C2级单词表 - Finance

在这里,您将学习所有关于金融的基本词汇,这些词汇是专门为C2级别的学习者收集的。

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C2级单词表
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价格固定

Ex: The investigation uncovered evidence of price fixing among major pharmaceutical companies , artificially inflating drug prices .

调查发现主要制药公司之间存在价格操纵的证据,人为抬高药品价格。

alimony [名词]
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赡养费

Ex: The court ordered him to pay alimony to his ex-wife to help cover her living expenses .

法院命令他向他的前妻支付赡养费以帮助支付她的生活费用。

arrears [名词]
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money that is owed and not yet paid

Ex: The tenant 's rent arrears forced the landlord to take legal action .
collateral [名词]
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抵押品

Ex: The pawnshop accepted the diamond necklace as collateral for the short-term loan .

当铺接受了钻石项链作为短期贷款的抵押品

contingency [名词]
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应急费用

Ex: As a prudent financial practice , homeowners should maintain a contingency fund to cover sudden home repairs , like a leaking roof or a malfunctioning furnace .

作为一种谨慎的财务做法,房主应维持一笔应急资金,以支付突然的家庭维修费用,如屋顶漏水或炉子故障。

lump sum [名词]
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一次性付款

Ex: The inheritance was distributed as a lump sum to the beneficiaries , providing them with immediate access to their share of the estate .

遗产以一次性付款的形式分配给受益人,使他们能够立即获得他们的遗产份额。

overhead [名词]
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间接费用

Ex: Reducing overhead is crucial for increasing profitability in a small business .

减少间接费用对于提高小型企业的盈利能力至关重要。

top-up [名词]
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充值

Ex:

在使用了一周的公共交通卡后,我需要充值更多金额以继续通勤。

bubble [名词]
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泡沫

Ex: Investors grew increasingly concerned about a possible stock market bubble as valuations soared to unprecedented levels .

随着估值飙升至前所未有的水平,投资者对股市可能出现的泡沫越来越担忧。

face value [名词]
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面值

Ex:

制造商将产品的面值直接印在包装上,以便消费者清楚。

outlay [名词]
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the sum of money spent

Ex: Investors assessed the outlay before funding the venture .
receivables [名词]
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应收账款

Ex: The finance department is responsible for managing and collecting outstanding receivables from clients and customers .

财务部门负责管理和收取客户和客户的未清应收账款

seed money [名词]
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种子资金

Ex: Venture capitalists provided seed money to the tech start-up to fund product development and initial marketing efforts .

风险投资家向科技初创公司提供了种子资金,以资助产品开发和初步的营销工作。

gratuity [名词]
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小费

Ex: The spa employee was delighted when the customer left a gratuity along with a positive review .

水疗中心的员工很高兴,当顾客留下小费和好评时。

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an organization that lends money to people for buying a house or pays interest on the money that they save there

Ex:
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清算所

Ex: After trading stocks , brokers submit their orders to the clearing house for reconciliation and settlement .

在交易股票后,经纪人将他们的订单提交给清算所进行核对和结算。

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信用额度

Ex: Rather than taking out a traditional loan , the homeowner opted for a line of credit against the equity in their property to finance home renovations .

房主没有选择传统的贷款,而是选择了以其房产净值作为抵押的信贷额度来资助房屋翻新。

fintech [名词]
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金融科技

Ex: Investors are increasingly interested in fintech startups that offer automated investment platforms , promising higher returns and lower fees than traditional investment options .

投资者对提供自动化投资平台的金融科技初创公司越来越感兴趣,这些平台承诺比传统投资选择更高的回报和更低的费用。

pension pot [名词]
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养老金池

Ex: The financial advisor recommended diversifying investments within the pension pot to minimize risk and maximize returns .

财务顾问建议在养老金池内分散投资,以最小化风险并最大化回报。

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子女抚养费

Ex: Sarah receives child support from her ex-husband , which helps her manage the expenses related to her daughter 's education and healthcare .

莎拉从前夫那里得到子女抚养费,这帮助她管理与女儿教育和医疗相关的费用。

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企业福利

Ex: The government faced backlash for providing corporate welfare to large multinational corporations while small businesses struggled to survive .

政府因向大型跨国公司提供企业福利而面临反弹,而小企业则在为生存而挣扎。

giro [名词]
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a British banking system in which funds are transferred from one account to another upon authorization, often via bank or post office

Ex: The company settled invoices through giro payments .
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清算

Ex: After receiving a bonus , he was able to liquidate his outstanding credit card balance .

在收到奖金后,他能够清算他的信用卡未偿余额。

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资产净值

Ex: Investors often use the net asset value as a key indicator to assess the performance and value of a fund .

投资者经常使用资产净值作为评估基金表现和价值的关键指标。

endowment [名词]
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money or property donated to an institution, the income from which is used for its support

Ex: The museum expanded thanks to a generous endowment .