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El libro Face2face - Intermedio Alto - Unidad 8 - 8A

Aquí encontrarás el vocabulario de la Unidad 8 - 8A en el libro de curso Face2Face Upper-Intermediate, como "préstamo", "sobregirar", "tasa de interés", etc.

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Face2face - Upper-intermediate
to invest
[Verbo]

to spend money or resources with the intention of gaining a future advantage or return

invertir

invertir

Ex: Right now , many people are actively investing in cryptocurrencies .En este momento, muchas personas están **invirtiendo** activamente en criptomonedas.

to use money in exchange for the purchase of a specific item or the utilization of a particular service

gastar en, invertir en

gastar en, invertir en

Ex: She spent a considerable amount on a designer dress for a special occasion.Ella **gastó** una cantidad considerable en un vestido de diseñador para una ocasión especial.

to have more money in one's account than what one owes or what was initially invested

Ex: After receiving his paycheck, he was in credit by $1,500.

to withdraw more money from a bank account than is available

sobregirar

sobregirar

Ex: He was worried that he might overdraw his account after making a large purchase .Estaba preocupado por **sobregirar** su cuenta después de hacer una compra grande.
debt
[Sustantivo]

an amount of money or a favor that is owed

deuda

deuda

Ex: He repaid his friend , feeling relieved to be free of the personal debt he had owed for so long .Le pagó a su amigo, sintiéndose aliviado de estar libre de la **deuda** personal que había tenido durante tanto tiempo.
on credit
[Frase]

(of a purchase) in a way that is received immediately but paid at a later date

Ex: He always on credit to earn reward points from his bank .

to give money in the form of physical currency or coins as payment for something

Ex: I always prefer pay cash at small shops .
loan
[Sustantivo]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

préstamo, crédito

préstamo, crédito

Ex: They applied for a loan to expand their business operations .Solicitaron un **préstamo** para expandir sus operaciones comerciales.
to repay
[Verbo]

to give back the money that was borrowed or owed

reembolsar, devolver

reembolsar, devolver

Ex: The responsible borrower repaid the loan during a period of financial stability .El prestatario responsable **devolvió** el préstamo durante un período de estabilidad financiera.
credit rating
[Sustantivo]

a number that represents how reliable a person or company is when it comes to paying back loans, based on their past financial activity

calificación crediticia, puntuación de crédito

calificación crediticia, puntuación de crédito

Ex: A poor credit rating can make it harder to rent an apartment .Una mala **calificación crediticia** puede dificultar el alquiler de un apartamento.
interest rate
[Sustantivo]

the amount that a lender charges a borrower for the use of money, typically calculated based on the amount of the loan and the length of the borrowing period

tasa de interés, tipo de interés

tasa de interés, tipo de interés

Ex: To save money , they opted for a fixed interest rate on their loan to avoid fluctuations .Para ahorrar dinero, optaron por una **tasa de interés** fija en su préstamo para evitar fluctuaciones.
current account
[Sustantivo]

a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required

cuenta corriente, cuenta a la vista

cuenta corriente, cuenta a la vista

Ex: You can easily access your funds with a current account at most banks .Puedes acceder fácilmente a tus fondos con una **cuenta corriente** en la mayoría de los bancos.
savings account
[Sustantivo]

a bank account that pays interest on one's deposited money and is intended to help one save over time

cuenta de ahorros, cuenta ahorro

cuenta de ahorros, cuenta ahorro

Ex: The bank offers a high-interest rate on its savings accounts.El banco ofrece una alta tasa de interés en sus **cuentas de ahorro**.
well-off
[Adjetivo]

having enough money to cover one's expenses and maintain a desirable lifestyle

suficientemente rico

suficientemente rico

Ex: They invested wisely and became well-off in their retirement years .Invirtieron sabiamente y se volvieron **acomodados** en sus años de jubilación.
short
[Adjetivo]

lacking a sufficient amount of something in general

corto, insuficiente

corto, insuficiente

Ex: His explanation was short of details .Su explicación fue **corta** en detalles.
El libro Face2face - Intermedio Alto
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