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Lista de Palabras Nivel C2 - Finance

Aquí aprenderá todas las palabras esenciales para hablar de Finanzas, recopiladas específicamente para estudiantes de nivel C2.

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CEFR C2 Vocabulary
price fixing
[Sustantivo]

an agreement between business rivals to not sell products at a lower price

fijación de precios, concertación de precios

fijación de precios, concertación de precios

Ex: Price fixing undermines the principles of free market competition and can harm consumers by limiting choices and driving up prices .
alimony
[Sustantivo]

the money that is demanded by the court to be paid to an ex-spouse or ex-partner

pensión alimenticia

pensión alimenticia

Ex: The judge considered various factors in determining the amount alimony to be paid .
arrears
[Sustantivo]

an unpaid debt that is past due

atrasos

atrasos

Ex: Sarah finally cleared her arrears by entering into a payment plan with the IRS , relieving her of a considerable financial burden .
collateral
[Sustantivo]

a loan guarantee that may be taken away if the loan is not repaid

garantía

garantía

Ex: The entrepreneur pledged his stock portfolio collateral to secure the business loan needed to expand his company .
contingency
[Sustantivo]

the funds that are set aside for unforeseen expenses that may arise in the future

fondo para imprevistos

fondo para imprevistos

Ex: Personal finance experts recommend building contingency fund equivalent to three to six months ' worth of living expenses to provide a financial buffer in case of job loss or medical emergencies .
lump sum
[Sustantivo]

a single, large payment made in full, instead of smaller payments made over time

pago único, suma global

pago único, suma global

Ex: Employees who resign from the company often receive lump sum payment for their unused vacation days upon departure .
overhead
[Sustantivo]

the regular costs required for maintaining a business or an organization

gastos generales, costos indirectos

gastos generales, costos indirectos

Ex: Overhead can vary widely depending on the size and location of the organization.
top-up
[Sustantivo]

an extra amount of money added to an existing sum so that it reaches the required total

recarga, aportación adicional

recarga, aportación adicional

Ex: As my prepaid phone plan was running low on minutes, I went online to top up my account before it expired.
bubble
[Sustantivo]

a rapid trend of increase in prices that eventually leads to a collapse

burbuja, burbuja financiera

burbuja, burbuja financiera

Ex: Central banks closely monitor asset prices to identify and mitigate the risks associated with the formation bubbles in financial markets .
face value
[Sustantivo]

the price that is imprinted on a product

valor nominal, valor de cara

valor nominal, valor de cara

Ex: Despite its face value, the collectible coin was worth significantly more to enthusiasts due to its rarity and historical significance .
outlay
[Sustantivo]

an amount of budget dedicated to something

gasto, desembolso

gasto, desembolso

Ex: The familyoutlay for healthcare expenses has risen sharply in recent years , prompting them to explore more affordable insurance options .
receivables
[Sustantivo]

the amount of unpaid debt that a company expects to receive from its customers or another company

cuentas por cobrar, recepciones

cuentas por cobrar, recepciones

Ex: The accountant reconciled receivables ledger to ensure that all invoices and payments were accurately recorded .
seed money
[Sustantivo]

the initial amount of money needed to start a business or project

capital semilla, dinero inicial

capital semilla, dinero inicial

Ex: As a crowdfunding campaign stretch goal , the project creators aimed to raise seed money to establish a small business around their innovative product idea .
gratuity
[Sustantivo]

an additional amount of money given to someone for their services

propina, gratificación

propina, gratificación

Ex: The chauffeur provided excellent service , so we gave him gratuity in appreciation for his professionalism .

an organization that lends money to people for buying a house or pays interest on the money that they save there

sociedad de ahorro y préstamos

sociedad de ahorro y préstamos

Ex: Depositors trusted the stability of savings and loan association, knowing that their savings were insured by the Federal Deposit Insurance Corporation ( FDIC ) .
clearing house
[Sustantivo]

a financial institution that oversees exchanging cheques and other financial transactions

cámara de compensación, entidad de compensación

cámara de compensación, entidad de compensación

Ex: clearing house conducts daily settlements to ensure that trades are settled promptly and accurately , reducing systemic risk in the financial system .
line of credit
[Sustantivo]

the maximum amount of loan that a customer is allowed to receive

línea de crédito, crédito disponible

línea de crédito, crédito disponible

Ex: The student obtained line of credit from a financial institution to help cover tuition and living expenses while attending university .
fintech
[Sustantivo]

the technological innovation in financial services

tecnología financiera, finanzas tecnológicas

tecnología financiera, finanzas tecnológicas

Ex: Governments around the world are recognizing the potential fintech to drive financial inclusion and economic growth , implementing supportive policies and regulations to foster innovation in the sector .
pension pot
[Sustantivo]

the total accumulated savings set aside for retirement

fondo de pensiones, ahorros para la jubilación

fondo de pensiones, ahorros para la jubilación

Ex: Upon reaching retirement age , individuals can choose to withdraw a lump sum or receive regular payments from pension pot to support their living expenses .
child support
[Sustantivo]

a regular payment from one parent to financially support the child after a divorce

pensión alimentaria, manutención de hijos

pensión alimentaria, manutención de hijos

Ex: Parents can work together to establish a child support arrangement outside of court , often with the help of a mediator .
corporate welfare
[Sustantivo]

subsidies, incentives, or benefits given by the government to big or growing businesses and corporations

beneficios corporativos, subsidios corporativos

beneficios corporativos, subsidios corporativos

Ex: Transparency advocates call for greater oversight and accountability in the distribution corporate welfare to ensure that the funds are used effectively .
giro
[Sustantivo]

a predominantly european system that allows different institutions within a country to electronically transfer money

giro, sistema de giro

giro, sistema de giro

Ex: When traveling within Europe , Jack found it convenient to use giro system for transferring money between his accounts in different countries .
net asset value
[Sustantivo]

the value of a company's assets minus its liabilities, divided by the number of outstanding shares

valor del activo neto

valor del activo neto

Ex: The financial report included a detailed breakdown of the companynet asset value, highlighting the growth in its portfolio of investments .
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