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Vocabular pentru IELTS Academic (Scor 5) - Finanțe

Aici, vei învăța câteva cuvinte în engleză legate de Finanțe care sunt necesare pentru examenul IELTS Academic de bază.

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Vocabulary for IELTS Academic (Band 5)
capital
capital
[substantiv]

assets used to generate more assets, especially in business or production

capital, fond

capital, fond

Ex: They raised capital to expand operations. 
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cost
cost
[substantiv]

an amount we pay to buy, do, or make something

cost, preț

cost, preț

Ex: He was unaware of the cost of the repair. 
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income
income
[substantiv]

the money that is regularly earned from a job or through an investment

venit

venit

Ex: They decided to invest in rental properties to generate a steady stream of passive income. 
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investment
investment
[substantiv]

the act or process of putting money into something to gain profit

investiție

investiție

Ex: Real estate investment can be a reliable source of passive income if managed properly. 
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profit
profit
[substantiv]

the sum of money that is gained after all expenses and taxes are paid

profit,  beneficiu

profit, beneficiu

Ex: Investors seek opportunities to maximize profit by analyzing market trends and identifying potential growth sectors. 
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share
share
[substantiv]

any of the equal portions of a company's stock that is available for public to buy and gain benefit

acțiune, parte

acțiune, parte

Ex: Each share in the company gives you one vote at the annual meeting. 
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finance
finance
[substantiv]

a type of business activity that involves providing money or other resources, such as capital, to support economic transactions, investments, and other financial activities

finanțe, finanțare

finanțe, finanțare

Ex: He works in the field of corporate finance. 
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economy
economy
[substantiv]

the system in which money, goods, and services are produced or distributed within a country or region

economie

economie

Ex: High inflation rates can negatively impact an economy by reducing purchasing power and increasing costs. 
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interest
interest
[substantiv]

the fee paid for borrowing money, calculated as a percentage of the loan amount over time

dobândă, rata dobânzii

dobândă, rata dobânzii

Ex: Credit card interest can accumulate quickly if you don't pay the balance. 
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inflation
inflation
[substantiv]

the ongoing increase in the general price level of goods and services in an economy over a period of time

inflație, creșterea prețurilor

inflație, creșterea prețurilor

Ex: The government implemented policies to control inflation. 
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exchange
exchange
[substantiv]

the act of exchanging or trading one thing for another

schimb, trocul

schimb, trocul

Ex: The exchange of gifts during the holidays is a cherished tradition. 
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expense
expense
[substantiv]

the amount of money spent to do or have something

cheltuială,  cost

cheltuială, cost

Ex: Unexpected car repairs can often be a significant expense for many people. 
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fund
fund
[substantiv]

a sum of money that is collected and saved for a particular purpose

fond, casă

fond, casă

Ex: The government provided a fund for education. 
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