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Lista de Palabras Nivel B2 - Dinero y Economía

Aquí aprenderás algunas palabras en inglés sobre el dinero, como "credit", "economy", "accounting", etc. preparadas para estudiantes de B2.

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CEFR B2 Vocabulary
to credit
[Verbo]

to add a sum of money to a bank account

abonar, ingresar

abonar, ingresar

Ex: The parent credited a monthly contribution to the child 's college fund account .El padre **acreditó** una contribución mensual a la cuenta del fondo universitario del niño.
economy
[Sustantivo]

the system in which money, goods, and services are produced or distributed within a country or region

economía

economía

Ex: The global pandemic caused significant disruptions to the economy, affecting businesses and employment worldwide .La pandemia global causó interrupciones significativas en la **economía**, afectando a los negocios y al empleo en todo el mundo.
economic
[Adjetivo]

relating to the production, distribution, and management of wealth and resources within a society or country

económico

económico

Ex: The report highlights the economic disparities between urban and rural areas .El informe destaca las disparidades **económicas** entre las áreas urbanas y rurales.
accounting
[Sustantivo]

a systematic process of recording, summarizing, analyzing, and reporting financial transactions and information of an organization or individual

contabilidad

contabilidad

Ex: Accounting software automates routine tasks such as bookkeeping and financial reporting , improving efficiency and accuracy in financial management .El software de **contabilidad** automatiza tareas rutinarias como la contabilidad y los informes financieros, mejorando la eficiencia y la precisión en la gestión financiera.
asset
[Sustantivo]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

valor

valor

Ex: Goodwill , reflecting a company 's reputation and customer loyalty , is considered an asset on its balance sheet .
budget
[Sustantivo]

the sum of money that is available to a person, an organization, etc. for a particular purpose and the plan according to which it will be spent

presupuesto

presupuesto

Ex: The project ran over budget, leading to cuts in other areas .El proyecto superó el **presupuesto**, lo que llevó a recortes en otras áreas.
capital
[Sustantivo]

money or property owned by a person or company that is used for investment or starting a business

capital

capital

Ex: He decided to invest his capital in real estate , hoping for high returns .Decidió invertir su **capital** en bienes raíces, esperando altos rendimientos.
debit
[Sustantivo]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

débito, cargo

débito, cargo

Ex: The software automatically applies debits and credits .El software aplica automáticamente los **débitos** y los créditos.
finance
[Sustantivo]

the act of managing large sums of money, especially by governments or corporations

finanzas

finanzas

Ex: The government introduced reforms to improve national finance.El gobierno introdujo reformas para mejorar las **finanzas** nacionales.
investment
[Sustantivo]

the act or process of putting money into something to gain profit

inversión

inversión

Ex: The government announced a major investment in renewable energy projects to combat climate change .El gobierno anunció una gran **inversión** en proyectos de energía renovable para combatir el cambio climático.
financing
[Sustantivo]

the act of providing a sum of money for running a business, activity, project, or individual needs, typically through loans, investments, etc.

financiación

financiación

Ex: Financing options vary , from traditional bank loans to crowdfunding platforms and angel investors , each offering different terms and conditions based on the borrower 's needs and financial situation .Las opciones de **financiación** varían, desde préstamos bancarios tradicionales hasta plataformas de crowdfunding e inversores ángeles, cada una ofreciendo diferentes términos y condiciones según las necesidades y la situación financiera del prestatario.
borrowing
[Sustantivo]

the act of getting money from a person or an organization with the agreement to repay the borrowed amount along with any related interest or fees within a specified period

préstamo

préstamo

Ex: The business decided to pursue borrowing from a bank to finance its expansion plans .La empresa decidió optar por el **préstamo** de un banco para financiar sus planes de expansión.
debt
[Sustantivo]

the situation of owing money, usually when it is not easy to pay it back

estar endeudado

estar endeudado

Ex: The company took on too much debt, leading to financial difficulties .La empresa asumió demasiada **deuda**, lo que llevó a dificultades financieras.
grant
[Sustantivo]

an amount of money given by the government or another organization for a specific purpose

beca

beca

Ex: Startups often rely on grants to support early-stage development before becoming profitable .Las startups a menudo dependen de **subvenciones** para apoyar el desarrollo en etapas iniciales antes de volverse rentables.
loan
[Sustantivo]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

préstamo, crédito

préstamo, crédito

Ex: They applied for a loan to expand their business operations .Solicitaron un **préstamo** para expandir sus operaciones comerciales.
to possess
[Verbo]

to have something as one's own

poseer

poseer

Ex: The mansion possesses an exquisite garden with rare flowers and sculptures .La mansión **posee** un jardín exquisito con flores raras y esculturas.
distribution
[Sustantivo]

the process of supplying shops and other businesses with products to be sold

distribución

distribución

Ex: The distribution center was located near major highways to facilitate quick deliveries .El centro de **distribución** estaba ubicado cerca de las principales autopistas para facilitar entregas rápidas.
inflation
[Sustantivo]

the ongoing increase in the general price level of goods and services in an economy over a period of time

inflación

inflación

Ex: Wages failed to keep up with inflation, affecting many households .Los salarios no lograron mantenerse al día con la **inflación**, afectando a muchos hogares.
welfare
[Sustantivo]

a financial aid provided by the government for people who are sick, unemployed, etc.

prestaciones sociales

prestaciones sociales

Ex: He applied for welfare after his injury prevented him from working .Solicitó **bienestar social** después de que su lesión le impidiera trabajar.
profit
[Sustantivo]

the sum of money that is gained after all expenses and taxes are paid

beneficios

beneficios

Ex: Without careful budgeting , it ’s difficult to achieve consistent profit.Sin una cuidadosa planificación presupuestaria, es difícil lograr un **beneficio** constante.

the level of wealth, welfare, comfort, and necessities available to an individual, group, country, etc.

nivel de vida

nivel de vida

Ex: Economic policies that promote job creation and income growth can positively impact standard of living for citizens .
balance
[Sustantivo]

the number showing the difference between the debit and credit sums of an account

saldo

saldo

Ex: The business maintained a healthy cash balance to cover operational expenses and unforeseen costs .El negocio mantuvo un **saldo** de efectivo saludable para cubrir los gastos operativos y los costos imprevistos.
bank statement
[Sustantivo]

a document given by a bank to an account holder, providing a summary of all financial transactions within a specified period

estado de cuenta, extracto de cuenta

estado de cuenta, extracto de cuenta

Ex: Online banking allows customers to access and download their bank statements electronically for convenience and record-keeping purposes .La **extracto bancario** permite a los clientes acceder y descargar sus extractos bancarios electrónicamente por conveniencia y para fines de mantenimiento de registros.
collapse
[Sustantivo]

a sudden decrease in something's value, such as a price or stock

colapso, derrumbamiento

colapso, derrumbamiento

Ex: The collapse of the housing market left many people unable to sell their homes .El **colapso** del mercado de la vivienda dejó a muchas personas incapaces de vender sus hogares.

(of prices, shares, etc.) to suddenly decrease in terms of amount or value

colapsar, derrumbarse

colapsar, derrumbarse

Ex: Investors panicked when cryptocurrency values collapsed overnight .Los inversores entraron en pánico cuando los valores de las criptomonedas **colapsaron** de la noche a la mañana.
decrease
[Sustantivo]

the amount by which something becomes less or smaller

disminución, descenso

disminución, descenso

Ex: The decrease in traffic congestion was attributed to people working from home during the pandemic .La **disminución** de la congestión del tráfico se atribuyó a las personas que trabajaban desde casa durante la pandemia.
loss
[Sustantivo]

money that is lost by a company, organization, or individual

perdidas financieras

perdidas financieras

Ex: Insurance helped cover some of the loss caused by the natural disaster .El seguro ayudó a cubrir parte de la **pérdida** causada por el desastre natural.
analyst
[Sustantivo]

a trained individual who evaluates information and data to provide insights and make informed decisions in various fields such as finance, economics, business, technology, etc.

analista

analista

Ex: Market analysts study consumer trends and competitor strategies to advise companies on marketing strategies .Los **analistas** de mercado estudian las tendencias de los consumidores y las estrategias de los competidores para asesorar a las empresas sobre estrategias de marketing.
banker
[Sustantivo]

a person who possesses or has a high rank in a bank or any other financial institution

banquero

banquero

Ex: Bankers are responsible for ensuring compliance with banking regulations and maintaining the financial health of the institution .Los **banqueros** son responsables de garantizar el cumplimiento de las regulaciones bancarias y de mantener la salud financiera de la institución.
to price
[Verbo]

to set an amount that is needed as payment for a product or a service

ponerle un precio a

ponerle un precio a

Ex: Last month , the retailer priced items strategically for the seasonal promotion .El mes pasado, el minorista **fijó los precios** de los artículos estratégicamente para la promoción estacional.

to get goods or services in exchange for money or other forms of payment

comprar

comprar

Ex: The family has recently purchased a new car for their daily commute .La familia ha **comprado** recientemente un coche nuevo para su desplazamiento diario.
rate
[Sustantivo]

a specified amount of money charged or paid for something

tasa, tarifa

tasa, tarifa

Ex: They were pleased to secure a rate of 3 % on their car loan .Estaban contentos de asegurar una **tasa** del 3% en su préstamo de auto.
to rip off
[Verbo]

to take advantage of someone by charging them too much money or selling them a defective product

estafar, timar

estafar, timar

Ex: I ca n't believe I got ripped off by that so-called " bargain " website .No puedo creer que me **estafaron** con ese sitio web de "gangas".
rip-off
[Sustantivo]

something that costs a lot more than its real value

estafa, timazo

estafa, timazo

Ex: Be careful when shopping online ; some deals are just rip-offs with inflated prices .Ten cuidado cuando compres en línea; algunas ofertas son solo **estafas** con precios inflados.
bull
[Sustantivo]

someone who buys or holds a certain asset or market expecting that their prices will increase, allowing them to sell at a profit

alcista, optimista

alcista, optimista

Ex: Bulls thrive in bullish markets , capitalizing on rising prices to achieve substantial profits .Los **toros** prosperan en los mercados alcistas, capitalizando el aumento de los precios para lograr ganancias sustanciales.
bear
[Sustantivo]

someone who sells financial instruments expecting that their prices will fall, allowing them to repurchase them later at a lower price and make a profit

oso

oso

Ex: Many bears thrive in bear markets by short-selling stocks .Muchos **osos** prosperan en los mercados bajistas vendiendo acciones en corto.
to run out
[Verbo]

to use the available supply of something, leaving too little or none

quedarse sin, agotar

quedarse sin, agotar

Ex: They run out of ideas and decided to take a break.Se **quedan sin** ideas y decidieron tomar un descanso.

a machine that allows customers to perform financial transactions such as withdrawals, deposits, transfers, etc.

cajero automático

cajero automático

Ex: She used the ATM to withdraw cash while traveling abroad.Ella usó el **cajero automático** para retirar efectivo mientras viajaba al extranjero.
refund
[Sustantivo]

an amount of money that is paid back because of returning goods to a store or one is not satisfied with the goods or services

reembolso

reembolso

Ex: He requested a refund for the concert tickets since the event was canceled .Solicitó un **reembolso** por los boletos del concierto ya que el evento fue cancelado.
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