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Cartea Face2face - Intermediar avansat - Unitatea 8 - 8A

Aici veți găsi vocabularul din Unitatea 8 - 8A în manualul Face2Face Upper-Intermediate, cum ar fi "împrumut", "depășire a limitei", "rata dobânzii" etc.

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Face2face - Upper-intermediate
to invest
to invest
[verb]

to spend money or resources with the intention of gaining a future advantage or return

a investi, a plasa

a investi, a plasa

Ex: She regularly invests in stocks to build long-term wealth. 
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to spend on

to use money in exchange for the purchase of a specific item or the utilization of a particular service

a cheltui bani pe un produs sau serviciu, a aloca o sumă de bani pentru ceva

a cheltui bani pe un produs sau serviciu, a aloca o sumă de bani pentru ceva

Ex: She spent a significant amount of money on a brand new laptop for her work. 

Ea a cheltuit o sumă semnificativă de bani pe un laptop nou pentru munca ei.

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to [be] in credit by {num}

to have more money in one's account than what one owes or what was initially invested

Ex: After paying off my credit card, I am in credit by $500. 
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to overdraw

to withdraw more money from a bank account than is available

depăși soldul, a intra în descoperire

depăși soldul, a intra în descoperire

Ex: He accidentally overdrew his account and had to pay a penalty fee. 

El a depășit accidental contul său și a trebuit să plătească o penalitate.

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debt
debt
[substantiv]

an amount of money or a favor that is owed

datorie, îndatorare

datorie, îndatorare

Ex: They were struggling under the weight of mounting debt and needed to seek financial advice. 
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on credit
on credit
[frază]

(of a purchase) in a way that is received immediately but paid at a later date

Ex: He bought the furniture on credit and will pay in monthly installments. 
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to [pay] cash
to pay cash
[frază]

to give money in the form of physical currency or coins as payment for something

Ex: He prefers to pay cash to keep track of his spending. 
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loan
loan
[substantiv]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

împrumut, credit

împrumut, credit

Ex: Small businesses often rely on loans to finance their startup costs. 
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to repay
to repay
[verb]

to give back the money that was borrowed or owed

rambursa, restitui

rambursa, restitui

Ex: Borrowers are expected to repay the loan amount according to the agreed-upon terms. 
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credit rating
credit rating
[substantiv]

a number that represents how reliable a person or company is when it comes to paying back loans, based on their past financial activity

rating de credit, scor de credit

rating de credit, scor de credit

Ex: His credit rating improved after he paid off his debt. 

Ratingul său de credit s-a îmbunătățit după ce a plătit datoria.

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interest rate
interest rate
[substantiv]

the amount that a lender charges a borrower for the use of money, typically calculated based on the amount of the loan and the length of the borrowing period

rata dobânzii, dobândă

rata dobânzii, dobândă

Ex: The bank offered a low interest rate on the mortgage, making it an attractive option for homebuyers. 

Banca a oferit o rată a dobânzii scăzută la ipotecă, făcând din aceasta o opțiune atractivă pentru cumpărătorii de locuințe.

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current account
current account
[substantiv]

a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required

cont curent, cont la vedere

cont curent, cont la vedere

Ex: They offer free banking services with their current account. 

Ei oferă servicii bancare gratuite cu contul lor curent.

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savings account
savings account
[substantiv]

a bank account that pays interest on one's deposited money and is intended to help one save over time

cont de economii, cont de economisire

cont de economii, cont de economisire

Ex: She transferred part of her salary into her savings account each month. 

Ea transfera o parte din salariu în contul de economii în fiecare lună.

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well-off
well-off
[adjectiv]

having enough money to cover one's expenses and maintain a desirable lifestyle

bine situat, stabil financiar

bine situat, stabil financiar

Ex: Despite not being wealthy, they were well-off enough to afford a nice vacation every year. 

Deși nu erau bogați, erau suficient de avutați pentru a-și permite o vacanță frumoasă în fiecare an.

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short
short
[adjectiv]

lacking a sufficient amount of something in general

scurt, insuficient

scurt, insuficient

Ex: We're running short on time to complete the project. 
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