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El libro Face2face - Intermedio Alto - Unidad 8 - 8A

Aquí encontrarás el vocabulario de la Unidad 8 - 8A en el libro de curso Face2Face Upper-Intermediate, como "préstamo", "sobregirar", "tasa de interés", etc.

Revisión

Tarjetas de memoria

Ortografía

Cuestionario

Empezar a aprender
Face2face - Upper-intermediate
to invest
to invest
[Verbo]

to spend money or resources with the intention of gaining a future advantage or return

invertir

invertir

Ex: Last year, they invested in a startup that later became highly successful. 

El año pasado, invirtieron en una startup que luego se volvió muy exitosa.

to spend on

to use money in exchange for the purchase of a specific item or the utilization of a particular service

gastar en, invertir en

gastar en, invertir en

Ex: They spent a portion of their income on home renovations and improvements. 

Ellos gastaron una parte de sus ingresos en renovaciones y mejoras del hogar.

to [be] in credit by {num}

to have more money in one's account than what one owes or what was initially invested

Ex: John's bank account is in credit by $500. 
to overdraw

to withdraw more money from a bank account than is available

sobregirar

sobregirar

Ex: She overdrew her balance while shopping and didn’t realize it until later. 

Ella sobregiró su saldo mientras compraba y no se dio cuenta hasta más tarde.

debt
debt
[Sustantivo]

an amount of money or a favor that is owed

deuda

deuda

Ex: She felt a deep sense of debt to her mentor, who had guided her throughout her career. 

Ella sintió un profundo sentido de deuda hacia su mentor, quien la había guiado a lo largo de su carrera.

on credit
on credit
[Frase]

(of a purchase) in a way that is received immediately but paid at a later date

Ex: Many stores allow customers to purchase items on credit. 
to [pay] cash

to give money in the form of physical currency or coins as payment for something

Ex: He couldn’t pay with a card, so he had to pay cash. 
loan
loan
[Sustantivo]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

préstamo, crédito

préstamo, crédito

Ex: The bank offers different types of loans, including personal, auto, and home loans. 

El banco ofrece diferentes tipos de préstamos, incluyendo préstamos personales, préstamos para automóviles y préstamos para viviendas.

to repay
to repay
[Verbo]

to give back the money that was borrowed or owed

reembolsar, devolver

reembolsar, devolver

Ex: Students may take out educational loans and plan to repay them after completing their studies. 

Los estudiantes pueden solicitar préstamos educativos y planear devolverlos después de completar sus estudios.

credit rating
credit rating
[Sustantivo]

a number that represents how reliable a person or company is when it comes to paying back loans, based on their past financial activity

calificación crediticia, puntuación de crédito

calificación crediticia, puntuación de crédito

Ex: A higher credit rating can lead to better loan terms. 

Una calificación crediticia más alta puede llevar a mejores condiciones de préstamo.

interest rate
interest rate
[Sustantivo]

the amount that a lender charges a borrower for the use of money, typically calculated based on the amount of the loan and the length of the borrowing period

tasa de interés, tipo de interés

tasa de interés, tipo de interés

Ex: Investors closely monitor changes in the interest rate set by the central bank as it impacts the economy. 

Los inversores monitorean de cerca los cambios en la tasa de interés establecida por el banco central, ya que impacta en la economía.

current account
current account
[Sustantivo]

a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required

cuenta corriente, cuenta a la vista

cuenta corriente, cuenta a la vista

Ex: She opened a current account to manage her daily expenses. 

Ella abrió una cuenta corriente para gestionar sus gastos diarios.

savings account
savings account
[Sustantivo]

a bank account that pays interest on one's deposited money and is intended to help one save over time

cuenta de ahorros, cuenta ahorro

cuenta de ahorros, cuenta ahorro

Ex: I set up a savings account to save for my future home. 

Abrí una cuenta de ahorros para ahorrar para mi futura casa.

well-off
well-off
[Adjetivo]

having enough money to cover one's expenses and maintain a desirable lifestyle

suficientemente rico

suficientemente rico

Ex: He considered himself well-off after securing a stable job with a decent income. 

Se consideraba bien situado después de conseguir un trabajo estable con un ingreso decente.

short
short
[Adjetivo]

lacking a sufficient amount of something in general

corto, insuficiente

corto, insuficiente

Ex: The team was short of players for the match. 

El equipo estaba corto de jugadores para el partido.

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