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Kosakata untuk IELTS General (Skor 8-9) - Keuangan dan Mata Uang

Di sini, Anda akan mempelajari beberapa kata dalam bahasa Inggris yang terkait dengan Keuangan dan Mata Uang yang diperlukan untuk ujian IELTS General Training.

Tinjauan

Kartu flash

Ejaan

Kuis

Vocabulary for General Training IELTS (8-9)

[Kata benda]

an agreement between business rivals to not sell products at a lower price

penetapan harga, kesepakatan harga

penetapan harga, kesepakatan harga

Ex: Price fixing undermines the principles of free market competition and can harm consumers by limiting choices and driving up prices .**Penetapan harga** merusak prinsip persaingan pasar bebas dan dapat merugikan konsumen dengan membatasi pilihan dan menaikkan harga.

Tutup

[Kata benda]

the money that is demanded by the court to be paid to an ex-spouse or ex-partner

nafkah, tunjangan

nafkah, tunjangan

Ex: The judge considered various factors in determining the amount of alimony to be paid .Hakim mempertimbangkan berbagai faktor dalam menentukan jumlah **nafkah** yang harus dibayar.

Tutup

[Kata benda]

an unpaid debt that is past due

tunggakan, utang yang belum dibayar

tunggakan, utang yang belum dibayar

Ex: Sarah finally cleared her tax arrears by entering into a payment plan with the IRS , relieving her of a considerable financial burden .Sarah akhirnya melunasi **tunggakan** pajaknya dengan memasuki rencana pembayaran bersama IRS, membebaskannya dari beban keuangan yang cukup besar.

Tutup

[Kata benda]

a loan guarantee that may be taken away if the loan is not repaid

jaminan, agunan

jaminan, agunan

Ex: The entrepreneur pledged his stock portfolio as collateral to secure the business loan needed to expand his company .Pengusaha itu menjadikan portofolio sahamnya sebagai **jaminan** untuk mengamankan pinjaman bisnis yang dibutuhkan untuk memperluas perusahaannya.

Tutup

[Kata benda]

the funds that are set aside for unforeseen expenses that may arise in the future

kontinjensi

kontinjensi

Ex: Personal finance experts recommend building a contingency fund equivalent to three to six months ' worth of living expenses to provide a financial buffer in case of job loss or medical emergencies .Ahli keuangan pribadi merekomendasikan membangun dana **kontinjensi** setara dengan tiga hingga enam bulan biaya hidup untuk menyediakan penyangga keuangan dalam hal kehilangan pekerjaan atau keadaan darurat medis.

Tutup

[Kata benda]

a single, large payment made in full, instead of smaller payments made over time

pembayaran sekaligus, jumlah sekaligus

pembayaran sekaligus, jumlah sekaligus

Ex: Employees who resign from the company often receive a lump sum payment for their unused vacation days upon departure .Karyawan yang mengundurkan diri dari perusahaan sering menerima **pembayaran sekaligus** untuk hari libur yang tidak digunakan saat berhenti.

Tutup

[Kata benda]

the regular costs required for maintaining a business or an organization

biaya overhead

biaya overhead

Ex: Overhead can vary widely depending on the size and location of the organization.**Biaya overhead** dapat sangat bervariasi tergantung pada ukuran dan lokasi organisasi.

Tutup

[Kata benda]

an extra amount of money added to an existing sum so that it reaches the required total

isi ulang, tambahan

isi ulang, tambahan

Ex: As my prepaid phone plan was running low on minutes, I went online to top up my account before it expired.Karena paket telepon prabayar saya hampir kehabisan menit, saya online untuk **mengisi ulang** akun saya sebelum kadaluarsa.

Tutup

[Kata benda]

a rapid trend of increase in prices that eventually leads to a collapse

gelembung, gelembung spekulatif

gelembung, gelembung spekulatif

Ex: Central banks closely monitor asset prices to identify and mitigate the risks associated with the formation of bubbles in financial markets .Bank sentral memantau harga aset dengan cermat untuk mengidentifikasi dan mengurangi risiko yang terkait dengan pembentukan **gelembung** di pasar keuangan.

Tutup

[Kata benda]

the price that is imprinted on a product

nilai nominal, nilai muka

nilai nominal, nilai muka

Ex: Despite its low face value, the collectible coin was worth significantly more to enthusiasts due to its rarity and historical significance .Meskipun **nilai nominalnya** rendah, koin koleksi bernilai jauh lebih tinggi bagi para penggemar karena kelangkaan dan signifikansi historisnya.

Tutup

[Kata benda]

an amount of budget dedicated to something

pengeluaran, investasi

pengeluaran, investasi

Ex: The family 's outlay for healthcare expenses has risen sharply in recent years , prompting them to explore more affordable insurance options .**Pengeluaran** keluarga untuk biaya kesehatan telah meningkat tajam dalam beberapa tahun terakhir, mendorong mereka untuk mengeksplorasi opsi asuransi yang lebih terjangkau.

Tutup

[Kata benda]

the amount of unpaid debt that a company expects to receive from its customers or another company

piutang, tagihan

piutang, tagihan

Ex: The accountant reconciled the receivables ledger to ensure that all invoices and payments were accurately recorded .Akuntan merekonsiliasi buku besar **piutang** untuk memastikan bahwa semua faktur dan pembayaran dicatat dengan akurat.

Tutup

[Kata benda]

the initial amount of money needed to start a business or project

modal awal, pendanaan awal

modal awal, pendanaan awal

Ex: As a crowdfunding campaign stretch goal , the project creators aimed to raise enough seed money to establish a small business around their innovative product idea .Sebagai tujuan peregangan dari kampanye crowdfunding, para pencipta proyek bertujuan untuk mengumpulkan cukup **modal awal** untuk mendirikan usaha kecil di sekitar ide produk inovatif mereka.

Tutup

[Kata benda]

an amount of money invested in a business

saham, partisipasi

saham, partisipasi

Ex: The family-owned business decided to sell a minority stake to raise funds for expansion .Bisnis keluarga memutuskan untuk menjual **saham minoritas** untuk mengumpulkan dana ekspansi.

Tutup

[Kata benda]

a five-cent coin of Canada and the US

sebuah nikel, koin lima sen

sebuah nikel, koin lima sen

Ex: He did n't have a nickel to his name after spending all his money on rent .Dia tidak memiliki **sepeser pun** setelah menghabiskan semua uangnya untuk sewa.

Tutup

[Kata benda]

an amount of money charged by a restaurant for drinking a wine that was bought from somewhere else by the customer

biaya gabus, biaya pembukaan botol

biaya gabus, biaya pembukaan botol

Ex: The bistro offers a corkage-free Monday, encouraging guests to bring their own wine without extra cost.Bistro menawarkan Senin tanpa **biaya tutup botol**, mendorong tamu untuk membawa anggur mereka sendiri tanpa biaya tambahan.

Tutup

[Kata benda]

an additional amount of money given to someone for their services

tip, gratifikasi

tip, gratifikasi

Ex: The chauffeur provided excellent service , so we gave him a gratuity in appreciation for his professionalism .Sopir memberikan layanan yang sangat baik, jadi kami memberinya **tip** sebagai penghargaan atas profesionalismenya.

Tutup

building society

[Kata benda]

a financial instituion that offers loans or interest for the money invested there

perkumpulan bangunan, bank tabungan

perkumpulan bangunan, bank tabungan

Tutup

[Kata benda]

an automatic machine that allows people to withdraw money or do other banking operation using a debit card

mesin penarik uang tunai, ATM

mesin penarik uang tunai, ATM

Tutup

[Kata benda]

a financial institution that oversees exchanging cheques and other financial transactions

rumah kliring, pusat kliring

rumah kliring, pusat kliring

Ex: The clearing house conducts daily settlements to ensure that trades are settled promptly and accurately , reducing systemic risk in the financial system .**Rumah kliring** melakukan penyelesaian harian untuk memastikan bahwa perdagangan diselesaikan dengan cepat dan akurat, mengurangi risiko sistemik dalam sistem keuangan.

Tutup

[Kata benda]

a predominantly european system that allows different institutions within a country to electronically transfer money

giro, sistem transfer elektronik

giro, sistem transfer elektronik

Ex: When traveling within Europe , Jack found it convenient to use the giro system for transferring money between his accounts in different countries .Saat bepergian di Eropa, Jack merasa nyaman menggunakan sistem **giro** untuk mentransfer uang antara rekeningnya di berbagai negara.

Tutup

[Kata benda]

the maximum amount of loan that a customer is allowed to receive

garis kredit, kredit berputar

garis kredit, kredit berputar

Ex: The student obtained a line of credit from a financial institution to help cover tuition and living expenses while attending university .Mahasiswa tersebut memperoleh **garis kredit** dari lembaga keuangan untuk membantu menutupi biaya kuliah dan biaya hidup saat berkuliah di universitas.

Tutup

[Kata benda]

the technological innovation in financial services

fintech, teknologi finansial

fintech, teknologi finansial

Ex: Governments around the world are recognizing the potential of fintech to drive financial inclusion and economic growth , implementing supportive policies and regulations to foster innovation in the sector .Pemerintah di seluruh dunia mengakui potensi **fintech** untuk mendorong inklusi keuangan dan pertumbuhan ekonomi, menerapkan kebijakan dan regulasi yang mendukung untuk memupuk inovasi di sektor ini.

Tutup

[Kata benda]

the total accumulated savings set aside for retirement

tabungan pensiun, dana pensiun

tabungan pensiun, dana pensiun

Ex: Upon reaching retirement age , individuals can choose to withdraw a lump sum or receive regular payments from their pension pot to support their living expenses .Setelah mencapai usia pensiun, individu dapat memilih untuk menarik sejumlah uang sekaligus atau menerima pembayaran rutin dari **tabungan pensiun** mereka untuk menunjang biaya hidup.

Tutup

[Kata benda]

a regular payment from one parent to financially support the child after a divorce

nafkah anak, dukungan anak

nafkah anak, dukungan anak

Ex: Parents can work together to establish a fair child support arrangement outside of court , often with the help of a mediator .Orang tua dapat bekerja sama untuk menetapkan pengaturan **dukungan anak** yang adil di luar pengadilan, seringkali dengan bantuan mediator.

Tutup

corporate welfare

[Kata benda]

subsidies, incentives, or benefits given by the government to big or growing businesses and corporations

kesejahteraan korporat, subsidi korporasi

kesejahteraan korporat, subsidi korporasi

Ex: Transparency advocates call for greater oversight and accountability in the distribution of corporate welfare to ensure that the funds are used effectively .Para pendukung transparansi menyerukan pengawasan dan akuntabilitas yang lebih besar dalam distribusi **kesejahteraan korporat** untuk memastikan bahwa dana digunakan secara efektif.

Tutup

[Kata benda]

the act of reducing or limiting something in order to reach financial stability

pengurangan, pembatasan

pengurangan, pembatasan

Ex: Curtailment of capital expenditures was necessary to preserve cash flow during the financial downturn.**Pengurangan** pengeluaran modal diperlukan untuk menjaga arus kas selama penurunan finansial.

Tutup

[kata kerja]

to slowly reduce the activity of a business or organization, leading to its eventual closure

berkurang secara bertahap, menutup secara bertahap

berkurang secara bertahap, menutup secara bertahap

Ex: The board of directors voted to wind the organization down and distribute its remaining assets.Dewan direksi memutuskan untuk **menutup secara bertahap** organisasi dan mendistribusikan aset yang tersisa.

Tutup

Kosakata untuk IELTS General (Skor 8-9)

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