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Kosakata Lanjutan untuk TOEFL - Uang dan Bisnis

Di sini Anda akan mempelajari beberapa kata dalam bahasa Inggris tentang uang dan bisnis, seperti "melambung", "terlambat", "penawaran", dll. yang dibutuhkan untuk ujian TOEFL.

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Advanced Words Needed for TOEFL
to depreciate
[kata kerja]

to diminish in value, especially over time

menyusut nilainya, kehilangan nilai

menyusut nilainya, kehilangan nilai

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to fluctuate
[kata kerja]

to vary or waver between two or more states or amounts

berfluktuasi, bervariasi

berfluktuasi, bervariasi

Ex: The economy is unstable , causing stock prices to fluctuate wildly .Ekonomi tidak stabil, menyebabkan harga saham **berfluktuasi** dengan liar.
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to plummet
[kata kerja]

to decline in amount or value in a sudden and rapid way

merosot, jatuh dengan cepat

merosot, jatuh dengan cepat

Ex: Political instability in the region caused tourism to plummet, affecting the hospitality industry .Ketidakstabilan politik di wilayah tersebut menyebabkan pariwisata **merosot**, mempengaruhi industri perhotelan.
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to soar
[kata kerja]

to increase rapidly to a high level

melonjak, meningkat dengan cepat

melonjak, meningkat dengan cepat

Ex: The demand for electric cars is expected to soar in the coming years as more people seek environmentally-friendly transportation options .Permintaan untuk mobil listrik diperkirakan akan **melonjak** dalam beberapa tahun mendatang karena semakin banyak orang mencari opsi transportasi yang ramah lingkungan.
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convertible
[Adjektiva]

able to be changed from one form of currency, investment, or security into another

konversi

konversi

Ex: The convertible mortgage allows borrowers to switch between fixed and adjustable interest rates .Hipotek **konversi** memungkinkan peminjam untuk beralih antara suku bunga tetap dan suku bunga yang dapat disesuaikan.
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deregulatory
[Adjektiva]

relating to the removal or reduction of governmental power or regulations from an industry, commodity, etc.

berkaitan dengan penghapusan atau pengurangan kekuasaan atau peraturan pemerintah, deregulasi

berkaitan dengan penghapusan atau pengurangan kekuasaan atau peraturan pemerintah, deregulasi

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extravagant
[Adjektiva]

costing a lot of money, more than the necessary or affordable amount

mewah, boros

mewah, boros

Ex: The CEO 's extravagant spending habits raised eyebrows among shareholders and employees alike .Kebiasaan belanja **boros** CEO mengangkat alis di antara para pemegang saham dan karyawan.
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fiscal
[Adjektiva]

relating to government revenue or public money, especially taxes

fiskal, anggaran

fiskal, anggaran

Ex: Fiscal responsibility is essential for maintaining the stability of the economy .Tanggung jawab **fiskal** sangat penting untuk menjaga stabilitas ekonomi.
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laissez-faire
[Adjektiva]

relating to a policy in which private businesses are allowed to thrive without government control

laissez-faire

laissez-faire

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overdue
[Adjektiva]

‌not paid, done, etc. within the required or expected timeframe

terlambat, belum dibayar

terlambat, belum dibayar

Ex: The rent payment is overdue, and the landlord has issued a reminder .Pembayaran sewa **terlambat**, dan tuan tanah telah mengeluarkan pengingat.
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alimony
[Kata benda]

the money that is demanded by the court to be paid to an ex-spouse or ex-partner

nafkah, tunjangan

nafkah, tunjangan

Ex: The judge considered various factors in determining the amount of alimony to be paid .Hakim mempertimbangkan berbagai faktor dalam menentukan jumlah **nafkah** yang harus dibayar.
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arrears
[Kata benda]

an unpaid debt that is past due

tunggakan, utang yang belum dibayar

tunggakan, utang yang belum dibayar

Ex: Sarah finally cleared her tax arrears by entering into a payment plan with the IRS , relieving her of a considerable financial burden .Sarah akhirnya melunasi **tunggakan** pajaknya dengan memasuki rencana pembayaran bersama IRS, membebaskannya dari beban keuangan yang cukup besar.
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collateral
[Kata benda]

a loan guarantee that may be taken away if the loan is not repaid

jaminan,  agunan

jaminan, agunan

Ex: The entrepreneur pledged his stock portfolio as collateral to secure the business loan needed to expand his company .Pengusaha itu menjadikan portofolio sahamnya sebagai **jaminan** untuk mengamankan pinjaman bisnis yang dibutuhkan untuk memperluas perusahaannya.
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incentive
[Kata benda]

a payment or concession to encourage someone to do something specific

insentif,  bonus

insentif, bonus

Ex: The government introduced subsidies as an incentive for farmers to adopt sustainable agricultural practices .Pemerintah memperkenalkan subsidi sebagai **insentif** bagi petani untuk mengadopsi praktik pertanian berkelanjutan.
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audit
[Kata benda]

a formal inspection of a business's financial records to see if they are correct and accurate or not

audit, pemeriksaan keuangan

audit, pemeriksaan keuangan

Ex: The IRS conducted a tax audit to verify the accuracy of the individual 's tax returns .IRS melakukan **audit** pajak untuk memverifikasi keakuratan pengembalian pajak individu.
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bailout
[Kata benda]

an act of giving money to a foreign country, a failing company, or an organization on the verge of collapse to ensure their safety from bankruptcy

bailout, penyelamatan keuangan

bailout, penyelamatan keuangan

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insolvency
[Kata benda]

the state or condition of not having enough money to pay one's debts

kebangkrutan, ketidakmampuan membayar utang

kebangkrutan, ketidakmampuan membayar utang

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quotation
[Kata benda]

a statement indicating the cost of a specific service or piece of work

penawaran, kuotasi

penawaran, kuotasi

Ex: Before signing the contract , they reviewed the quotation to ensure it aligned with their budget and expectations .Sebelum menandatangani kontrak, mereka meninjau **penawaran** untuk memastikannya sesuai dengan anggaran dan harapan mereka.
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crunch
[Kata benda]

a challenging situation caused by a shortage, such as time, money, or resources, that requires immediate attention or action

krisis, situasi sulit

krisis, situasi sulit

Ex: The team hit a resource crunch when supplies did n't arrive on time .Tim mengalami **kekurangan** sumber daya ketika pasokan tidak tiba tepat waktu.
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deflation
[Kata benda]

(economics) a decrease in the amount of money in an economy, resulting in falling or unchanged prices

deflasi

deflasi

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dividend
[Kata benda]

an amount of money paid regularly to the shareholders of a company

dividen

dividen

Ex: The board decided to increase the dividend this year .Dewan memutuskan untuk menaikkan **dividen** tahun ini.
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leverage
[Kata benda]

(finance) the value of a company's shares in relation to its debts

pengungkit keuangan, efek pengungkit

pengungkit keuangan, efek pengungkit

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ransom
[Kata benda]

an amount of money demanded or paid for the release of a person who is in captivity

tebusan

tebusan

Ex: Hostage negotiations are delicate processes aimed at securing the safe release of captives without paying ransom.Negosiasi penyanderaan adalah proses yang rumit yang bertujuan untuk mengamankan pembebasan sandera dengan aman tanpa membayar **tebusan**.
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subsidy
[Kata benda]

an amount of money that a government or organization pays to lower the costs of producing goods or providing services so that prices do not increase

subsidi, bantuan keuangan

subsidi, bantuan keuangan

Ex: The arts organization relies on government subsidies to fund its cultural programs and events .Organisasi seni mengandalkan **subsidi** pemerintah untuk mendanai program dan acara budayanya.
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tariff
[Kata benda]

a tax paid on goods imported or exported

tarif, bea masuk

tarif, bea masuk

Ex: Businesses are concerned about potential tariff increases that could impact their supply chain costs .Bisnis khawatir tentang potensi kenaikan **tarif** yang dapat memengaruhi biaya rantai pasokan mereka.
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usury
[Kata benda]

the act of loaning money to others and demanding a very high interest rate

peminjaman dengan bunga tinggi, tindakan meminjamkan uang dengan tingkat bunga yang sangat tinggi

peminjaman dengan bunga tinggi, tindakan meminjamkan uang dengan tingkat bunga yang sangat tinggi

Ex: Traditional moneylenders in rural areas often engage in usury, taking advantage of people 's lack of knowledge .Pemberi pinjaman tradisional di daerah pedesaan sering terlibat dalam **riba**, memanfaatkan kurangnya pengetahuan orang.
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liquidity
[Kata benda]

financial assets in the form of money or able to be easily converted into money

likuiditas

likuiditas

Ex: The central bank provided liquidity to the financial markets .Bank sentral menyediakan **likuiditas** untuk pasar keuangan.
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monetarism
[Kata benda]

the theory or policy of controlling the amount of money in circulation as the preferred method of stabilizing the economy

monetarisme, teori moneter

monetarisme, teori moneter

Ex: Supporters of monetarism believe that a stable money supply ensures economic stability .Pendukung **monetarisme** percaya bahwa pasokan uang yang stabil memastikan stabilitas ekonomi.
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stagflation
[Kata benda]

an economic situation with persistent high inflation and a high unemployment rate

stagflasi, inflasi dengan stagnasi

stagflasi, inflasi dengan stagnasi

Ex: Policymakers were puzzled by the stagflation, as both inflation and unemployment rose .Pembuat kebijakan bingung dengan **stagflasi**, karena baik inflasi maupun pengangguran meningkat.
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clientele
[Kata benda]

all the customers collectively

klien

klien

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conglomerate
[Kata benda]

a corporation formed by merging different firms or businesses

konglomerat, kelompok perusahaan

konglomerat, kelompok perusahaan

Ex: Shareholders expressed concerns about the conglomerate's complex corporate structure and urged management to streamline operations for better efficiency .Pemegang saham mengungkapkan kekhawatiran tentang struktur korporat yang kompleks dari **konglomerasi** dan mendesak manajemen untuk menyederhanakan operasi untuk efisiensi yang lebih baik.
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subsidiary
[Kata benda]

a business company controlled or owned by a holding or parent company

anak perusahaan, perusahaan cabang

anak perusahaan, perusahaan cabang

Ex: The retail chain has subsidiaries in different countries .Rantai ritel memiliki **anak perusahaan** di berbagai negara.
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infomercial
[Kata benda]

an advertising television program that tries to promote a product by giving a lot of information about it in a supposedly objective manner

program iklan, telebelanja

program iklan, telebelanja

Ex: The fitness guru starred in an infomercial, explaining the benefits of their workout program and offering a special discount to viewers who order within the next 30 minutes .Guru kebugaran membintangi sebuah **infomersial**, menjelaskan manfaat program latihan mereka dan menawarkan diskon khusus kepada pemirsa yang memesan dalam 30 menit ke depan.
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curtailment
[Kata benda]

the act of reducing or limiting something in order to reach financial stability

pengurangan,  pembatasan

pengurangan, pembatasan

Ex: Curtailment of capital expenditures was necessary to preserve cash flow during the financial downturn.**Pengurangan** pengeluaran modal diperlukan untuk menjaga arus kas selama penurunan finansial.
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outsourcing
[Kata benda]

the process of having someone outside of a company provide goods or services for that company

outsourcing, subkontrak

outsourcing, subkontrak

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broker
[Kata benda]

a person whose job is to sell and buy assets and goods for other people

pialang, perantara

pialang, perantara

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loan shark
[Kata benda]

a person who lends money to people, typically under illegal conditions, at a very high rate of interest

rentenir, lintah darat

rentenir, lintah darat

Ex: We heard stories of people who had borrowed from loan sharks and suffered dire consequences as a result .Kami mendengar cerita tentang orang-orang yang meminjam dari **rentenir** dan menderita konsekuensi buruk sebagai akibatnya.
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tycoon
[Kata benda]

a rich and powerful person who is successful in business or industry

konglomerat, tycoon

konglomerat, tycoon

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magnate
[Kata benda]

a wealthy, influential, and successful businessperson

magnate, raksasa industri

magnate, raksasa industri

Ex: Real estate magnate Donald Trump leveraged his family 's business into a globally recognized brand throughout hotels , casinos and television .**Magnat** properti Donald Trump mengubah bisnis keluarga menjadi merek yang diakui secara global melalui hotel, kasino, dan televisi.
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(in business, politics, etc.) a situation in which the competition is so fierce that everyone is willing to do whatever it takes to be successful, even if it means harming others

Ex: The competition for the job is fierce , and it 's dog eat dog situation .
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