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Vocabulaire Avancé pour le TOEFL - Argent et Commerce

Ici, vous apprendrez quelques mots anglais sur l'argent et les affaires, tels que "s'envoler", "en retard", "devis", etc., qui sont nécessaires pour l'examen TOEFL.

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Advanced Words Needed for TOEFL

to diminish in value, especially over time

se déprécier, se dévaloriser

se déprécier, se dévaloriser

to vary or waver between two or more states or amounts

fluctuer

fluctuer

Ex: The economy is unstable , causing stock prices to fluctuate wildly .L'économie est instable, ce qui fait **fluctuer** les cours des actions de manière sauvage.
to plummet
[verbe]

to decline in amount or value in a sudden and rapid way

chuter

chuter

Ex: Political instability in the region caused tourism to plummet, affecting the hospitality industry .L'instabilité politique dans la région a fait **chuter** le tourisme, affectant l'industrie hôtelière.
to soar
[verbe]

to increase rapidly to a high level

monter en flèche, s'envoler

monter en flèche, s'envoler

Ex: The demand for electric cars is expected to soar in the coming years as more people seek environmentally-friendly transportation options .La demande de voitures électriques devrait **monter en flèche** dans les années à venir alors que de plus en plus de personnes recherchent des options de transport respectueuses de l'environnement.
convertible
[Adjectif]

able to be changed from one form of currency, investment, or security into another

convertible

convertible

Ex: The convertible mortgage allows borrowers to switch between fixed and adjustable interest rates .Le prêt hypothécaire **convertible** permet aux emprunteurs de passer entre des taux d'intérêt fixes et variables.
deregulatory
[Adjectif]

relating to the removal or reduction of governmental power or regulations from an industry, commodity, etc.

déréglateur

déréglateur

extravagant
[Adjectif]

costing a lot of money, more than the necessary or affordable amount

prodigieux

prodigieux

Ex: The CEO 's extravagant spending habits raised eyebrows among shareholders and employees alike .Les habitudes de dépenses **extravagantes** du PDG ont fait sourciller les actionnaires et les employés.
fiscal
[Adjectif]

relating to government revenue or public money, especially taxes

fiscal

fiscal

Ex: Fiscal responsibility is essential for maintaining the stability of the economy .La responsabilité **fiscale** est essentielle pour maintenir la stabilité de l'économie.
laissez-faire
[Adjectif]

relating to a policy in which private businesses are allowed to thrive without government control

laisser-faire

laisser-faire

overdue
[Adjectif]

‌not paid, done, etc. within the required or expected timeframe

en retard

en retard

Ex: The rent payment is overdue, and the landlord has issued a reminder .Le paiement du loyer est **en retard**, et le propriétaire a émis un rappel.
alimony
[nom]

the money that is demanded by the court to be paid to an ex-spouse or ex-partner

prestation compensatoire

prestation compensatoire

Ex: The judge considered various factors in determining the amount of alimony to be paid .Le juge a examiné divers facteurs pour déterminer le montant de la **pension alimentaire** à payer.
arrears
[nom]

an unpaid debt that is past due

arriéré

arriéré

Ex: Sarah finally cleared her tax arrears by entering into a payment plan with the IRS , relieving her of a considerable financial burden .Sarah a finalement effacé ses **arriérés** fiscaux en concluant un plan de paiement avec l'IRS, la soulageant d'un fardeau financier considérable.

a loan guarantee that may be taken away if the loan is not repaid

nantissement, garantie, caution

nantissement, garantie, caution

Ex: The entrepreneur pledged his stock portfolio as collateral to secure the business loan needed to expand his company .L'entrepreneur a engagé son portefeuille d'actions en tant que **garantie** pour obtenir le prêt commercial nécessaire à l'expansion de son entreprise.

a payment or concession to encourage someone to do something specific

prime

prime

Ex: The government introduced subsidies as an incentive for farmers to adopt sustainable agricultural practices .Le gouvernement a introduit des subventions comme **incitation** pour les agriculteurs à adopter des pratiques agricoles durables.
audit
[nom]

a formal inspection of a business's financial records to see if they are correct and accurate or not

audit

audit

Ex: The IRS conducted a tax audit to verify the accuracy of the individual 's tax returns .L'IRS a effectué un **audit** fiscal pour vérifier l'exactitude des déclarations de revenus de l'individu.
bailout
[nom]

an act of giving money to a foreign country, a failing company, or an organization on the verge of collapse to ensure their safety from bankruptcy

renflouage, renflouement

renflouage, renflouement

the state or condition of not having enough money to pay one's debts

insolvabilité

insolvabilité

a statement indicating the cost of a specific service or piece of work

devis

devis

Ex: Before signing the contract , they reviewed the quotation to ensure it aligned with their budget and expectations .Avant de signer le contrat, ils ont examiné le **devis** pour s'assurer qu'il correspondait à leur budget et à leurs attentes.
crunch
[nom]

a challenging situation caused by a shortage, such as time, money, or resources, that requires immediate attention or action

situation critique

situation critique

Ex: The team hit a resource crunch when supplies did n't arrive on time .L'équipe a rencontré un **manque** de ressources lorsque les fournitures ne sont pas arrivées à temps.

(economics) a decrease in the amount of money in an economy, resulting in falling or unchanged prices

déflation

déflation

an amount of money paid regularly to the shareholders of a company

dividende

dividende

Ex: The board decided to increase the dividend this year .Le conseil d'administration a décidé d'augmenter le **dividende** cette année.

(finance) the value of a company's shares in relation to its debts

levier financier, effet de levier

levier financier, effet de levier

ransom
[nom]

an amount of money demanded or paid for the release of a person who is in captivity

rançon

rançon

Ex: Hostage negotiations are delicate processes aimed at securing the safe release of captives without paying ransom.Les négociations pour les otages sont des processus délicats visant à assurer la libération en toute sécurité des captifs sans payer de **rançon**.
subsidy
[nom]

an amount of money that a government or organization pays to lower the costs of producing goods or providing services so that prices do not increase

subsides, subvention

subsides, subvention

Ex: The arts organization relies on government subsidies to fund its cultural programs and events .L'organisation artistique dépend des **subventions** gouvernementales pour financer ses programmes et événements culturels.
tariff
[nom]

a tax paid on goods imported or exported

droit de douane

droit de douane

Ex: Businesses are concerned about potential tariff increases that could impact their supply chain costs .Les entreprises sont préoccupées par les augmentations potentielles des **tarifs** qui pourraient affecter leurs coûts de chaîne d'approvisionnement.
usury
[nom]

the act of loaning money to others and demanding a very high interest rate

usure

usure

Ex: Traditional moneylenders in rural areas often engage in usury, taking advantage of people 's lack of knowledge .Les prêteurs traditionnels dans les zones rurales pratiquent souvent **l'usure**, profitant du manque de connaissances des gens.

financial assets in the form of money or able to be easily converted into money

liquidité

liquidité

Ex: The central bank provided liquidity to the financial markets .La banque centrale a fourni des **liquidités** aux marchés financiers.

the theory or policy of controlling the amount of money in circulation as the preferred method of stabilizing the economy

monétarisme

monétarisme

Ex: Supporters of monetarism believe that a stable money supply ensures economic stability .Les partisans du **monétarisme** croient qu'une masse monétaire stable assure la stabilité économique.

an economic situation with persistent high inflation and a high unemployment rate

stagflation

stagflation

Ex: Policymakers were puzzled by the stagflation, as both inflation and unemployment rose .Les décideurs politiques étaient perplexes face à la **stagflation**, car l'inflation et le chômage augmentaient tous les deux.

all the customers collectively

clientèle

clientèle

a corporation formed by merging different firms or businesses

conglomérat

conglomérat

Ex: Shareholders expressed concerns about the conglomerate's complex corporate structure and urged management to streamline operations for better efficiency .Les actionnaires ont exprimé des inquiétudes concernant la structure corporative complexe du **conglomérat** et ont exhorté la direction à rationaliser les opérations pour une meilleure efficacité.

a business company controlled or owned by a holding or parent company

filiale

filiale

Ex: The retail chain has subsidiaries in different countries .La chaîne de vente au détail a des **filiales** dans différents pays.

an advertising television program that tries to promote a product by giving a lot of information about it in a supposedly objective manner

publi-reportage, infopublicité

publi-reportage, infopublicité

Ex: The fitness guru starred in an infomercial, explaining the benefits of their workout program and offering a special discount to viewers who order within the next 30 minutes .Le gourou du fitness a joué dans un **infopublicité**, expliquant les avantages de son programme d'entraînement et offrant une réduction spéciale aux téléspectateurs qui commandent dans les 30 prochaines minutes.

the act of reducing or limiting something in order to reach financial stability

réduction

réduction

Ex: Curtailment of capital expenditures was necessary to preserve cash flow during the financial downturn.La **réduction** des dépenses en capital était nécessaire pour préserver les flux de trésorerie pendant la crise financière.

the process of having someone outside of a company provide goods or services for that company

sous-traitance

sous-traitance

broker
[nom]

a person whose job is to sell and buy assets and goods for other people

courtier en bourse, courtière en bourse

courtier en bourse, courtière en bourse

a person who lends money to people, typically under illegal conditions, at a very high rate of interest

usurier, usurière

usurier, usurière

Ex: We heard stories of people who had borrowed from loan sharks and suffered dire consequences as a result .Nous avons entendu des histoires de personnes qui avaient emprunté à des **prêteurs sur gages** et en avaient subi de terribles conséquences.
tycoon
[nom]

a rich and powerful person who is successful in business or industry

magnat

magnat

magnate
[nom]

a wealthy, influential, and successful businessperson

magnat

magnat

Ex: Real estate magnate Donald Trump leveraged his family 's business into a globally recognized brand throughout hotels , casinos and television .Le magnat de l'immobilier Donald Trump a transformé l'entreprise familiale en une marque mondialement reconnue à travers les hôtels, les casinos et la télévision.
dog eat dog
[Phrase]

(in business, politics, etc.) a situation in which the competition is so fierce that everyone is willing to do whatever it takes to be successful, even if it means harming others

l'homme est un loup pour l'homme

l'homme est un loup pour l'homme

Ex: The competition for the job is fierce , and it 's dog eat dog situation .
Vocabulaire Avancé pour le TOEFL
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