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Cambridge English: CAE (C1 Advanced) - Gestión Financiera y Salud Económica

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Cambridge English: CAE (C1 Advanced)
Master of Business Administration

a second university degree in business management

MBA

MBA

Ex: She completed her Master of Business Administration degree at Harvard Business School. 
associate
associate
[Sustantivo]

a member of an organization with limited membership

asociado, socio

asociado, socio

Ex: She became an associate of the club after being nominated by a current member. 
audit
audit
[Sustantivo]

a formal inspection of a business's financial records to see if they are correct and accurate or not

auditoría

auditoría

Ex: The company underwent an audit to ensure compliance with financial regulations. 
deficit
deficit
[Sustantivo]

the difference between the needed amount that is higher than the available amount, especially money

déficit

déficit

Ex: The government faced a budget deficit due to increased spending and decreased revenue. 
expenditure
expenditure
[Sustantivo]

the process of using money to pay for goods, services, or obligations

gasto

gasto

Ex: Careful expenditure is necessary to maintain financial stability. 
invoice
invoice
[Sustantivo]

a list of goods or services received and their total cost

factura

factura

Ex: The vendor sent an invoice to the client for the goods delivered. 
margin
margin
[Sustantivo]

(business) the difference between the amount of money spent to buy or produce something and the amount of money gained from its sale

margen de beneficios

margen de beneficios

Ex: The company's profit margin increased significantly after implementing cost-saving measures. 
turnover
turnover
[Sustantivo]

the overall amount of profit made by a business or company over a specific period of time

volumen de negocios

volumen de negocios

Ex: The company's turnover increased by 20% compared to the previous year, reflecting strong sales growth. 
yield
yield
[Sustantivo]

an amount of profit gained from an investment or business

interés

interés

Ex: The bond offered a competitive yield, attracting many investors looking for stable returns. 
affluent
affluent
[Adjetivo]

possessing a great amount of riches and material goods

próspero

próspero

Ex: The affluent neighborhood was characterized by its luxurious homes and upscale amenities. 
to bail out

to save someone or something from a difficult financial situation

rescatar, salvar financieramente

rescatar, salvar financieramente

Ex: The government decided to bail the struggling company out to prevent bankruptcy. 
bankrupt
bankrupt
[Adjetivo]

(of organizations or people) legally declared as unable to pay their debts to creditors

en quiebra, en bancarrota

en quiebra, en bancarrota

Ex: After years of financial mismanagement, the business went bankrupt. 
to [break] even

(of a business) to reach a point that yields no success due to the profit being almost as equal as the costs

quedar en tablas, cubrir gastos

quedar en tablas, cubrir gastos

Ex: The café finally broke even after six months. 
to deduct
to deduct
[Verbo]

to subtract or take away an amount or part from a total

restar, deducir

restar, deducir

Ex: The teacher instructed the students to deduct points for incorrect answers on the quiz. 
funds
funds
[Sustantivo]

assets held in the form of money, available for spending or investment

fondos, capitales

fondos, capitales

Ex: The company transferred funds to pay its suppliers. 
gross
gross
[Sustantivo]

the total amount of income before any deductions, taxes, or expenses are subtracted

bruto, total bruto

bruto, total bruto

Ex: The company reported a gross of $2 million last year. 
interest
interest
[Sustantivo]

the fee paid for borrowing money, calculated as a percentage of the loan amount over time

interés, tasa de interés

interés, tasa de interés

Ex: The bank charges 5% interest on personal loans. 
to [make] a loss

to lose money in a business or financial situation

Ex: The business made a huge loss last year but plans to recover this year. 
to [make] (both|) ends meet

to make enough money to pay for one's basic needs

llegar a fin de mes, cubrir los gastos básicos

llegar a fin de mes, cubrir los gastos básicos

Ex: With rent so high, it is hard to make ends meet. 
to overdraw

to withdraw more money from a bank account than is available

sobregirar

sobregirar

Ex: He accidentally overdrew his account and had to pay a penalty fee. 
prosperous
prosperous
[Adjetivo]

rich and financially successful

próspero

próspero

Ex: He built a prosperous business from scratch. 
to splash out

to spend a lot of money on fancy or unnecessary things

derrochar, gastar a lo grande

derrochar, gastar a lo grande

Ex: After completing a challenging project, the team decided to splash out on a spa day to relax and rejuvenate. 
unaffordable
unaffordable
[Adjetivo]

too expensive for someone to pay for

inalcanzable, demasiado caro

inalcanzable, demasiado caro

Ex: Housing in the city is becoming unaffordable. 
well-off
well-off
[Adjetivo]

having enough money to cover one's expenses and maintain a desirable lifestyle

suficientemente rico

suficientemente rico

Ex: Despite not being wealthy, they were well-off enough to afford a nice vacation every year. 
to [keep] {one's} [head] above water

to manage to survive or continue despite difficulty

mantenerse a flote, sobrevivir a duras penas

mantenerse a flote, sobrevivir a duras penas

Ex: Even with his debts piling up, he managed to keep his head above water. 
balance
balance
[Sustantivo]

the sum of money that is left in a bank account

saldo de la cuenta, balance

saldo de la cuenta, balance

Ex: After paying bills and expenses, she always checks her balance to ensure she has enough money left for savings. 
low-cost
low-cost
[Adjetivo]

relatively cheap compared to others of its kind

bajo costo

bajo costo

Ex: The airline offers low-cost flights to popular destinations. 
tariff
tariff
[Sustantivo]

a tax paid on goods imported or exported

tarifa

tarifa

Ex: The government imposed a tariff on imported steel to protect domestic producers. 
to top up
to top up
[Verbo]

to add credit or money to a prepaid phone account to enable continued use of its services

recargar, cargar

recargar, cargar

Ex: I need to top up my phone quickly; I'm almost out of minutes. 
profitable
profitable
[Adjetivo]

(of a business) providing benefits or valuable returns

rentable

rentable

Ex: The new marketing strategy proved highly profitable, increasing the company's revenue by 20% in just six months. 
quotation
quotation
[Sustantivo]

a statement indicating the cost of a specific service or piece of work

presupuesto

presupuesto

Ex: The contractor provided a detailed quotation for the renovation project, outlining materials and labor costs. 
affluence
affluence
[Sustantivo]

the state of having a large amount of money, valuable possessions, or other material resources

riqueza, opulencia

riqueza, opulencia

Ex: The family enjoyed a life of affluence in their luxurious mansion. 
net
net
[Sustantivo]

the amount remaining after all deductions, especially the excess of revenues over outlays during a given period

beneficio neto, ganancia neta

beneficio neto, ganancia neta

Ex: The company reported a net of $50,000 for the quarter. 
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