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Vocabulario Avanzado para el TOEFL - Dinero y Negocios

Aquí aprenderás algunas palabras en inglés sobre dinero y negocios, como "soar", "overdue", "quotation", etc. que se necesitan para el examen TOEFL.

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Advanced Words Needed for TOEFL

to diminish in value, especially over time

depreciarse

depreciarse

to vary or waver between two or more states or amounts

fluctuar

fluctuar

Ex: The economy is unstable , causing stock prices fluctuate wildly .
to plummet
[Verbo]

to decline in amount or value in a sudden and rapid way

desplomarse

desplomarse

Ex: Political instability in the region caused tourism plummet, affecting the hospitality industry .
to soar
[Verbo]

to increase rapidly to a high level

aumentar

aumentar

Ex: The demand for electric cars is expected soar in the coming years as more people seek environmentally-friendly transportation options .
convertible
[Adjetivo]

able to be changed from one form of currency, investment, or security into another

convertible

convertible

Ex: convertible mortgage allows borrowers to switch between fixed and adjustable interest rates .
deregulatory
[Adjetivo]

relating to the removal or reduction of governmental power or regulations from an industry, commodity, etc.

desregulador

desregulador

extravagant
[Adjetivo]

costing a lot of money, more than the necessary or affordable amount

derrochador, despilfarrador

derrochador, despilfarrador

Ex: The CEOextravagant spending habits raised eyebrows among shareholders and employees alike .
fiscal
[Adjetivo]

relating to government revenue or public money, especially taxes

fiscal

fiscal

Ex: Fiscal responsibility is essential for maintaining the stability of the economy .
laissez-faire
[Adjetivo]

relating to a policy in which private businesses are allowed to thrive without government control

de no intervención

de no intervención

overdue
[Adjetivo]

‌not paid, done, etc. within the required or expected timeframe

vencido

vencido

Ex: The rent payment overdue, and the landlord has issued a reminder .
alimony
[Sustantivo]

the money that is demanded by the court to be paid to an ex-spouse or ex-partner

pensión alimenticia

pensión alimenticia

Ex: The judge considered various factors in determining the amount alimony to be paid .
arrears
[Sustantivo]

an unpaid debt that is past due

atrasos

atrasos

Ex: Sarah finally cleared her arrears by entering into a payment plan with the IRS , relieving her of a considerable financial burden .
collateral
[Sustantivo]

a loan guarantee that may be taken away if the loan is not repaid

garantía

garantía

Ex: The entrepreneur pledged his stock portfolio collateral to secure the business loan needed to expand his company .
incentive
[Sustantivo]

a payment or concession to encourage someone to do something specific

incentivo

incentivo

Ex: The government introduced subsidies as incentive for farmers to adopt sustainable agricultural practices .
audit
[Sustantivo]

a formal inspection of a business's financial records to see if they are correct and accurate or not

auditoría

auditoría

Ex: The IRS conducted a audit to verify the accuracy of the individual 's tax returns .
bailout
[Sustantivo]

an act of giving money to a foreign country, a failing company, or an organization on the verge of collapse to ensure their safety from bankruptcy

auxilio financiero

auxilio financiero

insolvency
[Sustantivo]

the state or condition of not having enough money to pay one's debts

insolvencia

insolvencia

quotation
[Sustantivo]

a statement indicating the cost of a specific service or piece of work

presupuesto

presupuesto

Ex: Before signing the contract , they reviewed quotation to ensure it aligned with their budget and expectations .
crunch
[Sustantivo]

a challenging situation caused by a shortage, such as time, money, or resources, that requires immediate attention or action

momento crítico

momento crítico

Ex: The team hit a crunch when supplies did n't arrive on time .
deflation
[Sustantivo]

(economics) a decrease in the amount of money in an economy, resulting in falling or unchanged prices

deflación

deflación

dividend
[Sustantivo]

an amount of money paid regularly to the shareholders of a company

dividendo

dividendo

Ex: The board decided to increase dividend this year .
leverage
[Sustantivo]

(finance) the value of a company's shares in relation to its debts

apalancamiento, apalanque

apalancamiento, apalanque

ransom
[Sustantivo]

an amount of money demanded or paid for the release of a person who is in captivity

rescate

rescate

Ex: Hostage negotiations are delicate processes aimed at securing the safe release of captives without ransom.
subsidy
[Sustantivo]

an amount of money that a government or organization pays to lower the costs of producing goods or providing services so that prices do not increase

subvención, subsidio

subvención, subsidio

Ex: The arts organization relies on subsidies to fund its cultural programs and events .
tariff
[Sustantivo]

a tax paid on goods imported or exported

tarifa

tarifa

Ex: Businesses are concerned about tariff increases that could impact their supply chain costs .
usury
[Sustantivo]

the act of loaning money to others and demanding a very high interest rate

usura

usura

Ex: Traditional moneylenders in rural areas often usury, taking advantage of people 's lack of knowledge .
liquidity
[Sustantivo]

financial assets in the form of money or able to be easily converted into money

liquidez

liquidez

Ex: The central bank liquidity to the financial markets .
monetarism
[Sustantivo]

the theory or policy of controlling the amount of money in circulation as the preferred method of stabilizing the economy

monetarismo

monetarismo

Ex: Supporters monetarism believe that a stable money supply ensures economic stability .
stagflation
[Sustantivo]

an economic situation with persistent high inflation and a high unemployment rate

estanflación

estanflación

Ex: Policymakers were puzzled by stagflation, as both inflation and unemployment rose .
clientele
[Sustantivo]

all the customers collectively

clientela

clientela

conglomerate
[Sustantivo]

a corporation formed by merging different firms or businesses

conglomerado

conglomerado

Ex: Shareholders expressed concerns about conglomerate's complex corporate structure and urged management to streamline operations for better efficiency .
subsidiary
[Sustantivo]

a business company controlled or owned by a holding or parent company

filial

filial

Ex: The retail chain subsidiaries in different countries .
infomercial
[Sustantivo]

an advertising television program that tries to promote a product by giving a lot of information about it in a supposedly objective manner

publirreportaje, infomercial

publirreportaje, infomercial

Ex: The fitness guru starred in infomercial, explaining the benefits of their workout program and offering a special discount to viewers who order within the next 30 minutes .
curtailment
[Sustantivo]

the act of reducing or limiting something in order to reach financial stability

acortamiento

acortamiento

Ex: Curtailment of capital expenditures was necessary to preserve cash flow during the financial downturn.
outsourcing
[Sustantivo]

the process of having someone outside of a company provide goods or services for that company

externalización

externalización

broker
[Sustantivo]

a person whose job is to sell and buy assets and goods for other people

corredor de bolsa

corredor de bolsa

loan shark
[Sustantivo]

a person who lends money to people, typically under illegal conditions, at a very high rate of interest

usurero

usurero

Ex: We heard stories of people who had borrowed loan sharks and suffered dire consequences as a result .
tycoon
[Sustantivo]

a rich and powerful person who is successful in business or industry

magnate

magnate

magnate
[Sustantivo]

a wealthy, influential, and successful businessperson

magnate

magnate

Ex: magnate Donald Trump leveraged his family 's business into a globally recognized brand throughout hotels , casinos and television .

(in business, politics, etc.) a situation in which the competition is so fierce that everyone is willing to do whatever it takes to be successful, even if it means harming others

perro come perro

perro come perro

Ex: The competition for the job is fierce , and it 's dog eat dog situation .
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