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Aklat Face2face - Itaas na Intermediate - Yunit 8 - 8A

Dito mo makikita ang bokabularyo mula sa Unit 8 - 8A sa Face2Face Upper-Intermediate coursebook, tulad ng "loan", "overdraw", "interest rate", atbp.

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Face2face - Upper-intermediate
to invest
[Pandiwa]

to spend money or resources with the intention of gaining a future advantage or return

mamuhunan, maglagak

mamuhunan, maglagak

Ex: Right now , many people are actively investing in cryptocurrencies .Sa ngayon, maraming tao ang aktibong **nag-iinvest** sa cryptocurrencies.
to spend on
[Pandiwa]

to use money in exchange for the purchase of a specific item or the utilization of a particular service

gumastos para sa, gastusin sa

gumastos para sa, gastusin sa

Ex: She spent a considerable amount on a designer dress for a special occasion.Gumastos siya ng malaking halaga para sa isang designer dress para sa isang espesyal na okasyon.

to have more money in one's account than what one owes or what was initially invested

Ex: After receiving his paycheck, he was in credit by $1,500.
to overdraw
[Pandiwa]

to withdraw more money from a bank account than is available

overdraw, lumampas sa balanse

overdraw, lumampas sa balanse

Ex: He was worried that he might overdraw his account after making a large purchase .Nag-aalala siya na baka **ma-overdraw** ang kanyang account pagkatapos gumawa ng malaking pagbili.
debt
[Pangngalan]

an amount of money or a favor that is owed

utang, pagkakautang

utang, pagkakautang

Ex: He repaid his friend , feeling relieved to be free of the personal debt he had owed for so long .Binalik niya ang utang sa kanyang kaibigan, na nakaramdam ng ginhawa sa pagiging malaya sa personal na **utang** na matagal niyang inutang.
on credit
[Parirala]

(of a purchase) in a way that is received immediately but paid at a later date

Ex: He always on credit to earn reward points from his bank .
to pay cash
[Parirala]

to give money in the form of physical currency or coins as payment for something

Ex: I always prefer pay cash at small shops .
loan
[Pangngalan]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

pautang, hulog

pautang, hulog

Ex: They applied for a loan to expand their business operations .Nag-apply sila para sa isang **loan** upang palawakin ang kanilang mga operasyon sa negosyo.
to repay
[Pandiwa]

to give back the money that was borrowed or owed

bayaran, ibalik

bayaran, ibalik

Ex: The responsible borrower repaid the loan during a period of financial stability .Ang responsable na nanghiram ay **nagbayad** ng utang sa panahon ng katatagan sa pananalapi.
credit rating
[Pangngalan]

a number that represents how reliable a person or company is when it comes to paying back loans, based on their past financial activity

rating ng kredito, puntos ng kredito

rating ng kredito, puntos ng kredito

Ex: A poor credit rating can make it harder to rent an apartment .Ang isang masamang **credit rating** ay maaaring magpahirap sa pagrenta ng apartment.
interest rate
[Pangngalan]

the amount that a lender charges a borrower for the use of money, typically calculated based on the amount of the loan and the length of the borrowing period

rate ng interes, interes rate

rate ng interes, interes rate

Ex: To save money , they opted for a fixed interest rate on their loan to avoid fluctuations .Upang makatipid ng pera, pinili nila ang isang fixed na **interest rate** sa kanilang loan upang maiwasan ang mga pagbabago.
current account
[Pangngalan]

a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required

kasalukuyang account, account na pangkasalukuyan

kasalukuyang account, account na pangkasalukuyan

Ex: You can easily access your funds with a current account at most banks .Madali mong maa-access ang iyong pondo sa isang **kasalukuyang account** sa karamihan ng mga bangko.
savings account
[Pangngalan]

a bank account that pays interest on one's deposited money and is intended to help one save over time

savings account, account ng pag-iipon

savings account, account ng pag-iipon

Ex: The bank offers a high-interest rate on its savings accounts.Ang bangko ay nag-aalok ng mataas na rate ng interes sa mga **savings account** nito.
well-off
[pang-uri]

having enough money to cover one's expenses and maintain a desirable lifestyle

may kaya, matatag ang pananalapi

may kaya, matatag ang pananalapi

Ex: They invested wisely and became well-off in their retirement years .Matalino silang namuhunan at naging **may-kaya** sa kanilang mga taon ng pagreretiro.
short
[pang-uri]

lacking a sufficient amount of something in general

maikli, kulang

maikli, kulang

Ex: His explanation was short of details .Ang kanyang paliwanag ay **kulang** sa mga detalye.
Aklat Face2face - Itaas na Intermediate
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