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Vocabulario Avanzado para el TOEFL - Dinero y Negocios

Aquí aprenderás algunas palabras en inglés sobre dinero y negocios, como "soar", "overdue", "quotation", etc. que se necesitan para el examen TOEFL.

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Advanced Words Needed for TOEFL
to depreciate

to diminish in value, especially over time

depreciarse

depreciarse

to fluctuate

to vary or waver between two or more states or amounts

fluctuar

fluctuar

Ex: The economy fluctuates, affecting businesses and individuals alike. 
to plummet
to plummet
[Verbo]

to decline in amount or value in a sudden and rapid way

desplomarse

desplomarse

Ex: After the disappointing earnings report, the company's stock value began to plummet. 
to soar
to soar
[Verbo]

to increase rapidly to a high level

aumentar

aumentar

Ex: The price of Bitcoin soared to an all-time high last week. 
convertible
convertible
[Adjetivo]

able to be changed from one form of currency, investment, or security into another

convertible

convertible

Ex: The convertible currency can be easily exchanged for another currency at the current exchange rate. 
deregulatory
deregulatory
[Adjetivo]

relating to the removal or reduction of governmental power or regulations from an industry, commodity, etc.

desregulador

desregulador

extravagant
extravagant
[Adjetivo]

costing a lot of money, more than the necessary or affordable amount

derrochador, despilfarrador

derrochador, despilfarrador

Ex: She threw an extravagant birthday party with live music and gourmet catering. 
fiscal
fiscal
[Adjetivo]

relating to government revenue or public money, especially taxes

fiscal

fiscal

Ex: The government faces challenges in balancing fiscal priorities while addressing social needs. 
laissez-faire
laissez-faire
[Adjetivo]

relating to a policy in which private businesses are allowed to thrive without government control

de no intervención

de no intervención

overdue
overdue
[Adjetivo]

‌not paid, done, etc. within the required or expected timeframe

vencido

vencido

Ex: The bill payment is overdue, and late fees may apply. 
alimony
alimony
[Sustantivo]

the money that is demanded by the court to be paid to an ex-spouse or ex-partner

pensión alimenticia

pensión alimenticia

Ex: After the divorce, she was awarded monthly alimony payments to support her financially. 
arrears
arrears
[Sustantivo]

money that is owed and not yet paid

atrasos

atrasos

Ex: He finally paid off his arrears from the last six months. 
collateral
collateral
[Sustantivo]

a loan guarantee that may be taken away if the loan is not repaid

garantía

garantía

Ex: When securing a loan, the bank often requires borrowers to provide collateral, such as real estate or vehicles, to mitigate the risk of default. 
incentive
incentive
[Sustantivo]

a payment or concession to encourage someone to do something specific

incentivo

incentivo

Ex: The company offered a bonus as an incentive for employees who exceeded their sales targets. 
audit
audit
[Sustantivo]

a formal inspection of a business's financial records to see if they are correct and accurate or not

auditoría

auditoría

Ex: The company underwent an audit to ensure compliance with financial regulations. 
bailout
bailout
[Sustantivo]

an act of giving money to a foreign country, a failing company, or an organization on the verge of collapse to ensure their safety from bankruptcy

auxilio financiero

auxilio financiero

insolvency
insolvency
[Sustantivo]

the state or condition of not having enough money to pay one's debts

insolvencia

insolvencia

quotation
quotation
[Sustantivo]

a statement indicating the cost of a specific service or piece of work

presupuesto

presupuesto

Ex: The contractor provided a detailed quotation for the renovation project, outlining materials and labor costs. 
crunch
crunch
[Sustantivo]

a challenging situation caused by a shortage, such as time, money, or resources, that requires immediate attention or action

momento crítico

momento crítico

Ex: The company faced a financial crunch after losing a major client. 
deflation
deflation
[Sustantivo]

(economics) a decrease in the amount of money in an economy, resulting in falling or unchanged prices

deflación

deflación

dividend
dividend
[Sustantivo]

an amount of money paid regularly to the shareholders of a company

dividendo

dividendo

Ex: The company announced a quarterly dividend of $1 per share. 
leverage
leverage
[Sustantivo]

(finance) the value of a company's shares in relation to its debts

apalancamiento, efecto de palanca

apalancamiento, efecto de palanca

ransom
ransom
[Sustantivo]

an amount of money demanded or paid for the release of a person who is in captivity

rescate

rescate

Ex: The kidnappers demanded a large ransom for the safe return of the CEO's daughter. 
subsidy
subsidy
[Sustantivo]

an amount of money that a government or organization pays to lower the costs of producing goods or providing services so that prices do not increase

subvención, subsidio

subvención, subsidio

Ex: The government provides subsidies to farmers to support agricultural production and maintain food security. 
tariff
tariff
[Sustantivo]

a tax paid on goods imported or exported

tarifa

tarifa

Ex: The government imposed a tariff on imported steel to protect domestic producers. 
usury
usury
[Sustantivo]

the practice of lending money at excessively high interest rates, considered unethical or illegal

usura

usura

Ex: The lender was accused of usury after charging triple-digit interest. 
liquidity
liquidity
[Sustantivo]

financial assets in the form of money or able to be easily converted into money

liquidez

liquidez

Ex: The company maintained high liquidity to cover unexpected expenses. 
monetarism
monetarism
[Sustantivo]

the theory or policy of controlling the amount of money in circulation as the preferred method of stabilizing the economy

monetarismo

monetarismo

Ex: Monetarism emphasizes the role of monetary policy over fiscal policy. 
stagflation
stagflation
[Sustantivo]

an economic situation with persistent high inflation and a high unemployment rate

estanflación

estanflación

Ex: The country experienced stagflation, with prices rising and jobs disappearing. 
clientele
clientele
[Sustantivo]

the collective body of clients served by a business, professional, or institution

clientela

clientela

Ex: The boutique's clientele favored minimalist fashion and high-end fabrics. 
conglomerate
conglomerate
[Sustantivo]

a corporation formed by merging different firms or businesses

conglomerado

conglomerado

Ex: The conglomerate expanded its operations by acquiring companies in various industries such as technology, healthcare, and consumer goods. 
subsidiary
subsidiary
[Sustantivo]

a business company controlled or owned by a holding or parent company

filial

filial

Ex: The tech giant acquired a new subsidiary to expand its product line. 
infomercial
infomercial
[Sustantivo]

an advertising television program that tries to promote a product by giving a lot of information about it in a supposedly objective manner

publirreportaje, infomercial

publirreportaje, infomercial

Ex: The infomercial for the new kitchen appliance demonstrated its multiple uses and featured testimonials from satisfied customers. 
curtailment
curtailment
[Sustantivo]

the act of reducing or limiting something in order to reach financial stability

acortamiento

acortamiento

Ex: The company announced a curtailment of its production operations in response to declining market demand. 
outsourcing
outsourcing
[Sustantivo]

the process of having someone outside of a company provide goods or services for that company

externalización

externalización

broker
broker
[Sustantivo]

a person whose job is to sell and buy assets and goods for other people

corredor de bolsa

corredor de bolsa

loan shark
loan shark
[Sustantivo]

a person who lends money to people, typically under illegal conditions, at a very high rate of interest

prestamista usurero, usurero

prestamista usurero, usurero

Ex: He borrowed money from a loan shark and ended up owing twice as much. 
tycoon
tycoon
[Sustantivo]

a rich and powerful person who is successful in business or industry

magnate

magnate

magnate
magnate
[Sustantivo]

a wealthy, influential, and successful businessperson

magnate

magnate

Ex: John D. Rockefeller started out as a young businessman and quickly became a titan of industry, ultimately earning the title "magnate. 
dog eat dog

(in business, politics, etc.) a situation in which the competition is so fierce that everyone is willing to do whatever it takes to be successful, even if it means harming others

competencia feroz, sálvese quien pueda

competencia feroz, sálvese quien pueda

Ex: The tech industry can be dog eat dog, especially for small startups. 
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