pattern

Listă de Cuvinte Nivel C2 - Finance

Aici vei învăța toate cuvintele esențiale pentru a vorbi despre Finanțe, adunate special pentru elevii de nivel C2.

Revizuire

Fișe de studiu

forme

Ortografie

Chestionar

Începe să înveți
CEFR C2 Vocabulary
price fixing
price fixing
[substantiv]

an agreement between business rivals to not sell products at a lower price

fixarea prețurilor, acord de preț

fixarea prețurilor, acord de preț

Ex: The company was fined millions of dollars for engaging in price fixing with its competitors, violating antitrust laws. 
Închide
Conectare
alimony
alimony
[substantiv]

the money that is demanded by the court to be paid to an ex-spouse or ex-partner

pensie alimentară, alimente

pensie alimentară, alimente

Ex: After the divorce, she was awarded monthly alimony payments to support her financially. 
Închide
Conectare
arrears
arrears
[substantiv]

money that is owed and not yet paid

restanțe, datorii restante

restanțe, datorii restante

Ex: He finally paid off his arrears from the last six months. 
Închide
Conectare
collateral
collateral
[substantiv]

a loan guarantee that may be taken away if the loan is not repaid

garanție,  gaj

garanție, gaj

Ex: When securing a loan, the bank often requires borrowers to provide collateral, such as real estate or vehicles, to mitigate the risk of default. 
Închide
Conectare
contingency
contingency
[substantiv]

the funds that are set aside for unforeseen expenses that may arise in the future

contingentă

contingentă

Ex: The company allocated a portion of its budget as a contingency to cover unexpected costs, such as equipment repairs or legal fees. 
Închide
Conectare
lump sum
lump sum
[substantiv]

a single, large payment made in full, instead of smaller payments made over time

sumă forfetară, plată unică

sumă forfetară, plată unică

Ex: After winning the lottery, Sarah chose to receive her prize as a lump sum rather than in annual installments. 
Închide
Conectare
overhead
overhead
[substantiv]

the regular costs required for maintaining a business or an organization

cheltuieli generale

cheltuieli generale

Ex: Rent, utilities, and insurance are all part of the company's overhead. 
Închide
Conectare
top-up
top-up
[substantiv]

an extra amount of money added to an existing sum so that it reaches the required total

reîncărcare, completare

reîncărcare, completare

Ex: Before embarking on the road trip, I stopped at the gas station to top up the tank. 
Închide
Conectare
bubble
bubble
[substantiv]

a rapid trend of increase in prices that eventually leads to a collapse

bulă, bulă speculativă

bulă, bulă speculativă

Ex: The housing bubble of the mid-2000s led to a catastrophic collapse in real estate prices and triggered the global financial crisis. 
Închide
Conectare
face value
face value
[substantiv]

the price that is imprinted on a product

valoare nominală, valoare facială

valoare nominală, valoare facială

Ex: The ticket's face value was $50, but due to high demand, scalpers were selling them for three times that amount. 
Închide
Conectare
outlay
outlay
[substantiv]

the sum of money spent

cheltuială, investiție

cheltuială, investiție

Ex: The total outlay for the renovations was $50,000. 
Închide
Conectare
receivables
receivables
[substantiv]

the amount of unpaid debt that a company expects to receive from its customers or another company

creanțe, conturi de încasat

creanțe, conturi de încasat

Ex: The company's accounts receivables increased significantly this quarter, indicating strong sales but also potential cash flow challenges. 
Închide
Conectare
seed money
seed money
[substantiv]

the initial amount of money needed to start a business or project

capital de început, finanțare inițială

capital de început, finanțare inițială

Ex: The entrepreneur used seed money from family and friends to launch her start-up company. 
Închide
Conectare
gratuity
gratuity
[substantiv]

an additional amount of money given to someone for their services

bacșiș, gratificație

bacșiș, gratificație

Ex: The waiter received a generous gratuity for providing excellent service throughout the meal. 
Închide
Conectare
savings and loan association

an organization that lends money to people for buying a house or pays interest on the money that they save there

Ex: The savings and loan association offered competitive interest rates on mortgages for first-time homebuyers. 
Închide
Conectare
clearing house
clearing house
[substantiv]

a financial institution that oversees exchanging cheques and other financial transactions

cameră de compensare, centru de compensare

cameră de compensare, centru de compensare

Ex: The clearing house acts as an intermediary between buyers and sellers in financial markets, facilitating the settlement of transactions. 
Închide
Conectare
line of credit
line of credit
[substantiv]

the maximum amount of loan that a customer is allowed to receive

linie de credit, credit revolving

linie de credit, credit revolving

Ex: The small business secured a line of credit from the bank to cover operating expenses during lean months. 
Închide
Conectare
fintech
fintech
[substantiv]

the technological innovation in financial services

fintech, tehnologie financiară

fintech, tehnologie financiară

Ex: The fintech company developed a mobile app that allows users to easily transfer money, pay bills, and track their expenses in real-time. 
Închide
Conectare
pension pot
pension pot
[substantiv]

the total accumulated savings set aside for retirement

fond de pensie, economii pentru pensie

fond de pensie, economii pentru pensie

Ex: As retirement approached, Sarah began contributing more to her pension pot to ensure a comfortable lifestyle in her later years. 
Închide
Conectare
child support
child support
[substantiv]

a regular payment from one parent to financially support the child after a divorce

pensie alimentară pentru copil, sprijin pentru copil

pensie alimentară pentru copil, sprijin pentru copil

Ex: The court ordered John to pay monthly child support to help cover the costs of raising his two children. 
Închide
Conectare
corporate welfare
corporate welfare
[substantiv]

subsidies, incentives, or benefits given by the government to big or growing businesses and corporations

bunăstare corporativă, subvenții corporative

bunăstare corporativă, subvenții corporative

Ex: Critics argue that corporate welfare distorts the free market by giving unfair advantages to certain businesses through government subsidies. 
Închide
Conectare
giro
giro
[substantiv]

a British banking system in which funds are transferred from one account to another upon authorization, often via bank or post office

transfer bancar, transfer poștal

transfer bancar, transfer poștal

Ex: He paid his rent using the giro system. 
Închide
Conectare
to liquidate

to clear one's debt

lichida, achita

lichida, achita

Ex: They were required to liquidate the debt within 15 days of the date due. 
Închide
Conectare
net asset value
net asset value
[substantiv]

the value of a company's assets minus its liabilities, divided by the number of outstanding shares

valoarea netă a activelor, valoarea activelor nete

valoarea netă a activelor, valoarea activelor nete

Ex: The mutual fund's net asset value (NAV) is calculated at the end of each trading day, reflecting the total value of its assets minus liabilities. 
Închide
Conectare
endowment
endowment
[substantiv]

money or property donated to an institution, the income from which is used for its support

fond, donație

fond, donație

Ex: The university's scholarship program is funded by its endowment. 
Închide
Conectare
LanGeek
Descarcă aplicația LanGeek