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Kosakata Penting untuk GRE - Uang tidak tumbuh di pohon!

Di sini Anda akan mempelajari beberapa kata dalam bahasa Inggris tentang keuangan, seperti "audit", "undercut", "subsidy", dll., yang diperlukan untuk ujian GRE.

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Essential Words Needed for the GRE
audit
audit
[Kata benda]

a formal examination of financial records to check that they are accurate and properly maintained

Ex: An independent accountant carried out the audit. 
Tutup
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bankroll
bankroll
[Kata benda]

the total amount of money a person or business has for spending or investing

pendanaan, modal

pendanaan, modal

Ex: The investor used his bankroll to buy shares in several startups. 

Investor menggunakan modalnya untuk membeli saham di beberapa startup.

Tutup
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bankruptcy
bankruptcy
[Kata benda]

a situation in which a person or business is unable to pay due debts

kebangkrutan, pailit

kebangkrutan, pailit

Ex: Bankruptcy can provide a fresh start for individuals in severe debt. 

Kebangkrutan dapat memberikan awal yang baru bagi individu dengan utang yang parah.

Tutup
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voucher
voucher
[Kata benda]

a digital code or a printed piece of paper that can be used instead of money when making a purchase or used to receive a discount

voucher, kupon hadiah

voucher, kupon hadiah

Ex: He redeemed his voucher for a free movie ticket at the theater box office. 

Dia menukarkan voucher-nya untuk tiket film gratis di loket teater.

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to undercut
to undercut
[kata kerja]

to demand a lower price than one's rivals

menurunkan harga, memotong harga

menurunkan harga, memotong harga

Ex: The company is currently undercutting prices to increase sales in a tough market. 

Perusahaan saat ini memotong harga untuk meningkatkan penjualan di pasar yang sulit.

Tutup
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treasury
treasury
[Kata benda]

the money, funds, or financial resources belonging to a government, organization, or institution

kas negara,  perbendaharaan

kas negara, perbendaharaan

Ex: Higher revenues added considerably to the state treasury. 
Tutup
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tax evasion
tax evasion
[Kata benda]

the illegal acts done to pay less tax than what is owed or to avoid paying taxes altogether

penggelapan pajak, penghindaran pajak

penggelapan pajak, penghindaran pajak

Ex: The government implemented stricter penalties for tax evasion in an effort to deter individuals and corporations from engaging in fraudulent tax practices. 

Pemerintah menerapkan hukuman yang lebih ketat untuk penggelapan pajak dalam upaya untuk mencegah individu dan perusahaan terlibat dalam praktik perpajakan yang curang.

Tutup
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taxation
taxation
[Kata benda]

the system or process by which a government imposes and collects taxes

perpajakan,  sistem perpajakan

perpajakan, sistem perpajakan

Ex: The course examines taxation in several different countries. 
Tutup
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tariff
tariff
[Kata benda]

a tax imposed by a government on goods imported into or exported from a country

Ex: The company must pay a tariff on each shipment it imports. 
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subsidy
subsidy
[Kata benda]

money provided by a government or organization to support or encourage an activity, industry, service, or expense

Ex: The company received a subsidy to help develop renewable energy technology. 
Tutup
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stagflation
stagflation
[Kata benda]

an economic situation with persistent high inflation and a high unemployment rate

stagflasi, inflasi dengan stagnasi

stagflasi, inflasi dengan stagnasi

Ex: The government tried various strategies to combat stagflation with limited success. 

Pemerintah mencoba berbagai strategi untuk memerangi stagflasi dengan keberhasilan yang terbatas.

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collateral
collateral
[Kata benda]

a loan guarantee that may be taken away if the loan is not repaid

jaminan,  agunan

jaminan, agunan

Ex: In the event of default, the lender has the right to seize and sell the collateral to recover the outstanding debt. 

Dalam hal wanprestasi, pemberi pinjaman berhak menyita dan menjual jaminan untuk menutup utang yang belum dibayar.

Tutup
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contingency
contingency
[Kata benda]

the funds that are set aside for unforeseen expenses that may arise in the future

kontinjensi

kontinjensi

Ex: Non-profit organizations often establish contingency funds to prepare for unexpected drops in donations or to address urgent community needs. 

Organisasi nirlaba sering mendirikan dana darurat untuk mempersiapkan penurunan donasi yang tidak terduga atau untuk memenuhi kebutuhan mendesak masyarakat.

Tutup
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cryptocurrency
cryptocurrency
[Kata benda]

a digital or virtual form of currency secured by cryptography

mata uang kripto, uang kriptografi

mata uang kripto, uang kriptografi

Ex: She uses cryptocurrency to make international payments quickly. 

Dia menggunakan mata uang kripto untuk melakukan pembayaran internasional dengan cepat.

Tutup
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depression
depression
[Kata benda]

a prolonged period of severe economic decline marked by low business activity and high unemployment

depresi,  krisis ekonomi

depresi, krisis ekonomi

Ex: A prolonged depression forced many small businesses to close. 
Tutup
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equity
equity
[Kata benda]

the value of an asset after subtracting any debts or other financial claims against it

ekuitas,  nilai bersih

ekuitas, nilai bersih

Ex: The company sold the building and realized its remaining equity. 
Tutup
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face value
face value
[Kata benda]

the obvious meaning or worth of something, without looking deeper

nilai nominal, makna yang jelas

nilai nominal, makna yang jelas

Ex: It's important to not always accept news headlines at face value. 

Penting untuk tidak selalu menerima berita utama pada nilai nominal.

Tutup
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fiscal
fiscal
[Adjektiva]

relating to government revenue, spending, taxation, or other public finances

fiskal,  anggaran

fiskal, anggaran

Ex: Rising debt has created serious fiscal pressures for the government. 
Tutup
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fluctuation
fluctuation
[Kata benda]

the irregular or unpredictable variation in something over time, characterized by alternating changes

fluktuasi, variasi

fluktuasi, variasi

Ex: Energy prices are subject to frequent fluctuations. 

Harga energi tunduk pada fluktuasi yang sering.

Tutup
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incentive
incentive
[Kata benda]

a payment or concession to encourage someone to do something specific

insentif,  bonus

insentif, bonus

Ex: The loyalty program offered discounts and rewards as incentives for frequent customers. 

Program loyalitas menawarkan diskon dan hadiah sebagai insentif untuk pelanggan yang sering datang.

Tutup
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liquidity
liquidity
[Kata benda]

financial assets in the form of money or able to be easily converted into money

likuiditas

likuiditas

Ex: During a crisis, liquidity can be a lifeline for businesses. 

Selama krisis, likuiditas bisa menjadi penyelamat bagi bisnis.

Tutup
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monetarism
monetarism
[Kata benda]

the theory or policy of controlling the amount of money in circulation as the preferred method of stabilizing the economy

monetarisme, teori moneter

monetarisme, teori moneter

Ex: Monetarism suggests that inflation can be controlled by regulating the money supply. 

Monetarisme menyarankan bahwa inflasi dapat dikendalikan dengan mengatur pasokan uang.

Tutup
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overdraft
overdraft
[Kata benda]

a deficit in a bank account caused by withdrawing more money than is available

overdraft, penarikan lebih

overdraft, penarikan lebih

Ex: He incurred an overdraft after spending more than his account balance. 

Dia menanggung overdraft setelah menghabiskan lebih dari saldo rekeningnya.

Tutup
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to quote
to quote
[kata kerja]

to estimate how much money something will cost

menawar, memperkirakan biaya

menawar, memperkirakan biaya

Ex: The contractor quoted us $10,000 for the kitchen renovation. 
Tutup
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commodity
commodity
[Kata benda]

a product or raw material that can be bought and sold, especially in large quantities on financial markets

komoditas

komoditas

Ex: Copper prices rose sharply on international commodity markets. 
Tutup
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conglomerate
conglomerate
[Kata benda]

a corporation formed by merging different firms or businesses

konglomerat, kelompok perusahaan

konglomerat, kelompok perusahaan

Ex: The conglomerate's stock price soared after announcing plans to divest non-core businesses and focus on its core strengths. 

Harga saham konglomerat melonjak setelah mengumumkan rencana untuk melepas bisnis non-inti dan fokus pada kekuatan intinya.

Tutup
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dividend
dividend
[Kata benda]

a share of a company's profits paid to its shareholders

dividen,  dividen

dividen, dividen

Ex: Investors were disappointed when the board decided not to pay a dividend. 
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proprietor
proprietor
[Kata benda]

the owner of a property or business

pemilik, pengusaha

pemilik, pengusaha

Ex: He became the sole proprietor of the family business. 

Dia menjadi pemilik tunggal bisnis keluarga.

Tutup
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subsidiary
subsidiary
[Kata benda]

a company owned or controlled by another, usually larger, company

anak perusahaan,  cabang

anak perusahaan, cabang

Ex: The corporation sold one of its overseas subsidiaries last year. 
Tutup
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venture
venture
[Kata benda]

a business activity that is mostly very risky

usaha, proyek

usaha, proyek

Ex: They started a new venture in the tech industry, knowing the risks. 
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artisan
artisan
[Kata benda]

a skilled craftsperson who creates objects partly or entirely by hand

pengrajin, tukang

pengrajin, tukang

Ex: The artisan's jewelry designs are unique and intricate. 

Desain perhiasan pengrajin unik dan rumit.

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labor-intensive
labor-intensive
[Adjektiva]

related to a line of work that requires large groups of workers to be able to function

padat karya, memerlukan banyak tenaga kerja

padat karya, memerlukan banyak tenaga kerja

Ex: Mining is a labor-intensive job, needing a large workforce. 

Pertambangan adalah pekerjaan padat karya, membutuhkan tenaga kerja yang besar.

Tutup
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menial
menial
[Adjektiva]

(of work) not requiring special skills, often considered unimportant and poorly paid

rendahan, hina

rendahan, hina

Ex: Many people avoid menial jobs, but they are crucial to the economy. 

Banyak orang menghindari pekerjaan rendahan, tetapi pekerjaan itu sangat penting bagi ekonomi.

Tutup
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painstaking
painstaking
[Adjektiva]

requiring a lot of effort and time

teliti, saksama

teliti, saksama

Ex: The restoration of the historic building required painstaking effort to preserve its original features. 

Pemugaran bangunan bersejarah membutuhkan usaha saksama untuk mempertahankan fitur aslinya.

Tutup
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sabbatical
sabbatical
[Kata benda]

a paid leave from work, often taken every seven years, for study or personal growth

cuti sabbatical, tahun sabbatical

cuti sabbatical, tahun sabbatical

Ex: The professor used her sabbatical to conduct research abroad. 

Profesor menggunakan cuti sabbatical-nya untuk melakukan penelitian di luar negeri.

Tutup
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taxing
taxing
[Adjektiva]

demanding or requiring a considerable amount of effort and energy to deal with

melelahkan, menuntut

melelahkan, menuntut

Ex: Caring for a newborn is a taxing responsibility for new parents. 

Merawat bayi baru lahir adalah tanggung jawab yang melelahkan bagi orang tua baru.

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tedious
tedious
[Adjektiva]

boring and repetitive, often causing frustration or weariness due to a lack of variety or interest

membosankan, melelahkan

membosankan, melelahkan

Ex: The tedious commute to work in heavy traffic was a daily ordeal for many city dwellers. 

Perjalanan membosankan ke tempat kerja dalam kemacetan lalu lintas yang padat adalah cobaan sehari-hari bagi banyak penduduk kota.

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minute
minute
[Kata benda]

a written record summarizing the proceedings and decisions made

notulen, catatan

notulen, catatan

Ex: She was responsible for taking the minute during the meeting. 
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hectic
hectic
[Adjektiva]

extremely busy and chaotic

sibuk, kacau

sibuk, kacau

Ex: The holiday season was particularly hectic for retail employees. 

Musim liburan sangat sibuk bagi karyawan ritel.

Tutup
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