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Vocabulario Esencial para el GRE - ¡El Dinero No Crece en los Árboles!

Aquí aprenderás algunas palabras en inglés sobre finanzas, como "audit", "undercut", "subsidy", etc. que se necesitan para el examen GRE.

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Essential Words Needed for the GRE
audit
[Sustantivo]

a formal inspection of a business's financial records to see if they are correct and accurate or not

auditoría

auditoría

Ex: The IRS conducted a audit to verify the accuracy of the individual 's tax returns .
bankroll
[Sustantivo]

the total amount of money a person or business has for spending or investing

efectivo

efectivo

Ex: They decided to expand their business with the bankroll.
bankruptcy
[Sustantivo]

a situation in which a person or business is unable to pay due debts

bancarrota

bancarrota

Ex: The risk bankruptcy increased as the market conditions worsened .
voucher
[Sustantivo]

a digital code or a printed piece of paper that can be used instead of money when making a purchase or used to receive a discount

cupón

cupón

Ex: She won a travel voucher in a raffle, which she used to book a weekend getaway.

to demand a lower price than one's rivals

vender más barato que, vender a precios más bajos que

vender más barato que, vender a precios más bajos que

Ex: While the market was experiencing fluctuations , airlines were undercutting fares to attract passengers .
treasury
[Sustantivo]

the funds and resources that a country or organization controls

tesorería, erario

tesorería, erario

Ex: treasury is responsible for managing the country 's financial assets .
tax evasion
[Sustantivo]

the illegal acts done to pay less tax than what is owed or to avoid paying taxes altogether

evasión fiscal

evasión fiscal

Ex: The accountant was charged with aiding and tax evasion by advising clients on illegal methods to evade taxes .
taxation
[Sustantivo]

the system by which a government collects money from citizens and businesses to fund public services

impuestos

impuestos

Ex: Taxation allows the government to provide social welfare programs .
tariff
[Sustantivo]

a tax paid on goods imported or exported

tarifa

tarifa

Ex: Businesses are concerned about tariff increases that could impact their supply chain costs .
subsidy
[Sustantivo]

an amount of money that a government or organization pays to lower the costs of producing goods or providing services so that prices do not increase

subvención, subsidio

subvención, subsidio

Ex: The arts organization relies on subsidies to fund its cultural programs and events .
stagflation
[Sustantivo]

an economic situation with persistent high inflation and a high unemployment rate

estanflación

estanflación

Ex: Policymakers were puzzled by stagflation, as both inflation and unemployment rose .
collateral
[Sustantivo]

a loan guarantee that may be taken away if the loan is not repaid

garantía

garantía

Ex: The entrepreneur pledged his stock portfolio collateral to secure the business loan needed to expand his company .
contingency
[Sustantivo]

the funds that are set aside for unforeseen expenses that may arise in the future

fondo para imprevistos

fondo para imprevistos

Ex: Personal finance experts recommend building contingency fund equivalent to three to six months ' worth of living expenses to provide a financial buffer in case of job loss or medical emergencies .
cryptocurrency
[Sustantivo]

a digital or virtual form of currency secured by cryptography

criptomoneda

criptomoneda

Ex: Many online stores now cryptocurrency as payment .
depression
[Sustantivo]

a time of little economic activity and high unemployment, which lasts for a long time

depresión

depresión

Ex: The global economy entered a depression following the financial crisis of 2008 .
equity
[Sustantivo]

the money one owns in a property after paying back any money one borrowed to buy it

patrimonio neto

patrimonio neto

Ex: She gained equity in her home after paying off part of the mortgage .
face value
[Sustantivo]

the obvious meaning or worth of something, without looking deeper

valor nominal

valor nominal

Ex: face value, the deal seemed fair , but a closer look showed hidden costs .
fiscal
[Adjetivo]

relating to government revenue or public money, especially taxes

fiscal

fiscal

Ex: Fiscal responsibility is essential for maintaining the stability of the economy .
fluctuation
[Sustantivo]

the irregular or unpredictable variation in something over time, characterized by alternating changes

fluctuación

fluctuación

Ex: fluctuations affected the company 's international profits .
incentive
[Sustantivo]

a payment or concession to encourage someone to do something specific

incentivo

incentivo

Ex: The government introduced subsidies as incentive for farmers to adopt sustainable agricultural practices .
liquidity
[Sustantivo]

financial assets in the form of money or able to be easily converted into money

liquidez

liquidez

Ex: The central bank liquidity to the financial markets .
monetarism
[Sustantivo]

the theory or policy of controlling the amount of money in circulation as the preferred method of stabilizing the economy

monetarismo

monetarismo

Ex: Supporters monetarism believe that a stable money supply ensures economic stability .
overdraft
[Sustantivo]

a deficit in a bank account caused by withdrawing more money than is available

descubierto, saldo deudor

descubierto, saldo deudor

Ex: overdraft occurred because of an automatic bill payment .
to quote
[Verbo]

to estimate how much money something will cost

ofrecer, dar

ofrecer, dar

Ex: The quoted $ 500 for creating a logo for our business .
commodity
[Sustantivo]

(economics) an unprocessed material that can be traded in different exchanges or marketplaces

materia prima

materia prima

Ex: Investors often commodities in their portfolios as a hedge against inflation and market volatility .
conglomerate
[Sustantivo]

a corporation formed by merging different firms or businesses

conglomerado

conglomerado

Ex: Shareholders expressed concerns about conglomerate's complex corporate structure and urged management to streamline operations for better efficiency .
dividend
[Sustantivo]

an amount of money paid regularly to the shareholders of a company

dividendo

dividendo

Ex: The board decided to increase dividend this year .
proprietor
[Sustantivo]

the owner of a property or business

propietario

propietario

Ex: She spoke with proprietor about renting a space for her event .
subsidiary
[Sustantivo]

a business company controlled or owned by a holding or parent company

filial

filial

Ex: The retail chain subsidiaries in different countries .
venture
[Sustantivo]

a business activity that is mostly very risky

emprendimiento

emprendimiento

Ex: Launching a new product line was a risky venture for the company.
artisan
[Sustantivo]

a skilled craftsperson who creates objects partly or entirely by hand

artesano

artesano

Ex: An artisan created the stained glass windows in the church.
labor-intensive
[Adjetivo]

related to a line of work that requires large groups of workers to be able to function

trabajoso

trabajoso

Ex: The production of handcrafted goods is labor-intensive.
menial
[Adjetivo]

(of work) not requiring special skills, often considered unimportant and poorly paid

de baja categoría

de baja categoría

Ex: The company hires temporary workers menial tasks like filing and data entry .
painstaking
[Adjetivo]

requiring a lot of effort and time

meticuloso

meticuloso

Ex: Writing the report was painstaking process , involving thorough research and careful editing .
sabbatical
[Sustantivo]

a paid leave from work, often taken every seven years, for study or personal growth

año sabático, período sabático

año sabático, período sabático

Ex: On sabbatical, she focused on completing her book .
taxing
[Adjetivo]

demanding or requiring a considerable amount of effort and energy to deal with

difícil, arduo

difícil, arduo

Ex: Managing multiple deadlines became quite taxing.
tedious
[Adjetivo]

boring and repetitive, often causing frustration or weariness due to a lack of variety or interest

tedioso, aburrido

tedioso, aburrido

Ex: Sorting through the clutter in the attic proved to be tedious and time-consuming endeavor .
minute
[Sustantivo]

a written record summarizing the proceedings and decisions made

minuta

minuta

Ex: minute noted the agreement to increase the budget .
hectic
[Adjetivo]

extremely busy and chaotic

agitado

agitado

Ex: The last-minute changes made the event planning even hectic than usual .
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