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B2レベルの単語リスト - Money

ここでは、「クレジット」、「経済」、「会計」など、B2レベルの学習者向けに準備されたお金に関するいくつかの英単語を学びます。

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CEFR B2 Vocabulary
to credit
[動詞]

to add a sum of money to a bank account

入金する, 振り込む

入金する, 振り込む

Ex: The parent credited a monthly contribution to the child 's college fund account .親は子供の大学資金口座に毎月の寄付を**入金**しました。
economy
[名詞]

the system in which money, goods, and services are produced or distributed within a country or region

経済

経済

Ex: The global pandemic caused significant disruptions to the economy, affecting businesses and employment worldwide .世界的なパンデミックは**経済**に重大な混乱を引き起こし、世界中の企業と雇用に影響を与えました。
economic
[形容詞]

relating to the production, distribution, and management of wealth and resources within a society or country

経済の

経済の

Ex: The report highlights the economic disparities between urban and rural areas .報告書は、都市部と農村部の間の**経済的**格差を強調しています。
accounting
[名詞]

a systematic process of recording, summarizing, analyzing, and reporting financial transactions and information of an organization or individual

会計, 財務管理

会計, 財務管理

Ex: Accounting software automates routine tasks such as bookkeeping and financial reporting , improving efficiency and accuracy in financial management .**会計**ソフトウェアは、簿記や財務報告などの日常業務を自動化し、財務管理の効率と精度を向上させます。
asset
[名詞]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

資産, 貴重な資源

資産, 貴重な資源

Ex: Goodwill , reflecting a company 's reputation and customer loyalty , is considered an asset on its balance sheet .
budget
[名詞]

the sum of money that is available to a person, an organization, etc. for a particular purpose and the plan according to which it will be spent

予算, 財政計画

予算, 財政計画

Ex: The project ran over budget, leading to cuts in other areas .プロジェクトは**予算**を超過し、他の分野での削減につながった。
capital
[名詞]

money or property owned by a person or company that is used for investment or starting a business

資本, 資金

資本, 資金

Ex: He decided to invest his capital in real estate , hoping for high returns .彼は高いリターンを期待して、**資本**を不動産に投資することに決めた。
debit
[名詞]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

借方, 借方記入

借方, 借方記入

Ex: The software automatically applies debits and credits .ソフトウェアは自動的に**借方**と貸方を適用します。
finance
[名詞]

the act of managing large sums of money, especially by governments or corporations

財務, 財務管理

財務, 財務管理

Ex: The government introduced reforms to improve national finance.政府は国家**財政**を改善するための改革を導入しました。
investment
[名詞]

the act or process of putting money into something to gain profit

投資

投資

Ex: The government announced a major investment in renewable energy projects to combat climate change .政府は気候変動と戦うために再生可能エネルギープロジェクトへの大きな**投資**を発表しました。
financing
[名詞]

the act of providing a sum of money for running a business, activity, project, or individual needs, typically through loans, investments, etc.

資金調達, 融資

資金調達, 融資

Ex: Financing options vary , from traditional bank loans to crowdfunding platforms and angel investors , each offering different terms and conditions based on the borrower 's needs and financial situation .**資金調達**のオプションは、伝統的な銀行ローンからクラウドファンディングプラットフォームやエンジェル投資家まで様々で、それぞれが借り手のニーズと財務状況に基づいて異なる条件を提供しています。
borrowing
[名詞]

the act of getting money from a person or an organization with the agreement to repay the borrowed amount along with any related interest or fees within a specified period

借入

借入

Ex: The business decided to pursue borrowing from a bank to finance its expansion plans .その企業は、拡張計画を資金調達するために銀行からの**借り入れ**を追求することを決めた。
debt
[名詞]

the situation of owing money, usually when it is not easy to pay it back

借金

借金

Ex: The company took on too much debt, leading to financial difficulties .会社はあまりにも多くの**借金**を抱え、財政難に陥りました。
grant
[名詞]

an amount of money given by the government or another organization for a specific purpose

助成金, 奨学金

助成金, 奨学金

Ex: Startups often rely on grants to support early-stage development before becoming profitable .スタートアップは、利益を上げる前に初期段階の開発を支援するため、しばしば**助成金**に頼ります。
loan
[名詞]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

ローン, 借入

ローン, 借入

Ex: They applied for a loan to expand their business operations .彼らは事業運営を拡大するために**ローン**を申請した。
to possess
[動詞]

to have something as one's own

所有する, 持っている

所有する, 持っている

Ex: The mansion possesses an exquisite garden with rare flowers and sculptures .その大邸宅は珍しい花と彫刻のある素晴らしい庭を**所有しています**。
distribution
[名詞]

the process of supplying shops and other businesses with products to be sold

配布

配布

Ex: The distribution center was located near major highways to facilitate quick deliveries .**配送**センターは、迅速な配達を容易にするために主要な高速道路の近くに位置していました。
inflation
[名詞]

the ongoing increase in the general price level of goods and services in an economy over a period of time

インフレ, 物価上昇

インフレ, 物価上昇

Ex: Wages failed to keep up with inflation, affecting many households .賃金は**インフレ**に追いつかず、多くの世帯に影響を与えた。
welfare
[名詞]

a financial aid provided by the government for people who are sick, unemployed, etc.

福祉, 生活保護

福祉, 生活保護

Ex: He applied for welfare after his injury prevented him from working .彼は怪我で働けなくなった後、**福祉**を申請しました。
profit
[名詞]

the sum of money that is gained after all expenses and taxes are paid

利益,  収益

利益, 収益

Ex: Without careful budgeting , it ’s difficult to achieve consistent profit.注意深い予算編成なしでは、一貫した**利益**を達成するのは難しい。

the level of wealth, welfare, comfort, and necessities available to an individual, group, country, etc.

Ex: Economic policies that promote job creation and income growth can positively impact standard of living for citizens .
balance
[名詞]

the number showing the difference between the debit and credit sums of an account

残高

残高

Ex: The business maintained a healthy cash balance to cover operational expenses and unforeseen costs .その事業は、運営費と予期せぬ費用を賄うために健全な現金**残高**を維持しました。

a document given by a bank to an account holder, providing a summary of all financial transactions within a specified period

銀行取引明細書, 口座明細

銀行取引明細書, 口座明細

Ex: Online banking allows customers to access and download their bank statements electronically for convenience and record-keeping purposes .**銀行取引明細書**により、顧客は利便性と記録保持のために、電子形式で銀行取引明細書にアクセスしダウンロードすることができます。
collapse
[名詞]

a sudden decrease in something's value, such as a price or stock

崩壊, 暴落

崩壊, 暴落

Ex: The collapse of the housing market left many people unable to sell their homes .住宅市場の**崩壊**により、多くの人々が家を売れなくなった。
to collapse
[動詞]

(of prices, shares, etc.) to suddenly decrease in terms of amount or value

崩壊する, 急落する

崩壊する, 急落する

Ex: Investors panicked when cryptocurrency values collapsed overnight .暗号通貨の価値が一夜にして**暴落**したとき、投資家はパニックに陥りました。
decrease
[名詞]

the amount by which something becomes less or smaller

減少, 低下

減少, 低下

Ex: The decrease in traffic congestion was attributed to people working from home during the pandemic .交通渋滞の**減少**は、パンデミック中に人々が在宅勤務していたためだとされた。
loss
[名詞]

money that is lost by a company, organization, or individual

損失, 赤字

損失, 赤字

Ex: Insurance helped cover some of the loss caused by the natural disaster .保険は自然災害による一部の**損失**をカバーするのに役立ちました。
analyst
[名詞]

a trained individual who evaluates information and data to provide insights and make informed decisions in various fields such as finance, economics, business, technology, etc.

アナリスト, 専門アナリスト

アナリスト, 専門アナリスト

Ex: Market analysts study consumer trends and competitor strategies to advise companies on marketing strategies .市場**アナリスト**は、企業にマーケティング戦略を助言するために、消費者の動向と競合他社の戦略を研究します。
banker
[名詞]

a person who possesses or has a high rank in a bank or any other financial institution

銀行家, 銀行のディレクター

銀行家, 銀行のディレクター

Ex: Bankers are responsible for ensuring compliance with banking regulations and maintaining the financial health of the institution .**銀行家**は、銀行規制の遵守を確保し、機関の財務健全性を維持する責任があります。
to price
[動詞]

to set an amount that is needed as payment for a product or a service

価格を設定する, 値付けする

価格を設定する, 値付けする

Ex: Last month , the retailer priced items strategically for the seasonal promotion .先月、小売業者は季節プロモーションのために戦略的に商品を**価格設定**しました。
to purchase
[動詞]

to get goods or services in exchange for money or other forms of payment

購入する, 買う

購入する, 買う

Ex: The family has recently purchased a new car for their daily commute .その家族は最近、日常の通勤のために新しい車を**購入**しました。
rate
[名詞]

a specified amount of money charged or paid for something

レート, 料金

レート, 料金

Ex: They were pleased to secure a rate of 3 % on their car loan .彼らは車のローンで3%の**金利**を確保できて喜んでいました。
to rip off
[動詞]

to take advantage of someone by charging them too much money or selling them a defective product

騙す, ぼる

騙す, ぼる

Ex: I ca n't believe I got ripped off by that so-called " bargain " website .あの「お買い得」サイトに**騙された**なんて信じられない。
rip-off
[名詞]

something that costs a lot more than its real value

ぼったくり, 詐欺

ぼったくり, 詐欺

Ex: Be careful when shopping online ; some deals are just rip-offs with inflated prices .オンラインショッピングの際は注意してください。一部の取引は、価格が吊り上げられたただの**ぼったくり**です。
bull
[名詞]

someone who buys or holds a certain asset or market expecting that their prices will increase, allowing them to sell at a profit

強気, 楽観主義者

強気, 楽観主義者

Ex: Bulls thrive in bullish markets , capitalizing on rising prices to achieve substantial profits .**強気筋**は強気市場で繁栄し、価格の上昇を利用して実質的な利益を達成します。
bear
[名詞]

someone who sells financial instruments expecting that their prices will fall, allowing them to repurchase them later at a lower price and make a profit

熊

Ex: Many bears thrive in bear markets by short-selling stocks .多くの**ベア**は、空売りによってベアマーケットで繁栄しています。
to run out
[動詞]

to use the available supply of something, leaving too little or none

尽きる, なくなる

尽きる, なくなる

Ex: They run out of ideas and decided to take a break.彼らはアイデアを**使い果たし**、休憩を取ることに決めた。

a machine that allows customers to perform financial transactions such as withdrawals, deposits, transfers, etc.

現金自動預け払い機, ATM

現金自動預け払い機, ATM

Ex: She used the ATM to withdraw cash while traveling abroad.彼女は海外旅行中に現金を引き出すために**ATM**を使いました。
refund
[名詞]

an amount of money that is paid back because of returning goods to a store or one is not satisfied with the goods or services

返金, 払い戻し

返金, 払い戻し

Ex: He requested a refund for the concert tickets since the event was canceled .彼はコンサートのチケット代の**返金**を求めた、なぜならイベントがキャンセルされたからだ。
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