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B2 Level Wordlist - Money

Here you will learn some English words about money, such as "credit", "economy", "accounting", etc. prepared for B2 learners.

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CEFR B2 Vocabulary
to credit
[Verb]

to add a sum of money to a bank account

Ex: The parent credited a monthly contribution to the child 's college fund account .
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economy
[noun]

the system in which money, goods, and services are produced or distributed within a country or region

Ex: The global pandemic caused significant disruptions to the economy, affecting businesses and employment worldwide .
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economic
[Adjective]

relating to the production, distribution, and management of wealth and resources within a society or country

Ex: The report highlights the economic disparities between urban and rural areas .
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a systematic process of recording, summarizing, analyzing, and reporting financial transactions and information of an organization or individual

Ex: Accounting software automates routine tasks such as bookkeeping and financial reporting , improving efficiency and accuracy in financial management .
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asset
[noun]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

Ex: Goodwill , reflecting a company 's reputation and customer loyalty , is considered an asset on its balance sheet .
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budget
[noun]

the sum of money that is available to a person, an organization, etc. for a particular purpose and the plan according to which it will be spent

Ex: The project ran over budget, leading to cuts in other areas .
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capital
[noun]

money or property owned by a person or company that is used for investment or starting a business

Ex: He decided to invest his capital in real estate , hoping for high returns .
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debit
[noun]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

Ex: The software automatically applies debits and credits .
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finance
[noun]

the act of managing large sums of money, especially by governments or corporations

Ex: The government introduced reforms to improve national finance.
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the act or process of putting money into something to gain profit

Ex: The government announced a major investment in renewable energy projects to combat climate change .
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financing
[noun]

the act of providing a sum of money for running a business, activity, project, or individual needs, typically through loans, investments, etc.

Ex: Financing options vary , from traditional bank loans to crowdfunding platforms and angel investors , each offering different terms and conditions based on the borrower 's needs and financial situation .
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borrowing
[noun]

the act of getting money from a person or an organization with the agreement to repay the borrowed amount along with any related interest or fees within a specified period

Ex: The business decided to pursue borrowing from a bank to finance its expansion plans .
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debt
[noun]

the situation of owing money, usually when it is not easy to pay it back

Ex: The company took on too much debt, leading to financial difficulties .
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grant
[noun]

an amount of money given by the government or another organization for a specific purpose

Ex: Startups often rely on grants to support early-stage development before becoming profitable .
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loan
[noun]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

Ex: They applied for a loan to expand their business operations .
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to have something as one's own

Ex: The mansion possesses an exquisite garden with rare flowers and sculptures .
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the process of supplying shops and other businesses with products to be sold

Ex: The distribution center was located near major highways to facilitate quick deliveries .
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inflation
[noun]

the ongoing increase in the general price level of goods and services in an economy over a period of time

Ex: Wages failed to keep up with inflation, affecting many households .
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welfare
[noun]

a financial aid provided by the government for people who are sick, unemployed, etc.

Ex: He applied for welfare after his injury prevented him from working .
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profit
[noun]

the sum of money that is gained after all expenses and taxes are paid

Ex: Without careful budgeting , it ’s difficult to achieve consistent profit.
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the level of wealth, welfare, comfort, and necessities available to an individual, group, country, etc.

Ex: Economic policies that promote job creation and income growth can positively impact standard of living for citizens .
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balance
[noun]

the number showing the difference between the debit and credit sums of an account

Ex: The business maintained a healthy cash balance to cover operational expenses and unforeseen costs .
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a document given by a bank to an account holder, providing a summary of all financial transactions within a specified period

Ex: Online banking allows customers to access and download their bank statements electronically for convenience and record-keeping purposes .
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collapse
[noun]

a sudden decrease in something's value, such as a price or stock

Ex: The collapse of the housing market left many people unable to sell their homes .
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(of prices, shares, etc.) to suddenly decrease in terms of amount or value

Ex: Investors panicked when cryptocurrency values collapsed overnight .
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decrease
[noun]

the amount by which something becomes less or smaller

Ex: The decrease in traffic congestion was attributed to people working from home during the pandemic .
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loss
[noun]

money that is lost by a company, organization, or individual

Ex: Insurance helped cover some of the loss caused by the natural disaster .
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analyst
[noun]

a trained individual who evaluates information and data to provide insights and make informed decisions in various fields such as finance, economics, business, technology, etc.

Ex: Market analysts study consumer trends and competitor strategies to advise companies on marketing strategies .
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banker
[noun]

a person who possesses or has a high rank in a bank or any other financial institution

Ex: Bankers are responsible for ensuring compliance with banking regulations and maintaining the financial health of the institution .
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to price
[Verb]

to set an amount that is needed as payment for a product or a service

Ex: Last month , the retailer priced items strategically for the seasonal promotion .
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to get goods or services in exchange for money or other forms of payment

Ex: The family has recently purchased a new car for their daily commute .
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rate
[noun]

a specified amount of money charged or paid for something

Ex: They were pleased to secure a rate of 3 % on their car loan .
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to take advantage of someone by charging them too much money or selling them a defective product

Ex: I ca n't believe I got ripped off by that so-called " bargain " website .
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rip-off
[noun]

something that costs a lot more than its real value

Ex: Be careful when shopping online ; some deals are just rip-offs with inflated prices .
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bull
[noun]

someone who buys or holds a certain asset or market expecting that their prices will increase, allowing them to sell at a profit

Ex: Bulls thrive in bullish markets , capitalizing on rising prices to achieve substantial profits .
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bear
[noun]

someone who sells financial instruments expecting that their prices will fall, allowing them to repurchase them later at a lower price and make a profit

Ex: Many bears thrive in bear markets by short-selling stocks .
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to use the available supply of something, leaving too little or none

Ex: They run out of ideas and decided to take a break.
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a machine that allows customers to perform financial transactions such as withdrawals, deposits, transfers, etc.

Ex: She used the ATM to withdraw cash while traveling abroad.
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refund
[noun]

an amount of money that is paid back because of returning goods to a store or one is not satisfied with the goods or services

Ex: He requested a refund for the concert tickets since the event was canceled .
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B2 Level Wordlist
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