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书籍 Face2face - 中高级 - 单元8 - 8A

在这里,您将找到Face2Face Upper-Intermediate课本中第8单元-8A的词汇,如“贷款”、“透支”、“利率”等。

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Face2face - Upper-intermediate
to invest
to invest
[动词]

to spend money or resources with the intention of gaining a future advantage or return

投资, 投入

投资, 投入

Ex: Right now , many people are actively investing in cryptocurrencies .

现在,许多人正在积极投资加密货币。

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to spend on
to spend on
[动词]

to use money in exchange for the purchase of a specific item or the utilization of a particular service

花费在, 用于

花费在, 用于

Ex: She spent a considerable amount on a designer dress for a special occasion.

她为了一件设计师礼服在一个特别的场合花费了相当多的钱。

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to [be] in credit by {num}

to have more money in one's account than what one owes or what was initially invested

Ex: After receiving his paycheck, he was in credit by $1,500.
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to overdraw
to overdraw
[动词]

to withdraw more money from a bank account than is available

透支, 超支

透支, 超支

Ex: He was worried that he might overdraw his account after making a large purchase .

他担心在进行了大额购买后可能会透支他的账户。

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debt
debt
[名词]

an amount of money or a favor that is owed

债务, 负债

债务, 负债

Ex: He repaid his friend , feeling relieved to be free of the personal debt he had owed for so long .

他还给了朋友钱,感到松了一口气,终于摆脱了长久以来的个人债务

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on credit
on credit
[短语]

(of a purchase) in a way that is received immediately but paid at a later date

Ex: He always shops on credit to earn reward points from his bank.
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to [pay] cash
to pay cash
[短语]

to give money in the form of physical currency or coins as payment for something

Ex: I always prefer to pay cash at small shops.
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loan
loan
[名词]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

贷款, 借款

贷款, 借款

Ex: They applied for a loan to expand their business operations .

他们申请了一笔贷款以扩大他们的业务运营。

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to repay
to repay
[动词]

to give back the money that was borrowed or owed

偿还, 归还

偿还, 归还

Ex: The responsible borrower repaid the loan during a period of financial stability .

负责任的借款人在财务稳定期间偿还了贷款。

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credit rating

a number that represents how reliable a person or company is when it comes to paying back loans, based on their past financial activity

信用评级, 信用评分

信用评级, 信用评分

Ex: A poor credit rating can make it harder to rent an apartment .

不良信用评级会使租房变得更加困难。

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interest rate

the amount that a lender charges a borrower for the use of money, typically calculated based on the amount of the loan and the length of the borrowing period

利率, 利息率

利率, 利息率

Ex: To save money , they opted for a fixed interest rate on their loan to avoid fluctuations .

为了省钱,他们选择了贷款的固定利率以避免波动。

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current account

a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required

活期账户, 往来账户

活期账户, 往来账户

Ex: You can easily access your funds with a current account at most banks .

在大多数银行,您可以通过活期账户轻松存取您的资金。

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savings account

a bank account that pays interest on one's deposited money and is intended to help one save over time

储蓄账户, 存款账户

储蓄账户, 存款账户

Ex: The bank offers a high-interest rate on its savings accounts.

银行在其储蓄账户上提供高利率。

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well-off
well-off
[形容词]

having enough money to cover one's expenses and maintain a desirable lifestyle

富裕的, 经济宽裕的

富裕的, 经济宽裕的

Ex: They invested wisely and became well-off in their retirement years .

他们明智地投资,并在退休后变得富裕

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short
short
[形容词]

lacking a sufficient amount of something in general

短, 不足

短, 不足

Ex: His explanation was short of details .

他的解释缺乏细节。

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