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Cambridge English: CAE (C1 Advanced) - Gestión Financiera y Salud Económica

Aprenda vocabulario avanzado del CAE para la gestión financiera y la salud económica, incluidos presupuestos, inversión, deuda, estabilidad, crecimiento, gasto y rendimiento financiero.

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Cambridge English: CAE (C1 Advanced)
Master of Business Administration

a second university degree in business management

MBA

MBA

Ex: The MBA program at the university offers concentrations in finance, marketing, and entrepreneurship. 
associate
associate
[Sustantivo]

a member of an organization with limited membership

asociado, socio

asociado, socio

Ex: He was honored to be invited as an associate of the prestigious research institute. 
audit
audit
[Sustantivo]

a formal examination of financial records to check that they are accurate and properly maintained

auditoría

auditoría

Ex: An independent accountant carried out the audit. 
deficit
deficit
[Sustantivo]

the amount by which spending or money owed exceeds income or money available

déficit

déficit

Ex: Officials are looking for ways to reduce the deficit. 
expenditure
expenditure
[Sustantivo]

the process of using money to pay for goods, services, or obligations

gasto

gasto

Ex: Expenditure on marketing has increased this quarter. 
invoice
invoice
[Sustantivo]

a list of goods or services received and their total cost

factura

factura

Ex: The invoice included a breakdown of the services provided and their respective costs. 

La factura incluía un desglose de los servicios prestados y sus costos respectivos.

margin
margin
[Sustantivo]

the difference between the cost of producing or buying something and the amount received from selling it

margen de beneficios

margen de beneficios

Ex: Daniel wants to increase the profit margin without raising prices. 
turnover
turnover
[Sustantivo]

the total value of goods or services sold by a business during a particular period

volumen de negocios

volumen de negocios

Ex: The restaurant increased its turnover despite rising costs. 
yield
yield
[Sustantivo]

an amount of profit gained from an investment or business

interés

interés

Ex: The financial advisor recommended diversifying the investment portfolio to maximize yield and minimize risk. 
affluent
affluent
[Adjetivo]

possessing a great amount of riches and material goods

próspero

próspero

Ex: She grew up in an affluent family, attending private schools and traveling abroad frequently. 

Ella creció en una familia acomodada, asistiendo a escuelas privadas y viajando al extranjero con frecuencia.

to bail out

to save someone or something from a difficult financial situation

rescatar, salvar financieramente

rescatar, salvar financieramente

Ex: She bailed her brother's business out by investing a significant amount of money. 

Ella rescató el negocio de su hermano invirtiendo una cantidad significativa de dinero.

bankrupt
bankrupt
[Adjetivo]

(of organizations or people) legally declared as unable to pay their debts to creditors

en quiebra, en bancarrota

en quiebra, en bancarrota

Ex: The once-thriving neighborhood became desolate after the major employer went bankrupt. 

El vecindario que una vez fue próspero se volvió desolado después de que el principal empleador se declarara en quiebra.

to [break] even

(of a business) to reach a point that yields no success due to the profit being almost as equal as the costs

quedar en tablas, cubrir gastos

quedar en tablas, cubrir gastos

Ex: The shop needs more customers to do better than break even. 

La tienda necesita más clientes para hacer algo más que cubrir gastos.

to deduct
to deduct
[Verbo]

to subtract or take away an amount or part from a total

restar, deducir

restar, deducir

Ex: Freelancers often deduct home office expenses as a business expense. 

Los freelancers a menudo deducen los gastos de oficina en casa como un gasto comercial.

funds
funds
[Sustantivo]

assets held in the form of money, available for spending or investment

fondos, capitales

fondos, capitales

Ex: The school has limited funds for extracurricular activities. 

La escuela tiene fondos limitados para actividades extracurriculares.

gross
gross
[Sustantivo]

the total amount earned or received before expenses, taxes, or other deductions

ingresos brutos,  recaudación bruta

ingresos brutos, recaudación bruta

Ex: The tour produced a gross of nearly $10 million. 
interest
interest
[Sustantivo]

the fee paid for borrowing money, calculated as a percentage of the loan amount over time

interés, tasa de interés

interés, tasa de interés

Ex: The mortgage's low interest rate saved them thousands. 
to [make] a loss

to lose money in a business or financial situation

Ex: The company made quite a loss last quarter due to lower sales. 
to [make] (both|) ends meet

to make enough money to pay for one's basic needs

llegar a fin de mes, cubrir los gastos básicos

llegar a fin de mes, cubrir los gastos básicos

Ex: Many families struggle to make ends meet after prices rise. 

Después de la subida de precios, muchas familias luchan por llegar a fin de mes.

to overdraw

to withdraw more money from a bank account than is available

sobregirar

sobregirar

Ex: She overdrew her balance while shopping and didn’t realize it until later. 

Ella sobregiró su saldo mientras compraba y no se dio cuenta hasta más tarde.

prosperous
prosperous
[Adjetivo]

rich and financially successful

próspero

próspero

Ex: She invested wisely and became prosperous. 

Ella invirtió sabiamente y se volvió próspera.

to splash out

to spend a lot of money on fancy or unnecessary things

gastar a lo grande, gastar mucho en cosas lujosas o innecesarias

gastar a lo grande, gastar mucho en cosas lujosas o innecesarias

Ex: To celebrate their anniversary, the couple splashed out on a gourmet dinner and a weekend getaway. 

Para celebrar su aniversario, la pareja despilfarró en una cena gourmet y una escapada de fin de semana.

unaffordable
unaffordable
[Adjetivo]

too expensive for someone to pay for

inalcanzable, demasiado caro

inalcanzable, demasiado caro

Ex: University fees are now unaffordable for some families. 

Las tasas universitarias son ahora inalcanzables para algunas familias.

well-off
well-off
[Adjetivo]

having enough money to cover one's expenses and maintain a desirable lifestyle

suficientemente rico

suficientemente rico

Ex: He considered himself well-off after securing a stable job with a decent income. 

Se consideraba bien situado después de conseguir un trabajo estable con un ingreso decente.

to [keep] {one's} [head] above water

to manage to survive or continue despite difficulty

mantenerse a flote, sobrevivir a duras penas

mantenerse a flote, sobrevivir a duras penas

Ex: She kept her head above water by taking on extra shifts at work. 
balance
balance
[Sustantivo]

the sum of money that is left in a bank account

saldo de la cuenta, balance

saldo de la cuenta, balance

Ex: He checked his balance online to confirm that his paycheck had been deposited. 
low-cost
low-cost
[Adjetivo]

relatively cheap compared to others of its kind

bajo costo

bajo costo

Ex: The supermarket offers a wide selection of low-cost groceries to help families save money. 

El supermercado ofrece una amplia selección de comestibles de bajo costo para ayudar a las familias a ahorrar dinero.

tariff
tariff
[Sustantivo]

a tax imposed by a government on goods imported into or exported from a country

tarifa

tarifa

Ex: The company must pay a tariff on each shipment it imports. 
to top up
to top up
[Verbo]

to add credit or money to a prepaid phone account to enable continued use of its services

recargar, cargar

recargar, cargar

Ex: Can you top up my account with $20 for additional data? 

¿Puedes recargar mi cuenta con $20 para datos adicionales?

profitable
profitable
[Adjetivo]

(of a business) providing benefits or valuable returns

rentable

rentable

Ex: Investing in renewable energy has turned out to be a profitable venture for many companies. 
quotation
quotation
[Sustantivo]

a statement indicating the cost of a specific service or piece of work

presupuesto

presupuesto

Ex: The company sent a quotation to the client outlining the costs and timeline for the software development project. 
affluence
affluence
[Sustantivo]

the state of having a large amount of money, valuable possessions, or other material resources

riqueza, opulencia

riqueza, opulencia

Ex: His affluence was evident from his expensive cars and private jet. 

Su opulencia era evidente por sus coches caros y su jet privado.

net
net
[Sustantivo]

the amount remaining after all deductions, especially the excess of revenues over outlays during a given period

beneficio neto, ganancia neta

beneficio neto, ganancia neta

Ex: The project generated a net profit of $10,000. 
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