pattern

فهرست واژگان سطح C2 - مالی

در اینجا تمام واژه‌های اساسی برای صحبت درباره امور مالی را یاد خواهید گرفت، که به طور ویژه برای زبان‌آموزان سطح C2 جمع‌آوری شده‌اند.

مرور

فلش‌کارت‌ها

املای کلمه

آزمون

شروع یادگیری
CEFR C2 Vocabulary
price fixing
price fixing
[اسم]

an agreement between business rivals to not sell products at a lower price

تثبیت قیمت

تثبیت قیمت

Ex: The company was fined millions of dollars for engaging in price fixing with its competitors, violating antitrust laws. 
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alimony
alimony
[اسم]

the money that is demanded by the court to be paid to an ex-spouse or ex-partner

نفقه, خرجی

نفقه, خرجی

Ex: After the divorce, she was awarded monthly alimony payments to support her financially. 
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arrears
arrears
[اسم]

money that is owed and not yet paid

معوقه, بدهی عقب‌افتاده

معوقه, بدهی عقب‌افتاده

Ex: He finally paid off his arrears from the last six months. 
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collateral
collateral
[اسم]

a loan guarantee that may be taken away if the loan is not repaid

وثیقه, تضمین

وثیقه, تضمین

Ex: When securing a loan, the bank often requires borrowers to provide collateral, such as real estate or vehicles, to mitigate the risk of default. 
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contingency
contingency
[اسم]

the funds that are set aside for unforeseen expenses that may arise in the future

پولی که برای روز مبادا کنار گذاشته می‌شود

پولی که برای روز مبادا کنار گذاشته می‌شود

Ex: The company allocated a portion of its budget as a contingency to cover unexpected costs, such as equipment repairs or legal fees. 
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lump sum
lump sum
[اسم]

a single, large payment made in full, instead of smaller payments made over time

پرداخت به یکباره

پرداخت به یکباره

Ex: After winning the lottery, Sarah chose to receive her prize as a lump sum rather than in annual installments. 
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overhead
overhead
[اسم]

the regular costs required for maintaining a business or an organization

هزینه‌های مدیریت کسب‌وکار

هزینه‌های مدیریت کسب‌وکار

Ex: Rent, utilities, and insurance are all part of the company's overhead. 
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top-up
top-up
[اسم]

an extra amount of money added to an existing sum so that it reaches the required total

هزینه اضافی

هزینه اضافی

Ex: Before embarking on the road trip, I stopped at the gas station to top up the tank. 
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bubble
bubble
[اسم]

a rapid trend of increase in prices that eventually leads to a collapse

افزایش سریع قیمت

افزایش سریع قیمت

Ex: The housing bubble of the mid-2000s led to a catastrophic collapse in real estate prices and triggered the global financial crisis. 
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face value
face value
[اسم]

the price that is imprinted on a product

قیمت کالا

قیمت کالا

Ex: The ticket's face value was $50, but due to high demand, scalpers were selling them for three times that amount. 
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outlay
outlay
[اسم]

the sum of money spent

هزینه

هزینه

Ex: The total outlay for the renovations was $50,000. 
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receivables
receivables
[اسم]

the amount of unpaid debt that a company expects to receive from its customers or another company

مطالبات

مطالبات

Ex: The company's accounts receivables increased significantly this quarter, indicating strong sales but also potential cash flow challenges. 
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seed money
seed money
[اسم]

the initial amount of money needed to start a business or project

سرمایه آغازین

سرمایه آغازین

Ex: The entrepreneur used seed money from family and friends to launch her start-up company. 
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gratuity
gratuity
[اسم]

an additional amount of money given to someone for their services

انعام

انعام

Ex: The waiter received a generous gratuity for providing excellent service throughout the meal. 
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savings and loan association

an organization that lends money to people for buying a house or pays interest on the money that they save there

صندوق پس انداز تعاونی و رهنی, سازمانی که به مردم برای خرید خانه وام می‌دهد

صندوق پس انداز تعاونی و رهنی, سازمانی که به مردم برای خرید خانه وام می‌دهد

Ex: The savings and loan association offered competitive interest rates on mortgages for first-time homebuyers. 
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clearing house

a financial institution that oversees exchanging cheques and other financial transactions

موسسه مالی

موسسه مالی

Ex: The clearing house acts as an intermediary between buyers and sellers in financial markets, facilitating the settlement of transactions. 
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line of credit

the maximum amount of loan that a customer is allowed to receive

حداکثر اعتبار

حداکثر اعتبار

Ex: The small business secured a line of credit from the bank to cover operating expenses during lean months. 
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fintech
fintech
[اسم]

the technological innovation in financial services

فناروی مالی

فناروی مالی

Ex: The fintech company developed a mobile app that allows users to easily transfer money, pay bills, and track their expenses in real-time. 
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pension pot
pension pot
[اسم]

the total accumulated savings set aside for retirement

صندوق بازنشستگی

صندوق بازنشستگی

Ex: As retirement approached, Sarah began contributing more to her pension pot to ensure a comfortable lifestyle in her later years. 
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child support

a regular payment from one parent to financially support the child after a divorce

نفقه فرزند (بعد از طلاق)

نفقه فرزند (بعد از طلاق)

Ex: The court ordered John to pay monthly child support to help cover the costs of raising his two children. 
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corporate welfare

subsidies, incentives, or benefits given by the government to big or growing businesses and corporations

کمک‌های دولتی به مشاغل, کمک‌های مالی دولت به شرکت‌ها

کمک‌های دولتی به مشاغل, کمک‌های مالی دولت به شرکت‌ها

Ex: Critics argue that corporate welfare distorts the free market by giving unfair advantages to certain businesses through government subsidies. 
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giro
giro
[اسم]

a British banking system in which funds are transferred from one account to another upon authorization, often via bank or post office

روشی برای انتقال پول

روشی برای انتقال پول

Ex: He paid his rent using the giro system. 
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to liquidate
to liquidate
[فعل]

to clear one's debt

بدهی خود را تسویه کردن

بدهی خود را تسویه کردن

Ex: They were required to liquidate the debt within 15 days of the date due. 
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net asset value

the value of a company's assets minus its liabilities, divided by the number of outstanding shares

ارزش خالص دارایی

ارزش خالص دارایی

Ex: The mutual fund's net asset value (NAV) is calculated at the end of each trading day, reflecting the total value of its assets minus liabilities. 
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endowment
endowment
[اسم]

money or property donated to an institution, the income from which is used for its support

تامین‌کننده مالی یک موسسه

تامین‌کننده مالی یک موسسه

Ex: The university's scholarship program is funded by its endowment. 
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