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Lista de Palabras Nivel B2 - Dinero y Economía

Aquí aprenderás algunas palabras en inglés sobre el dinero, como "credit", "economy", "accounting", etc. preparadas para estudiantes de B2.

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CEFR B2 Vocabulary
to credit
to credit
[Verbo]

to add a sum of money to a bank account

abonar, ingresar

abonar, ingresar

Ex: The landlord credited the tenant's account with the security deposit refund after the lease term ended. 
economy
economy
[Sustantivo]

the system in which money, goods, and services are produced or distributed within a country or region

economía

economía

Ex: A diversified economy is less susceptible to economic downturns in specific industries. 
economic
economic
[Adjetivo]

relating to the production, distribution, and management of wealth and resources within a society or country

económico

económico

Ex: They studied the economic impact of tourism in the region. 

Estudiaron el impacto económico del turismo en la región.

accounting
accounting
[Sustantivo]

the system or process of recording, analyzing, verifying, and reporting financial transactions

contabilidad

contabilidad

Ex: Modern accounting relies heavily on specialized software. 
asset
asset
[Sustantivo]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

valor

valor

Ex: Stocks and bonds are financial assets that can generate income and capital gains for investors. 
budget
budget
[Sustantivo]

a specific amount of money set aside for a particular use

presupuesto

presupuesto

Ex: The travel budget covered flights and lodging. 
capital
capital
[Sustantivo]

assets used to generate more assets, especially in business or production

capital

capital

Ex: Lack of capital stalled the project. 
debit
debit
[Sustantivo]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

débito, cargo

débito, cargo

Ex: The bank statement showed a debit for the transaction. 

El extracto bancario mostró un débito por la transacción.

finance
finance
[Sustantivo]

the act of managing large sums of money, especially by governments or corporations

finanzas

finanzas

Ex: Public finance deals with government revenue, expenditures, and fiscal policies aimed at achieving economic stability and growth. 
investment
investment
[Sustantivo]

the act or process of putting money into something to gain profit

inversión

inversión

Ex: The company's investment in new technology has already started to pay off with increased productivity. 
financing
financing
[Sustantivo]

the act of providing a sum of money for running a business, activity, project, or individual needs, typically through loans, investments, etc.

financiación

financiación

Ex: Homebuyers rely on mortgage financing to purchase property, spreading payments over several years. 

Los compradores de viviendas dependen del financiamiento hipotecario para adquirir propiedades, distribuyendo los pagos a lo largo de varios años.

borrowing
borrowing
[Sustantivo]

the act of getting money from a person or an organization with the agreement to repay the borrowed amount along with any related interest or fees within a specified period

préstamo

préstamo

Ex: The business decided to pursue borrowing from a bank to finance its expansion plans. 

La empresa decidió seguir adelante con el préstamo de un banco para financiar sus planes de expansión.

debt
debt
[Sustantivo]

the condition or state of owing money

estar endeudado

estar endeudado

Ex: Many students graduate with debt from loans. 
grant
grant
[Sustantivo]

an amount of money given by the government or another organization for a specific purpose

beca

beca

Ex: The nonprofit organization was awarded a grant to expand its community outreach programs. 
loan
loan
[Sustantivo]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

préstamo, crédito

préstamo, crédito

Ex: The bank offers different types of loans, including personal, auto, and home loans. 
to possess
to possess
[Verbo]

to have something as one's own

poseer

poseer

Ex: The wealthy businessman is known to possess a fleet of luxury cars and a private jet. 
distribution
distribution
[Sustantivo]

the process of supplying shops and other businesses with products to be sold

distribución

distribución

Ex: The distribution of vaccines was a major logistical challenge during the pandemic. 
inflation
inflation
[Sustantivo]

the ongoing increase in the general price level of goods and services in an economy over a period of time

inflación

inflación

Ex: Rising inflation led to higher food and fuel prices. 
welfare
welfare
[Sustantivo]

a financial aid provided by the government for people who are sick, unemployed, etc.

prestaciones sociales

prestaciones sociales

Ex: Welfare programs are designed to help vulnerable populations meet basic needs. 
profit
profit
[Sustantivo]

the sum of money that is gained after all expenses and taxes are paid

beneficios

beneficios

Ex: Last year's profit was reinvested into expanding the company. 
standard of living

the level of wealth, welfare, comfort, and necessities available to an individual, group, country, etc.

nivel de vida

nivel de vida

Ex: Many people seek job opportunities abroad to achieve a higher standard of living for their families. 
balance
balance
[Sustantivo]

a state in an account where the total credits exactly equal the total debits, leaving no difference

saldo

saldo

Ex: When the credits and debits match, the account is said to be in balance. 
bank statement
bank statement
[Sustantivo]

a document given by a bank to an account holder, providing a summary of all financial transactions within a specified period

estado de cuenta, extracto de cuenta

estado de cuenta, extracto de cuenta

Ex: Bank statements are essential for tracking spending habits and managing personal finances effectively. 

Los estados de cuenta bancarios son esenciales para rastrear los hábitos de gasto y gestionar las finanzas personales de manera efectiva.

collapse
collapse
[Sustantivo]

a sudden decrease in something's value, such as a price or stock

colapso, derrumbamiento

colapso, derrumbamiento

Ex: They lost millions due to the sudden collapse in the value of their investments. 
to collapse

(of prices, shares, etc.) to suddenly decrease in terms of amount or value

colapsar, derrumbarse

colapsar, derrumbarse

Ex: The company's shares collapsed following the announcement of poor quarterly results. 
decrease
decrease
[Sustantivo]

the amount or degree by which something becomes smaller or less

disminución, descenso

disminución, descenso

Ex: Temperatures showed a decrease of nearly ten degrees overnight. 
loss
loss
[Sustantivo]

money that is lost by a company, organization, or individual

perdidas financieras

perdidas financieras

Ex: He suffered a loss on his investment when the stock price plummeted. 
analyst
analyst
[Sustantivo]

a person whose job is to examine information or a particular subject in detail and interpret or evaluate it

analista

analista

Ex: She works as a data analyst for a technology company. 
banker
banker
[Sustantivo]

a person who owns a bank or holds an important position in one

banquero

banquero

Ex: Several senior bankers attended the economic conference. 
to price
to price
[Verbo]

to set an amount that is needed as payment for a product or a service

ponerle un precio a

ponerle un precio a

Ex: The store is currently pricing new inventory for the upcoming sale. 
to purchase

to get goods or services in exchange for money or other forms of payment

comprar

comprar

Ex: The company decided to purchase new equipment to improve its manufacturing processes. 
rate
rate
[Sustantivo]

a specified amount of money charged or paid for something

tasa, tarifa

tasa, tarifa

Ex: The rate for renting the hall was too high for their budget. 
to rip off
to rip off
[Verbo]

to take advantage of someone by charging them too much money or selling them a defective product

estafar a alguien, cobrarle de más o venderle algo defectuoso

estafar a alguien, cobrarle de más o venderle algo defectuoso

Ex: Some online sellers may try to rip you off with deceptive product descriptions. 

Algunos vendedores en línea pueden intentar estafarte con descripciones de productos engañosas.

rip-off
rip-off
[Sustantivo]

something that costs a lot more than its real value

estafa, timazo

estafa, timazo

Ex: They charged $50 for parking, which felt like a total rip-off. 

Cobraron $50 por el estacionamiento, lo cual se sintió como un robo total.

bull
bull
[Sustantivo]

an investor who expects prices to rise and buys assets in order to profit from the increase

alcista,  toro

alcista, toro

Ex: He remained a bull on technology stocks throughout the year. 
bear
bear
[Sustantivo]

someone who sells financial instruments expecting that their prices will fall, allowing them to repurchase them later at a lower price and make a profit

oso

oso

Ex: Many bears thrive in bear markets by short-selling stocks. 
to run out
to run out
[Verbo]

to use the available supply of something, leaving too little or none

quedarse sin, agotar

quedarse sin, agotar

Ex: The store ran out of hand sanitizer during the pandemic. 

La tienda se quedó sin desinfectante de manos durante la pandemia.

automated teller machine

a machine that allows customers to perform financial transactions such as withdrawals, deposits, transfers, etc.

cajero automático

cajero automático

Ex: After forgetting his PIN, he contacted customer service to reset it so he could access his account via the ATM. 

Después de olvidar su PIN, se puso en contacto con el servicio al cliente para restablecerlo y así poder acceder a su cuenta a través del cajero automático.

refund
refund
[Sustantivo]

an amount of money that is paid back because of returning goods to a store or one is not satisfied with the goods or services

reembolso

reembolso

Ex: After returning the damaged item, he got a refund to his credit card. 

Después de devolver el artículo dañado, obtuvo un reembolso en su tarjeta de crédito.

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