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Le livre Face2face - Intermédiaire Supérieur - Unité 8 - 8A

Ici, vous trouverez le vocabulaire de l'Unité 8 - 8A dans le manuel Face2Face Upper-Intermediate, comme "prêt", "découvert", "taux d'intérêt", etc.

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Face2face - Upper-intermediate
to invest
[verbe]

to spend money or resources with the intention of gaining a future advantage or return

investir

investir

Ex: Right now , many people are actively investing in cryptocurrencies .En ce moment, beaucoup de gens **investissent** activement dans les cryptomonnaies.

to use money in exchange for the purchase of a specific item or the utilization of a particular service

dépenser pour, consacrer de l'argent à

dépenser pour, consacrer de l'argent à

Ex: She spent a considerable amount on a designer dress for a special occasion.Elle a **dépensé** une somme considérable pour une robe de designer pour une occasion spéciale.

to have more money in one's account than what one owes or what was initially invested

Ex: After receiving his paycheck, he was in credit by $1,500.

to withdraw more money from a bank account than is available

mettre à découvert, tirer à découvert

mettre à découvert, tirer à découvert

Ex: He was worried that he might overdraw his account after making a large purchase .Il craignait de **découvrir** son compte après avoir effectué un achat important.
debt
[nom]

an amount of money or a favor that is owed

dette

dette

Ex: He repaid his friend , feeling relieved to be free of the personal debt he had owed for so long .Il a remboursé son ami, se sentant soulagé d'être libéré de la **dette** personnelle qu'il devait depuis si longtemps.
on credit
[Phrase]

(of a purchase) in a way that is received immediately but paid at a later date

Ex: He always on credit to earn reward points from his bank .
to pay cash
[Phrase]

to give money in the form of physical currency or coins as payment for something

Ex: I always prefer pay cash at small shops .
loan
[nom]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

emprunt

emprunt

Ex: They applied for a loan to expand their business operations .Ils ont demandé un **prêt** pour développer leurs activités commerciales.
to repay
[verbe]

to give back the money that was borrowed or owed

rembourser, payer en retour

rembourser, payer en retour

Ex: The responsible borrower repaid the loan during a period of financial stability .L'emprunteur responsable a **remboursé** le prêt pendant une période de stabilité financière.

a number that represents how reliable a person or company is when it comes to paying back loans, based on their past financial activity

notation de crédit, cote de crédit

notation de crédit, cote de crédit

Ex: A poor credit rating can make it harder to rent an apartment .Une mauvaise **cote de crédit** peut rendre plus difficile la location d'un appartement.

the amount that a lender charges a borrower for the use of money, typically calculated based on the amount of the loan and the length of the borrowing period

taux d'intérêt, taux d'intérêt nominal

taux d'intérêt, taux d'intérêt nominal

Ex: To save money , they opted for a fixed interest rate on their loan to avoid fluctuations .Pour économiser de l'argent, ils ont opté pour un **taux d'intérêt** fixe sur leur prêt pour éviter les fluctuations.

a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required

compte courant, compte à vue

compte courant, compte à vue

Ex: You can easily access your funds with a current account at most banks .Vous pouvez facilement accéder à vos fonds avec un **compte courant** dans la plupart des banques.

a bank account that pays interest on one's deposited money and is intended to help one save over time

compte d'épargne, compte épargne

compte d'épargne, compte épargne

Ex: The bank offers a high-interest rate on its savings accounts.La banque offre un taux d'intérêt élevé sur ses **comptes d'épargne**.
well-off
[Adjectif]

having enough money to cover one's expenses and maintain a desirable lifestyle

aisé, à l'aise financièrement

aisé, à l'aise financièrement

Ex: They invested wisely and became well-off in their retirement years .Ils ont investi judicieusement et sont devenus **aisés** pendant leurs années de retraite.
short
[Adjectif]

lacking a sufficient amount of something in general

court, insuffisant

court, insuffisant

Ex: His explanation was short of details .Son explication était **courte** en détails.
Le livre Face2face - Intermédiaire Supérieur
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