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Vocabular Esențial pentru GRE - Banii nu cresc pe copaci!

Aici vei învăța câteva cuvinte în engleză despre finanțe, cum ar fi "audit", "undercut", "subsidy", etc., care sunt necesare pentru examenul GRE.

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Essential Words Needed for the GRE
audit
[substantiv]

a formal inspection of a business's financial records to see if they are correct and accurate or not

audit, inspecție financiară

audit, inspecție financiară

Ex: The IRS conducted a audit to verify the accuracy of the individual 's tax returns .
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bankroll
[substantiv]

the total amount of money a person or business has for spending or investing

buget, capital

buget, capital

Ex: They decided to expand their business with the bankroll.
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bankruptcy
[substantiv]

a situation in which a person or business is unable to pay due debts

faliment, insolvabilitate

faliment, insolvabilitate

Ex: The risk bankruptcy increased as the market conditions worsened .
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voucher
[substantiv]

a digital code or a printed piece of paper that can be used instead of money when making a purchase or used to receive a discount

voucher, bon valoric

voucher, bon valoric

Ex: She won a travel voucher in a raffle, which she used to book a weekend getaway.
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to demand a lower price than one's rivals

a subcota, a subprețui

a subcota, a subprețui

Ex: While the market was experiencing fluctuations , airlines were undercutting fares to attract passengers .
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treasury
[substantiv]

the funds and resources that a country or organization controls

tezaur, miză

tezaur, miză

Ex: treasury is responsible for managing the country 's financial assets .
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tax evasion
[substantiv]

the illegal acts done to pay less tax than what is owed or to avoid paying taxes altogether

evaziune fiscală, evaziune de taxe

evaziune fiscală, evaziune de taxe

Ex: The accountant was charged with aiding and tax evasion by advising clients on illegal methods to evade taxes .
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taxation
[substantiv]

the system by which a government collects money from citizens and businesses to fund public services

impozitare, taxare

impozitare, taxare

Ex: Taxation allows the government to provide social welfare programs .
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tariff
[substantiv]

a tax paid on goods imported or exported

tarif, drept de import/export

tarif, drept de import/export

Ex: Businesses are concerned about tariff increases that could impact their supply chain costs .
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subsidy
[substantiv]

an amount of money that a government or organization pays to lower the costs of producing goods or providing services so that prices do not increase

subvenție, subsidie

subvenție, subsidie

Ex: The arts organization relies on subsidies to fund its cultural programs and events .
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stagflation
[substantiv]

an economic situation with persistent high inflation and a high unemployment rate

stagflație, stagflațion

stagflație, stagflațion

Ex: Policymakers were puzzled by stagflation, as both inflation and unemployment rose .
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collateral
[substantiv]

a loan guarantee that may be taken away if the loan is not repaid

garanție, colateral

garanție, colateral

Ex: The entrepreneur pledged his stock portfolio collateral to secure the business loan needed to expand his company .
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contingency
[substantiv]

the funds that are set aside for unforeseen expenses that may arise in the future

fond de rezervă, resursă de urgență

fond de rezervă, resursă de urgență

Ex: Personal finance experts recommend building contingency fund equivalent to three to six months ' worth of living expenses to provide a financial buffer in case of job loss or medical emergencies .
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cryptocurrency
[substantiv]

a digital or virtual form of currency secured by cryptography

criptomonedă, monedă criptografică

criptomonedă, monedă criptografică

Ex: Many online stores now cryptocurrency as payment .
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depression
[substantiv]

a time of little economic activity and high unemployment, which lasts for a long time

depresie, criză economică

depresie, criză economică

Ex: The global economy entered a depression following the financial crisis of 2008 .
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equity
[substantiv]

the money one owns in a property after paying back any money one borrowed to buy it

capital propriu, valoare netă

capital propriu, valoare netă

Ex: She gained equity in her home after paying off part of the mortgage .
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face value
[substantiv]

the obvious meaning or worth of something, without looking deeper

valoare nominală, valoare de suprafață

valoare nominală, valoare de suprafață

Ex: face value, the deal seemed fair , but a closer look showed hidden costs .
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fiscal
[adjectiv]

relating to government revenue or public money, especially taxes

fiscal, fiscală

fiscal, fiscală

Ex: Fiscal responsibility is essential for maintaining the stability of the economy .
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fluctuation
[substantiv]

the irregular or unpredictable variation in something over time, characterized by alternating changes

fluctuație, oscilație

fluctuație, oscilație

Ex: fluctuations affected the company 's international profits .
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incentive
[substantiv]

a payment or concession to encourage someone to do something specific

stimulent, incentiv

stimulent, incentiv

Ex: The government introduced subsidies as incentive for farmers to adopt sustainable agricultural practices .
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liquidity
[substantiv]

financial assets in the form of money or able to be easily converted into money

lichiditate, valoare lichidă

lichiditate, valoare lichidă

Ex: The central bank liquidity to the financial markets .
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monetarism
[substantiv]

the theory or policy of controlling the amount of money in circulation as the preferred method of stabilizing the economy

monetarism, teoria monetaristă

monetarism, teoria monetaristă

Ex: Supporters monetarism believe that a stable money supply ensures economic stability .
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overdraft
[substantiv]

a deficit in a bank account caused by withdrawing more money than is available

descoperit, deficit bancar

descoperit, deficit bancar

Ex: overdraft occurred because of an automatic bill payment .
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to quote
[verb]

to estimate how much money something will cost

a evalua, a oferi o estimare

a evalua, a oferi o estimare

Ex: The quoted $ 500 for creating a logo for our business .
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commodity
[substantiv]

(economics) an unprocessed material that can be traded in different exchanges or marketplaces

mărfă, produs de bază

mărfă, produs de bază

Ex: Investors often commodities in their portfolios as a hedge against inflation and market volatility .
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conglomerate
[substantiv]

a corporation formed by merging different firms or businesses

conglomerat, conglomerare

conglomerat, conglomerare

Ex: Shareholders expressed concerns about conglomerate's complex corporate structure and urged management to streamline operations for better efficiency .
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dividend
[substantiv]

an amount of money paid regularly to the shareholders of a company

dividend, dividendul

dividend, dividendul

Ex: The board decided to increase dividend this year .
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proprietor
[substantiv]

the owner of a property or business

proprietar, întreprinzător

proprietar, întreprinzător

Ex: She spoke with proprietor about renting a space for her event .
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subsidiary
[substantiv]

a business company controlled or owned by a holding or parent company

subsidiară, companie subsidiară

subsidiară, companie subsidiară

Ex: The retail chain subsidiaries in different countries .
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venture
[substantiv]

a business activity that is mostly very risky

întreprindere, afacere riscantă

întreprindere, afacere riscantă

Ex: Launching a new product line was a risky venture for the company.
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artisan
[substantiv]

a skilled craftsperson who creates objects partly or entirely by hand

meșteșugar, artizan

meșteșugar, artizan

Ex: An artisan created the stained glass windows in the church.
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labor-intensive
[adjectiv]

related to a line of work that requires large groups of workers to be able to function

intensiv în muncă, care necesită multă muncă

intensiv în muncă, care necesită multă muncă

Ex: The production of handcrafted goods is labor-intensive.
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menial
[adjectiv]

(of work) not requiring special skills, often considered unimportant and poorly paid

muncă măruntă, muncă umilă

muncă măruntă, muncă umilă

Ex: The company hires temporary workers menial tasks like filing and data entry .
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painstaking
[adjectiv]

requiring a lot of effort and time

meticulos, asidu

meticulos, asidu

Ex: Writing the report was painstaking process , involving thorough research and careful editing .
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sabbatical
[substantiv]

a paid leave from work, often taken every seven years, for study or personal growth

sabbatical, concediu de studiu

sabbatical, concediu de studiu

Ex: On sabbatical, she focused on completing her book .
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taxing
[adjectiv]

demanding or requiring a considerable amount of effort and energy to deal with

exigent, încercător

exigent, încercător

Ex: Managing multiple deadlines became quite taxing.
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tedious
[adjectiv]

boring and repetitive, often causing frustration or weariness due to a lack of variety or interest

plictisitor, întruzător

plictisitor, întruzător

Ex: Sorting through the clutter in the attic proved to be tedious and time-consuming endeavor .
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minute
[substantiv]

a written record summarizing the proceedings and decisions made

proces-verbal, minut

proces-verbal, minut

Ex: minute noted the agreement to increase the budget .
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hectic
[adjectiv]

extremely busy and chaotic

agitat, haotic

agitat, haotic

Ex: The last-minute changes made the event planning even hectic than usual .
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