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Daftar Kata Level B2 - Money

Di sini Anda akan mempelajari beberapa kata dalam bahasa Inggris tentang uang, seperti "kredit", "ekonomi", "akuntansi", dll., yang disiapkan untuk pelajar tingkat B2.

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CEFR B2 Vocabulary
to credit
[kata kerja]

to add a sum of money to a bank account

mengkredit, mentransfer

mengkredit, mentransfer

Ex: The parent credited a monthly contribution to the child 's college fund account .Orang tua **mengkreditkan** kontribusi bulanan ke akun dana kuliah anak.
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economy
[Kata benda]

the system in which money, goods, and services are produced or distributed within a country or region

ekonomi

ekonomi

Ex: The global pandemic caused significant disruptions to the economy, affecting businesses and employment worldwide .Pandemi global menyebabkan gangguan signifikan pada **ekonomi**, mempengaruhi bisnis dan pekerjaan di seluruh dunia.
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economic
[Adjektiva]

relating to the production, distribution, and management of wealth and resources within a society or country

ekonomi

ekonomi

Ex: The report highlights the economic disparities between urban and rural areas .Laporan ini menyoroti disparitas **ekonomi** antara daerah perkotaan dan pedesaan.
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accounting
[Kata benda]

a systematic process of recording, summarizing, analyzing, and reporting financial transactions and information of an organization or individual

akuntansi, manajemen keuangan

akuntansi, manajemen keuangan

Ex: Accounting software automates routine tasks such as bookkeeping and financial reporting , improving efficiency and accuracy in financial management .Perangkat lunak **akuntansi** mengotomatiskan tugas rutin seperti pembukuan dan pelaporan keuangan, meningkatkan efisiensi dan akurasi dalam manajemen keuangan.
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asset
[Kata benda]

a valuable resource or quality owned by an individual, organization, or entity, typically with economic value and the potential to provide future benefits

aset, sumber daya berharga

aset, sumber daya berharga

Ex: Goodwill , reflecting a company 's reputation and customer loyalty , is considered an asset on its balance sheet .
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budget
[Kata benda]

the sum of money that is available to a person, an organization, etc. for a particular purpose and the plan according to which it will be spent

anggaran, rencana keuangan

anggaran, rencana keuangan

Ex: The project ran over budget, leading to cuts in other areas .Proyek melebihi **anggaran**, menyebabkan pemotongan di area lain.
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capital
[Kata benda]

money or property owned by a person or company that is used for investment or starting a business

modal, dana

modal, dana

Ex: He decided to invest his capital in real estate , hoping for high returns .Dia memutuskan untuk menginvestasikan **modalnya** di real estat, berharap mendapatkan keuntungan tinggi.
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debit
[Kata benda]

an entry indicating an increase in assets or an expense, and a decrease in debts or income

debit, pencatatan debit

debit, pencatatan debit

Ex: The software automatically applies debits and credits .Perangkat lunak secara otomatis menerapkan **debit** dan kredit.
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finance
[Kata benda]

the act of managing large sums of money, especially by governments or corporations

keuangan, manajemen keuangan

keuangan, manajemen keuangan

Ex: The government introduced reforms to improve national finance.Pemerintah memperkenalkan reformasi untuk meningkatkan **keuangan** nasional.
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investment
[Kata benda]

the act or process of putting money into something to gain profit

investasi

investasi

Ex: The government announced a major investment in renewable energy projects to combat climate change .Pemerintah mengumumkan **investasi** besar dalam proyek energi terbarukan untuk memerangi perubahan iklim.
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financing
[Kata benda]

the act of providing a sum of money for running a business, activity, project, or individual needs, typically through loans, investments, etc.

pembiayaan, pendanaan

pembiayaan, pendanaan

Ex: Financing options vary , from traditional bank loans to crowdfunding platforms and angel investors , each offering different terms and conditions based on the borrower 's needs and financial situation .Opsi **pembiayaan** bervariasi, mulai dari pinjaman bank tradisional hingga platform crowdfunding dan investor malaikat, masing-masing menawarkan syarat dan ketentuan yang berbeda berdasarkan kebutuhan dan situasi keuangan peminjam.
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borrowing
[Kata benda]

the act of getting money from a person or an organization with the agreement to repay the borrowed amount along with any related interest or fees within a specified period

peminjaman

peminjaman

Ex: The business decided to pursue borrowing from a bank to finance its expansion plans .Bisnis memutuskan untuk mengejar **pinjaman** dari bank untuk membiayai rencana ekspansinya.
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debt
[Kata benda]

the situation of owing money, usually when it is not easy to pay it back

hutang

hutang

Ex: The company took on too much debt, leading to financial difficulties .Perusahaan mengambil terlalu banyak **hutang**, mengakibatkan kesulitan keuangan.
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grant
[Kata benda]

an amount of money given by the government or another organization for a specific purpose

hibah, beasiswa

hibah, beasiswa

Ex: Startups often rely on grants to support early-stage development before becoming profitable .Startup sering mengandalkan **hibah** untuk mendukung pengembangan tahap awal sebelum menjadi menguntungkan.
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loan
[Kata benda]

a sum of money that is borrowed from a bank which should be returned with a certain rate of interest

pinjaman, kredit

pinjaman, kredit

Ex: They applied for a loan to expand their business operations .Mereka mengajukan **pinjaman** untuk memperluas operasi bisnis mereka.
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to possess
[kata kerja]

to have something as one's own

memiliki, mempunyai

memiliki, mempunyai

Ex: The mansion possesses an exquisite garden with rare flowers and sculptures .Rumah besar itu **memiliki** taman yang indah dengan bunga langka dan patung.
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distribution
[Kata benda]

the process of supplying shops and other businesses with products to be sold

distribusi

distribusi

Ex: The distribution center was located near major highways to facilitate quick deliveries .Pusat **distribusi** terletak di dekat jalan raya utama untuk memudahkan pengiriman cepat.
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inflation
[Kata benda]

the ongoing increase in the general price level of goods and services in an economy over a period of time

inflasi, kenaikan harga

inflasi, kenaikan harga

Ex: Wages failed to keep up with inflation, affecting many households .Upah gagal mengimbangi **inflasi**, memengaruhi banyak rumah tangga.
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welfare
[Kata benda]

a financial aid provided by the government for people who are sick, unemployed, etc.

kesejahteraan, bantuan sosial

kesejahteraan, bantuan sosial

Ex: He applied for welfare after his injury prevented him from working .Dia mengajukan **bantuan sosial** setelah cederanya menghalanginya untuk bekerja.
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profit
[Kata benda]

the sum of money that is gained after all expenses and taxes are paid

laba,  keuntungan

laba, keuntungan

Ex: Without careful budgeting , it ’s difficult to achieve consistent profit.Tanpa penganggaran yang hati-hati, sulit untuk mencapai **keuntungan** yang konsisten.
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the level of wealth, welfare, comfort, and necessities available to an individual, group, country, etc.

Ex: Economic policies that promote job creation and income growth can positively impact standard of living for citizens .
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balance
[Kata benda]

the number showing the difference between the debit and credit sums of an account

saldo

saldo

Ex: The business maintained a healthy cash balance to cover operational expenses and unforeseen costs .Bisnis tersebut mempertahankan **saldo** kas yang sehat untuk menutupi biaya operasional dan biaya tak terduga.
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bank statement
[Kata benda]

a document given by a bank to an account holder, providing a summary of all financial transactions within a specified period

laporan bank, ringkasan rekening

laporan bank, ringkasan rekening

Ex: Online banking allows customers to access and download their bank statements electronically for convenience and record-keeping purposes .**Laporan bank** memungkinkan nasabah untuk mengakses dan mengunduh laporan bank mereka secara elektronik untuk kemudahan dan tujuan pencatatan.
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collapse
[Kata benda]

a sudden decrease in something's value, such as a price or stock

runtuh, kolaps

runtuh, kolaps

Ex: The collapse of the housing market left many people unable to sell their homes .**Runtuhnya** pasar perumahan membuat banyak orang tidak bisa menjual rumah mereka.
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to collapse
[kata kerja]

(of prices, shares, etc.) to suddenly decrease in terms of amount or value

runtuh, anjlok

runtuh, anjlok

Ex: Investors panicked when cryptocurrency values collapsed overnight .Para investor panik ketika nilai cryptocurrency **runtuh** dalam semalam.
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decrease
[Kata benda]

the amount by which something becomes less or smaller

penurunan, penyusutan

penurunan, penyusutan

Ex: The decrease in traffic congestion was attributed to people working from home during the pandemic .**Penurunan** kemacetan lalu lintas dikaitkan dengan orang-orang yang bekerja dari rumah selama pandemi.
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loss
[Kata benda]

money that is lost by a company, organization, or individual

kerugian, defisit

kerugian, defisit

Ex: Insurance helped cover some of the loss caused by the natural disaster .Asuransi membantu menutupi sebagian **kerugian** yang disebabkan oleh bencana alam.
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analyst
[Kata benda]

a trained individual who evaluates information and data to provide insights and make informed decisions in various fields such as finance, economics, business, technology, etc.

analis, ahli analis

analis, ahli analis

Ex: Market analysts study consumer trends and competitor strategies to advise companies on marketing strategies .**Analis** pasar mempelajari tren konsumen dan strategi pesaing untuk menasihati perusahaan tentang strategi pemasaran.
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banker
[Kata benda]

a person who possesses or has a high rank in a bank or any other financial institution

bankir, direktur bank

bankir, direktur bank

Ex: Bankers are responsible for ensuring compliance with banking regulations and maintaining the financial health of the institution .**Bankir** bertanggung jawab untuk memastikan kepatuhan terhadap peraturan perbankan dan menjaga kesehatan keuangan lembaga.
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to price
[kata kerja]

to set an amount that is needed as payment for a product or a service

menetapkan harga, menghargai

menetapkan harga, menghargai

Ex: Last month , the retailer priced items strategically for the seasonal promotion .Bulan lalu, pengecer **menetapkan harga** barang secara strategis untuk promosi musiman.
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to purchase
[kata kerja]

to get goods or services in exchange for money or other forms of payment

membeli, memperoleh

membeli, memperoleh

Ex: The family has recently purchased a new car for their daily commute .Keluarga itu baru saja **membeli** mobil baru untuk perjalanan sehari-hari mereka.
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rate
[Kata benda]

a specified amount of money charged or paid for something

tingkat, tarif

tingkat, tarif

Ex: They were pleased to secure a rate of 3 % on their car loan .Mereka senang bisa mendapatkan **tingkat** 3% untuk pinjaman mobil mereka.
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to rip off
[kata kerja]

to take advantage of someone by charging them too much money or selling them a defective product

menipu, mencurangi

menipu, mencurangi

Ex: I ca n't believe I got ripped off by that so-called " bargain " website .Aku tidak percaya aku **ditipu** oleh situs yang disebut "bargain" itu.
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rip-off
[Kata benda]

something that costs a lot more than its real value

penipuan, kecurangan

penipuan, kecurangan

Ex: Be careful when shopping online ; some deals are just rip-offs with inflated prices .Hati-hati saat berbelanja online; beberapa penawaran hanya **penipuan** dengan harga yang melambung.
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bull
[Kata benda]

someone who buys or holds a certain asset or market expecting that their prices will increase, allowing them to sell at a profit

banteng, optimis

banteng, optimis

Ex: Bulls thrive in bullish markets , capitalizing on rising prices to achieve substantial profits .**Bull** berkembang pesat di pasar bullish, memanfaatkan kenaikan harga untuk mencapai keuntungan yang substansial.
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bear
[Kata benda]

someone who sells financial instruments expecting that their prices will fall, allowing them to repurchase them later at a lower price and make a profit

beruang

beruang

Ex: Many bears thrive in bear markets by short-selling stocks .Banyak **beruang** sukses di pasar bear dengan menjual saham secara short-selling.
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to run out
[kata kerja]

to use the available supply of something, leaving too little or none

kehabisan, habis

kehabisan, habis

Ex: They run out of ideas and decided to take a break.Mereka **kehabisan** ide dan memutuskan untuk beristirahat.
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a machine that allows customers to perform financial transactions such as withdrawals, deposits, transfers, etc.

mesin teller otomatis, ATM

mesin teller otomatis, ATM

Ex: She used the ATM to withdraw cash while traveling abroad.Dia menggunakan **mesin teller otomatis** untuk menarik uang tunai saat bepergian ke luar negeri.
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refund
[Kata benda]

an amount of money that is paid back because of returning goods to a store or one is not satisfied with the goods or services

pengembalian uang, restitusi

pengembalian uang, restitusi

Ex: He requested a refund for the concert tickets since the event was canceled .Dia meminta **pengembalian uang** untuk tiket konser karena acara dibatalkan.
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Daftar Kata Level B2
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