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Kosakata Penting untuk GRE - Money Doesn't Grow on Trees!

Di sini Anda akan mempelajari beberapa kata dalam bahasa Inggris tentang keuangan, seperti "audit", "undercut", "subsidy", dll., yang diperlukan untuk ujian GRE.

Tinjauan

Kartu flash

Ejaan

Kuis

Essential Words Needed for the GRE

[Kata benda]

a formal inspection of a business's financial records to see if they are correct and accurate or not

audit, pemeriksaan keuangan

audit, pemeriksaan keuangan

Ex: The IRS conducted a tax audit to verify the accuracy of the individual 's tax returns .IRS melakukan **audit** pajak untuk memverifikasi keakuratan pengembalian pajak individu.

Tutup

[Kata benda]

the total amount of money a person or business has for spending or investing

pendanaan, modal

pendanaan, modal

Ex: They decided to expand their business with the extra bankroll.Mereka memutuskan untuk memperluas bisnis mereka dengan **modal** tambahan.

Tutup

[Kata benda]

a situation in which a person or business is unable to pay due debts

kebangkrutan, pailit

kebangkrutan, pailit

Ex: The risk of bankruptcy increased as the market conditions worsened .Risiko **kebangkrutan** meningkat seiring memburuknya kondisi pasar.

Tutup

[Kata benda]

a digital code or a printed piece of paper that can be used instead of money when making a purchase or used to receive a discount

voucher, kupon hadiah

voucher, kupon hadiah

Ex: She won a travel voucher in a raffle, which she used to book a weekend getaway.Dia memenangkan **voucher** perjalanan dalam undian, yang dia gunakan untuk memesan liburan akhir pekan.

Tutup

[kata kerja]

to demand a lower price than one's rivals

menurunkan harga, memotong harga

menurunkan harga, memotong harga

Ex: While the market was experiencing fluctuations , airlines were actively undercutting fares to attract passengers .Sementara pasar mengalami fluktuasi, maskapai penerbangan secara aktif **memotong** tarif untuk menarik penumpang.

Tutup

[Kata benda]

the funds and resources that a country or organization controls

bendahara, perbendaharaan

bendahara, perbendaharaan

Ex: The treasury is responsible for managing the country 's financial assets .**Bendahara** bertanggung jawab untuk mengelola aset keuangan negara.

Tutup

[Kata benda]

the illegal acts done to pay less tax than what is owed or to avoid paying taxes altogether

penggelapan pajak, penghindaran pajak

penggelapan pajak, penghindaran pajak

Ex: The accountant was charged with aiding and abetting tax evasion by advising clients on illegal methods to evade taxes .Akuntan tersebut didakwa karena membantu dan menghasut **penggelapan pajak** dengan menasihati klien tentang metode ilegal untuk menghindari pajak.

Tutup

[Kata benda]

the system by which a government collects money from citizens and businesses to fund public services

perpajakan, sistem pajak

perpajakan, sistem pajak

Ex: Taxation allows the government to provide social welfare programs .**Pajak** memungkinkan pemerintah untuk menyediakan program kesejahteraan sosial.

Tutup

[Kata benda]

a tax paid on goods imported or exported

tarif, bea masuk

tarif, bea masuk

Ex: Businesses are concerned about potential tariff increases that could impact their supply chain costs .Bisnis khawatir tentang potensi kenaikan **tarif** yang dapat memengaruhi biaya rantai pasokan mereka.

Tutup

[Kata benda]

an amount of money that a government or organization pays to lower the costs of producing goods or providing services so that prices do not increase

subsidi, bantuan keuangan

subsidi, bantuan keuangan

Ex: The arts organization relies on government subsidies to fund its cultural programs and events .Organisasi seni mengandalkan **subsidi** pemerintah untuk mendanai program dan acara budayanya.

Tutup

[Kata benda]

an economic situation with persistent high inflation and a high unemployment rate

stagflasi, inflasi dengan stagnasi

stagflasi, inflasi dengan stagnasi

Ex: Policymakers were puzzled by the stagflation, as both inflation and unemployment rose .Pembuat kebijakan bingung dengan **stagflasi**, karena baik inflasi maupun pengangguran meningkat.

Tutup

[Kata benda]

a loan guarantee that may be taken away if the loan is not repaid

jaminan, agunan

jaminan, agunan

Ex: The entrepreneur pledged his stock portfolio as collateral to secure the business loan needed to expand his company .Pengusaha itu menjadikan portofolio sahamnya sebagai **jaminan** untuk mengamankan pinjaman bisnis yang dibutuhkan untuk memperluas perusahaannya.

Tutup

[Kata benda]

the funds that are set aside for unforeseen expenses that may arise in the future

kontinjensi

kontinjensi

Ex: Personal finance experts recommend building a contingency fund equivalent to three to six months ' worth of living expenses to provide a financial buffer in case of job loss or medical emergencies .Ahli keuangan pribadi merekomendasikan membangun dana **kontinjensi** setara dengan tiga hingga enam bulan biaya hidup untuk menyediakan penyangga keuangan dalam hal kehilangan pekerjaan atau keadaan darurat medis.

Tutup

[Kata benda]

a digital or virtual form of currency secured by cryptography

mata uang kripto, uang kriptografi

mata uang kripto, uang kriptografi

Ex: Many online stores now accept cryptocurrency as payment .Banyak toko online sekarang menerima **mata uang kripto** sebagai pembayaran.

Tutup

[Kata benda]

a time of little economic activity and high unemployment, which lasts for a long time

depresi, krisis ekonomi

depresi, krisis ekonomi

Ex: The global economy entered a deep depression following the financial crisis of 2008 .Ekonomi global memasuki **depresi** yang dalam setelah krisis keuangan tahun 2008.

Tutup

[Kata benda]

the money one owns in a property after paying back any money one borrowed to buy it

ekuitas, nilai bersih

ekuitas, nilai bersih

Ex: She gained more equity in her home after paying off part of the mortgage .Dia mendapatkan lebih banyak **ekuitas** di rumahnya setelah melunasi sebagian dari hipotek.

Tutup

[Kata benda]

the obvious meaning or worth of something, without looking deeper

nilai nominal, makna yang jelas

nilai nominal, makna yang jelas

Ex: At face value, the deal seemed fair , but a closer look showed hidden costs .Pada **nilai nominal**, kesepakatan itu tampak adil, tetapi pemeriksaan lebih dekat menunjukkan biaya tersembunyi.

Tutup

[Adjektiva]

relating to government revenue or public money, especially taxes

fiskal, anggaran

fiskal, anggaran

Ex: Fiscal responsibility is essential for maintaining the stability of the economy .Tanggung jawab **fiskal** sangat penting untuk menjaga stabilitas ekonomi.

Tutup

[Kata benda]

the irregular or unpredictable variation in something over time, characterized by alternating changes

fluktuasi, variasi

fluktuasi, variasi

Ex: Currency fluctuations affected the company 's international profits .**Fluktuasi** mata uang mempengaruhi keuntungan internasional perusahaan.

Tutup

[Kata benda]

a payment or concession to encourage someone to do something specific

insentif, bonus

insentif, bonus

Ex: The government introduced subsidies as an incentive for farmers to adopt sustainable agricultural practices .Pemerintah memperkenalkan subsidi sebagai **insentif** bagi petani untuk mengadopsi praktik pertanian berkelanjutan.

Tutup

[Kata benda]

financial assets in the form of money or able to be easily converted into money

likuiditas

likuiditas

Ex: The central bank provided liquidity to the financial markets .Bank sentral menyediakan **likuiditas** untuk pasar keuangan.

Tutup

[Kata benda]

the theory or policy of controlling the amount of money in circulation as the preferred method of stabilizing the economy

monetarisme, teori moneter

monetarisme, teori moneter

Ex: Supporters of monetarism believe that a stable money supply ensures economic stability .Pendukung **monetarisme** percaya bahwa pasokan uang yang stabil memastikan stabilitas ekonomi.

Tutup

[Kata benda]

a deficit in a bank account caused by withdrawing more money than is available

overdraft, penarikan lebih

overdraft, penarikan lebih

Ex: The overdraft occurred because of an automatic bill payment .**Overdraft** terjadi karena pembayaran tagihan otomatis.

Tutup

[kata kerja]

to estimate how much money something will cost

menawar, memperkirakan biaya

menawar, memperkirakan biaya

Ex: The graphic designer quoted $ 500 for creating a logo for our business .Desainer grafis **mengutip** $500 untuk membuat logo untuk bisnis kami.

Tutup

[Kata benda]

(economics) an unprocessed material that can be traded in different exchanges or marketplaces

komoditas, bahan mentah

komoditas, bahan mentah

Ex: Investors often include commodities in their portfolios as a hedge against inflation and market volatility .Investor sering memasukkan **komoditas** dalam portofolio mereka sebagai lindung nilai terhadap inflasi dan volatilitas pasar.

Tutup

[Kata benda]

a corporation formed by merging different firms or businesses

konglomerat, kelompok perusahaan

konglomerat, kelompok perusahaan

Ex: Shareholders expressed concerns about the conglomerate's complex corporate structure and urged management to streamline operations for better efficiency .Pemegang saham mengungkapkan kekhawatiran tentang struktur korporat yang kompleks dari **konglomerasi** dan mendesak manajemen untuk menyederhanakan operasi untuk efisiensi yang lebih baik.

Tutup

[Kata benda]

an amount of money paid regularly to the shareholders of a company

dividen

dividen

Ex: The board decided to increase the dividend this year .Dewan memutuskan untuk menaikkan **dividen** tahun ini.

Tutup

[Kata benda]

the owner of a property or business

pemilik, pengusaha

pemilik, pengusaha

Ex: She spoke with the proprietor about renting a space for her event .Dia berbicara dengan **pemilik** tentang menyewa tempat untuk acaranya.

Tutup

[Kata benda]

a business company controlled or owned by a holding or parent company

anak perusahaan, perusahaan cabang

anak perusahaan, perusahaan cabang

Ex: The retail chain has subsidiaries in different countries .Rantai ritel memiliki **anak perusahaan** di berbagai negara.

Tutup

[Kata benda]

a business activity that is mostly very risky

usaha, proyek

usaha, proyek

Ex: Launching a new product line was a risky venture for the company.Meluncurkan lini produk baru adalah **usaha** yang berisiko bagi perusahaan.

Tutup

[Kata benda]

a skilled craftsperson who creates objects partly or entirely by hand

pengrajin, tukang

pengrajin, tukang

Ex: An artisan created the stained glass windows in the church.Seorang **pengrajin** menciptakan jendela kaca patri di gereja.

Tutup

labor-intensive

[Adjektiva]

related to a line of work that requires large groups of workers to be able to function

padat karya, memerlukan banyak tenaga kerja

padat karya, memerlukan banyak tenaga kerja

Ex: The production of handcrafted goods is often labor-intensive.Produksi barang kerajinan tangan seringkali **padat karya**.

Tutup

[Adjektiva]

(of work) not requiring special skills, often considered unimportant and poorly paid

rendahan, hina

rendahan, hina

Ex: The company hires temporary workers for menial tasks like filing and data entry .Perusahaan mempekerjakan pekerja sementara untuk tugas-tugas **sederhana** seperti pengarsipan dan entri data.

Tutup

[Adjektiva]

requiring a lot of effort and time

teliti, saksama

teliti, saksama

Ex: Writing the report was a painstaking process , involving thorough research and careful editing .Menulis laporan adalah proses yang **susah payah**, melibatkan penelitian menyeluruh dan penyuntingan yang hati-hati.

Tutup

[Kata benda]

a paid leave from work, often taken every seven years, for study or personal growth

cuti sabbatical, tahun sabbatical

cuti sabbatical, tahun sabbatical

Ex: On her sabbatical, she focused on completing her book .Pada masa **cuti panjang**nya, dia fokus menyelesaikan bukunya.

Tutup

[Adjektiva]

demanding or requiring a considerable amount of effort and energy to deal with

melelahkan, menuntut

melelahkan, menuntut

Ex: Managing multiple deadlines became quite taxing.Mengelola beberapa tenggat waktu menjadi cukup **melelahkan**.

Tutup

[Adjektiva]

boring and repetitive, often causing frustration or weariness due to a lack of variety or interest

membosankan, melelahkan

membosankan, melelahkan

Ex: Sorting through the clutter in the attic proved to be a tedious and time-consuming endeavor .Menyortir kekacauan di loteng terbukti sebagai usaha yang **membosankan** dan memakan waktu.

Tutup

[Kata benda]

a written record summarizing the proceedings and decisions made

notulen, catatan

notulen, catatan

Ex: The minute noted the agreement to increase the budget .**Notulen** mencatat kesepakatan untuk menambah anggaran.

Tutup

[Adjektiva]

extremely busy and chaotic

sibuk, kacau

sibuk, kacau

Ex: The last-minute changes made the event planning even more hectic than usual .Perubahan menit terakhir membuat perencanaan acara bahkan lebih **sibuk** dari biasanya.

Tutup

Kosakata Penting untuk GRE

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