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Cambridge English: CAE (C1 Advanced) - Pamamahala sa Pananalapi at Kalusugang Pang-ekonomiya

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Cambridge English: CAE (C1 Advanced)

a second university degree in business management

Master ng Pangangasiwa sa Negosyo, Master sa Pamamahala ng Negosyo

Master ng Pangangasiwa sa Negosyo, Master sa Pamamahala ng Negosyo

Ex: The MBA curriculum includes courses in management, finance, accounting, and strategic planning.Ang kurikulum ng **Master of Business Administration** ay may kasamang mga kurso sa pamamahala, pananalapi, accounting, at strategic planning.
associate
[Pangngalan]

a member of an organization with limited membership

kasapi, kaakibat

kasapi, kaakibat

Ex: Associates contribute to the organization through their expertise and participation in projects and initiatives .Ang mga **kasapi** ay nag-aambag sa organisasyon sa pamamagitan ng kanilang ekspertisya at pakikilahok sa mga proyekto at inisyatiba.
audit
[Pangngalan]

a formal inspection of a business's financial records to see if they are correct and accurate or not

audit, pagsusuri sa pananalapi

audit, pagsusuri sa pananalapi

Ex: The IRS conducted a tax audit to verify the accuracy of the individual 's tax returns .Ang IRS ay nagsagawa ng isang **audit** sa buwis upang patunayan ang katumpakan ng mga tax return ng indibidwal.
deficit
[Pangngalan]

the difference between the needed amount that is higher than the available amount, especially money

kakulangan, depisit

kakulangan, depisit

Ex: The deficit in qualified personnel posed a challenge for the healthcare system .Ang **kakulangan** ng kwalipikadong personnel ay naging hamon para sa sistema ng pangangalagang pangkalusugan.
expenditure
[Pangngalan]

the process of using money to pay for goods, services, or obligations

gastos, gugol

gastos, gugol

Ex: Expenditure on research and development is essential for innovation and growth in the technology sector .Iniulat ng kawanggawa ang taunang **gastos** nito sa mga donor.
invoice
[Pangngalan]

a list of goods or services received and their total cost

invoice, katibayan ng bayad

invoice, katibayan ng bayad

Ex: He reviewed the invoice for discrepancies before approving it for payment .Sinuri niya ang **invoice** para sa mga pagkakaiba bago ito aprubahan para sa pagbabayad.
margin
[Pangngalan]

(business) the difference between the amount of money spent to buy or produce something and the amount of money gained from its sale

margin, margin ng kita

margin, margin ng kita

Ex: They adjusted their pricing strategy to improve their profit margin without compromising quality.Inayos nila ang kanilang estratehiya sa pagpepresyo upang mapabuti ang kanilang **margin** ng kita nang hindi ikinokompromiso ang kalidad.
turnover
[Pangngalan]

the overall amount of profit made by a business or company over a specific period of time

kita, dami ng benta

kita, dami ng benta

Ex: They attributed the decline in turnover to changes in consumer behavior and increased competition .Iniugnay nila ang pagbaba ng **turnover** sa mga pagbabago sa pag-uugali ng mga mamimili at sa tumaas na kompetisyon.
yield
[Pangngalan]

an amount of profit gained from an investment or business

tubo, kita

tubo, kita

Ex: The stock portfolio showed a steady yield, generating consistent profits for the shareholders .Ang stock portfolio ay nagpakita ng matatag na **yield**, na lumilikha ng tuluy-tuloy na kita para sa mga shareholders.
affluent
[pang-uri]

possessing a great amount of riches and material goods

mayaman, masalapi

mayaman, masalapi

Ex: The affluent couple donated generously to local charities and cultural institutions .Ang **mayamang** mag-asawa ay nagbigay ng malaking donasyon sa mga lokal na charity at institusyong pangkultura.
to bail out
[Pandiwa]

to save someone or something from a difficult financial situation

sagipin, iligtas sa pinansyal

sagipin, iligtas sa pinansyal

Ex: The bank helped bail the family out during the mortgage crisis.Tumulong ang bangko na **iligtas** ang pamilya noong krisis sa mortgage.
bankrupt
[pang-uri]

(of organizations or people) legally declared as unable to pay their debts to creditors

bangkarota, walang pambayad

bangkarota, walang pambayad

Ex: The bankrupt individual sought financial counseling to manage their debts .Ang indibidwal na **bangkarote** ay humingi ng payo sa pananalapi upang pamahalaan ang kanilang mga utang.
to break even
[Parirala]

(of a business) to reach a point that yields no success due to the profit being almost as equal as the costs

Ex: The business plan was designed to break even within six months.
to deduct
[Pandiwa]

to subtract or take away an amount or part from a total

bawas, ibawas

bawas, ibawas

Ex: The store will deduct the returned item 's value from the customer 's refund .Ang tindahan ay **magbabawas** ng halaga ng ibinalik na item mula sa refund ng customer.
funds
[Pangngalan]

assets held in the form of money, available for spending or investment

pondo, kapital

pondo, kapital

gross
[Pangngalan]

the total amount of income before any deductions, taxes, or expenses are subtracted

kabuuang kita, gross na kabuuan

kabuuang kita, gross na kabuuan

interest
[Pangngalan]

the fee paid for borrowing money, calculated as a percentage of the loan amount over time

interes, rate ng interes

interes, rate ng interes

Ex: "Always compare interest rates before taking a loan," the advisor warned.« Laging ihambing ang mga rate ng **interes** bago kumuha ng pautang », babala ng tagapayo.
to make a loss
[Parirala]

to lose money in a business or financial situation

Ex: After the event, the charity made a loss instead of raising funds.

to make enough money to pay for one's basic needs

Ex: He has two jobs just to make ends meet each month.
to overdraw
[Pandiwa]

to withdraw more money from a bank account than is available

overdraw, lumampas sa balanse

overdraw, lumampas sa balanse

Ex: He was worried that he might overdraw his account after making a large purchase .Nag-aalala siya na baka **ma-overdraw** ang kanyang account pagkatapos gumawa ng malaking pagbili.
prosperous
[pang-uri]

rich and financially successful

masagana, mayaman

masagana, mayaman

Ex: The merchant led a prosperous life .Ang mangangalakal ay namuhay ng isang **masagana** na buhay.
to splash out
[Pandiwa]

to spend a lot of money on fancy or unnecessary things

gumastos nang malaki, mag-aksaya ng pera

gumastos nang malaki, mag-aksaya ng pera

Ex: To mark the end of exams , the students decided to splash out on a fancy dinner to celebrate their accomplishments .Upang markahan ang pagtatapos ng mga pagsusulit, nagpasya ang mga mag-aaral na **gumastos nang malaki** para sa isang magarbong hapunan upang ipagdiwang ang kanilang mga nagawa.
unaffordable
[pang-uri]

too expensive for someone to pay for

hindi kayang bayaran, napakamahal

hindi kayang bayaran, napakamahal

Ex: Insurance has become unaffordable for low-income workers.Ang insurance ay naging **hindi kayang bayaran** para sa mga manggagawang may mababang kita.
well-off
[pang-uri]

having enough money to cover one's expenses and maintain a desirable lifestyle

may kaya, matatag ang pananalapi

may kaya, matatag ang pananalapi

Ex: They invested wisely and became well-off in their retirement years .Matalino silang namuhunan at naging **may-kaya** sa kanilang mga taon ng pagreretiro.

to manage to stay strong and determined, despite the likelihood of failure

Ex: We have so much debt that we're barely able to keep our heads above water.
balance
[Pangngalan]

the sum of money that is left in a bank account

balanse, timbang

balanse, timbang

Ex: She was pleasantly surprised to see her balance increase after receiving a refund for an overcharged bill .Nasiyahan siyang nagulat nang makita ang kanyang **balanse** na tumaas matapos matanggap ang refund para sa isang sobrang singil na bill.
low-cost
[pang-uri]

relatively cheap compared to others of its kind

mababang gastos, mura

mababang gastos, mura

Ex: She prefers low-cost grocery stores to stay within her budget .Mas gusto niya ang mga grocery store na **mababa ang presyo** para manatili sa kanyang badyet.
tariff
[Pangngalan]

a tax paid on goods imported or exported

taripa, buwis sa customs

taripa, buwis sa customs

Ex: Businesses are concerned about potential tariff increases that could impact their supply chain costs .Nag-aalala ang mga negosyo tungkol sa posibleng pagtaas ng **taripa** na maaaring makaapekto sa kanilang mga gastos sa supply chain.
to top up
[Pandiwa]

to add credit or money to a prepaid phone account to enable continued use of its services

magdagdag ng kredito, top-up

magdagdag ng kredito, top-up

Ex: The app provides a simple way to automatically top up your phone credit .Ang app ay nagbibigay ng isang simpleng paraan upang awtomatikong **mag-top up** ng iyong phone credit.
profitable
[pang-uri]

(of a business) providing benefits or valuable returns

kumikita, mapagkita

kumikita, mapagkita

Ex: His innovative app quickly became one of the most profitable products in the tech industry .Ang kanyang makabagong app ay mabilis na naging isa sa pinaka **kumikitang** produkto sa tech industry.
quotation
[Pangngalan]

a statement indicating the cost of a specific service or piece of work

presyo, tantos

presyo, tantos

Ex: Before signing the contract , they reviewed the quotation to ensure it aligned with their budget and expectations .Bago pirmahan ang kontrata, tiningnan nila ang **presyo** upang matiyak na ito ay naaayon sa kanilang badyet at inaasahan.
affluence
[Pangngalan]

the state of having a large amount of money, valuable possessions, or other material resources

kayamanan, kasaganaan

kayamanan, kasaganaan

net
[Pangngalan]

the amount remaining after all deductions, especially the excess of revenues over outlays during a given period

Cambridge English: CAE (C1 Advanced)
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