pattern

Buku Face2face - Menengah atas - Unit 8 - 8A

Di sini Anda akan menemukan kosakata dari Unit 8 - 8A di buku kursus Face2Face Upper-Intermediate, seperti "pinjaman", "overdraw", "tingkat bunga", dll.

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Face2face - Upper-intermediate
to invest
to invest
[kata kerja]

to spend money or resources with the intention of gaining a future advantage or return

berinvestasi, menanamkan

berinvestasi, menanamkan

Ex: Investors often invest in real estate to diversify their portfolios. 
Tutup
Masuk
to spend on
to spend on
[kata kerja]

to use money in exchange for the purchase of a specific item or the utilization of a particular service

menghabiskan uang untuk barang atau jasa, mengalokasikan sejumlah uang untuk sesuatu

menghabiskan uang untuk barang atau jasa, mengalokasikan sejumlah uang untuk sesuatu

Ex: They spent a portion of their income on home renovations and improvements. 

Mereka menghabiskan sebagian dari pendapatan mereka untuk renovasi dan perbaikan rumah.

Tutup
Masuk
to [be] in credit by {num}

to have more money in one's account than what one owes or what was initially invested

Ex: John's bank account is in credit by $500. 
Tutup
Masuk
to overdraw
to overdraw
[kata kerja]

to withdraw more money from a bank account than is available

menarik lebih, overdraw

menarik lebih, overdraw

Ex: She overdrew her balance while shopping and didn’t realize it until later. 

Dia menarik lebih banyak dari saldonya saat berbelanja dan tidak menyadarinya sampai nanti.

Tutup
Masuk
debt
debt
[Kata benda]

an amount of money or a favor that is owed

hutang, utang

hutang, utang

Ex: After years of diligent saving, he finally managed to pay off his student debt. 
Tutup
Masuk
on credit
on credit
[frasa]

(of a purchase) in a way that is received immediately but paid at a later date

Ex: Many stores allow customers to purchase items on credit. 
Tutup
Masuk
to [pay] cash

to give money in the form of physical currency or coins as payment for something

Ex: He couldn’t pay with a card, so he had to pay cash. 
Tutup
Masuk
loan
loan
[Kata benda]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

pinjaman, kredit

pinjaman, kredit

Ex: She took out a loan to buy her first home, which she plans to repay over 30 years. 
Tutup
Masuk
to repay
to repay
[kata kerja]

to give back the money that was borrowed or owed

membayar kembali, mengembalikan

membayar kembali, mengembalikan

Ex: Students may take out educational loans and plan to repay them after completing their studies. 
Tutup
Masuk
credit rating
credit rating
[Kata benda]

a number that represents how reliable a person or company is when it comes to paying back loans, based on their past financial activity

peringkat kredit, skor kredit

peringkat kredit, skor kredit

Ex: A higher credit rating can lead to better loan terms. 

Peringkat kredit yang lebih tinggi dapat mengarah pada syarat pinjaman yang lebih baik.

Tutup
Masuk
interest rate
interest rate
[Kata benda]

the amount that a lender charges a borrower for the use of money, typically calculated based on the amount of the loan and the length of the borrowing period

tingkat bunga, suku bunga

tingkat bunga, suku bunga

Ex: Investors closely monitor changes in the interest rate set by the central bank as it impacts the economy. 

Para investor memantau dengan cermat perubahan tingkat suku bunga yang ditetapkan oleh bank sentral karena berdampak pada ekonomi.

Tutup
Masuk
current account
current account
[Kata benda]

a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required

rekening koran, rekening giro

rekening koran, rekening giro

Ex: She opened a current account to manage her daily expenses. 

Dia membuka rekening giro untuk mengelola pengeluaran hariannya.

Tutup
Masuk
savings account
savings account
[Kata benda]

a bank account that pays interest on one's deposited money and is intended to help one save over time

rekening tabungan, akun tabungan

rekening tabungan, akun tabungan

Ex: I set up a savings account to save for my future home. 

Saya membuka rekening tabungan untuk menabung untuk rumah masa depan saya.

Tutup
Masuk
well-off
well-off
[Adjektiva]

having enough money to cover one's expenses and maintain a desirable lifestyle

berkecukupan, mapan secara finansial

berkecukupan, mapan secara finansial

Ex: He considered himself well-off after securing a stable job with a decent income. 

Dia menganggap dirinya berada setelah mendapatkan pekerjaan stabil dengan pendapatan yang layak.

Tutup
Masuk
short
short
[Adjektiva]

lacking a sufficient amount of something in general

pendek, kurang

pendek, kurang

Ex: The report was short on facts and figures. 
Tutup
Masuk
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