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Lista de Palabras Nivel C2 - Finance

Aquí aprenderás todas las palabras esenciales para hablar sobre finanzas, recopiladas específicamente para estudiantes de nivel C2.

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CEFR C2 Vocabulary
price fixing
price fixing
[Sustantivo]

an agreement between business rivals to not sell products at a lower price

fijación de precios, acuerdo de precios

fijación de precios, acuerdo de precios

Ex: The company was fined millions of dollars for engaging in price fixing with its competitors, violating antitrust laws. 
alimony
alimony
[Sustantivo]

the money that is demanded by the court to be paid to an ex-spouse or ex-partner

pensión alimenticia

pensión alimenticia

Ex: After the divorce, she was awarded monthly alimony payments to support her financially. 
arrears
arrears
[Sustantivo]

money that is owed and not yet paid

atrasos

atrasos

Ex: He finally paid off his arrears from the last six months. 
collateral
collateral
[Sustantivo]

a loan guarantee that may be taken away if the loan is not repaid

garantía

garantía

Ex: When securing a loan, the bank often requires borrowers to provide collateral, such as real estate or vehicles, to mitigate the risk of default. 
contingency
contingency
[Sustantivo]

the funds that are set aside for unforeseen expenses that may arise in the future

fondo para imprevistos

fondo para imprevistos

Ex: The company allocated a portion of its budget as a contingency to cover unexpected costs, such as equipment repairs or legal fees. 
lump sum
lump sum
[Sustantivo]

a single, large payment made in full, instead of smaller payments made over time

suma global, pago único

suma global, pago único

Ex: After winning the lottery, Sarah chose to receive her prize as a lump sum rather than in annual installments. 
overhead
overhead
[Sustantivo]

the regular costs required for maintaining a business or an organization

gastos generales

gastos generales

Ex: Rent, utilities, and insurance are all part of the company's overhead. 
top-up
top-up
[Sustantivo]

an extra amount of money added to an existing sum so that it reaches the required total

recarga, complemento

recarga, complemento

Ex: Before embarking on the road trip, I stopped at the gas station to top up the tank. 
bubble
bubble
[Sustantivo]

a rapid trend of increase in prices that eventually leads to a collapse

burbuja, burbuja especulativa

burbuja, burbuja especulativa

Ex: The housing bubble of the mid-2000s led to a catastrophic collapse in real estate prices and triggered the global financial crisis. 
face value
face value
[Sustantivo]

the price that is imprinted on a product

valor nominal, valor facial

valor nominal, valor facial

Ex: The ticket's face value was $50, but due to high demand, scalpers were selling them for three times that amount. 
outlay
outlay
[Sustantivo]

the sum of money spent

gasto, inversión

gasto, inversión

Ex: The total outlay for the renovations was $50,000. 
receivables
receivables
[Sustantivo]

the amount of unpaid debt that a company expects to receive from its customers or another company

cuentas por cobrar, derechos de cobro

cuentas por cobrar, derechos de cobro

Ex: The company's accounts receivables increased significantly this quarter, indicating strong sales but also potential cash flow challenges. 
seed money
seed money
[Sustantivo]

the initial amount of money needed to start a business or project

capital semilla, financiamiento inicial

capital semilla, financiamiento inicial

Ex: The entrepreneur used seed money from family and friends to launch her start-up company. 
gratuity
gratuity
[Sustantivo]

an additional amount of money given to someone for their services

propina, gratificación

propina, gratificación

Ex: The waiter received a generous gratuity for providing excellent service throughout the meal. 
savings and loan association

an organization that lends money to people for buying a house or pays interest on the money that they save there

sociedad de ahorro y préstamos

sociedad de ahorro y préstamos

Ex: The savings and loan association offered competitive interest rates on mortgages for first-time homebuyers. 
clearing house
clearing house
[Sustantivo]

a financial institution that oversees exchanging cheques and other financial transactions

cámara de compensación, centro de compensación

cámara de compensación, centro de compensación

Ex: The clearing house acts as an intermediary between buyers and sellers in financial markets, facilitating the settlement of transactions. 
line of credit
line of credit
[Sustantivo]

the maximum amount of loan that a customer is allowed to receive

línea de crédito, crédito revolving

línea de crédito, crédito revolving

Ex: The small business secured a line of credit from the bank to cover operating expenses during lean months. 
fintech
fintech
[Sustantivo]

the technological innovation in financial services

fintech, tecnología financiera

fintech, tecnología financiera

Ex: The fintech company developed a mobile app that allows users to easily transfer money, pay bills, and track their expenses in real-time. 
pension pot
pension pot
[Sustantivo]

the total accumulated savings set aside for retirement

fondo de pensiones, ahorro para la jubilación

fondo de pensiones, ahorro para la jubilación

Ex: As retirement approached, Sarah began contributing more to her pension pot to ensure a comfortable lifestyle in her later years. 
child support
child support
[Sustantivo]

a regular payment from one parent to financially support the child after a divorce

pensión alimenticia para niños, manutención de los hijos

pensión alimenticia para niños, manutención de los hijos

Ex: The court ordered John to pay monthly child support to help cover the costs of raising his two children. 
corporate welfare
corporate welfare
[Sustantivo]

subsidies, incentives, or benefits given by the government to big or growing businesses and corporations

ayuda corporativa, subsidios corporativos

ayuda corporativa, subsidios corporativos

Ex: Critics argue that corporate welfare distorts the free market by giving unfair advantages to certain businesses through government subsidies. 
giro
giro
[Sustantivo]

a British banking system in which funds are transferred from one account to another upon authorization, often via bank or post office

transferencia bancaria, giro postal

transferencia bancaria, giro postal

Ex: He paid his rent using the giro system. 
to liquidate

to clear one's debt

liquidar

liquidar

Ex: They were required to liquidate the debt within 15 days of the date due. 
net asset value
net asset value
[Sustantivo]

the value of a company's assets minus its liabilities, divided by the number of outstanding shares

valor del activo neto

valor del activo neto

Ex: The mutual fund's net asset value (NAV) is calculated at the end of each trading day, reflecting the total value of its assets minus liabilities. 
endowment
endowment
[Sustantivo]

money or property donated to an institution, the income from which is used for its support

donación, legado

donación, legado

Ex: The university's scholarship program is funded by its endowment. 
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