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Cambridge English: CAE (C1 Advanced) - Gestión Financiera y Salud Económica

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Cambridge English: CAE (C1 Advanced)

a second university degree in business management

MBA

MBA

Ex: The MBA curriculum includes courses in management, finance, accounting, and strategic planning.El plan de estudios del **Master of Business Administration** incluye cursos en gestión, finanzas, contabilidad y planificación estratégica.
associate
[Sustantivo]

a member of an organization with limited membership

asociado, socio

asociado, socio

Ex: Associates contribute to the organization through their expertise and participation in projects and initiatives .Los **asociados** contribuyen a la organización a través de su experiencia y participación en proyectos e iniciativas.
audit
[Sustantivo]

a formal inspection of a business's financial records to see if they are correct and accurate or not

auditoría

auditoría

Ex: The IRS conducted a tax audit to verify the accuracy of the individual 's tax returns .El IRS realizó una **auditoría** fiscal para verificar la exactitud de las declaraciones de impuestos del individuo.
deficit
[Sustantivo]

the difference between the needed amount that is higher than the available amount, especially money

déficit

déficit

Ex: The deficit in qualified personnel posed a challenge for the healthcare system .El **déficit** de personal calificado supuso un desafío para el sistema de salud.
expenditure
[Sustantivo]

the process of using money to pay for goods, services, or obligations

gasto

gasto

Ex: Expenditure on research and development is essential for innovation and growth in the technology sector .La organización benéfica reportó su **gasto** anual a los donantes.
invoice
[Sustantivo]

a list of goods or services received and their total cost

factura

factura

Ex: He reviewed the invoice for discrepancies before approving it for payment .Revisó la **factura** en busca de discrepancias antes de aprobarla para el pago.
margin
[Sustantivo]

(business) the difference between the amount of money spent to buy or produce something and the amount of money gained from its sale

margen de beneficios

margen de beneficios

Ex: They adjusted their pricing strategy to improve their profit margin without compromising quality.Ajustaron su estrategia de precios para mejorar su **margen** de beneficio sin comprometer la calidad.
turnover
[Sustantivo]

the overall amount of profit made by a business or company over a specific period of time

volumen de negocios

volumen de negocios

Ex: They attributed the decline in turnover to changes in consumer behavior and increased competition .Atribuyeron la disminución del **volumen de negocios** a los cambios en el comportamiento del consumidor y al aumento de la competencia.
yield
[Sustantivo]

an amount of profit gained from an investment or business

interés

interés

Ex: The stock portfolio showed a steady yield, generating consistent profits for the shareholders .La cartera de acciones mostró un **rendimiento** constante, generando beneficios consistentes para los accionistas.
affluent
[Adjetivo]

possessing a great amount of riches and material goods

próspero

próspero

Ex: The affluent couple donated generously to local charities and cultural institutions .La pareja **adinerada** donó generosamente a organizaciones benéficas e instituciones culturales locales.

to save someone or something from a difficult financial situation

rescatar, salvar financieramente

rescatar, salvar financieramente

Ex: The bank helped bail the family out during the mortgage crisis.El banco ayudó a **rescatar** a la familia durante la crisis hipotecaria.
bankrupt
[Adjetivo]

(of organizations or people) legally declared as unable to pay their debts to creditors

en quiebra, en bancarrota

en quiebra, en bancarrota

Ex: The bankrupt individual sought financial counseling to manage their debts .El individuo **en bancarrota** buscó asesoramiento financiero para manejar sus deudas.

(of a business) to reach a point that yields no success due to the profit being almost as equal as the costs

Ex: The business plan was designed to break even within six months.
to deduct
[Verbo]

to subtract or take away an amount or part from a total

restar, deducir

restar, deducir

Ex: The store will deduct the returned item 's value from the customer 's refund .La tienda **deducirá** el valor del artículo devuelto del reembolso del cliente.
funds
[Sustantivo]

assets held in the form of money, available for spending or investment

fondos, capitales

fondos, capitales

gross
[Sustantivo]

the total amount of income before any deductions, taxes, or expenses are subtracted

bruto, total bruto

bruto, total bruto

interest
[Sustantivo]

the fee paid for borrowing money, calculated as a percentage of the loan amount over time

interés, tasa de interés

interés, tasa de interés

Ex: "Always compare interest rates before taking a loan," the advisor warned.« Siempre compara las tasas de **interés** antes de tomar un préstamo », advirtió el asesor.

to lose money in a business or financial situation

Ex: After the event, the charity made a loss instead of raising funds.

to make enough money to pay for one's basic needs

Ex: He has two jobs just to make ends meet each month.

to withdraw more money from a bank account than is available

sobregirar

sobregirar

Ex: He was worried that he might overdraw his account after making a large purchase .Estaba preocupado por **sobregirar** su cuenta después de hacer una compra grande.
prosperous
[Adjetivo]

rich and financially successful

próspero

próspero

Ex: The merchant led a prosperous life .El comerciante llevaba una vida **próspera**.

to spend a lot of money on fancy or unnecessary things

derrochar, gastar a lo grande

derrochar, gastar a lo grande

Ex: To mark the end of exams , the students decided to splash out on a fancy dinner to celebrate their accomplishments .Para marcar el final de los exámenes, los estudiantes decidieron **gastar mucho dinero** en una cena elegante para celebrar sus logros.
unaffordable
[Adjetivo]

too expensive for someone to pay for

inalcanzable, demasiado caro

inalcanzable, demasiado caro

Ex: Insurance has become unaffordable for low-income workers.El seguro se ha vuelto **inalcanzable** para los trabajadores de bajos ingresos.
well-off
[Adjetivo]

having enough money to cover one's expenses and maintain a desirable lifestyle

suficientemente rico

suficientemente rico

Ex: They invested wisely and became well-off in their retirement years .Invirtieron sabiamente y se volvieron **acomodados** en sus años de jubilación.

to manage to stay strong and determined, despite the likelihood of failure

Ex: We have so much debt that we're barely able to keep our heads above water.
balance
[Sustantivo]

the sum of money that is left in a bank account

saldo de la cuenta, balance

saldo de la cuenta, balance

Ex: She was pleasantly surprised to see her balance increase after receiving a refund for an overcharged bill .Ella se sorprendió gratamente al ver que su **saldo** aumentaba después de recibir un reembolso por una factura sobrecargada.
low-cost
[Adjetivo]

relatively cheap compared to others of its kind

bajo costo

bajo costo

Ex: She prefers low-cost grocery stores to stay within her budget .Ella prefiere las tiendas de comestibles **económicas** para mantenerse dentro de su presupuesto.
tariff
[Sustantivo]

a tax paid on goods imported or exported

tarifa

tarifa

Ex: Businesses are concerned about potential tariff increases that could impact their supply chain costs .Las empresas están preocupadas por los posibles aumentos de **aranceles** que podrían afectar sus costos de cadena de suministro.
to top up
[Verbo]

to add credit or money to a prepaid phone account to enable continued use of its services

recargar, cargar

recargar, cargar

Ex: The app provides a simple way to automatically top up your phone credit .La aplicación proporciona una forma sencilla de **recargar** automáticamente el saldo de tu teléfono.
profitable
[Adjetivo]

(of a business) providing benefits or valuable returns

rentable

rentable

Ex: His innovative app quickly became one of the most profitable products in the tech industry .Su aplicación innovadora rápidamente se convirtió en uno de los productos más **rentables** de la industria tecnológica.
quotation
[Sustantivo]

a statement indicating the cost of a specific service or piece of work

presupuesto

presupuesto

Ex: Before signing the contract , they reviewed the quotation to ensure it aligned with their budget and expectations .Antes de firmar el contrato, revisaron el **presupuesto** para asegurarse de que se ajustaba a su presupuesto y expectativas.
affluence
[Sustantivo]

the state of having a large amount of money, valuable possessions, or other material resources

riqueza, opulencia

riqueza, opulencia

net
[Sustantivo]

the amount remaining after all deductions, especially the excess of revenues over outlays during a given period

Cambridge English: CAE (C1 Advanced)
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