to spend on
[verb]
to use money in exchange for the purchase of a specific item or the utilization of a particular service
to be in credit by number
[phrase]
to have more money in one's account than what one owes or what was initially invested
on credit
[phrase]
(of a purchase) in a way that is received immediately but paid at a later date
to pay cash
[phrase]
to give money in the form of physical currency or coins as payment for something
loan
[noun]
a sum of money that is borrowed from a bank which should be returned with a certain rate of interest
credit rating
[noun]
a number that represents how reliable a person or company is when it comes to paying back loans, based on their past financial activity
interest rate
[noun]
the amount that a lender charges a borrower for the use of money, typically calculated based on the amount of the loan and the length of the borrowing period
current account
[noun]
a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required
savings account
[noun]
a bank account that pays interest on one's deposited money and is intended to help one save over time
well-off
[adjective]
having enough money to cover one's expenses and maintain a desirable lifestyle
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