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Listahan ng mga Salita sa Antas B2 - Money

Dito matututo ka ng ilang salitang Ingles tungkol sa pera, tulad ng "credit", "economy", "accounting", atbp., na inihanda para sa mga mag-aaral ng antas B2.

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CEFR B2 Vocabulary
to credit
[Pandiwa]

to add a sum of money to a bank account

magkredito, maglipat

magkredito, maglipat

Ex: The parent credited a monthly contribution to the child 's college fund account .Ang magulang ay **nagkredito** ng buwanang kontribusyon sa account ng pondo sa kolehiyo ng anak.
economy
[Pangngalan]

the system in which money, goods, and services are produced or distributed within a country or region

ekonomiya

ekonomiya

Ex: The global pandemic caused significant disruptions to the economy, affecting businesses and employment worldwide .Ang global na pandemya ay nagdulot ng malaking pagkagambala sa **ekonomiya**, na nakakaapekto sa mga negosyo at trabaho sa buong mundo.
economic
[pang-uri]

relating to the production, distribution, and management of wealth and resources within a society or country

ekonomiko

ekonomiko

Ex: The report highlights the economic disparities between urban and rural areas .Ang ulat ay nagha-highlight sa mga **ekonomikong** pagkakaiba sa pagitan ng urban at rural na mga lugar.
accounting
[Pangngalan]

a systematic process of recording, summarizing, analyzing, and reporting financial transactions and information of an organization or individual

accounting, pamamahala sa pananalapi

accounting, pamamahala sa pananalapi

Ex: Accounting software automates routine tasks such as bookkeeping and financial reporting , improving efficiency and accuracy in financial management .Ang software ng **accounting** ay nag-o-automate ng mga rutinong gawain tulad ng bookkeeping at financial reporting, na nagpapabuti sa kahusayan at kawastuhan sa pamamahala ng pananalapi.
asset
[Pangngalan]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

asset, mahalagang mapagkukunan

asset, mahalagang mapagkukunan

Ex: Goodwill , reflecting a company 's reputation and customer loyalty , is considered an asset on its balance sheet .
budget
[Pangngalan]

the sum of money that is available to a person, an organization, etc. for a particular purpose and the plan according to which it will be spent

badyet, plano sa pananalapi

badyet, plano sa pananalapi

Ex: The project ran over budget, leading to cuts in other areas .Ang proyekto ay lumampas sa **badyet**, na nagdulot ng pagbawas sa ibang mga lugar.
capital
[Pangngalan]

money or property owned by a person or company that is used for investment or starting a business

kapital, pondo

kapital, pondo

Ex: He decided to invest his capital in real estate , hoping for high returns .Nagpasya siyang mamuhunan ng kanyang **kapital** sa real estate, na umaasa sa mataas na kita.
debit
[Pangngalan]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

debit, pagkakarga

debit, pagkakarga

Ex: The software automatically applies debits and credits .Ang software ay awtomatikong naglalapat ng mga **debit** at credit.
finance
[Pangngalan]

the act of managing large sums of money, especially by governments or corporations

pananalapi, pamamahala ng pananalapi

pananalapi, pamamahala ng pananalapi

Ex: The government introduced reforms to improve national finance.Ang pamahalaan ay nagpakilala ng mga reporma upang mapabuti ang pambansang **pananalapi**.
investment
[Pangngalan]

the act or process of putting money into something to gain profit

pamumuhunan

pamumuhunan

Ex: The government announced a major investment in renewable energy projects to combat climate change .Inanunsyo ng pamahalaan ang isang malaking **pamumuhunan** sa mga proyekto ng renewable energy upang labanan ang pagbabago ng klima.
financing
[Pangngalan]

the act of providing a sum of money for running a business, activity, project, or individual needs, typically through loans, investments, etc.

pagsasapondo, pagpopondo

pagsasapondo, pagpopondo

Ex: Financing options vary , from traditional bank loans to crowdfunding platforms and angel investors , each offering different terms and conditions based on the borrower 's needs and financial situation .Ang mga opsyon sa **pondo** ay nag-iiba, mula sa tradisyonal na mga pautang sa bangko hanggang sa mga platform ng crowdfunding at mga angel investor, bawat isa ay nag-aalok ng iba't ibang mga tuntunin at kundisyon batay sa mga pangangailangan at sitwasyong pinansyal ng nanghihiram.
borrowing
[Pangngalan]

the act of getting money from a person or an organization with the agreement to repay the borrowed amount along with any related interest or fees within a specified period

paghiram

paghiram

Ex: The business decided to pursue borrowing from a bank to finance its expansion plans .Nagpasya ang negosyo na ituloy ang **paghihiram** mula sa isang bangko upang pondohan ang mga plano nitong pagpapalawak.
debt
[Pangngalan]

the situation of owing money, usually when it is not easy to pay it back

utang

utang

Ex: The company took on too much debt, leading to financial difficulties .Ang kumpanya ay umako ng labis na **utang**, na nagdulot ng mga paghihirap sa pananalapi.
grant
[Pangngalan]

an amount of money given by the government or another organization for a specific purpose

grant, bursary

grant, bursary

Ex: Startups often rely on grants to support early-stage development before becoming profitable .Ang mga startup ay madalas na umaasa sa **mga grant** upang suportahan ang maagang yugto ng pag-unlad bago maging kumikita.
loan
[Pangngalan]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

pautang, hulog

pautang, hulog

Ex: They applied for a loan to expand their business operations .Nag-apply sila para sa isang **loan** upang palawakin ang kanilang mga operasyon sa negosyo.
to possess
[Pandiwa]

to have something as one's own

magmay-ari, mayroon

magmay-ari, mayroon

Ex: The mansion possesses an exquisite garden with rare flowers and sculptures .Ang mansyon ay **may** isang napakagandang hardin na may mga pambihirang bulaklak at iskultura.
distribution
[Pangngalan]

the process of supplying shops and other businesses with products to be sold

pamamahagi

pamamahagi

Ex: The distribution center was located near major highways to facilitate quick deliveries .Ang sentro ng **pamamahagi** ay matatagpuan malapit sa mga pangunahing highway upang mapadali ang mabilis na paghahatid.
inflation
[Pangngalan]

the ongoing increase in the general price level of goods and services in an economy over a period of time

implasyon, pagtaas ng presyo

implasyon, pagtaas ng presyo

Ex: Wages failed to keep up with inflation, affecting many households .Hindi nakasabay ang mga sahod sa **inflation**, na apektado ang maraming sambahayan.
welfare
[Pangngalan]

a financial aid provided by the government for people who are sick, unemployed, etc.

kagalingan, tulong panlipunan

kagalingan, tulong panlipunan

Ex: He applied for welfare after his injury prevented him from working .Nag-apply siya para sa **welfare** matapos na pigilan siyang magtrabaho ng kanyang injury.
profit
[Pangngalan]

the sum of money that is gained after all expenses and taxes are paid

tubo,  kita

tubo, kita

Ex: Without careful budgeting , it ’s difficult to achieve consistent profit.Kung walang maingat na pagbabadyet, mahirap makamit ang tuluy-tuloy na **kita**.

the level of wealth, welfare, comfort, and necessities available to an individual, group, country, etc.

Ex: Economic policies that promote job creation and income growth can positively impact standard of living for citizens .
balance
[Pangngalan]

the number showing the difference between the debit and credit sums of an account

balanse

balanse

Ex: The business maintained a healthy cash balance to cover operational expenses and unforeseen costs .Ang negosyo ay nagpanatili ng malusog na **balanse** ng cash upang masakop ang mga gastos sa pagpapatakbo at hindi inaasahang gastos.
bank statement
[Pangngalan]

a document given by a bank to an account holder, providing a summary of all financial transactions within a specified period

bank statement, talaan ng bangko

bank statement, talaan ng bangko

Ex: Online banking allows customers to access and download their bank statements electronically for convenience and record-keeping purposes .Ang **bank statement** ay nagbibigay-daan sa mga customer na ma-access at i-download ang kanilang mga bank statement nang elektroniko para sa kaginhawahan at layunin ng pagtatala.
collapse
[Pangngalan]

a sudden decrease in something's value, such as a price or stock

pagbagsak, pagguho

pagbagsak, pagguho

Ex: The collapse of the housing market left many people unable to sell their homes .Ang **pagbagsak** ng housing market ay nag-iwan ng maraming tao na hindi makapagbenta ng kanilang mga bahay.
to collapse
[Pandiwa]

(of prices, shares, etc.) to suddenly decrease in terms of amount or value

bumagsak, lumubog

bumagsak, lumubog

Ex: Investors panicked when cryptocurrency values collapsed overnight .Nag-panic ang mga investor nang **bumagsak** ang mga halaga ng cryptocurrency sa magdamag.
decrease
[Pangngalan]

the amount by which something becomes less or smaller

pagbaba, pagliliit

pagbaba, pagliliit

Ex: The decrease in traffic congestion was attributed to people working from home during the pandemic .Ang **pagbaba** ng trapik ay iniuugnay sa mga taong nagtatrabaho mula sa bahay noong pandemya.
loss
[Pangngalan]

money that is lost by a company, organization, or individual

pagkawala, kakulangan

pagkawala, kakulangan

Ex: Insurance helped cover some of the loss caused by the natural disaster .Tumulong ang insurance na takpan ang ilan sa **pagkawala** na dulot ng natural na kalamidad.
analyst
[Pangngalan]

a trained individual who evaluates information and data to provide insights and make informed decisions in various fields such as finance, economics, business, technology, etc.

analyst, dalubhasang analyst

analyst, dalubhasang analyst

Ex: Market analysts study consumer trends and competitor strategies to advise companies on marketing strategies .Ang mga **analyst** ng merkado ay nag-aaral ng mga trend ng consumer at mga estratehiya ng kompetisyon upang payuhan ang mga kumpanya sa mga estratehiya sa marketing.
banker
[Pangngalan]

a person who possesses or has a high rank in a bank or any other financial institution

bangko, direktor ng bangko

bangko, direktor ng bangko

Ex: Bankers are responsible for ensuring compliance with banking regulations and maintaining the financial health of the institution .Ang mga **bankero** ay responsable sa pagtiyak ng pagsunod sa mga regulasyon sa bangko at pagpapanatili ng kalusugang pampinansyal ng institusyon.
to price
[Pandiwa]

to set an amount that is needed as payment for a product or a service

itakda ang presyo, presyuhan

itakda ang presyo, presyuhan

Ex: Last month , the retailer priced items strategically for the seasonal promotion .Noong nakaraang buwan, ang tingi ay **nagpresyo** ng mga item nang may estratehiya para sa seasonal na promosyon.
to purchase
[Pandiwa]

to get goods or services in exchange for money or other forms of payment

bumili, magkaroon

bumili, magkaroon

Ex: The family has recently purchased a new car for their daily commute .Ang pamilya ay kamakailan lamang **bumili** ng bagong kotse para sa kanilang pang-araw-araw na pagbiyahe.
rate
[Pangngalan]

a specified amount of money charged or paid for something

rate, bayad

rate, bayad

Ex: They were pleased to secure a rate of 3 % on their car loan .Nasiyahan sila na makakuha ng **rate** na 3% sa kanilang car loan.
to rip off
[Pandiwa]

to take advantage of someone by charging them too much money or selling them a defective product

loko-lokohin, dayain

loko-lokohin, dayain

Ex: I ca n't believe I got ripped off by that so-called " bargain " website .Hindi ako makapaniwalang **naloko** ako ng website na tinatawag na "bargain".
rip-off
[Pangngalan]

something that costs a lot more than its real value

daya, panloloko

daya, panloloko

Ex: Be careful when shopping online ; some deals are just rip-offs with inflated prices .Mag-ingat kapag namimili online; ang ilang mga deal ay **panloloko** lamang na may mga inflated na presyo.
bull
[Pangngalan]

someone who buys or holds a certain asset or market expecting that their prices will increase, allowing them to sell at a profit

toro, optimista

toro, optimista

Ex: Bulls thrive in bullish markets , capitalizing on rising prices to achieve substantial profits .Ang mga **bull** ay umuunlad sa mga bullish na merkado, sinasamantala ang pagtaas ng presyo upang makamit ang malaking kita.
bear
[Pangngalan]

someone who sells financial instruments expecting that their prices will fall, allowing them to repurchase them later at a lower price and make a profit

oso

oso

Ex: Many bears thrive in bear markets by short-selling stocks .Maraming **oso** ang umunlad sa mga bear market sa pamamagitan ng short-selling stocks.
to run out
[Pandiwa]

to use the available supply of something, leaving too little or none

maubos, magamit ang lahat

maubos, magamit ang lahat

Ex: They run out of ideas and decided to take a break.Naubusan sila ng mga ideya at nagpasya na magpahinga.

a machine that allows customers to perform financial transactions such as withdrawals, deposits, transfers, etc.

automated teller machine, ATM

automated teller machine, ATM

Ex: She used the ATM to withdraw cash while traveling abroad.Ginamit niya ang **automated teller machine** para mag-withdraw ng cash habang naglalakbay sa ibang bansa.
refund
[Pangngalan]

an amount of money that is paid back because of returning goods to a store or one is not satisfied with the goods or services

rebisa, pagsasauli

rebisa, pagsasauli

Ex: He requested a refund for the concert tickets since the event was canceled .Humingi siya ng **refund** para sa mga tiket sa konsiyerto dahil nakansela ang event.
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