pattern

Daftar Kata Level C2 - Keuangan

Di sini Anda akan mempelajari semua kata penting untuk berbicara tentang Keuangan, yang dikumpulkan khusus untuk pelajar tingkat C2.

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CEFR C2 Vocabulary
price fixing
price fixing
[Kata benda]

an agreement between business rivals to not sell products at a lower price

penetapan harga, kesepakatan harga

penetapan harga, kesepakatan harga

Ex: Cartels often engage in price fixing to control market prices and limit competition, resulting in higher prices for consumers. 

Kartel sering terlibat dalam penetapan harga untuk mengendalikan harga pasar dan membatasi persaingan, mengakibatkan harga yang lebih tinggi bagi konsumen.

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alimony
alimony
[Kata benda]

the money that is demanded by the court to be paid to an ex-spouse or ex-partner

nafkah, tunjangan

nafkah, tunjangan

Ex: The terms of the divorce settlement included provisions for alimony and child support. 

Syarat-syarat penyelesaian perceraian mencakup ketentuan untuk nafkah dan tunjangan anak.

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arrears
arrears
[Kata benda]

money that is owed and not yet paid

tunggakan, utang yang belum dibayar

tunggakan, utang yang belum dibayar

Ex: Interest continued to accumulate on the outstanding arrears. 

Bunga terus bertambah pada tunggakan yang belum dibayar.

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collateral
collateral
[Kata benda]

a loan guarantee that may be taken away if the loan is not repaid

jaminan,  agunan

jaminan, agunan

Ex: In the event of default, the lender has the right to seize and sell the collateral to recover the outstanding debt. 

Dalam hal wanprestasi, pemberi pinjaman berhak menyita dan menjual jaminan untuk menutup utang yang belum dibayar.

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contingency
contingency
[Kata benda]

the funds that are set aside for unforeseen expenses that may arise in the future

kontinjensi

kontinjensi

Ex: Non-profit organizations often establish contingency funds to prepare for unexpected drops in donations or to address urgent community needs. 

Organisasi nirlaba sering mendirikan dana darurat untuk mempersiapkan penurunan donasi yang tidak terduga atau untuk memenuhi kebutuhan mendesak masyarakat.

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lump sum
lump sum
[Kata benda]

a single, large payment made in full, instead of smaller payments made over time

pembayaran sekaligus, jumlah sekaligus

pembayaran sekaligus, jumlah sekaligus

Ex: Instead of monthly pension payments, retirees sometimes opt for a lump sum payout, allowing them more flexibility in managing their finances. 

Alih-alih pembayaran pensiun bulanan, para pensiunan terkadang memilih pembayaran sekaligus, yang memungkinkan mereka lebih fleksibel dalam mengelola keuangan.

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overhead
overhead
[Kata benda]

the regular costs required for maintaining a business or an organization

biaya overhead

biaya overhead

Ex: Keeping overhead low allowed the startup to reinvest more money into product development. 

Menjaga overhead tetap rendah memungkinkan startup untuk menginvestasikan lebih banyak uang ke dalam pengembangan produk.

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top-up
top-up
[Kata benda]

an extra amount of money added to an existing sum so that it reaches the required total

isi ulang, tambahan

isi ulang, tambahan

Ex: To ensure a stable internet connection throughout the day, I regularly top up my data plan on my mobile phone. 

Untuk memastikan koneksi internet yang stabil sepanjang hari, saya secara teratur mengisi ulang paket data di ponsel saya.

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bubble
bubble
[Kata benda]

a rapid trend of increase in prices that eventually leads to a collapse

gelembung, gelembung spekulatif

gelembung, gelembung spekulatif

Ex: Many analysts warn that the rapid rise in cryptocurrency prices may be indicative of a speculative bubble that could burst at any moment. 

Banyak analis memperingatkan bahwa kenaikan harga cryptocurrency yang cepat mungkin mengindikasikan gelembung spekulatif yang bisa pecah kapan saja.

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face value
face value
[Kata benda]

the price that is imprinted on a product

nilai nominal, nilai muka

nilai nominal, nilai muka

Ex: During the sale, customers can purchase items at a discount, sometimes significantly below their face value. 

Selama obral, pelanggan dapat membeli barang dengan diskon, terkadang jauh di bawah nilai nominalnya.

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outlay
outlay
[Kata benda]

the sum of money spent

pengeluaran, investasi

pengeluaran, investasi

Ex: The total outlay for the renovations was $50,000. 

Total pengeluaran untuk renovasi adalah $50.000.

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receivables
receivables
[Kata benda]

the amount of unpaid debt that a company expects to receive from its customers or another company

piutang, tagihan

piutang, tagihan

Ex: The aging report showed that a large portion of the company's receivables were overdue, prompting management to take action to expedite payments. 

Laporan penuaan menunjukkan bahwa sebagian besar piutang perusahaan telah jatuh tempo, mendorong manajemen untuk mengambil tindakan untuk mempercepat pembayaran.

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seed money
seed money
[Kata benda]

the initial amount of money needed to start a business or project

modal awal, pendanaan awal

modal awal, pendanaan awal

Ex: The university's innovation center offers seed money grants to faculty members to support the development of promising research projects. 

Pusat inovasi universitas menawarkan hibah modal awal kepada anggota fakultas untuk mendukung pengembangan proyek penelitian yang menjanjikan.

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gratuity
gratuity
[Kata benda]

an additional amount of money given to someone for their services

tip, gratifikasi

tip, gratifikasi

Ex: It's customary to leave a gratuity for the waiter or waitress when dining at a restaurant. 

Sudah menjadi kebiasaan untuk meninggalkan tip untuk pelayan atau pelayan wanita saat makan di restoran.

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savings and loan association

an organization that lends money to people for buying a house or pays interest on the money that they save there

Ex: Members of the community pooled their savings to establish a local savings and loan association to provide affordable loans to small businesses. 
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clearing house
clearing house
[Kata benda]

a financial institution that oversees exchanging cheques and other financial transactions

rumah kliring, pusat kliring

rumah kliring, pusat kliring

Ex: The international clearing house handles transactions between banks from different countries, ensuring smooth and efficient cross-border payments. 

Rumah kliring internasional menangani transaksi antara bank dari berbagai negara, memastikan pembayaran lintas batas yang lancar dan efisien.

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line of credit
line of credit
[Kata benda]

the maximum amount of loan that a customer is allowed to receive

garis kredit, kredit berputar

garis kredit, kredit berputar

Ex: The company's line of credit with its suppliers allowed it to maintain inventory levels without tying up excessive capital. 

Garis kredit perusahaan dengan pemasoknya memungkinkannya untuk mempertahankan tingkat persediaan tanpa mengikat modal yang berlebihan.

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fintech
fintech
[Kata benda]

the technological innovation in financial services

fintech, teknologi finansial

fintech, teknologi finansial

Ex: The fintech industry is rapidly evolving, with new players entering the market to disrupt established financial institutions by offering innovative solutions for lending, insurance, and wealth management. 

Industri fintech berkembang dengan cepat, dengan pemain baru memasuki pasar untuk mengganggu lembaga keuangan mapan dengan menawarkan solusi inovatif untuk pinjaman, asuransi, dan manajemen kekayaan.

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pension pot
pension pot
[Kata benda]

the total accumulated savings set aside for retirement

tabungan pensiun, dana pensiun

tabungan pensiun, dana pensiun

Ex: After years of diligent saving, John's pension pot had grown significantly, providing him with a substantial income during retirement. 

Setelah bertahun-tahun menabung dengan rajin, pot pensiun John telah tumbuh secara signifikan, memberinya pendapatan yang substansial selama masa pensiun.

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child support
child support
[Kata benda]

a regular payment from one parent to financially support the child after a divorce

nafkah anak, dukungan anak

nafkah anak, dukungan anak

Ex: Failure to pay child support can result in legal consequences, including wage garnishment or even imprisonment. 

Kegagalan membayar nafkah anak dapat mengakibatkan konsekuensi hukum, termasuk penyitaan upah atau bahkan penjara.

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corporate welfare
corporate welfare
[Kata benda]

subsidies, incentives, or benefits given by the government to big or growing businesses and corporations

kesejahteraan korporat, subsidi korporasi

kesejahteraan korporat, subsidi korporasi

Ex: Proponents of corporate welfare claim that such financial support is necessary to protect jobs and stimulate economic growth. 

Pendukung kesejahteraan korporat mengklaim bahwa dukungan keuangan seperti itu diperlukan untuk melindungi pekerjaan dan merangsang pertumbuhan ekonomi.

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giro
giro
[Kata benda]

a British banking system in which funds are transferred from one account to another upon authorization, often via bank or post office

transfer bank, transfer pos

transfer bank, transfer pos

Ex: Customers can authorize giro transfers at their local post office. 

Pelanggan dapat mengotorisasi transfer giro di kantor pos lokal mereka.

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to liquidate
to liquidate
[kata kerja]

to clear one's debt

melikuidasi, melunasi

melikuidasi, melunasi

Ex: She worked extra hours to liquidate her student loans. 

Dia bekerja lembur untuk melunasi pinjaman pelajarnya.

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net asset value
net asset value
[Kata benda]

the value of a company's assets minus its liabilities, divided by the number of outstanding shares

nilai aset bersih, nilai bersih aset

nilai aset bersih, nilai bersih aset

Ex: The net asset value per share of the real estate investment trust (REIT) increased significantly due to rising property values. 

Nilai aset bersih per saham dari real estate investment trust (REIT) meningkat secara signifikan karena kenaikan nilai properti.

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endowment
endowment
[Kata benda]

money or property donated to an institution, the income from which is used for its support

endowment, dana abadi

endowment, dana abadi

Ex: The hospital receives income from its endowment for medical research. 

Rumah sakit menerima pendapatan dari endowment-nya untuk penelitian medis.

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