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Listă de Cuvinte Nivel B2 - Money

Aici veți învăța câteva cuvinte în limba engleză despre bani, precum „credit”, „economie”, „contabilitate”, etc., pregătite pentru cursanții B2.

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CEFR B2 Vocabulary
to credit
[verb]

to add a sum of money to a bank account

a credita, a adăuga

a credita, a adăuga

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economy
[substantiv]

the system in which money, goods, and services are produced or distributed within a country or region

economia, sistemul economic

economia, sistemul economic

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economic
[adjectiv]

relating to the production, distribution, and management of wealth and resources within a society or country

economic, economico-social

economic, economico-social

Ex: The report highlights economic disparities between urban and rural areas .
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accounting
[substantiv]

a systematic process of recording, summarizing, analyzing, and reporting financial transactions and information of an organization or individual

contabilitate, înregistrare financiară

contabilitate, înregistrare financiară

Ex: Accounting software automates routine tasks such as bookkeeping and financial reporting , improving efficiency and accuracy in financial management .
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asset
[substantiv]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

activ, bun

activ, bun

Ex: Goodwill , reflecting a company 's reputation and customer loyalty , is considered asset on its balance sheet .
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budget
[substantiv]

the sum of money that is available to a person, an organization, etc. for a particular purpose and the plan according to which it will be spent

buget, fond

buget, fond

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capital
[substantiv]

money or property owned by a person or company that is used for investment or starting a business

capital, capital social

capital, capital social

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debit
[substantiv]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

debit, cheltuială

debit, cheltuială

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finance
[substantiv]

the act of managing large sums of money, especially by governments or corporations

finanțe, finanțare

finanțe, finanțare

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investment
[substantiv]

the act or process of putting money into something to gain profit

investiție, plasament

investiție, plasament

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financing
[substantiv]

the act of providing a sum of money for running a business, activity, project, or individual needs, typically through loans, investments, etc.

finanțare, finanțare de afaceri

finanțare, finanțare de afaceri

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borrowing
[substantiv]

the act of getting money from a person or an organization with the agreement to repay the borrowed amount along with any related interest or fees within a specified period

împrumutare, împrumut

împrumutare, împrumut

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debt
[substantiv]

the situation of owing money, usually when it is not easy to pay it back

datorie, îndatorare

datorie, îndatorare

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grant
[substantiv]

an amount of money given by the government or another organization for a specific purpose

subvenție, finanțare

subvenție, finanțare

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loan
[substantiv]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

împrumut, credit

împrumut, credit

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to have something as one's own

a deține, a poseda

a deține, a poseda

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distribution
[substantiv]

the process of supplying shops and other businesses with products to be sold

distribuție, distribuirea

distribuție, distribuirea

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inflation
[substantiv]

the ongoing increase in the general price level of goods and services in an economy over a period of time

inflație, creștere a prețurilor

inflație, creștere a prețurilor

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welfare
[substantiv]

a financial aid provided by the government for people who are sick, unemployed, etc.

asistență socială, ajutoare sociale

asistență socială, ajutoare sociale

Ex: He applied welfare after his injury prevented him from working .
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profit
[substantiv]

the sum of money that is gained after all expenses and taxes are paid

profit, câștig

profit, câștig

Ex: Without careful budgeting , it ’s difficult to achieve profit.
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the level of wealth, welfare, comfort, and necessities available to an individual, group, country, etc.

Ex: Economic policies that promote job creation and income growth can positively impact standard of living for citizens .
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balance
[substantiv]

the number showing the difference between the debit and credit sums of an account

sold, bilanț

sold, bilanț

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bank statement
[substantiv]

a document given by a bank to an account holder, providing a summary of all financial transactions within a specified period

extras de cont, declarație de cont

extras de cont, declarație de cont

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collapse
[substantiv]

a sudden decrease in something's value, such as a price or stock

colaps, prăbușire

colaps, prăbușire

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(of prices, shares, etc.) to suddenly decrease in terms of amount or value

a colapsa, a cădea

a colapsa, a cădea

Ex: Investors panicked when cryptocurrency collapsed overnight .
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decrease
[substantiv]

the amount by which something becomes less or smaller

scădere, diminutivare

scădere, diminutivare

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loss
[substantiv]

money that is lost by a company, organization, or individual

pierdere, deficit

pierdere, deficit

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analyst
[substantiv]

a trained individual who evaluates information and data to provide insights and make informed decisions in various fields such as finance, economics, business, technology, etc.

analist, analizator

analist, analizator

Ex: analysts study consumer trends and competitor strategies to advise companies on marketing strategies .
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banker
[substantiv]

a person who possesses or has a high rank in a bank or any other financial institution

bancher, funcționar bancar

bancher, funcționar bancar

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to price
[verb]

to set an amount that is needed as payment for a product or a service

a prețui, a evalua

a prețui, a evalua

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to get goods or services in exchange for money or other forms of payment

a cumpăra, a achiziționa

a cumpăra, a achiziționa

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rate
[substantiv]

a specified amount of money charged or paid for something

rată, tarif

rată, tarif

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to take advantage of someone by charging them too much money or selling them a defective product

a înșela, a păcăli

a înșela, a păcăli

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rip-off
[substantiv]

something that costs a lot more than its real value

o înșelătorie, o povară financiară

o înșelătorie, o povară financiară

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bull
[substantiv]

someone who buys or holds a certain asset or market expecting that their prices will increase, allowing them to sell at a profit

bull, băiat de bursă

bull, băiat de bursă

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bear
[substantiv]

someone who sells financial instruments expecting that their prices will fall, allowing them to repurchase them later at a lower price and make a profit

vânzător în scădere, speculator pe piața în scădere

vânzător în scădere, speculator pe piața în scădere

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to use the available supply of something, leaving too little or none

a se epuiza, a termina

a se epuiza, a termina

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a machine that allows customers to perform financial transactions such as withdrawals, deposits, transfers, etc.

bancomat, automat de plată

bancomat, automat de plată

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refund
[substantiv]

an amount of money that is paid back because of returning goods to a store or one is not satisfied with the goods or services

restituire, returnare

restituire, returnare

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