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B2 Level Wordlist - Money

Here you will learn some English words about money, such as "credit", "economy", "accounting", etc. prepared for B2 learners.

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CEFR B2 Vocabulary
to credit
to credit
[Verb]

to add a sum of money to a bank account

Ex: The employer credited the employee's salary to their bank account at the end of each month. 
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economy
economy
[noun]

the system in which money, goods, and services are produced or distributed within a country or region

Ex: The country's economy grew rapidly due to investments in technology and infrastructure. 
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economic
economic
[Adjective]

relating to the production, distribution, and management of wealth and resources within a society or country

Ex: Rising unemployment rates were a major economic concern during the recession. 
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accounting

the system or process of recording, analyzing, verifying, and reporting financial transactions

Ex: Accurate accounting helps a business understand its financial position. 
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asset
asset
[noun]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

Ex: Real estate is considered a valuable asset due to its potential for long-term appreciation and rental income. 
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budget
budget
[noun]

a specific amount of money set aside for a particular use

Ex: The project has a strict budget for equipment. 
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capital
capital
[noun]

assets used to generate more assets, especially in business or production

Ex: The company invested capital in new machinery. 
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debit
debit
[noun]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

Ex: The accountant recorded the purchase as a debit. 
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finance
finance
[noun]

the act of managing large sums of money, especially by governments or corporations

Ex: Poor finance planning led to the company's bankruptcy. 
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investment

the act or process of putting money into something to gain profit

Ex: She made a significant investment in stocks, hoping to see substantial returns over the next few years. 
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financing
financing
[noun]

the act of providing a sum of money for running a business, activity, project, or individual needs, typically through loans, investments, etc.

Ex: Government financing supports infrastructure projects like road construction and public transportation improvements. 
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borrowing
borrowing
[noun]

the act of getting money from a person or an organization with the agreement to repay the borrowed amount along with any related interest or fees within a specified period

Ex: Borrowing allows individuals and organizations to access capital they need for investments or expenses without needing to liquidate existing assets. 
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debt
debt
[noun]

the condition or state of owing money

Ex: She fell into debt after medical expenses. 
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grant
grant
[noun]

an amount of money given by the government or another organization for a specific purpose

Ex: The research team received a grant to fund their study on renewable energy. 
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loan
loan
[noun]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

Ex: She took out a loan to buy her first home, which she plans to repay over 30 years. 
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to possess

to have something as one's own

Ex: As an avid art collector, he possesses valuable paintings from renowned artists. 
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distribution

the process of supplying shops and other businesses with products to be sold

Ex: The company improved its distribution network to ensure products reach stores faster. 
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inflation
inflation
[noun]

the ongoing increase in the general price level of goods and services in an economy over a period of time

Ex: High inflation reduces the purchasing power of consumers. 
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welfare
welfare
[noun]

a financial aid provided by the government for people who are sick, unemployed, etc.

Ex: The government increased welfare benefits to support families during the economic downturn. 
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profit
profit
[noun]

the sum of money that is gained after all expenses and taxes are paid

Ex: The company reported a significant profit for the fiscal year, reflecting efficient operations and strong sales. 
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standard of living

the level of wealth, welfare, comfort, and necessities available to an individual, group, country, etc.

Ex: Improved infrastructure and healthcare services have contributed to a higher standard of living in urban areas. 
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balance
balance
[noun]

a state in an account where the total credits exactly equal the total debits, leaving no difference

Ex: After reconciling the books, the accountant confirmed the balance was zero. 
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bank statement

a document given by a bank to an account holder, providing a summary of all financial transactions within a specified period

Ex: John reviewed his bank statement to reconcile his records with his monthly expenses. 
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collapse
collapse
[noun]

a sudden decrease in something's value, such as a price or stock

Ex: The financial collapse led to widespread panic among investors. 
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to collapse

(of prices, shares, etc.) to suddenly decrease in terms of amount or value

Ex: The stock market collapsed after the unexpected economic report was released. 
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decrease
decrease
[noun]

the amount or degree by which something becomes smaller or less

Ex: Sales fell from $500,000 to $400,000, a decrease of 20 percent. 
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loss
loss
[noun]

money that is lost by a company, organization, or individual

Ex: The business reported a significant loss for the quarter due to declining sales. 
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analyst
analyst
[noun]

a person whose job is to examine information or a particular subject in detail and interpret or evaluate it

Ex: Financial analysts expect the company to report higher profits this year. 
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banker
banker
[noun]

a person who owns a bank or holds an important position in one

Ex: Laura worked as a banker in Chicago for nearly twenty years. 
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to price
to price
[Verb]

to set an amount that is needed as payment for a product or a service

Ex: Businesses carefully price their products to remain competitive in the market. 
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to purchase

to get goods or services in exchange for money or other forms of payment

Ex: Consumers often purchase goods and services to meet their needs and desires. 
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rate
rate
[noun]

a specified amount of money charged or paid for something

Ex: The bank offers a competitive interest rate on savings accounts. 
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to rip off

to take advantage of someone by charging them too much money or selling them a defective product

Ex: The store ripped off customers by selling counterfeit designer handbags at full price. 
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rip-off
rip-off
[noun]

something that costs a lot more than its real value

Ex: The concert tickets were a complete rip-off, costing twice as much as last year. 
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bull
bull
[noun]

an investor who expects prices to rise and buys assets in order to profit from the increase

Ex: Bulls expect the stock market to continue rising. 
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bear
bear
[noun]

someone who sells financial instruments expecting that their prices will fall, allowing them to repurchase them later at a lower price and make a profit

Ex: As a seasoned bear, he often profited from falling commodity prices. 
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to run out

to use the available supply of something, leaving too little or none

Ex: The restaurant unexpectedly ran out of the popular dish. 
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automated teller machine

a machine that allows customers to perform financial transactions such as withdrawals, deposits, transfers, etc.

Ex: The bank installed a new ATM in the shopping mall. 
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refund
refund
[noun]

an amount of money that is paid back because of returning goods to a store or one is not satisfied with the goods or services

Ex: She received a full refund after returning the defective shoes. 
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