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Daftar Kata Level C2 - Finance

Di sini Anda akan mempelajari semua kata penting untuk berbicara tentang Keuangan, yang dikumpulkan khusus untuk pelajar tingkat C2.

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CEFR C2 Vocabulary
price fixing
price fixing
[Kata benda]

an agreement between business rivals to not sell products at a lower price

penetapan harga, kesepakatan harga

penetapan harga, kesepakatan harga

Ex: The company was fined millions of dollars for engaging in price fixing with its competitors, violating antitrust laws. 
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alimony
alimony
[Kata benda]

the money that is demanded by the court to be paid to an ex-spouse or ex-partner

nafkah, tunjangan

nafkah, tunjangan

Ex: After the divorce, she was awarded monthly alimony payments to support her financially. 
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arrears
arrears
[Kata benda]

money that is owed and not yet paid

tunggakan, utang yang belum dibayar

tunggakan, utang yang belum dibayar

Ex: He finally paid off his arrears from the last six months. 
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collateral
collateral
[Kata benda]

a loan guarantee that may be taken away if the loan is not repaid

jaminan,  agunan

jaminan, agunan

Ex: When securing a loan, the bank often requires borrowers to provide collateral, such as real estate or vehicles, to mitigate the risk of default. 
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contingency
contingency
[Kata benda]

the funds that are set aside for unforeseen expenses that may arise in the future

kontinjensi

kontinjensi

Ex: The company allocated a portion of its budget as a contingency to cover unexpected costs, such as equipment repairs or legal fees. 
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lump sum
lump sum
[Kata benda]

a single, large payment made in full, instead of smaller payments made over time

pembayaran sekaligus, jumlah sekaligus

pembayaran sekaligus, jumlah sekaligus

Ex: After winning the lottery, Sarah chose to receive her prize as a lump sum rather than in annual installments. 
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overhead
overhead
[Kata benda]

the regular costs required for maintaining a business or an organization

biaya overhead

biaya overhead

Ex: Rent, utilities, and insurance are all part of the company's overhead. 
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top-up
top-up
[Kata benda]

an extra amount of money added to an existing sum so that it reaches the required total

isi ulang, tambahan

isi ulang, tambahan

Ex: Before embarking on the road trip, I stopped at the gas station to top up the tank. 
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bubble
bubble
[Kata benda]

a rapid trend of increase in prices that eventually leads to a collapse

gelembung, gelembung spekulatif

gelembung, gelembung spekulatif

Ex: The housing bubble of the mid-2000s led to a catastrophic collapse in real estate prices and triggered the global financial crisis. 
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face value
face value
[Kata benda]

the price that is imprinted on a product

nilai nominal, nilai muka

nilai nominal, nilai muka

Ex: The ticket's face value was $50, but due to high demand, scalpers were selling them for three times that amount. 
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outlay
outlay
[Kata benda]

the sum of money spent

pengeluaran, investasi

pengeluaran, investasi

Ex: The total outlay for the renovations was $50,000. 
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receivables
receivables
[Kata benda]

the amount of unpaid debt that a company expects to receive from its customers or another company

piutang, tagihan

piutang, tagihan

Ex: The company's accounts receivables increased significantly this quarter, indicating strong sales but also potential cash flow challenges. 
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seed money
seed money
[Kata benda]

the initial amount of money needed to start a business or project

modal awal, pendanaan awal

modal awal, pendanaan awal

Ex: The entrepreneur used seed money from family and friends to launch her start-up company. 
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gratuity
gratuity
[Kata benda]

an additional amount of money given to someone for their services

tip, gratifikasi

tip, gratifikasi

Ex: The waiter received a generous gratuity for providing excellent service throughout the meal. 
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savings and loan association

an organization that lends money to people for buying a house or pays interest on the money that they save there

Ex: The savings and loan association offered competitive interest rates on mortgages for first-time homebuyers. 
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clearing house
clearing house
[Kata benda]

a financial institution that oversees exchanging cheques and other financial transactions

rumah kliring, pusat kliring

rumah kliring, pusat kliring

Ex: The clearing house acts as an intermediary between buyers and sellers in financial markets, facilitating the settlement of transactions. 
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line of credit
line of credit
[Kata benda]

the maximum amount of loan that a customer is allowed to receive

garis kredit, kredit berputar

garis kredit, kredit berputar

Ex: The small business secured a line of credit from the bank to cover operating expenses during lean months. 
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fintech
fintech
[Kata benda]

the technological innovation in financial services

fintech, teknologi finansial

fintech, teknologi finansial

Ex: The fintech company developed a mobile app that allows users to easily transfer money, pay bills, and track their expenses in real-time. 
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pension pot
pension pot
[Kata benda]

the total accumulated savings set aside for retirement

tabungan pensiun, dana pensiun

tabungan pensiun, dana pensiun

Ex: As retirement approached, Sarah began contributing more to her pension pot to ensure a comfortable lifestyle in her later years. 
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child support
child support
[Kata benda]

a regular payment from one parent to financially support the child after a divorce

nafkah anak, dukungan anak

nafkah anak, dukungan anak

Ex: The court ordered John to pay monthly child support to help cover the costs of raising his two children. 
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corporate welfare
corporate welfare
[Kata benda]

subsidies, incentives, or benefits given by the government to big or growing businesses and corporations

kesejahteraan korporat, subsidi korporasi

kesejahteraan korporat, subsidi korporasi

Ex: Critics argue that corporate welfare distorts the free market by giving unfair advantages to certain businesses through government subsidies. 
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giro
giro
[Kata benda]

a British banking system in which funds are transferred from one account to another upon authorization, often via bank or post office

transfer bank, transfer pos

transfer bank, transfer pos

Ex: He paid his rent using the giro system. 
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to liquidate
to liquidate
[kata kerja]

to clear one's debt

melikuidasi, melunasi

melikuidasi, melunasi

Ex: They were required to liquidate the debt within 15 days of the date due. 
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net asset value
net asset value
[Kata benda]

the value of a company's assets minus its liabilities, divided by the number of outstanding shares

nilai aset bersih, nilai bersih aset

nilai aset bersih, nilai bersih aset

Ex: The mutual fund's net asset value (NAV) is calculated at the end of each trading day, reflecting the total value of its assets minus liabilities. 
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endowment
endowment
[Kata benda]

money or property donated to an institution, the income from which is used for its support

endowment, dana abadi

endowment, dana abadi

Ex: The university's scholarship program is funded by its endowment. 
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