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B2级单词表 - Money

在这里,您将学习一些关于金钱的英语单词,如“信用”、“经济”、“会计”等,为B2学习者准备。

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CEFR B2 Vocabulary
to credit
[动词]

to add a sum of money to a bank account

存入, 转账

存入, 转账

Ex: The parent credited a monthly contribution to the child 's college fund account .家长**存入**了一笔每月的捐款到孩子的大学基金账户。
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economy
[名词]

the system in which money, goods, and services are produced or distributed within a country or region

经济

经济

Ex: The global pandemic caused significant disruptions to the economy, affecting businesses and employment worldwide .全球大流行对**经济**造成了重大破坏,影响了世界各地的企业和就业。
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economic
[形容词]

relating to the production, distribution, and management of wealth and resources within a society or country

经济的

经济的

Ex: The report highlights the economic disparities between urban and rural areas .该报告强调了城乡之间的**经济**差异。
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accounting
[名词]

a systematic process of recording, summarizing, analyzing, and reporting financial transactions and information of an organization or individual

会计, 财务管理

会计, 财务管理

Ex: Accounting software automates routine tasks such as bookkeeping and financial reporting , improving efficiency and accuracy in financial management .**会计**软件自动化了簿记和财务报告等日常任务,提高了财务管理的效率和准确性。
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asset
[名词]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

资产, 宝贵资源

资产, 宝贵资源

Ex: Goodwill , reflecting a company 's reputation and customer loyalty , is considered an asset on its balance sheet .
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budget
[名词]

the sum of money that is available to a person, an organization, etc. for a particular purpose and the plan according to which it will be spent

预算, 财务计划

预算, 财务计划

Ex: The project ran over budget, leading to cuts in other areas .项目超出了**预算**,导致其他领域的削减。
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capital
[名词]

money or property owned by a person or company that is used for investment or starting a business

资本, 资金

资本, 资金

Ex: He decided to invest his capital in real estate , hoping for high returns .他决定将他的**资本**投资于房地产,希望获得高回报。
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debit
[名词]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

借方, 借方条目

借方, 借方条目

Ex: The software automatically applies debits and credits .该软件自动应用**借方**和贷方。
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finance
[名词]

the act of managing large sums of money, especially by governments or corporations

财务, 财务管理

财务, 财务管理

Ex: The government introduced reforms to improve national finance.政府推出了改革以改善国家**财政**。
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investment
[名词]

the act or process of putting money into something to gain profit

投资

投资

Ex: The government announced a major investment in renewable energy projects to combat climate change .政府宣布了一项重大**投资**于可再生能源项目以应对气候变化。
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financing
[名词]

the act of providing a sum of money for running a business, activity, project, or individual needs, typically through loans, investments, etc.

融资, 资助

融资, 资助

Ex: Financing options vary , from traditional bank loans to crowdfunding platforms and angel investors , each offering different terms and conditions based on the borrower 's needs and financial situation .**融资**选择多种多样,从传统的银行贷款到众筹平台和天使投资人,每种选择都根据借款人的需求和财务状况提供不同的条款和条件。
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borrowing
[名词]

the act of getting money from a person or an organization with the agreement to repay the borrowed amount along with any related interest or fees within a specified period

借贷

借贷

Ex: The business decided to pursue borrowing from a bank to finance its expansion plans .该企业决定寻求从银行**借款**以资助其扩张计划。
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debt
[名词]

the situation of owing money, usually when it is not easy to pay it back

债务

债务

Ex: The company took on too much debt, leading to financial difficulties .公司承担了太多**债务**,导致了财务困难。
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grant
[名词]

an amount of money given by the government or another organization for a specific purpose

补助金, 奖学金

补助金, 奖学金

Ex: Startups often rely on grants to support early-stage development before becoming profitable .初创企业在盈利前通常依赖**补助金**来支持早期发展。
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loan
[名词]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

贷款, 借款

贷款, 借款

Ex: They applied for a loan to expand their business operations .他们申请了一笔**贷款**以扩大他们的业务运营。
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to possess
[动词]

to have something as one's own

拥有, 具有

拥有, 具有

Ex: The mansion possesses an exquisite garden with rare flowers and sculptures .这座豪宅**拥有**一个带有稀有花卉和雕塑的精美花园。
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distribution
[名词]

the process of supplying shops and other businesses with products to be sold

分销

分销

Ex: The distribution center was located near major highways to facilitate quick deliveries .**分销**中心位于主要高速公路附近,以便于快速交货。
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inflation
[名词]

the ongoing increase in the general price level of goods and services in an economy over a period of time

通货膨胀, 物价上涨

通货膨胀, 物价上涨

Ex: Wages failed to keep up with inflation, affecting many households .工资未能跟上**通货膨胀**,影响了许多家庭。
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welfare
[名词]

a financial aid provided by the government for people who are sick, unemployed, etc.

福利, 社会救助

福利, 社会救助

Ex: He applied for welfare after his injury prevented him from working .他在受伤无法工作后申请了**福利**。
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profit
[名词]

the sum of money that is gained after all expenses and taxes are paid

利润,  盈利

利润, 盈利

Ex: Without careful budgeting , it ’s difficult to achieve consistent profit.没有仔细的预算,很难实现持续的**利润**。
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the level of wealth, welfare, comfort, and necessities available to an individual, group, country, etc.

Ex: Economic policies that promote job creation and income growth can positively impact standard of living for citizens .
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balance
[名词]

the number showing the difference between the debit and credit sums of an account

余额

余额

Ex: The business maintained a healthy cash balance to cover operational expenses and unforeseen costs .该企业保持了健康的现金**余额**,以支付运营费用和意外成本。
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a document given by a bank to an account holder, providing a summary of all financial transactions within a specified period

银行对账单, 账户明细

银行对账单, 账户明细

Ex: Online banking allows customers to access and download their bank statements electronically for convenience and record-keeping purposes .**银行对账单**允许客户为了方便和记录保存的目的,以电子方式访问和下载他们的银行对账单。
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collapse
[名词]

a sudden decrease in something's value, such as a price or stock

崩溃, 暴跌

崩溃, 暴跌

Ex: The collapse of the housing market left many people unable to sell their homes .住房市场的**崩溃**使许多人无法出售他们的房屋。
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to collapse
[动词]

(of prices, shares, etc.) to suddenly decrease in terms of amount or value

崩溃, 暴跌

崩溃, 暴跌

Ex: Investors panicked when cryptocurrency values collapsed overnight .当加密货币的价值在一夜之间**暴跌**时,投资者惊慌失措。
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decrease
[名词]

the amount by which something becomes less or smaller

减少, 下降

减少, 下降

Ex: The decrease in traffic congestion was attributed to people working from home during the pandemic .交通拥堵的**减少**归因于疫情期间人们在家工作。
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loss
[名词]

money that is lost by a company, organization, or individual

损失, 赤字

损失, 赤字

Ex: Insurance helped cover some of the loss caused by the natural disaster .保险帮助弥补了自然灾害造成的一些**损失**。
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analyst
[名词]

a trained individual who evaluates information and data to provide insights and make informed decisions in various fields such as finance, economics, business, technology, etc.

分析师, 专家分析师

分析师, 专家分析师

Ex: Market analysts study consumer trends and competitor strategies to advise companies on marketing strategies .市场**分析师**研究消费者趋势和竞争对手策略,为公司提供营销策略建议。
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banker
[名词]

a person who possesses or has a high rank in a bank or any other financial institution

银行家, 银行行长

银行家, 银行行长

Ex: Bankers are responsible for ensuring compliance with banking regulations and maintaining the financial health of the institution .**银行家**负责确保遵守银行法规并维护机构的财务健康。
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to price
[动词]

to set an amount that is needed as payment for a product or a service

定价, 标价

定价, 标价

Ex: Last month , the retailer priced items strategically for the seasonal promotion .上个月,零售商为季节性促销战略性地**定价**了商品。
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to purchase
[动词]

to get goods or services in exchange for money or other forms of payment

购买, 采购

购买, 采购

Ex: The family has recently purchased a new car for their daily commute .这家人最近**购买**了一辆新车用于日常通勤。
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rate
[名词]

a specified amount of money charged or paid for something

利率, 费率

利率, 费率

Ex: They were pleased to secure a rate of 3 % on their car loan .他们很高兴能为他们的汽车贷款获得3%的**利率**。
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to rip off
[动词]

to take advantage of someone by charging them too much money or selling them a defective product

诈骗, 宰客

诈骗, 宰客

Ex: I ca n't believe I got ripped off by that so-called " bargain " website .我不敢相信我被那个所谓的“便宜货”网站**骗了**。
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rip-off
[名词]

something that costs a lot more than its real value

宰客, 骗局

宰客, 骗局

Ex: Be careful when shopping online ; some deals are just rip-offs with inflated prices .网上购物时要小心;有些交易只是价格虚高的**骗局**。
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bull
[名词]

someone who buys or holds a certain asset or market expecting that their prices will increase, allowing them to sell at a profit

多头, 乐观者

多头, 乐观者

Ex: Bulls thrive in bullish markets , capitalizing on rising prices to achieve substantial profits .**多头**在牛市中茁壮成长,利用价格上涨实现可观利润。
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bear
[名词]

someone who sells financial instruments expecting that their prices will fall, allowing them to repurchase them later at a lower price and make a profit

熊

Ex: Many bears thrive in bear markets by short-selling stocks .许多**熊市投资者**通过卖空股票在熊市中获利。
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to run out
[动词]

to use the available supply of something, leaving too little or none

用完, 耗尽

用完, 耗尽

Ex: They run out of ideas and decided to take a break.他们**用完**了想法,决定休息一下。
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a machine that allows customers to perform financial transactions such as withdrawals, deposits, transfers, etc.

自动取款机, ATM机

自动取款机, ATM机

Ex: She used the ATM to withdraw cash while traveling abroad.她在国外旅行时使用了**自动取款机**提取现金。
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refund
[名词]

an amount of money that is paid back because of returning goods to a store or one is not satisfied with the goods or services

退款, 退还

退款, 退还

Ex: He requested a refund for the concert tickets since the event was canceled .由于活动被取消,他要求**退款**音乐会门票。
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B2级单词表
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