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Vocabular Esențial pentru GRE - Banii nu cresc în copaci!

Aici vei învăța câteva cuvinte în engleză despre finanțe, cum ar fi "audit", "undercut", "subsidy", etc., care sunt necesare pentru examenul GRE.

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Essential Words Needed for the GRE
audit
audit
[substantiv]

a formal inspection of a business's financial records to see if they are correct and accurate or not

audit, inspecție financiară

audit, inspecție financiară

Ex: The company underwent an audit to ensure compliance with financial regulations. 
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bankroll
bankroll
[substantiv]

the total amount of money a person or business has for spending or investing

finanțare, capital

finanțare, capital

Ex: The company increased its bankroll for the new project. 
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bankruptcy
bankruptcy
[substantiv]

a situation in which a person or business is unable to pay due debts

faliment, bankrut

faliment, bankrut

Ex: The company declared bankruptcy after years of financial losses. 
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voucher
voucher
[substantiv]

a digital code or a printed piece of paper that can be used instead of money when making a purchase or used to receive a discount

cupon, voucher cadou

cupon, voucher cadou

Ex: She received a gift voucher for her favorite restaurant as a birthday present. 
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to undercut

to demand a lower price than one's rivals

subevalua, scădea prețurile

subevalua, scădea prețurile

Ex: In a competitive market, businesses may undercut their rivals to attract price-sensitive customers. 
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treasury
treasury
[substantiv]

the funds and resources that a country or organization controls

tezaur, vistierie

tezaur, vistierie

Ex: The government announced a new budget for the national treasury. 
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tax evasion
tax evasion
[substantiv]

the illegal acts done to pay less tax than what is owed or to avoid paying taxes altogether

evaziune fiscală, fraudă fiscală

evaziune fiscală, fraudă fiscală

Ex: The wealthy businessman was convicted of tax evasion after it was discovered that he had hidden millions of dollars in offshore accounts. 
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taxation
taxation
[substantiv]

the system by which a government collects money from citizens and businesses to fund public services

impozitare, sistem fiscal

impozitare, sistem fiscal

Ex: Taxation is necessary to fund public schools and hospitals. 
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tariff
tariff
[substantiv]

a tax paid on goods imported or exported

tarif, taxă vamală

tarif, taxă vamală

Ex: The government imposed a tariff on imported steel to protect domestic producers. 
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subsidy
subsidy
[substantiv]

an amount of money that a government or organization pays to lower the costs of producing goods or providing services so that prices do not increase

subvenție, ajutor financiar

subvenție, ajutor financiar

Ex: The government provides subsidies to farmers to support agricultural production and maintain food security. 
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stagflation
stagflation
[substantiv]

an economic situation with persistent high inflation and a high unemployment rate

stagflație, inflație cu stagnare

stagflație, inflație cu stagnare

Ex: The country experienced stagflation, with prices rising and jobs disappearing. 
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collateral
collateral
[substantiv]

a loan guarantee that may be taken away if the loan is not repaid

garanție,  gaj

garanție, gaj

Ex: When securing a loan, the bank often requires borrowers to provide collateral, such as real estate or vehicles, to mitigate the risk of default. 
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contingency
contingency
[substantiv]

the funds that are set aside for unforeseen expenses that may arise in the future

contingentă

contingentă

Ex: The company allocated a portion of its budget as a contingency to cover unexpected costs, such as equipment repairs or legal fees. 
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cryptocurrency
cryptocurrency
[substantiv]

a digital or virtual form of currency secured by cryptography

criptomonedă, monedă criptografică

criptomonedă, monedă criptografică

Ex: Bitcoin is a popular type of cryptocurrency. 
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depression
depression
[substantiv]

a time of little economic activity and high unemployment, which lasts for a long time

depresie, criză economică

depresie, criză economică

Ex: The Great Depression of the 1930s saw widespread unemployment and severe economic hardship. 
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equity
equity
[substantiv]

the value of an asset after deducting all claims, debts, or liens against it

valoarea netă, capital propriu

valoarea netă, capital propriu

Ex: After paying off the mortgage, they had $120,000 in equity in their home. 
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face value
face value
[substantiv]

the obvious meaning or worth of something, without looking deeper

valoare nominală, sensul evident

valoare nominală, sensul evident

Ex: He took the promise at face value without questioning it. 
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fiscal
fiscal
[adjectiv]

relating to government revenue or public money, especially taxes

fiscal, bugetar

fiscal, bugetar

Ex: The government faces challenges in balancing fiscal priorities while addressing social needs. 
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fluctuation
fluctuation
[substantiv]

the irregular or unpredictable variation in something over time, characterized by alternating changes

fluctuație, variație

fluctuație, variație

Ex: The stock market experienced significant fluctuations last week. 
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incentive
incentive
[substantiv]

a payment or concession to encourage someone to do something specific

stimulent,  bonus

stimulent, bonus

Ex: The company offered a bonus as an incentive for employees who exceeded their sales targets. 
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liquidity
liquidity
[substantiv]

financial assets in the form of money or able to be easily converted into money

lichiditate

lichiditate

Ex: The company maintained high liquidity to cover unexpected expenses. 
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monetarism
monetarism
[substantiv]

the theory or policy of controlling the amount of money in circulation as the preferred method of stabilizing the economy

monetarism, teoria monetară

monetarism, teoria monetară

Ex: Monetarism emphasizes the role of monetary policy over fiscal policy. 
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overdraft
overdraft
[substantiv]

a deficit in a bank account caused by withdrawing more money than is available

descoperit de cont, depășirea limitei de credit

descoperit de cont, depășirea limitei de credit

Ex: The bank charged a fee for the overdraft on her account. 
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to quote
to quote
[verb]

to estimate how much money something will cost

oferta, estima costul

oferta, estima costul

Ex: The contractor quoted us $10,000 for the kitchen renovation. 
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commodity
commodity
[substantiv]

(economics) an unprocessed material that can be traded in different exchanges or marketplaces

marfă, materie primă

marfă, materie primă

Ex: Oil has long been a highly valued commodity on the global market, influencing economies and politics. 
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conglomerate
conglomerate
[substantiv]

a corporation formed by merging different firms or businesses

conglomerat, grup de companii

conglomerat, grup de companii

Ex: The conglomerate expanded its operations by acquiring companies in various industries such as technology, healthcare, and consumer goods. 
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dividend
dividend
[substantiv]

an amount of money paid regularly to the shareholders of a company

dividend

dividend

Ex: The company announced a quarterly dividend of $1 per share. 
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proprietor
proprietor
[substantiv]

the owner of a property or business

proprietar, posesor

proprietar, posesor

Ex: The proprietor of the bookstore greeted every customer personally. 
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subsidiary
subsidiary
[substantiv]

a business company controlled or owned by a holding or parent company

filială, subsidiara

filială, subsidiara

Ex: The tech giant acquired a new subsidiary to expand its product line. 
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venture
venture
[substantiv]

a business activity that is mostly very risky

afacere, proiect

afacere, proiect

Ex: They started a new venture in the tech industry, knowing the risks. 
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artisan
artisan
[substantiv]

a skilled craftsperson who creates objects partly or entirely by hand

meșteșugar, artizan

meșteșugar, artizan

Ex: The artisan crafted beautiful pottery by hand. 
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labor-intensive
labor-intensive
[adjectiv]

related to a line of work that requires large groups of workers to be able to function

intensiv în muncă, care necesită multă muncă

intensiv în muncă, care necesită multă muncă

Ex: Farming is a labor-intensive industry, especially during harvest season. 
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menial
menial
[adjectiv]

(of work) not requiring special skills, often considered unimportant and poorly paid

mărunt, servil

mărunt, servil

Ex: She took a menial job to support herself during college. 
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painstaking
painstaking
[adjectiv]

requiring a lot of effort and time

minuțios, sârguincios

minuțios, sârguincios

Ex: She conducted a painstaking investigation to uncover the truth behind the mysterious disappearance. 
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sabbatical
sabbatical
[substantiv]

a paid leave from work, often taken every seven years, for study or personal growth

un sabbatical, un an sabbatical

un sabbatical, un an sabbatical

Ex: She took a sabbatical to write her novel. 
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taxing
taxing
[adjectiv]

demanding or requiring a considerable amount of effort and energy to deal with

obositor, solicitant

obositor, solicitant

Ex: The marathon was a taxing experience for all the runners. 
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tedious
tedious
[adjectiv]

boring and repetitive, often causing frustration or weariness due to a lack of variety or interest

plictisitor, obositor

plictisitor, obositor

Ex: The tedious task of filing paperwork made the afternoon drag on. 
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minute
minute
[substantiv]

a written record summarizing the proceedings and decisions made

proces verbal, rezumat

proces verbal, rezumat

Ex: She was responsible for taking the minute during the meeting. 
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hectic
hectic
[adjectiv]

extremely busy and chaotic

frenetic, haotic

frenetic, haotic

Ex: The office was always hectic during the end of the month with deadlines approaching. 
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