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Cartea Face2face - Intermediar avansat - Unitatea 8 - 8A

Aici veți găsi vocabularul din Unitatea 8 - 8A în manualul Face2Face Upper-Intermediate, cum ar fi "împrumut", "depășire a limitei", "rata dobânzii" etc.

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Face2face - Upper-intermediate
to invest
[verb]

to spend money or resources with the intention of gaining a future advantage or return

a investi, a plasa

a investi, a plasa

Ex: Right now , many people are actively investing in cryptocurrencies .În acest moment, mulți oameni **investesc** activ în criptomonede.
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to use money in exchange for the purchase of a specific item or the utilization of a particular service

cheltui pe, a face cheltuieli pentru

cheltui pe, a face cheltuieli pentru

Ex: She spent a considerable amount on a designer dress for a special occasion.Ea a **cheltuit** o sumă considerabilă pe o rochie de designer pentru o ocazie specială.
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to have more money in one's account than what one owes or what was initially invested

Ex: After receiving his paycheck, he was in credit by $1,500.
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to withdraw more money from a bank account than is available

depăși soldul, a intra în descoperire

depăși soldul, a intra în descoperire

Ex: He was worried that he might overdraw his account after making a large purchase .Era îngrijorat că ar putea **depăși soldul** contului său după efectuarea unei achiziții mari.
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debt
[substantiv]

an amount of money or a favor that is owed

datorie, îndatorare

datorie, îndatorare

Ex: He repaid his friend , feeling relieved to be free of the personal debt he had owed for so long .Și-a rambursat prietenul, simțindu-se ușurat să fie liber de **datoria** personală pe care o datora de atâta timp.
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on credit
[frază]

(of a purchase) in a way that is received immediately but paid at a later date

Ex: He always on credit to earn reward points from his bank .
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to pay cash
[frază]

to give money in the form of physical currency or coins as payment for something

Ex: I always prefer pay cash at small shops .
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loan
[substantiv]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

împrumut, credit

împrumut, credit

Ex: They applied for a loan to expand their business operations .Au solicitat un **împrumut** pentru a-și extinde operațiunile comerciale.
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to repay
[verb]

to give back the money that was borrowed or owed

rambursa, restitui

rambursa, restitui

Ex: The responsible borrower repaid the loan during a period of financial stability .Împrumutatul responsabil a **rambursat** împrumutul într-o perioadă de stabilitate financiară.
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credit rating
[substantiv]

a number that represents how reliable a person or company is when it comes to paying back loans, based on their past financial activity

rating de credit, scor de credit

rating de credit, scor de credit

Ex: A poor credit rating can make it harder to rent an apartment .Un **rating de credit** slab poate face mai dificilă închirierea unui apartament.
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interest rate
[substantiv]

the amount that a lender charges a borrower for the use of money, typically calculated based on the amount of the loan and the length of the borrowing period

rata dobânzii, dobândă

rata dobânzii, dobândă

Ex: To save money , they opted for a fixed interest rate on their loan to avoid fluctuations .Pentru a economisi bani, au optat pentru o **rată a dobânzii** fixă la împrumutul lor pentru a evita fluctuațiile.
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current account
[substantiv]

a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required

cont curent, cont la vedere

cont curent, cont la vedere

Ex: You can easily access your funds with a current account at most banks .Vă puteți accesa cu ușurință fondurile cu un **cont curent** la majoritatea băncilor.
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savings account
[substantiv]

a bank account that pays interest on one's deposited money and is intended to help one save over time

cont de economii, cont de economisire

cont de economii, cont de economisire

Ex: The bank offers a high-interest rate on its savings accounts.Banca oferă o rată a dobânzii ridicată pe **conturile de economii** ale sale.
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well-off
[adjectiv]

having enough money to cover one's expenses and maintain a desirable lifestyle

bine situat, stabil financiar

bine situat, stabil financiar

Ex: They invested wisely and became well-off in their retirement years .Au investit înțelept și au devenit **bogați** în anii de pensionare.
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short
[adjectiv]

lacking a sufficient amount of something in general

scurt, insuficient

scurt, insuficient

Ex: His explanation was short of details .Explicația lui a fost **scurtă** în detalii.
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