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Livro Face2face - Intermediário avançado - Unidade 8 - 8A

Aqui você encontrará o vocabulário da Unidade 8 - 8A no livro didático Face2Face Upper-Intermediate, como "empréstimo", "cheque especial", "taxa de juros", etc.

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Face2face - Upper-intermediate
to invest
to invest
[verbo]

to spend money or resources with the intention of gaining a future advantage or return

investir, aplicar

investir, aplicar

Ex: Right now , many people are actively investing in cryptocurrencies .

No momento, muitas pessoas estão investindo ativamente em criptomoedas.

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to spend on

to use money in exchange for the purchase of a specific item or the utilization of a particular service

gastar em, despender em

gastar em, despender em

Ex: She spent a considerable amount on a designer dress for a special occasion.

Ela gastou uma quantia considerável em um vestido de designer para uma ocasião especial.

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to [be] in credit by {num}

to have more money in one's account than what one owes or what was initially invested

Ex: After receiving his paycheck, he was in credit by $1,500.
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to overdraw

to withdraw more money from a bank account than is available

ultrapassar o saldo, entrar no negativo

ultrapassar o saldo, entrar no negativo

Ex: He was worried that he might overdraw his account after making a large purchase .

Ele estava preocupado que pudesse ultrapassar o limite da sua conta depois de fazer uma compra grande.

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debt
debt
[substantivo]

an amount of money or a favor that is owed

dívida, endividamento

dívida, endividamento

Ex: He repaid his friend , feeling relieved to be free of the personal debt he had owed for so long .

Ele pagou o amigo, sentindo-se aliviado por estar livre da dívida pessoal que devia há tanto tempo.

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on credit
on credit
[frase]

(of a purchase) in a way that is received immediately but paid at a later date

Ex: He always shops on credit to earn reward points from his bank.
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to [pay] cash

to give money in the form of physical currency or coins as payment for something

Ex: I always prefer to pay cash at small shops.
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loan
loan
[substantivo]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

empréstimo, crédito

empréstimo, crédito

Ex: They applied for a loan to expand their business operations .

Eles solicitaram um empréstimo para expandir suas operações comerciais.

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to repay
to repay
[verbo]

to give back the money that was borrowed or owed

reembolsar, devolver

reembolsar, devolver

Ex: The responsible borrower repaid the loan during a period of financial stability .

O mutuário responsável reembolsou o empréstimo durante um período de estabilidade financeira.

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credit rating
credit rating
[substantivo]

a number that represents how reliable a person or company is when it comes to paying back loans, based on their past financial activity

classificação de crédito, pontuação de crédito

classificação de crédito, pontuação de crédito

Ex: A poor credit rating can make it harder to rent an apartment .

Uma classificação de crédito ruim pode dificultar o aluguel de um apartamento.

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interest rate
interest rate
[substantivo]

the amount that a lender charges a borrower for the use of money, typically calculated based on the amount of the loan and the length of the borrowing period

taxa de juros, juro

taxa de juros, juro

Ex: To save money , they opted for a fixed interest rate on their loan to avoid fluctuations .

Para economizar dinheiro, optaram por uma taxa de juros fixa em seu empréstimo para evitar flutuações.

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current account
current account
[substantivo]

a bank account that allows frequent deposits and withdrawals, typically using checks, with no prior notice required

conta corrente, conta à vista

conta corrente, conta à vista

Ex: You can easily access your funds with a current account at most banks .

Você pode acessar facilmente seus fundos com uma conta corrente na maioria dos bancos.

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savings account
savings account
[substantivo]

a bank account that pays interest on one's deposited money and is intended to help one save over time

conta poupança, conta de poupança

conta poupança, conta de poupança

Ex: The bank offers a high-interest rate on its savings accounts.

O banco oferece uma alta taxa de juros em suas contas poupança.

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well-off
well-off
[adjetivo]

having enough money to cover one's expenses and maintain a desirable lifestyle

abastado, financeiramente estável

abastado, financeiramente estável

Ex: They invested wisely and became well-off in their retirement years .

Eles investiram sabiamente e ficaram abastados em seus anos de aposentadoria.

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short
short
[adjetivo]

lacking a sufficient amount of something in general

curto, insuficiente

curto, insuficiente

Ex: His explanation was short of details .

Sua explicação foi curta em detalhes.

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