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Listă de Cuvinte Nivel B2 - Money

Aici veți învăța câteva cuvinte în engleză despre bani, cum ar fi "credit", "economie", "contabilitate" etc., pregătite pentru elevii de nivel B2.

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CEFR B2 Vocabulary
to credit
to credit
[verb]

to add a sum of money to a bank account

credita, transfera

credita, transfera

Ex: The employer credited the employee's salary to their bank account at the end of each month. 
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economy
economy
[substantiv]

the system in which money, goods, and services are produced or distributed within a country or region

economie

economie

Ex: The country's economy grew rapidly due to investments in technology and infrastructure. 
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economic
economic
[adjectiv]

relating to the production, distribution, and management of wealth and resources within a society or country

economic

economic

Ex: Rising unemployment rates were a major economic concern during the recession. 
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accounting
accounting
[substantiv]

a systematic process of recording, summarizing, analyzing, and reporting financial transactions and information of an organization or individual

contabilitate, management financiar

contabilitate, management financiar

Ex: The accounting department prepares financial statements such as the balance sheet and income statement to reflect the financial position and performance of the company. 
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asset
asset
[substantiv]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

activ, resursă valoroasă

activ, resursă valoroasă

Ex: Real estate is considered a valuable asset due to its potential for long-term appreciation and rental income. 
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budget
budget
[substantiv]

a specific amount of money set aside for a particular use

buget, alocare bugetară

buget, alocare bugetară

Ex: The project has a strict budget for equipment. 
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capital
capital
[substantiv]

assets used to generate more assets, especially in business or production

capital, fond

capital, fond

Ex: The company invested capital in new machinery. 
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debit
debit
[substantiv]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

debit, înregistrare debit

debit, înregistrare debit

Ex: The accountant recorded the purchase as a debit. 
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finance
finance
[substantiv]

the act of managing large sums of money, especially by governments or corporations

finanțe, management financiar

finanțe, management financiar

Ex: Poor finance planning led to the company's bankruptcy. 
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investment
investment
[substantiv]

the act or process of putting money into something to gain profit

investiție

investiție

Ex: She made a significant investment in stocks, hoping to see substantial returns over the next few years. 
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financing
financing
[substantiv]

the act of providing a sum of money for running a business, activity, project, or individual needs, typically through loans, investments, etc.

finanțare, subvenționare

finanțare, subvenționare

Ex: Government financing supports infrastructure projects like road construction and public transportation improvements. 
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borrowing
borrowing
[substantiv]

the act of getting money from a person or an organization with the agreement to repay the borrowed amount along with any related interest or fees within a specified period

împrumut

împrumut

Ex: Borrowing allows individuals and organizations to access capital they need for investments or expenses without needing to liquidate existing assets. 
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debt
debt
[substantiv]

the condition or state of owing money

datorie, îndatorare

datorie, îndatorare

Ex: She fell into debt after medical expenses. 
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grant
grant
[substantiv]

an amount of money given by the government or another organization for a specific purpose

subvenție, bursă

subvenție, bursă

Ex: The research team received a grant to fund their study on renewable energy. 
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loan
loan
[substantiv]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

împrumut, credit

împrumut, credit

Ex: She took out a loan to buy her first home, which she plans to repay over 30 years. 
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to possess

to have something as one's own

poseda, avea

poseda, avea

Ex: As an avid art collector, he possesses valuable paintings from renowned artists. 
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distribution
distribution
[substantiv]

the process of supplying shops and other businesses with products to be sold

distribuție

distribuție

Ex: The company improved its distribution network to ensure products reach stores faster. 
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inflation
inflation
[substantiv]

the ongoing increase in the general price level of goods and services in an economy over a period of time

inflație, creșterea prețurilor

inflație, creșterea prețurilor

Ex: High inflation reduces the purchasing power of consumers. 
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welfare
welfare
[substantiv]

a financial aid provided by the government for people who are sick, unemployed, etc.

asistență socială, bunăstare

asistență socială, bunăstare

Ex: The government increased welfare benefits to support families during the economic downturn. 
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profit
profit
[substantiv]

the sum of money that is gained after all expenses and taxes are paid

profit,  beneficiu

profit, beneficiu

Ex: The company reported a significant profit for the fiscal year, reflecting efficient operations and strong sales. 
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standard of living

the level of wealth, welfare, comfort, and necessities available to an individual, group, country, etc.

Ex: Improved infrastructure and healthcare services have contributed to a higher standard of living in urban areas. 
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balance
balance
[substantiv]

a state in an account where the total credits exactly equal the total debits, leaving no difference

sold, balanță

sold, balanță

Ex: After reconciling the books, the accountant confirmed the balance was zero. 
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bank statement
bank statement
[substantiv]

a document given by a bank to an account holder, providing a summary of all financial transactions within a specified period

extras de cont, situație bancară

extras de cont, situație bancară

Ex: John reviewed his bank statement to reconcile his records with his monthly expenses. 
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collapse
collapse
[substantiv]

a sudden decrease in something's value, such as a price or stock

colaps, prăbușire

colaps, prăbușire

Ex: The financial collapse led to widespread panic among investors. 
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to collapse

(of prices, shares, etc.) to suddenly decrease in terms of amount or value

a se prăbuși, a se prăbuși

a se prăbuși, a se prăbuși

Ex: The stock market collapsed after the unexpected economic report was released. 
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decrease
decrease
[substantiv]

the quantity or amount by which something is reduced

scădere, reducere

scădere, reducere

Ex: The population saw a decrease of 5% this year. 
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loss
loss
[substantiv]

money that is lost by a company, organization, or individual

pierdere, deficit

pierdere, deficit

Ex: The business reported a significant loss for the quarter due to declining sales. 
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analyst
analyst
[substantiv]

a trained individual who evaluates information and data to provide insights and make informed decisions in various fields such as finance, economics, business, technology, etc.

analist, expert-analist

analist, expert-analist

Ex: The market analyst predicted a surge in stock prices based on recent economic indicators. 
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banker
banker
[substantiv]

a person who possesses or has a high rank in a bank or any other financial institution

bancher, director de bancă

bancher, director de bancă

Ex: As a banker, she oversees the lending operations and financial services offered to clients. 
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to price
to price
[verb]

to set an amount that is needed as payment for a product or a service

a stabili prețul, a prețui

a stabili prețul, a prețui

Ex: Businesses carefully price their products to remain competitive in the market. 
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to purchase

to get goods or services in exchange for money or other forms of payment

a cumpăra, a achiziționa

a cumpăra, a achiziționa

Ex: Consumers often purchase goods and services to meet their needs and desires. 
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rate
rate
[substantiv]

a specified amount of money charged or paid for something

rată, tarif

rată, tarif

Ex: The bank offers a competitive interest rate on savings accounts. 
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to rip off

to take advantage of someone by charging them too much money or selling them a defective product

înșela, frauda

înșela, frauda

Ex: The store ripped off customers by selling counterfeit designer handbags at full price. 
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rip-off
rip-off
[substantiv]

something that costs a lot more than its real value

înşelătorie, escrocherie

înşelătorie, escrocherie

Ex: The concert tickets were a complete rip-off, costing twice as much as last year. 
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bull
bull
[substantiv]

someone who buys or holds a certain asset or market expecting that their prices will increase, allowing them to sell at a profit

taur, optimist

taur, optimist

Ex: The bull invested heavily in tech stocks, confident that their prices would surge in the coming months. 
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bear
bear
[substantiv]

someone who sells financial instruments expecting that their prices will fall, allowing them to repurchase them later at a lower price and make a profit

urs

urs

Ex: As a seasoned bear, he often profited from falling commodity prices. 
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to run out

to use the available supply of something, leaving too little or none

a rămâne fără, a epuiza

a rămâne fără, a epuiza

Ex: The restaurant unexpectedly ran out of the popular dish. 
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automated teller machine

a machine that allows customers to perform financial transactions such as withdrawals, deposits, transfers, etc.

bancomat, automat bancar

bancomat, automat bancar

Ex: The bank installed a new ATM in the shopping mall. 
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refund
refund
[substantiv]

an amount of money that is paid back because of returning goods to a store or one is not satisfied with the goods or services

rambursare, restituire

rambursare, restituire

Ex: She received a full refund after returning the defective shoes. 
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