
funds
[substantiv]

assets held in the form of money, available for spending or investment

fonduri, capitaluri

fonduri, capitaluri

Ex: The company transferred funds to pay its suppliers. 
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gross
gross
[substantiv]

the total amount of income before any deductions, taxes, or expenses are subtracted

brut, total brut

brut, total brut

Ex: The company reported a gross of $2 million last year. 
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interest
interest
[substantiv]

the fee paid for borrowing money, calculated as a percentage of the loan amount over time

dobândă, rata dobânzii

dobândă, rata dobânzii

Ex: The bank charges 5% interest on personal loans. 
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to [make] a loss

to lose money in a business or financial situation

Ex: The business made a huge loss last year but plans to recover this year. 
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to [make] (both|) ends meet

to make enough money to pay for one's basic needs

a se descurca cu banii, a acoperi cheltuielile

a se descurca cu banii, a acoperi cheltuielile

Ex: With rent so high, it is hard to make ends meet. 
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to overdraw

to withdraw more money from a bank account than is available

depăși soldul, a intra în descoperire

depăși soldul, a intra în descoperire

Ex: He accidentally overdrew his account and had to pay a penalty fee. 
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prosperous
prosperous
[adjectiv]

rich and financially successful

prosper, bogat

prosper, bogat

Ex: He built a prosperous business from scratch. 
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to splash out

to spend a lot of money on fancy or unnecessary things

a cheltui fără limite, a se răsfăța

a cheltui fără limite, a se răsfăța

Ex: After completing a challenging project, the team decided to splash out on a spa day to relax and rejuvenate. 
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unaffordable
unaffordable
[adjectiv]

too expensive for someone to pay for

inaccesibil, prea scump

inaccesibil, prea scump

Ex: Housing in the city is becoming unaffordable. 
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well-off
well-off
[adjectiv]

having enough money to cover one's expenses and maintain a desirable lifestyle

bine situat, stabil financiar

bine situat, stabil financiar

Ex: Despite not being wealthy, they were well-off enough to afford a nice vacation every year. 
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to [keep] {one's} [head] above water

to manage to stay strong and determined, despite the likelihood of failure

a se menține pe linia de plutire, a rezista în dificultăți

a se menține pe linia de plutire, a rezista în dificultăți

Ex: Even with his debts piling up, he managed to keep his head above water. 
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balance
balance
[substantiv]

the sum of money that is left in a bank account

sold, echilibru

sold, echilibru

Ex: After paying bills and expenses, she always checks her balance to ensure she has enough money left for savings. 
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low-cost
low-cost
[adjectiv]

relatively cheap compared to others of its kind

cu cost redus, ieftin

cu cost redus, ieftin

Ex: The airline offers low-cost flights to popular destinations. 
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tariff
tariff
[substantiv]

a tax paid on goods imported or exported

tarif, taxă vamală

tarif, taxă vamală

Ex: The government imposed a tariff on imported steel to protect domestic producers. 
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to top up
to top up
[verb]

to add credit or money to a prepaid phone account to enable continued use of its services

reîncărca, adăuga credit

reîncărca, adăuga credit

Ex: I need to top up my phone quickly; I'm almost out of minutes. 
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profitable
profitable
[adjectiv]

(of a business) providing benefits or valuable returns

profitabil, rentabil

profitabil, rentabil

Ex: The new marketing strategy proved highly profitable, increasing the company's revenue by 20% in just six months. 
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quotation
quotation
[substantiv]

a statement indicating the cost of a specific service or piece of work

oferta, cotație

oferta, cotație

Ex: The contractor provided a detailed quotation for the renovation project, outlining materials and labor costs. 
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affluence
affluence
[substantiv]

the state of having a large amount of money, valuable possessions, or other material resources

bogăție, opulență

bogăție, opulență

Ex: The family enjoyed a life of affluence in their luxurious mansion. 
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net
net
[substantiv]

the amount remaining after all deductions, especially the excess of revenues over outlays during a given period

profit net, venit net

profit net, venit net

Ex: The company reported a net of $50,000 for the quarter. 
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