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Listă de Cuvinte Nivel B2 - Bani

Aici veți învăța câteva cuvinte în engleză despre bani, cum ar fi "credit", "economie", "contabilitate" etc., pregătite pentru elevii de nivel B2.

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CEFR B2 Vocabulary
to credit
to credit
[verb]

to add a sum of money to a bank account

credita, transfera

credita, transfera

Ex: The customer credited their savings account with a large sum of money from their inheritance. 
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economy
economy
[substantiv]

the system in which money, goods, and services are produced or distributed within a country or region

economie

economie

Ex: High inflation rates can negatively impact an economy by reducing purchasing power and increasing costs. 
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economic
economic
[adjectiv]

relating to the production, distribution, and management of wealth and resources within a society or country

economic

economic

Ex: Rising unemployment rates were a major economic concern during the recession. 

Creșterea ratelor de șomaj a fost o preocupare economică majoră în timpul recesiunii.

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accounting
accounting
[substantiv]

the system or process of recording, analyzing, verifying, and reporting financial transactions

contabilitate,  contabilizare

contabilitate, contabilizare

Ex: Accurate accounting helps a business understand its financial position. 
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asset
asset
[substantiv]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

activ, resursă valoroasă

activ, resursă valoroasă

Ex: Human capital, such as knowledge, skills, and expertise, is an important asset for organizations seeking competitive advantage. 
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budget
budget
[substantiv]

a specific amount of money set aside for a particular use

buget, alocare bugetară

buget, alocare bugetară

Ex: The team stayed within the budget despite delays. 
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capital
capital
[substantiv]

assets used to generate more assets, especially in business or production

capital, fond

capital, fond

Ex: They raised capital to expand operations. 
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debit
debit
[substantiv]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

debit, înregistrare debit

debit, înregistrare debit

Ex: The accountant recorded the purchase as a debit. 

Contabilul a înregistrat achiziția ca un debit.

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finance
finance
[substantiv]

the act of managing large sums of money, especially by governments or corporations

finanțe, management financiar

finanțe, management financiar

Ex: The company hired an expert to handle its finance. 
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investment
investment
[substantiv]

the act or process of putting money into something to gain profit

investiție

investiție

Ex: Real estate investment can be a reliable source of passive income if managed properly. 
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financing
financing
[substantiv]

the act of providing a sum of money for running a business, activity, project, or individual needs, typically through loans, investments, etc.

finanțare, subvenționare

finanțare, subvenționare

Ex: Small businesses often seek financing from banks or alternative lenders to fund day-to-day operations and growth initiatives. 

Întreprinderile mici caută adesea finanțare de la bănci sau de la creditori alternativi pentru a finanța operațiunile zilnice și inițiativele de creștere.

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borrowing
borrowing
[substantiv]

the act of getting money from a person or an organization with the agreement to repay the borrowed amount along with any related interest or fees within a specified period

împrumut

împrumut

Ex: Many students rely on borrowing through student loans to finance their education and living expenses. 

Mulți studenți se bazează pe împrumut prin creditele studențești pentru a-și finanța educația și cheltuielile de trai.

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debt
debt
[substantiv]

the condition or state of owing money

datorie, îndatorare

datorie, îndatorare

Ex: The state of debt forced the business to restructure. 
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grant
grant
[substantiv]

an amount of money given by the government or another organization for a specific purpose

subvenție, bursă

subvenție, bursă

Ex: She applied for a grant to help cover the costs of her graduate education. 
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loan
loan
[substantiv]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

împrumut, credit

împrumut, credit

Ex: Small businesses often rely on loans to finance their startup costs. 
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to possess

to have something as one's own

poseda, avea

poseda, avea

Ex: As an avid art collector, he possesses valuable paintings from renowned artists. 
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distribution
distribution
[substantiv]

the process of supplying shops and other businesses with products to be sold

distribuție

distribuție

Ex: Efficient distribution is key to meeting customer demand in retail. 
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inflation
inflation
[substantiv]

the ongoing increase in the general price level of goods and services in an economy over a period of time

inflație, creșterea prețurilor

inflație, creșterea prețurilor

Ex: The government implemented policies to control inflation. 
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welfare
welfare
[substantiv]

a financial aid provided by the government for people who are sick, unemployed, etc.

asistență socială, bunăstare

asistență socială, bunăstare

Ex: She relied on welfare assistance while she was looking for a new job. 
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profit
profit
[substantiv]

the sum of money that is gained after all expenses and taxes are paid

profit,  beneficiu

profit, beneficiu

Ex: Investors seek opportunities to maximize profit by analyzing market trends and identifying potential growth sectors. 
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standard of living

the level of wealth, welfare, comfort, and necessities available to an individual, group, country, etc.

Ex: Improved infrastructure and healthcare services have contributed to a higher standard of living in urban areas. 
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balance
balance
[substantiv]

a state in an account where the total credits exactly equal the total debits, leaving no difference

sold, balanță

sold, balanță

Ex: The ledger showed a perfect balance between income and expenses. 
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bank statement
bank statement
[substantiv]

a document given by a bank to an account holder, providing a summary of all financial transactions within a specified period

extras de cont, situație bancară

extras de cont, situație bancară

Ex: John reviewed his bank statement to reconcile his records with his monthly expenses. 

John a examinat extrasul de cont bancar pentru a-și reconcilia înregistrările cu cheltuielile lunare.

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collapse
collapse
[substantiv]

a sudden decrease in something's value, such as a price or stock

colaps, prăbușire

colaps, prăbușire

Ex: The collapse of the tech bubble in the early 2000s caused massive losses in the stock market. 
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to collapse

(of prices, shares, etc.) to suddenly decrease in terms of amount or value

a se prăbuși, a se prăbuși

a se prăbuși, a se prăbuși

Ex: Housing prices collapsed during the recession, causing many homeowners to owe more than their properties were worth. 
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decrease
decrease
[substantiv]

the amount or degree by which something becomes smaller or less

scădere

scădere

Ex: Sales fell from $500,000 to $400,000, a decrease of 20 percent. 
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loss
loss
[substantiv]

money that is lost by a company, organization, or individual

pierdere, deficit

pierdere, deficit

Ex: After the fire, the company faced a substantial loss in inventory and equipment. 
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analyst
analyst
[substantiv]

a person whose job is to examine information or a particular subject in detail and interpret or evaluate it

analist,  analist financiar

analist, analist financiar

Ex: Financial analysts expect the company to report higher profits this year. 
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banker
banker
[substantiv]

a person who owns a bank or holds an important position in one

bancher

bancher

Ex: Laura worked as a banker in Chicago for nearly twenty years. 
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to price
to price
[verb]

to set an amount that is needed as payment for a product or a service

a stabili prețul, a prețui

a stabili prețul, a prețui

Ex: The artist decided to price their paintings based on factors like size and complexity. 
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to purchase

to get goods or services in exchange for money or other forms of payment

a cumpăra, a achiziționa

a cumpăra, a achiziționa

Ex: Online platforms provide convenient ways for individuals to purchase products from various vendors. 
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rate
rate
[substantiv]

a specified amount of money charged or paid for something

rată, tarif

rată, tarif

Ex: She negotiated a lower rate for her mortgage to reduce monthly payments. 
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to rip off

to take advantage of someone by charging them too much money or selling them a defective product

a păcăli pe cineva la bani, a cere prea mult sau a vinde marfă defectă

a păcăli pe cineva la bani, a cere prea mult sau a vinde marfă defectă

Ex: The store ripped off customers by selling counterfeit designer handbags at full price. 

Magazinul a înșelat clienții vânzând genți de designer contrafăcute la preț întreg.

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rip-off
rip-off
[substantiv]

something that costs a lot more than its real value

înşelătorie, escrocherie

înşelătorie, escrocherie

Ex: The concert tickets were a complete rip-off, costing twice as much as last year. 

Biletele de concert au fost o escrocherie totală, costând dublu față de anul trecut.

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bull
bull
[substantiv]

an investor who expects prices to rise and buys assets in order to profit from the increase

taur,  optimist

taur, optimist

Ex: Bulls expect the stock market to continue rising. 
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bear
bear
[substantiv]

someone who sells financial instruments expecting that their prices will fall, allowing them to repurchase them later at a lower price and make a profit

urs

urs

Ex: As a seasoned bear, he often profited from falling commodity prices. 
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to run out

to use the available supply of something, leaving too little or none

a rămâne fără, a epuiza

a rămâne fără, a epuiza

Ex: The restaurant unexpectedly ran out of the popular dish. 

Restaurantul a epuizat neașteptat preparatul popular.

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automated teller machine

a machine that allows customers to perform financial transactions such as withdrawals, deposits, transfers, etc.

bancomat, automat bancar

bancomat, automat bancar

Ex: The bank installed a new ATM in the shopping mall. 

Banca a instalat un nou bancomat în centrul comercial.

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refund
refund
[substantiv]

an amount of money that is paid back because of returning goods to a store or one is not satisfied with the goods or services

rambursare, restituire

rambursare, restituire

Ex: She received a full refund after returning the defective shoes. 

A primit o rambursare integrală după returnarea pantofilor defectuoși.

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