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Vocabulario Esencial para el GRE - ¡El Dinero No Crece en los Árboles!

Aquí aprenderás algunas palabras en inglés sobre finanzas, como "audit", "undercut", "subsidy", etc. que se necesitan para el examen GRE.

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Essential Words Needed for the GRE
audit
[Sustantivo]

a formal inspection of a business's financial records to see if they are correct and accurate or not

auditoría

auditoría

Ex: The IRS conducted a tax audit to verify the accuracy of the individual 's tax returns .El IRS realizó una **auditoría** fiscal para verificar la exactitud de las declaraciones de impuestos del individuo.
bankroll
[Sustantivo]

the total amount of money a person or business has for spending or investing

efectivo

efectivo

Ex: They decided to expand their business with the extra bankroll.Decidieron expandir su negocio con el **capital** adicional.
bankruptcy
[Sustantivo]

a situation in which a person or business is unable to pay due debts

bancarrota

bancarrota

Ex: The risk of bankruptcy increased as the market conditions worsened .El riesgo de **quiebra** aumentó a medida que empeoraban las condiciones del mercado.
voucher
[Sustantivo]

a digital code or a printed piece of paper that can be used instead of money when making a purchase or used to receive a discount

cupón

cupón

Ex: She won a travel voucher in a raffle, which she used to book a weekend getaway.Ella ganó un **vale** de viaje en una rifa, que usó para reservar una escapada de fin de semana.

to demand a lower price than one's rivals

vender más barato que, vender a precios más bajos que

vender más barato que, vender a precios más bajos que

Ex: While the market was experiencing fluctuations , airlines were actively undercutting fares to attract passengers .Mientras el mercado experimentaba fluctuaciones, las aerolíneas **rebajaban activamente** las tarifas para atraer pasajeros.
treasury
[Sustantivo]

the funds and resources that a country or organization controls

tesorería, erario

tesorería, erario

Ex: The treasury is responsible for managing the country 's financial assets .El **tesoro** es responsable de gestionar los activos financieros del país.
tax evasion
[Sustantivo]

the illegal acts done to pay less tax than what is owed or to avoid paying taxes altogether

evasión fiscal

evasión fiscal

Ex: The accountant was charged with aiding and abetting tax evasion by advising clients on illegal methods to evade taxes .El contador fue acusado de ayudar e instigar a la **evasión fiscal** al asesorar a los clientes sobre métodos ilegales para evadir impuestos.
taxation
[Sustantivo]

the system by which a government collects money from citizens and businesses to fund public services

impuestos

impuestos

Ex: Taxation allows the government to provide social welfare programs .La **fiscalidad** permite al gobierno proporcionar programas de bienestar social.
tariff
[Sustantivo]

a tax paid on goods imported or exported

tarifa

tarifa

Ex: Businesses are concerned about potential tariff increases that could impact their supply chain costs .Las empresas están preocupadas por los posibles aumentos de **aranceles** que podrían afectar sus costos de cadena de suministro.
subsidy
[Sustantivo]

an amount of money that a government or organization pays to lower the costs of producing goods or providing services so that prices do not increase

subvención, subsidio

subvención, subsidio

Ex: The arts organization relies on government subsidies to fund its cultural programs and events .La organización artística depende de los **subsidios** gubernamentales para financiar sus programas y eventos culturales.
stagflation
[Sustantivo]

an economic situation with persistent high inflation and a high unemployment rate

estanflación

estanflación

Ex: Policymakers were puzzled by the stagflation, as both inflation and unemployment rose .Los responsables políticos estaban desconcertados por la **estanflación**, ya que tanto la inflación como el desempleo aumentaron.
collateral
[Sustantivo]

a loan guarantee that may be taken away if the loan is not repaid

garantía

garantía

Ex: The entrepreneur pledged his stock portfolio as collateral to secure the business loan needed to expand his company .El empresario comprometió su cartera de acciones como **garantía** para asegurar el préstamo comercial necesario para expandir su empresa.
contingency
[Sustantivo]

the funds that are set aside for unforeseen expenses that may arise in the future

fondo para imprevistos

fondo para imprevistos

Ex: Personal finance experts recommend building a contingency fund equivalent to three to six months ' worth of living expenses to provide a financial buffer in case of job loss or medical emergencies .Los expertos en finanzas personales recomiendan construir un fondo **de contingencia** equivalente a tres o seis meses de gastos de vida para proporcionar un colchón financiero en caso de pérdida de empleo o emergencias médicas.
cryptocurrency
[Sustantivo]

a digital or virtual form of currency secured by cryptography

criptomoneda

criptomoneda

Ex: Many online stores now accept cryptocurrency as payment .Muchas tiendas en línea ahora aceptan **criptomoneda** como forma de pago.
depression
[Sustantivo]

a time of little economic activity and high unemployment, which lasts for a long time

depresión

depresión

Ex: The global economy entered a deep depression following the financial crisis of 2008 .La economía mundial entró en una **depresión** profunda tras la crisis financiera de 2008.
equity
[Sustantivo]

the money one owns in a property after paying back any money one borrowed to buy it

patrimonio neto

patrimonio neto

Ex: She gained more equity in her home after paying off part of the mortgage .Ella obtuvo más **equidad** en su casa después de pagar parte de la hipoteca.
face value
[Sustantivo]

the obvious meaning or worth of something, without looking deeper

valor nominal

valor nominal

Ex: At face value, the deal seemed fair , but a closer look showed hidden costs .A **simple vista**, el trato parecía justo, pero una mirada más cercana mostró costos ocultos.
fiscal
[Adjetivo]

relating to government revenue or public money, especially taxes

fiscal

fiscal

Ex: Fiscal responsibility is essential for maintaining the stability of the economy .La responsabilidad **fiscal** es esencial para mantener la estabilidad de la economía.
fluctuation
[Sustantivo]

the irregular or unpredictable variation in something over time, characterized by alternating changes

fluctuación

fluctuación

Ex: Currency fluctuations affected the company 's international profits .Las **fluctuaciones** cambiarias afectaron los beneficios internacionales de la empresa.
incentive
[Sustantivo]

a payment or concession to encourage someone to do something specific

incentivo

incentivo

Ex: The government introduced subsidies as an incentive for farmers to adopt sustainable agricultural practices .El gobierno introdujo subsidios como **incentivo** para que los agricultores adopten prácticas agrícolas sostenibles.
liquidity
[Sustantivo]

financial assets in the form of money or able to be easily converted into money

liquidez

liquidez

Ex: The central bank provided liquidity to the financial markets .El banco central proporcionó **liquidez** a los mercados financieros.
monetarism
[Sustantivo]

the theory or policy of controlling the amount of money in circulation as the preferred method of stabilizing the economy

monetarismo

monetarismo

Ex: Supporters of monetarism believe that a stable money supply ensures economic stability .Los partidarios del **monetarismo** creen que un suministro de dinero estable asegura la estabilidad económica.
overdraft
[Sustantivo]

a deficit in a bank account caused by withdrawing more money than is available

descubierto, saldo deudor

descubierto, saldo deudor

Ex: The overdraft occurred because of an automatic bill payment .El **sobregiro** ocurrió debido a un pago automático de factura.
to quote
[Verbo]

to estimate how much money something will cost

ofrecer, dar

ofrecer, dar

Ex: The graphic designer quoted $ 500 for creating a logo for our business .El diseñador gráfico **cotizó** $500 por crear un logo para nuestro negocio.
commodity
[Sustantivo]

(economics) an unprocessed material that can be traded in different exchanges or marketplaces

materia prima

materia prima

Ex: Investors often include commodities in their portfolios as a hedge against inflation and market volatility .Los inversores a menudo incluyen **materias primas** en sus carteras como protección contra la inflación y la volatilidad del mercado.
conglomerate
[Sustantivo]

a corporation formed by merging different firms or businesses

conglomerado

conglomerado

Ex: Shareholders expressed concerns about the conglomerate's complex corporate structure and urged management to streamline operations for better efficiency .Los accionistas expresaron su preocupación por la compleja estructura corporativa del **conglomerado** y urgieron a la gerencia a simplificar las operaciones para una mejor eficiencia.
dividend
[Sustantivo]

an amount of money paid regularly to the shareholders of a company

dividendo

dividendo

Ex: The board decided to increase the dividend this year .La junta decidió aumentar el **dividendo** este año.
proprietor
[Sustantivo]

the owner of a property or business

propietario

propietario

Ex: She spoke with the proprietor about renting a space for her event .Habló con el **propietario** sobre alquilar un espacio para su evento.
subsidiary
[Sustantivo]

a business company controlled or owned by a holding or parent company

filial

filial

Ex: The retail chain has subsidiaries in different countries .La cadena minorista tiene **filiales** en diferentes países.
venture
[Sustantivo]

a business activity that is mostly very risky

emprendimiento

emprendimiento

Ex: Launching a new product line was a risky venture for the company.Lanzar una nueva línea de productos fue una **empresa** arriesgada para la compañía.
artisan
[Sustantivo]

a skilled craftsperson who creates objects partly or entirely by hand

artesano

artesano

Ex: An artisan created the stained glass windows in the church.Un **artesano** creó las vidrieras de la iglesia.
labor-intensive
[Adjetivo]

related to a line of work that requires large groups of workers to be able to function

trabajoso

trabajoso

Ex: The production of handcrafted goods is often labor-intensive.La producción de bienes artesanales suele ser **intensiva en mano de obra**.
menial
[Adjetivo]

(of work) not requiring special skills, often considered unimportant and poorly paid

de baja categoría

de baja categoría

Ex: The company hires temporary workers for menial tasks like filing and data entry .La empresa contrata trabajadores temporales para tareas **rutinarias** como archivar y entrada de datos.
painstaking
[Adjetivo]

requiring a lot of effort and time

meticuloso

meticuloso

Ex: Writing the report was a painstaking process , involving thorough research and careful editing .Escribir el informe fue un proceso **minucioso**, que implicó una investigación exhaustiva y una edición cuidadosa.
sabbatical
[Sustantivo]

a paid leave from work, often taken every seven years, for study or personal growth

año sabático, período sabático

año sabático, período sabático

Ex: On her sabbatical, she focused on completing her book .Durante su **año sabático**, se centró en completar su libro.
taxing
[Adjetivo]

demanding or requiring a considerable amount of effort and energy to deal with

difícil, arduo

difícil, arduo

Ex: Managing multiple deadlines became quite taxing.Gestionar múltiples plazos se volvió bastante **agotador**.
tedious
[Adjetivo]

boring and repetitive, often causing frustration or weariness due to a lack of variety or interest

tedioso, aburrido

tedioso, aburrido

Ex: Sorting through the clutter in the attic proved to be a tedious and time-consuming endeavor .Clasificar el desorden en el ático resultó ser una tarea **tediosa** y que consume mucho tiempo.
minute
[Sustantivo]

a written record summarizing the proceedings and decisions made

minuta

minuta

Ex: The minute noted the agreement to increase the budget .El **minuto** señaló el acuerdo para aumentar el presupuesto.
hectic
[Adjetivo]

extremely busy and chaotic

agitado

agitado

Ex: The last-minute changes made the event planning even more hectic than usual .Los cambios de último momento hicieron que la planificación del evento fuera aún más **caótica** de lo habitual.
Vocabulario Esencial para el GRE
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