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Le livre Face2face - Intermédiaire Supérieur - Unité 8 - 8A

Ici, vous trouverez le vocabulaire de l'Unité 8 - 8A dans le manuel Face2Face Upper-Intermediate, comme "prêt", "découvert", "taux d'intérêt", etc.

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Face2face - Upper-intermediate
to invest
to invest
[verbe]

to spend money or resources with the intention of gaining a future advantage or return

investir

investir

Ex: She regularly invests in stocks to build long-term wealth. 
to spend on

to use money in exchange for the purchase of a specific item or the utilization of a particular service

dépenser de l'argent pour un produit ou service, consacrer une somme d'argent à quelque chose

dépenser de l'argent pour un produit ou service, consacrer une somme d'argent à quelque chose

Ex: He spent his savings on a luxurious vacation to an exotic destination. 

Il a dépensé ses économies pour des vacances luxueuses dans une destination exotique.

to [be] in credit by {num}

to have more money in one's account than what one owes or what was initially invested

Ex: I checked my bank account and found out that I'm in credit by $100. 
to overdraw

to withdraw more money from a bank account than is available

mettre à découvert, tirer à découvert

mettre à découvert, tirer à découvert

Ex: If you overdraw your account, the bank may charge you an overdraft fee. 

Si vous découvrez votre compte, la banque peut vous facturer des frais de découvert.

debt
debt
[nom]

an amount of money or a favor that is owed

dette

dette

Ex: They were struggling under the weight of mounting debt and needed to seek financial advice. 
on credit
on credit
[Phrase]

(of a purchase) in a way that is received immediately but paid at a later date

Ex: She prefers to avoid buying things on credit to prevent debt. 
to [pay] cash
to pay cash
[Phrase]

to give money in the form of physical currency or coins as payment for something

Ex: We paid cash for the concert tickets to avoid extra fees. 
loan
loan
[nom]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

emprunt

emprunt

Ex: Small businesses often rely on loans to finance their startup costs. 
to repay
to repay
[verbe]

to give back the money that was borrowed or owed

rembourser, payer en retour

rembourser, payer en retour

Ex: Friends often repay borrowed money promptly to maintain trust and good relationships. 
credit rating

a number that represents how reliable a person or company is when it comes to paying back loans, based on their past financial activity

notation de crédit, cote de crédit

notation de crédit, cote de crédit

Ex: The bank denied the loan because of her low credit rating. 

La banque a refusé le prêt en raison de son faible score de crédit.

interest rate

the amount that a lender charges a borrower for the use of money, typically calculated based on the amount of the loan and the length of the borrowing period

taux d'intérêt, taux d'intérêt nominal

taux d'intérêt, taux d'intérêt nominal

Ex: She was surprised to see how much the interest rate on her credit card affected her monthly payments. 

Elle a été surprise de voir à quel point le taux d'intérêt sur sa carte de crédit affectait ses paiements mensuels.

current account

a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required

compte courant, compte à vue

compte courant, compte à vue

Ex: I use my current account to pay bills and make purchases. 

J'utilise mon compte courant pour payer les factures et faire des achats.

savings account

a bank account that pays interest on one's deposited money and is intended to help one save over time

compte d'épargne, compte épargne

compte d'épargne, compte épargne

Ex: His savings account accumulated a small interest over the year. 

Son compte d'épargne a accumulé un petit intérêt au cours de l'année.

well-off
well-off
[Adjectif]

having enough money to cover one's expenses and maintain a desirable lifestyle

aisé, à l'aise financièrement

aisé, à l'aise financièrement

Ex: She comes from a well-off family and never had to worry about financial difficulties growing up. 

Elle vient d'une famille aisée et n'a jamais eu à se soucier des difficultés financières en grandissant.

short
short
[Adjectif]

lacking a sufficient amount of something in general

court, insuffisant

court, insuffisant

Ex: We're running short on time to complete the project. 
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