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Buku Face2face - Menengah atas - Unit 8 - 8A

Di sini Anda akan menemukan kosakata dari Unit 8 - 8A di buku kursus Face2Face Upper-Intermediate, seperti "pinjaman", "overdraw", "tingkat bunga", dll.

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Face2face - Upper-intermediate
to invest
[kata kerja]

to spend money or resources with the intention of gaining a future advantage or return

berinvestasi, menanamkan

berinvestasi, menanamkan

Ex: Right now , many people are actively investing in cryptocurrencies .Saat ini, banyak orang secara aktif **berinvestasi** dalam cryptocurrency.
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to spend on
[kata kerja]

to use money in exchange for the purchase of a specific item or the utilization of a particular service

menghabiskan untuk, mengeluarkan uang untuk

menghabiskan untuk, mengeluarkan uang untuk

Ex: She spent a considerable amount on a designer dress for a special occasion.Dia **menghabiskan** sejumlah besar uang untuk gaun desainer untuk acara khusus.
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to have more money in one's account than what one owes or what was initially invested

Ex: After receiving his paycheck, he was in credit by $1,500.
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to overdraw
[kata kerja]

to withdraw more money from a bank account than is available

menarik lebih, overdraw

menarik lebih, overdraw

Ex: He was worried that he might overdraw his account after making a large purchase .Dia khawatir bahwa dia mungkin **menarik lebih banyak** dari rekeningnya setelah melakukan pembelian besar.
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debt
[Kata benda]

an amount of money or a favor that is owed

hutang, utang

hutang, utang

Ex: He repaid his friend , feeling relieved to be free of the personal debt he had owed for so long .Dia membayar kembali temannya, merasa lega bebas dari **hutang** pribadi yang telah ia tanggung begitu lama.
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on credit
[frasa]

(of a purchase) in a way that is received immediately but paid at a later date

Ex: He always on credit to earn reward points from his bank .
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to give money in the form of physical currency or coins as payment for something

Ex: I always prefer pay cash at small shops .
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loan
[Kata benda]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

pinjaman, kredit

pinjaman, kredit

Ex: They applied for a loan to expand their business operations .Mereka mengajukan **pinjaman** untuk memperluas operasi bisnis mereka.
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to repay
[kata kerja]

to give back the money that was borrowed or owed

membayar kembali, mengembalikan

membayar kembali, mengembalikan

Ex: The responsible borrower repaid the loan during a period of financial stability .Peminjam yang bertanggung jawab **membayar kembali** pinjaman selama periode stabilitas keuangan.
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credit rating
[Kata benda]

a number that represents how reliable a person or company is when it comes to paying back loans, based on their past financial activity

peringkat kredit, skor kredit

peringkat kredit, skor kredit

Ex: A poor credit rating can make it harder to rent an apartment .**Peringkat kredit** yang buruk dapat membuat lebih sulit untuk menyewa apartemen.
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interest rate
[Kata benda]

the amount that a lender charges a borrower for the use of money, typically calculated based on the amount of the loan and the length of the borrowing period

tingkat bunga, suku bunga

tingkat bunga, suku bunga

Ex: To save money , they opted for a fixed interest rate on their loan to avoid fluctuations .Untuk menghemat uang, mereka memilih **tingkat bunga** tetap pada pinjaman mereka untuk menghindari fluktuasi.
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current account
[Kata benda]

a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required

rekening koran, rekening giro

rekening koran, rekening giro

Ex: You can easily access your funds with a current account at most banks .Anda dapat dengan mudah mengakses dana Anda dengan **rekening giro** di sebagian besar bank.
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savings account
[Kata benda]

a bank account that pays interest on one's deposited money and is intended to help one save over time

rekening tabungan, akun tabungan

rekening tabungan, akun tabungan

Ex: The bank offers a high-interest rate on its savings accounts.Bank menawarkan suku bunga tinggi pada **rekening tabungan** nya.
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well-off
[Adjektiva]

having enough money to cover one's expenses and maintain a desirable lifestyle

berkecukupan, mapan secara finansial

berkecukupan, mapan secara finansial

Ex: They invested wisely and became well-off in their retirement years .Mereka berinvestasi dengan bijak dan menjadi **berkecukupan** di tahun-tahun pensiun mereka.
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short
[Adjektiva]

lacking a sufficient amount of something in general

pendek, kurang

pendek, kurang

Ex: His explanation was short of details .Penjelasannya **kurang** detail.
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