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托福高级词汇 - 金钱与商业

在这里,你将学习一些关于金钱和商业的英语单词,如“飙升”、“逾期”、“报价”等,这些都是托福考试所需要的。

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Advanced Words Needed for TOEFL

to diminish in value, especially over time

贬值, 折旧

贬值, 折旧

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to fluctuate
[动词]

to vary or waver between two or more states or amounts

波动, 变动

波动, 变动

Ex: The economy is unstable , causing stock prices to fluctuate wildly .经济不稳定,导致股价**波动**剧烈。
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to plummet
[动词]

to decline in amount or value in a sudden and rapid way

暴跌, 骤降

暴跌, 骤降

Ex: Political instability in the region caused tourism to plummet, affecting the hospitality industry .该地区的政治不稳定导致旅游业**暴跌**,影响了酒店业。
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to soar
[动词]

to increase rapidly to a high level

飙升, 猛增

飙升, 猛增

Ex: The demand for electric cars is expected to soar in the coming years as more people seek environmentally-friendly transportation options .随着越来越多的人寻求环保的交通选择,未来几年电动汽车的需求预计将**飙升**。
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convertible
[形容词]

able to be changed from one form of currency, investment, or security into another

可兑换的

可兑换的

Ex: The convertible mortgage allows borrowers to switch between fixed and adjustable interest rates .**可转换**抵押贷款允许借款人在固定利率和可调利率之间切换。
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deregulatory
[形容词]

relating to the removal or reduction of governmental power or regulations from an industry, commodity, etc.

解除管制的, 与放松管制有关的

解除管制的, 与放松管制有关的

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extravagant
[形容词]

costing a lot of money, more than the necessary or affordable amount

奢侈的, 豪华的

奢侈的, 豪华的

Ex: The CEO 's extravagant spending habits raised eyebrows among shareholders and employees alike .CEO**奢侈**的消费习惯引起了股东和员工的侧目。
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fiscal
[形容词]

relating to government revenue or public money, especially taxes

财政的, 预算的

财政的, 预算的

Ex: Fiscal responsibility is essential for maintaining the stability of the economy .**财政**责任对于维持经济的稳定至关重要。
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laissez-faire
[形容词]

relating to a policy in which private businesses are allowed to thrive without government control

自由放任

自由放任

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overdue
[形容词]

‌not paid, done, etc. within the required or expected timeframe

过期的, 未支付的

过期的, 未支付的

Ex: The rent payment is overdue, and the landlord has issued a reminder .租金支付**逾期**,房东已发出提醒。
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alimony
[名词]

the money that is demanded by the court to be paid to an ex-spouse or ex-partner

赡养费, 抚养费

赡养费, 抚养费

Ex: The judge considered various factors in determining the amount of alimony to be paid .法官在确定应支付的**赡养费**金额时考虑了各种因素。
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arrears
[名词]

an unpaid debt that is past due

欠款, 逾期未付债务

欠款, 逾期未付债务

Ex: Sarah finally cleared her tax arrears by entering into a payment plan with the IRS , relieving her of a considerable financial burden .莎拉最终通过与国税局达成付款计划,清除了她的**欠款**,解除了相当大的财务负担。
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collateral
[名词]

a loan guarantee that may be taken away if the loan is not repaid

抵押品,  担保物

抵押品, 担保物

Ex: The entrepreneur pledged his stock portfolio as collateral to secure the business loan needed to expand his company .这位企业家承诺以他的股票投资组合作为**抵押**,以确保扩大公司所需的商业贷款。
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incentive
[名词]

a payment or concession to encourage someone to do something specific

激励,  奖金

激励, 奖金

Ex: The government introduced subsidies as an incentive for farmers to adopt sustainable agricultural practices .政府引入补贴作为**激励**措施,鼓励农民采用可持续的农业实践。
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audit
[名词]

a formal inspection of a business's financial records to see if they are correct and accurate or not

审计, 财务检查

审计, 财务检查

Ex: The IRS conducted a tax audit to verify the accuracy of the individual 's tax returns .美国国税局进行了税务**审计**,以核实个人纳税申报表的准确性。
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bailout
[名词]

an act of giving money to a foreign country, a failing company, or an organization on the verge of collapse to ensure their safety from bankruptcy

救助, 纾困

救助, 纾困

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insolvency
[名词]

the state or condition of not having enough money to pay one's debts

破产, 无力偿债

破产, 无力偿债

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quotation
[名词]

a statement indicating the cost of a specific service or piece of work

报价, 估价

报价, 估价

Ex: Before signing the contract , they reviewed the quotation to ensure it aligned with their budget and expectations .在签署合同之前,他们审查了**报价**以确保它符合他们的预算和期望。
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crunch
[名词]

a challenging situation caused by a shortage, such as time, money, or resources, that requires immediate attention or action

危机, 困境

危机, 困境

Ex: The team hit a resource crunch when supplies did n't arrive on time .当供应没有按时到达时,团队遇到了资源**紧张**。
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deflation
[名词]

(economics) a decrease in the amount of money in an economy, resulting in falling or unchanged prices

通货紧缩

通货紧缩

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dividend
[名词]

an amount of money paid regularly to the shareholders of a company

股息

股息

Ex: The board decided to increase the dividend this year .董事会决定今年增加**股息**。
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leverage
[名词]

(finance) the value of a company's shares in relation to its debts

财务杠杆, 杠杆效应

财务杠杆, 杠杆效应

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ransom
[名词]

an amount of money demanded or paid for the release of a person who is in captivity

赎金

赎金

Ex: Hostage negotiations are delicate processes aimed at securing the safe release of captives without paying ransom.人质谈判是旨在确保人质安全释放而不支付**赎金**的微妙过程。
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subsidy
[名词]

an amount of money that a government or organization pays to lower the costs of producing goods or providing services so that prices do not increase

补贴, 财政援助

补贴, 财政援助

Ex: The arts organization relies on government subsidies to fund its cultural programs and events .该艺术组织依靠政府**补贴**来资助其文化项目和活动。
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tariff
[名词]

a tax paid on goods imported or exported

关税, 进口税

关税, 进口税

Ex: Businesses are concerned about potential tariff increases that could impact their supply chain costs .企业担心可能增加的**关税**会影响他们的供应链成本。
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usury
[名词]

the act of loaning money to others and demanding a very high interest rate

高利贷, 以非常高的利率借钱给他人

高利贷, 以非常高的利率借钱给他人

Ex: Traditional moneylenders in rural areas often engage in usury, taking advantage of people 's lack of knowledge .农村地区的传统放贷人经常从事**高利贷**,利用人们的无知。
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liquidity
[名词]

financial assets in the form of money or able to be easily converted into money

流动性

流动性

Ex: The central bank provided liquidity to the financial markets .中央银行向金融市场提供了**流动性**。
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monetarism
[名词]

the theory or policy of controlling the amount of money in circulation as the preferred method of stabilizing the economy

货币主义, 货币理论

货币主义, 货币理论

Ex: Supporters of monetarism believe that a stable money supply ensures economic stability .**货币主义**的支持者认为,稳定的货币供应能确保经济稳定。
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stagflation
[名词]

an economic situation with persistent high inflation and a high unemployment rate

滞胀, 停滞性通货膨胀

滞胀, 停滞性通货膨胀

Ex: Policymakers were puzzled by the stagflation, as both inflation and unemployment rose .政策制定者对**滞胀**感到困惑,因为通货膨胀和失业率都在上升。
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clientele
[名词]

all the customers collectively

客户群

客户群

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conglomerate
[名词]

a corporation formed by merging different firms or businesses

集团, 企业集团

集团, 企业集团

Ex: Shareholders expressed concerns about the conglomerate's complex corporate structure and urged management to streamline operations for better efficiency .股东对**企业集团**复杂的公司结构表示担忧,并敦促管理层简化运营以提高效率。
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subsidiary
[名词]

a business company controlled or owned by a holding or parent company

子公司, 附属公司

子公司, 附属公司

Ex: The retail chain has subsidiaries in different countries .零售连锁店在不同国家拥有**子公司**。
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infomercial
[名词]

an advertising television program that tries to promote a product by giving a lot of information about it in a supposedly objective manner

广告节目, 电视购物

广告节目, 电视购物

Ex: The fitness guru starred in an infomercial, explaining the benefits of their workout program and offering a special discount to viewers who order within the next 30 minutes .健身大师出演了一个**电视购物广告**,解释了他们的锻炼计划的好处,并向在接下来的30分钟内订购的观众提供特别折扣。
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curtailment
[名词]

the act of reducing or limiting something in order to reach financial stability

削减,  限制

削减, 限制

Ex: Curtailment of capital expenditures was necessary to preserve cash flow during the financial downturn.在财务低迷期间,为了保持现金流,**削减**资本支出是必要的。
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outsourcing
[名词]

the process of having someone outside of a company provide goods or services for that company

外包, 外判

外包, 外判

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broker
[名词]

a person whose job is to sell and buy assets and goods for other people

经纪人, 中介

经纪人, 中介

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loan shark
[名词]

a person who lends money to people, typically under illegal conditions, at a very high rate of interest

高利贷者, 放债鲨鱼

高利贷者, 放债鲨鱼

Ex: We heard stories of people who had borrowed from loan sharks and suffered dire consequences as a result .我们听说过一些人向**放高利贷者**借钱,结果遭受了可怕的后果。
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tycoon
[名词]

a rich and powerful person who is successful in business or industry

大亨, 巨头

大亨, 巨头

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magnate
[名词]

a wealthy, influential, and successful businessperson

巨头, 工业巨头

巨头, 工业巨头

Ex: Real estate magnate Donald Trump leveraged his family 's business into a globally recognized brand throughout hotels , casinos and television .房地产**大亨**唐纳德·特朗普通过酒店、赌场和电视将家族企业打造成全球认可的品牌。
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dog eat dog
[短语]

(in business, politics, etc.) a situation in which the competition is so fierce that everyone is willing to do whatever it takes to be successful, even if it means harming others

Ex: The competition for the job is fierce , and it 's dog eat dog situation .
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