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Kniha Face2face - Vyšší středně pokročilý - Jednotka 8 - 8A

Zde najdete slovní zásobu z jednotky 8 - 8A v učebnici Face2Face Upper-Intermediate, jako "půjčka", "překročení limtu", "úroková sazba" atd.

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Face2face - Upper-intermediate
to invest
to invest
[sloveso]

to spend money or resources with the intention of gaining a future advantage or return

investovat, umístit

investovat, umístit

Ex: Investors often invest in real estate to diversify their portfolios. 
to spend on
to spend on
[sloveso]

to use money in exchange for the purchase of a specific item or the utilization of a particular service

utrácet za, vydávat na

utrácet za, vydávat na

Ex: She spent a significant amount of money on a brand new laptop for her work. 
to [be] in credit by {num}

to have more money in one's account than what one owes or what was initially invested

Ex: After paying off my credit card, I am in credit by $500. 
to overdraw
to overdraw
[sloveso]

to withdraw more money from a bank account than is available

překročit zůstatek, jít do mínusu

překročit zůstatek, jít do mínusu

Ex: He accidentally overdrew his account and had to pay a penalty fee. 
debt
debt
[Podstatné jméno]

an amount of money or a favor that is owed

dluh, zadlužení

dluh, zadlužení

Ex: After years of diligent saving, he finally managed to pay off his student debt. 
on credit
on credit
[fráze]

(of a purchase) in a way that is received immediately but paid at a later date

Ex: He bought the furniture on credit and will pay in monthly installments. 
to [pay] cash
to pay cash
[fráze]

to give money in the form of physical currency or coins as payment for something

Ex: He prefers to pay cash to keep track of his spending. 
loan
loan
[Podstatné jméno]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

půjčka, úvěr

půjčka, úvěr

Ex: She took out a loan to buy her first home, which she plans to repay over 30 years. 
to repay
to repay
[sloveso]

to give back the money that was borrowed or owed

splatit, vrátit

splatit, vrátit

Ex: Borrowers are expected to repay the loan amount according to the agreed-upon terms. 
credit rating
credit rating
[Podstatné jméno]

a number that represents how reliable a person or company is when it comes to paying back loans, based on their past financial activity

kreditní hodnocení, kreditní skóre

kreditní hodnocení, kreditní skóre

Ex: His credit rating improved after he paid off his debt. 
interest rate
interest rate
[Podstatné jméno]

the amount that a lender charges a borrower for the use of money, typically calculated based on the amount of the loan and the length of the borrowing period

úroková sazba, úroková míra

úroková sazba, úroková míra

Ex: The bank offered a low interest rate on the mortgage, making it an attractive option for homebuyers. 
current account
current account
[Podstatné jméno]

a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required

běžný účet, žirový účet

běžný účet, žirový účet

Ex: They offer free banking services with their current account. 
savings account
savings account
[Podstatné jméno]

a bank account that pays interest on one's deposited money and is intended to help one save over time

spořící účet, účet pro spoření

spořící účet, účet pro spoření

Ex: She transferred part of her salary into her savings account each month. 
well-off
well-off
[Přídavné jméno]

having enough money to cover one's expenses and maintain a desirable lifestyle

zabezpečený, finančně stabilní

zabezpečený, finančně stabilní

Ex: Despite not being wealthy, they were well-off enough to afford a nice vacation every year. 
short
short
[Přídavné jméno]

lacking a sufficient amount of something in general

krátký, nedostatečný

krátký, nedostatečný

Ex: The report was short on facts and figures. 
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