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Lista de Palabras Nivel B2 - Dinero y Economía

Aquí aprenderás algunas palabras en inglés sobre el dinero, como "credit", "economy", "accounting", etc. preparadas para estudiantes de B2.

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CEFR B2 Vocabulary
to credit
[Verbo]

to add a sum of money to a bank account

abonar, ingresar

abonar, ingresar

Ex: The credited a monthly contribution to the child 's college fund account .
economy
[Sustantivo]

the system in which money, goods, and services are produced or distributed within a country or region

economía

economía

Ex: The global pandemic caused significant disruptions to economy, affecting businesses and employment worldwide .
economic
[Adjetivo]

relating to the production, distribution, and management of wealth and resources within a society or country

económico

económico

Ex: The report highlights economic disparities between urban and rural areas .
accounting
[Sustantivo]

a systematic process of recording, summarizing, analyzing, and reporting financial transactions and information of an organization or individual

contabilidad

contabilidad

Ex: Accounting software automates routine tasks such as bookkeeping and financial reporting , improving efficiency and accuracy in financial management .
asset
[Sustantivo]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

valor

valor

Ex: Goodwill , reflecting a company 's reputation and customer loyalty , is considered asset on its balance sheet .
budget
[Sustantivo]

the sum of money that is available to a person, an organization, etc. for a particular purpose and the plan according to which it will be spent

presupuesto

presupuesto

Ex: The project budget, leading to cuts in other areas .
capital
[Sustantivo]

money or property owned by a person or company that is used for investment or starting a business

capital

capital

Ex: He decided to invest capital in real estate , hoping for high returns .
debit
[Sustantivo]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

débito, cargo

débito, cargo

finance
[Sustantivo]

the act of managing large sums of money, especially by governments or corporations

finanzas

finanzas

Ex: The government introduced reforms to improve finance.
investment
[Sustantivo]

the act or process of putting money into something to gain profit

inversión

inversión

Ex: The government announced a investment in renewable energy projects to combat climate change .
financing
[Sustantivo]

the act of providing a sum of money for running a business, activity, project, or individual needs, typically through loans, investments, etc.

financiación

financiación

Ex: Financing options vary , from traditional bank loans to crowdfunding platforms and angel investors , each offering different terms and conditions based on the borrower 's needs and financial situation .
borrowing
[Sustantivo]

the act of getting money from a person or an organization with the agreement to repay the borrowed amount along with any related interest or fees within a specified period

préstamo

préstamo

Ex: The business decided to borrowing from a bank to finance its expansion plans .
debt
[Sustantivo]

the situation of owing money, usually when it is not easy to pay it back

estar endeudado

estar endeudado

Ex: The company took on debt, leading to financial difficulties .
grant
[Sustantivo]

an amount of money given by the government or another organization for a specific purpose

beca

beca

Ex: Startups often grants to support early-stage development before becoming profitable .
loan
[Sustantivo]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

préstamo, crédito

préstamo, crédito

Ex: They applied for loan to expand their business operations .
to possess
[Verbo]

to have something as one's own

poseer

poseer

Ex: The possesses an exquisite garden with rare flowers and sculptures .
distribution
[Sustantivo]

the process of supplying shops and other businesses with products to be sold

distribución

distribución

Ex: distribution center was located near major highways to facilitate quick deliveries .
inflation
[Sustantivo]

the ongoing increase in the general price level of goods and services in an economy over a period of time

inflación

inflación

Ex: Wages failed to keep up inflation, affecting many households .
welfare
[Sustantivo]

a financial aid provided by the government for people who are sick, unemployed, etc.

prestaciones sociales

prestaciones sociales

Ex: He applied welfare after his injury prevented him from working .
profit
[Sustantivo]

the sum of money that is gained after all expenses and taxes are paid

beneficios

beneficios

Ex: Without careful budgeting , it ’s difficult to achieve profit.

the level of wealth, welfare, comfort, and necessities available to an individual, group, country, etc.

nivel de vida

nivel de vida

balance
[Sustantivo]

the number showing the difference between the debit and credit sums of an account

saldo

saldo

Ex: The business maintained a healthy balance to cover operational expenses and unforeseen costs .
bank statement
[Sustantivo]

a document given by a bank to an account holder, providing a summary of all financial transactions within a specified period

estado de cuenta, extracto de cuenta

estado de cuenta, extracto de cuenta

Ex: Online banking allows customers to access and download bank statements electronically for convenience and record-keeping purposes .
collapse
[Sustantivo]

a sudden decrease in something's value, such as a price or stock

colapso, derrumbe

colapso, derrumbe

Ex: collapse of the housing market left many people unable to sell their homes .

(of prices, shares, etc.) to suddenly decrease in terms of amount or value

colapsar, caer

colapsar, caer

Ex: Investors panicked when cryptocurrency collapsed overnight .
decrease
[Sustantivo]

the amount by which something becomes less or smaller

disminución, descenso

disminución, descenso

loss
[Sustantivo]

money that is lost by a company, organization, or individual

perdidas financieras

perdidas financieras

Ex: Insurance helped cover some of loss caused by the natural disaster .
analyst
[Sustantivo]

a trained individual who evaluates information and data to provide insights and make informed decisions in various fields such as finance, economics, business, technology, etc.

analista

analista

Ex: analysts study consumer trends and competitor strategies to advise companies on marketing strategies .
banker
[Sustantivo]

a person who possesses or has a high rank in a bank or any other financial institution

banquero

banquero

Ex: Bankers are responsible for ensuring compliance with banking regulations and maintaining the financial health of the institution .
to price
[Verbo]

to set an amount that is needed as payment for a product or a service

ponerle un precio a

ponerle un precio a

Ex: Last month , the priced items strategically for the seasonal promotion .

to get goods or services in exchange for money or other forms of payment

comprar

comprar

Ex: The family has purchased a new car for their daily commute .
rate
[Sustantivo]

a specified amount of money charged or paid for something

tasa, tarifa

tasa, tarifa

Ex: They were pleased to secure rate of 3 % on their car loan .
to rip off
[Verbo]

to take advantage of someone by charging them too much money or selling them a defective product

estafar, timar

estafar, timar

rip-off
[Sustantivo]

something that costs a lot more than its real value

estafa, robo

estafa, robo

Ex: Be careful when shopping online ; some deals are rip-offs with inflated prices .
bull
[Sustantivo]

someone who buys or holds a certain asset or market expecting that their prices will increase, allowing them to sell at a profit

alcista, inversor optimista

alcista, inversor optimista

Ex: Bulls thrive in bullish markets , capitalizing on rising prices to achieve substantial profits .
bear
[Sustantivo]

someone who sells financial instruments expecting that their prices will fall, allowing them to repurchase them later at a lower price and make a profit

vendedor a la baja, especulador bajista

vendedor a la baja, especulador bajista

Ex: bears thrive in bear markets by short-selling stocks .
to run out
[Verbo]

to use the available supply of something, leaving too little or none

quedarse sin, agotar

quedarse sin, agotar

a machine that allows customers to perform financial transactions such as withdrawals, deposits, transfers, etc.

cajero automático

cajero automático

Ex: automated teller machine is conveniently located outside the bank , providing 24/7 access to customers .
refund
[Sustantivo]

an amount of money that is paid back because of returning goods to a store or one is not satisfied with the goods or services

reembolso

reembolso

Ex: He requested refund for the concert tickets since the event was canceled .
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